Bluff City, TN demographics:
population, income, and more

Total population
2,225
-1.9% year-over-year change
Median household income
$61,059/yr
2.1% year-over-year change
Housing units
899
-9.2% year-over-year change

Bluff City population

How many people live in Bluff City

Bluff City is home to 2,225 residents, according to the most recent Census data. Gender-wise, 49.5% of Bluff City locals are male, and 50.5% are female.

Total population
2,225
-1.9% year-over-year change
Gender ratio
Male
49.5%
1,101
Female
50.5%
1,124
Value Percent YoY change
Male 1,101 49.5% 2.9%
Female 1,124 50.5% -6.2%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Bluff City is 36, with the population distributed as follows: about 19.6% are children under 15, then 14.3% are in the 15 to 24 age group. Adults between 25 and 44 make up 28.4% of the population, while another 27.2% fall into the 45 to 64 bracket. Finally, around 10.4% are 65 or older.

Median age
35.9
Age breakdown
Under 15
19.6%
15 to 24
14.3%
25 to 44
28.4%
45 to 64
27.2%
Over 65
10.4%
Value Percent YoY change
Under 15 437 19.6% -1.8%
15 to 24 318 14.3% 3.9%
25 to 44 632 28.4% -11.4%
45 to 64 606 27.2% 4.1%
Over 65 232 10.4% 4.5%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

At the same time, 0.3% of residents are non-citizens. There’s also a share of 1.4% that includes residents with two or more races.

Citizenship
U.S.-born citizens
99.7%
Non-U.S.-born citizens
0%
Non-citizens
0.3%
Value Percent YoY change
U.S.-born citizens 2,218 99.7% -1.9%
Non-citizens 7 0.3% 0.0%
Racial breakdown
White
98.2%
Black or African American
0%
American Indian and Alaska Native
0%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
1.4%
Other
0.3%
Value Percent
White 2,185 98.2%
American Indian and Alaska Native 1 0%
Two or more races 32 1.4%
Other 7 0.3%

Households in Bluff City

A peek inside Bluff City households

Bluff City has 830 households, with an average of 3 members in each. Of these, 73.6% are families, while the remaining 26.4% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
830
-8.0% year-over-year change
Average people per household
3
Non-family households
219
Family households
611
Value Percent YoY change
Non-family households 219 26.4% -6.8%
Family households 611 73.6% -8.4%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Bluff City

The housing landscape of Bluff City

Bluff City's housing consists of 899 units, with 55.8% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 5.7% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 22.1% of the housing landscape.

Housing units
899
-9.2% year-over-year change
Housing types
Value Percent
1 unit, detached 502 55.8%
1 unit, attached 51 5.7%
2 units 17 1.9%
3 or 4 units 11 1.2%
5 to 9 units 100 11.1%
10 to 19 units 11 1.2%
20 to 49 units 8 0.9%
Mobile home 199 22.1%
Homes built since 2020
37
% year-over-year change

The age of buildings in Bluff City

In Bluff City, the median construction year is 1990. About 9% of homes were built before the 1940s, with another 7% going up by 1949. Most development happened in the second half of the 20th century. Then, 17.6% of homes were added from 2000 to 2009, 15.5% between 2010 and 2019, and 4.1% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 81 9% -34.1%
Built between 1940 and 1949 63 7% 16.7%
Built between 1950 and 1959 65 7.2% -30.1%
Built between 1960 and 1969 18 2% -48.6%
Built between 1970 and 1979 92 10.2% 53.3%
Built between 1980 and 1989 131 14.6% -19.6%
Built between 1990 and 1999 115 12.8% -22.3%
Built between 2000 and 2009 158 17.6% -0.6%
Built between 2010 and 2019 139 15.5% -10.3%
Built in 2020 or later 37 4.1% N/A
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Bluff City occupancy rates

Out of the 830 occupied housing units in Bluff City, 62.3% are owner-occupied, while 37.7% are lived in by tenants. Meanwhile, 7.7% of all homes on the local market sit vacant.

Occupied housing units
830
-8.0% year-over-year change
Occupancy breakdown
Renter occupied
313
Owner occupied
517
Value Percent YoY
change
Renter occupied 313 37.7% -17.0%
Owner occupied 517 62.3% -1.5%
Unoccupied housing units
7.7%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Bluff City housing costs

Housing costs in Bluff City come to a median of $929 per month, while tenants specifically pay a median gross rent of $931.

