Mount Carmel, TN demographics:
population, income, and more

Total population
5,472
-0.6% year-over-year change
Median household income
$68,866/yr
-3.5% year-over-year change
Housing units
2,138
1.1% year-over-year change

Mount Carmel population

How many people live in Mount Carmel

Mount Carmel is home to 5,472 residents, according to the most recent Census data. Gender-wise, 50.5% of Mount Carmel locals are male, and 49.5% are female.

Total population
5,472
-0.6% year-over-year change
Gender ratio
Male
50.5%
2,765
Female
49.5%
2,707
Value Percent YoY change
Male 2,765 50.5% -2.0%
Female 2,707 49.5% 0.9%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Mount Carmel is 47, with the population distributed as follows: about 14.4% are children under 15, then 13.3% are in the 15 to 24 age group. Adults between 25 and 44 make up 19.4% of the population, while another 29.6% fall into the 45 to 64 bracket. Finally, around 23.2% are 65 or older.

Median age
47.2
Age breakdown
Under 15
14.4%
15 to 24
13.3%
25 to 44
19.4%
45 to 64
29.6%
Over 65
23.2%
Value Percent YoY change
Under 15 787 14.4% -3.9%
15 to 24 729 13.3% -5.5%
25 to 44 1,064 19.4% -17.1%
45 to 64 1,620 29.6% 0.2%
Over 65 1,272 23.2% 25.6%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Mount Carmel, 99.4% of the population are US-born citizens, while 0.5% have gained naturalized citizenship. At the same time, 0.2% of residents are non-citizens. There’s also a share of 2.5% that includes residents with two or more races.

Citizenship
U.S.-born citizens
99.4%
Non-U.S.-born citizens
0.5%
Non-citizens
0.2%
Value Percent YoY change
U.S.-born citizens 5,438 99.4% -0.6%
Non-U.S.-born citizens 25 0.5% 0.0%
Non-citizens 9 0.2% 0.0%
Racial breakdown
White
96.9%
Black or African American
0%
American Indian and Alaska Native
0%
Asian
0.3%
Native Hawaiian and other Pacific Islander
0%
Two or more races
2.5%
Other
0.4%
Value Percent
White 5,301 96.9%
Asian 16 0.3%
Two or more races 136 2.5%
Other 19 0.4%

Households in Mount Carmel

A peek inside Mount Carmel households

Mount Carmel has 2,046 households, with an average of 3 members in each. Of these, 74.2% are families, while the remaining 25.8% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
2,046
1.7% year-over-year change
Average people per household
3
Non-family households
528
Family households
1,518
Value Percent YoY change
Non-family households 528 25.8% 1.9%
Family households 1,518 74.2% 1.7%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Mount Carmel

The housing landscape of Mount Carmel

Mount Carmel's housing consists of 2,138 units, with 91.7% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 0.3% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 8% of the housing landscape.

Housing units
2,138
1.1% year-over-year change
Housing types
Value Percent
1 unit, detached 1,961 91.7%
1 unit, attached 6 0.3%
Mobile home 171 8%
Homes built since 2020
0
% year-over-year change

The age of buildings in Mount Carmel

In Mount Carmel, the median construction year is 1978. About 3.8% of homes were built before the 1940s, with another 10.1% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 81 3.8% -14.7%
Built between 1940 and 1949 215 10.1% 18.1%
Built between 1950 and 1959 211 9.9% 58.6%
Built between 1960 and 1969 217 10.2% -7.7%
Built between 1970 and 1979 433 20.2% -3.4%
Built between 1980 and 1989 254 11.9% -30.0%
Built between 1990 and 1999 363 17% 1.1%
Built between 2000 and 2009 253 11.8% 11.4%
Built between 2010 and 2019 111 5.2% 52.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Mount Carmel occupancy rates

Out of the 2,046 occupied housing units in Mount Carmel, 91.4% are owner-occupied, while 8.6% are lived in by tenants. Meanwhile, 4.3% of all homes on the local market sit vacant.

Occupied housing units
2,046
1.7% year-over-year change
Occupancy breakdown
Renter occupied
176
Owner occupied
1,870
Value Percent YoY
change
Renter occupied 176 8.6% -23.8%
Owner occupied 1,870 91.4% 5.1%
Unoccupied housing units
4.3%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Mount Carmel housing costs

Housing costs in Mount Carmel come to a median of $848 per month, while tenants specifically pay a median gross rent of $643.