Median housing costs per month
$929/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Bluff City
$931/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Bluff City

Bluff City education at a glance

About 43.2% of the population in Bluff City went to high school, while 31.1% pursued college studies. Another 10.4% earned an associate degree and 8.4% hold a bachelor’s. Meanwhile, 5.3% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 27 1.7% -20.6%
High school diploma 696 43.2% -6.6%
College diploma 501 31.1% -1.2%
Associate degree 168 10.4% -6.2%
Bachelor's degree 135 8.4% -2.2%
Graduate degree 85 5.3% -1.2%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Bluff City

How much people earn in Bluff City

The average annual household income in Bluff City was $75,843 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +0.9% change from the previous year. At the same time, the median income stood at $61,059, reflecting a +2.1% shift over the same period.

Average household income in Bluff City
$75,843/year
0.9% year-over-year change
Median household income in Bluff City
$61,059/year
2.1% year-over-year change

Bluff City income by age

In Bluff City, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $61,992. Those with someone between 45 and 64 in charge, often well established professionally, earn $66,900 overall. Overall, 84.6% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $61,992 -2.8%
45 - 64 $66,900 3.5%
Over 65 $45,333 -0.3%
Above poverty level
1,871
Below poverty level
340
Value Percent YoY
change
Above poverty level 1,871 84.6% 3.0%
Below poverty level 340 15.4% -23.1%

Employment in Bluff City

Workforce and job types in Bluff City

The job market in Bluff City is powered by 1,022 working residents, spread across a range of industries and roles. 75.2% of the working population are employed in professional or administrative positions, while 24.8% are in hands-on or service-based jobs. Also, 2.4% run their own businesses, 77.9% are employed by private companies, and 12.2% work in the public sector.

Workforce demographics

Working population
1,022
-10.0% year-over-year change
White collar
768
Blue collar
254
Value Percent YoY change
White collar 768 75.2% -12.0%
Blue collar 254 24.8% -3.0%
Employer type
Self employees
2.4%
Private companies
77.9%
Governmental workers
12.2%
Not for profit companies
7.4%
Value Percent YoY change
Self employees 25 2.4% -56.9%
Private companies 796 77.9% -4.1%
Governmental workers 125 12.2% -11.3%
Not for profit companies 76 7.4% -28.3%
Unemployment rate
6.8%
29.8% year-over-year change

Available workforce

The unemployment rate in Bluff City stands at 6.8%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Bluff City

How people get around in Bluff City

Means of transportation
Value Percent YoY change
Car 818 83.3% -14.5%
Bus or trolleybus 3 0.3% 50.0%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Bluff City by zipcode?

Zipcode Population Number of households Median income Average income
37618 12,548 5,291 $63,851 $79,100

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FAQs about Bluff City demographics 

What is the total population of Bluff City?

Bluff City has a total population of 2,225 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -1.9% compared to a year ago.

What is the gender ratio in Bluff City?

The gender ratio in Bluff City is as follows:
  • 49.5% males (1,101 residents)
  • 50.5% females (1,124 residents)

What is the median age in Bluff City?

The median age in Bluff City is 35.9.

What is the age distribution of the population in Bluff City?

The age distribution in Bluff City is as follows:
  • Under 15: 19.6% (437 residents)
  • Ages 15-24: 14.3% (318 residents)
  • Ages 25-44: 28.4% (632 residents)
  • Ages 45-64: 27.2% (606 residents)
  • Over 65: 10.4% (232 residents)

What is the racial and ethnic makeup of Bluff City?

The racial and ethnic makeup of Bluff City is as follows:
  • White: 98.2% (2,185 residents)
  • Black or African American: 0% (0 residents)
  • American Indian and Alaska Native: 0% (1 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 1.4% (32 residents)
  • Other: 0.3% (7 residents)

What percentage of the population in Bluff City are U.S.-born citizens?

U.S.-born citizens represent 99.7% of the population in Bluff City.

How many housing units are there in Bluff City?

There are 899 housing units in Bluff City, reflecting a -9.2% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Bluff City and what is the average household size?

Bluff City has a total of 830 households, with an average of 3 people in each.

What is the median household income in Bluff City?

Bluff City has a median household income of $61,059, representing a +2.1% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Bluff City?

The employment rate is 93.2% in Bluff City, with a workforce of 1,022 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 75.2% (768 residents)
  • Blue-collar workers: 24.8% (254 residents)

Places of employment:
  • Self-employed: 2.4% (25 residents)
  • Private companies: 77.9% (796 residents)
  • Governmental workers: 12.2% (125 residents)
  • Not-for-profit companies: 7.4% (76 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025