Median housing costs per month
$848/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Mount Carmel
$643/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Mount Carmel

Mount Carmel education at a glance

About 50.9% of the population in Mount Carmel went to high school, while 28.7% pursued college studies. Another 5.8% earned an associate degree and 9.5% hold a bachelor’s. Meanwhile, 3.5% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 72 1.6% 278.9%
High school diploma 2,304 50.9% 4.2%
College diploma 1,300 28.7% 1.4%
Associate degree 262 5.8% -28.0%
Bachelor's degree 432 9.5% -7.7%
Graduate degree 160 3.5% 6.7%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Mount Carmel

How much people earn in Mount Carmel

The average annual household income in Mount Carmel was $82,144 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -6.8% change from the previous year. At the same time, the median income stood at $68,866, reflecting a -3.5% shift over the same period.

Average household income in Mount Carmel
$82,144/year
-6.8% year-over-year change
Median household income in Mount Carmel
$68,866/year
-3.5% year-over-year change

Mount Carmel income by age

In Mount Carmel, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $75,417. Those with someone between 45 and 64 in charge, often well established professionally, earn $93,438 overall. Overall, 93.1% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $75,417 1.8%
45 - 64 $93,438 2.6%
Over 65 $58,405 -10.2%
Above poverty level
5,087
Below poverty level
375
Value Percent YoY
change
Above poverty level 5,087 93.1% -0.3%
Below poverty level 375 6.9% 18.7%

Average renter income in Mount Carmel

To get a better sense of what renters earn on average in Mount Carmel, their median household income was $52,813 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 14.6%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$52,813
Rent-to-income ratio
14.6%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Mount Carmel

Workforce and job types in Mount Carmel

The job market in Mount Carmel is powered by 2,383 working residents, spread across a range of industries and roles. 64.2% of the working population are employed in professional or administrative positions, while 35.8% are in hands-on or service-based jobs. Also, 5.7% run their own businesses, 78.2% are employed by private companies, and 11% work in the public sector.

Workforce demographics

Working population
2,383
-2.5% year-over-year change
White collar
1,530
Blue collar
853
Value Percent YoY change
White collar 1,530 64.2% -3.7%
Blue collar 853 35.8% -0.2%
Employer type
Self employees
5.7%
Private companies
78.2%
Governmental workers
11%
Not for profit companies
5.2%
Value Percent YoY change
Self employees 135 5.7% -27.4%
Private companies 1,863 78.2% 3.7%
Governmental workers 262 11% -13.5%
Not for profit companies 123 5.2% -22.6%
Unemployment rate
7.4%
-6.9% year-over-year change

Available workforce

The unemployment rate in Mount Carmel stands at 7.4%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Mount Carmel

How people get around in Mount Carmel

Means of transportation
Value Percent YoY change
Car 1,974 84.5% -2.5%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Mount Carmel by zipcode?

Zipcode Population Number of households Median income Average income
37645 5,472 2,046 $68,866 $82,144

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FAQs about Mount Carmel demographics 

What is the total population of Mount Carmel?

Mount Carmel has a total population of 5,472 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -0.6% compared to a year ago.

What is the gender ratio in Mount Carmel?

The gender ratio in Mount Carmel is as follows:
  • 50.5% males (2,765 residents)
  • 49.5% females (2,707 residents)

What is the median age in Mount Carmel?

The median age in Mount Carmel is 47.2.

What is the age distribution of the population in Mount Carmel?

The age distribution in Mount Carmel is as follows:
  • Under 15: 14.4% (787 residents)
  • Ages 15-24: 13.3% (729 residents)
  • Ages 25-44: 19.4% (1,064 residents)
  • Ages 45-64: 29.6% (1,620 residents)
  • Over 65: 23.2% (1,272 residents)

What is the racial and ethnic makeup of Mount Carmel?

The racial and ethnic makeup of Mount Carmel is as follows:
  • White: 96.9% (5,301 residents)
  • Black or African American: 0% (0 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 0.3% (16 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 2.5% (136 residents)
  • Other: 0.4% (19 residents)

What percentage of the population in Mount Carmel are U.S.-born citizens?

U.S.-born citizens represent 99.4% of the population in Mount Carmel.

How many housing units are there in Mount Carmel?

There are 2,138 housing units in Mount Carmel, reflecting a +1.1% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Mount Carmel and what is the average household size?

Mount Carmel has a total of 2,046 households, with an average of 3 people in each.

What is the median household income in Mount Carmel?

Mount Carmel has a median household income of $68,866, representing a -3.5% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Mount Carmel?

The employment rate is 92.6% in Mount Carmel, with a workforce of 2,383 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 64.2% (1,530 residents)
  • Blue-collar workers: 35.8% (853 residents)

Places of employment:
  • Self-employed: 5.7% (135 residents)
  • Private companies: 78.2% (1,863 residents)
  • Governmental workers: 11% (262 residents)
  • Not-for-profit companies: 5.2% (123 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025