Carmichael, CA demographics:
population, income, and more

Total population
76,948
-1.4% year-over-year change
Median household income
$85,914/yr
1.8% year-over-year change
Housing units
33,048
-0.2% year-over-year change

Carmichael population

How many people live in Carmichael

Carmichael is home to 76,948 residents, according to the most recent Census data. Gender-wise, 48.2% of Carmichael locals are male, and 51.8% are female.

Total population
76,948
-1.4% year-over-year change
Gender ratio
Male
48.2%
37,120
Female
51.8%
39,828
Value Percent YoY change
Male 37,120 48.2% -1.6%
Female 39,828 51.8% -1.3%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Carmichael is 40, with the population distributed as follows: about 16.8% are children under 15, then 11.1% are in the 15 to 24 age group. Adults between 25 and 44 make up 27.4% of the population, while another 24% fall into the 45 to 64 bracket. Finally, around 20.7% are 65 or older.

Median age
40.1
Age breakdown
Under 15
16.8%
15 to 24
11.1%
25 to 44
27.4%
45 to 64
24%
Over 65
20.7%
Value Percent YoY change
Under 15 12,939 16.8% 4.5%
15 to 24 8,524 11.1% -4.0%
25 to 44 21,065 27.4% -2.3%
45 to 64 18,474 24% -3.4%
Over 65 15,946 20.7% -1.2%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Carmichael, 81.6% of the population are US-born citizens, while 11.2% have gained naturalized citizenship. At the same time, 7.2% of residents are non-citizens. As for race, 66.2% of locals are Caucasian, 6.3% are African American and 7.8% have Asian roots. Another 0.6% are Indigenous American, 0.4% are Pacific Islanders, while 5.4% identify as another race. There’s also a share of 13.4% that includes residents with two or more races.

Citizenship
U.S.-born citizens
81.6%
Non-U.S.-born citizens
11.2%
Non-citizens
7.2%
Value Percent YoY change
U.S.-born citizens 62,762 81.6% -1.1%
Non-U.S.-born citizens 8,615 11.2% -0.8%
Non-citizens 5,571 7.2% -6.1%
Racial breakdown
White
66.2%
Black or African American
6.3%
American Indian and Alaska Native
0.6%
Asian
7.8%
Native Hawaiian and other Pacific Islander
0.4%
Two or more races
13.4%
Other
5.4%
Value Percent
White 50,898 66.2%
Black or African American 4,872 6.3%
American Indian and Alaska Native 430 0.6%
Asian 6,020 7.8%
Native Hawaiian and other Pacific Islander 268 0.4%
Two or more races 10,325 13.4%
Other 4,135 5.4%

Households in Carmichael

A peek inside Carmichael households

Carmichael has 31,208 households, with an average of 2 members in each. Of these, 61% are families, while the remaining 39% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
31,208
-0.8% year-over-year change
Average people per household
2
Non-family households
12,180
Family households
19,028
Value Percent YoY change
Non-family households 12,180 39% -1.3%
Family households 19,028 61% -0.6%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Carmichael

The housing landscape of Carmichael

Carmichael's housing consists of 33,048 units, with 55.2% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 6.9% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 1% of the housing landscape.

Housing units
33,048
-0.2% year-over-year change
Housing types
Value Percent
1 unit, detached 18,229 55.2%
1 unit, attached 2,281 6.9%
2 units 863 2.6%
3 or 4 units 2,665 8.1%
5 to 9 units 1,970 6%
10 to 19 units 1,015 3.1%
20 to 49 units 1,703 5.2%
50 or more units 3,967 12%
Mobile home 315 1%
Boat, RV, van, etc. 40 0.1%
Homes built since 2020
117
23.2% year-over-year change

The age of buildings in Carmichael

In Carmichael, the median construction year is 1972. About 1% of homes were built before the 1940s, with another 2.8% going up by 1949. Most development happened in the second half of the 20th century. Then, 5.4% of homes were added from 2000 to 2009, 2% between 2010 and 2019, and 0.4% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 340 1% 14.5%
Built between 1940 and 1949 908 2.8% 13.5%
Built between 1950 and 1959 5,933 18% 6.0%
Built between 1960 and 1969 7,211 21.8% 0.8%
Built between 1970 and 1979 8,892 26.9% -3.8%
Built between 1980 and 1989 5,048 15.3% -1.6%
Built between 1990 and 1999 2,147 6.5% -6.5%
Built between 2000 and 2009 1,799 5.4% -3.2%
Built between 2010 and 2019 653 2% 0.6%
Built in 2020 or later 117 0.4% 23.2%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Carmichael occupancy rates

Out of the 31,208 occupied housing units in Carmichael, 52.2% are owner-occupied, while 47.8% are lived in by tenants. Meanwhile, 5.6% of all homes on the local market sit vacant.

Occupied housing units
31,208
-0.8% year-over-year change
Occupancy breakdown
Renter occupied
14,927
Owner occupied
16,281
Value Percent YoY
change
Renter occupied 14,927 47.8% -1.2%
Owner occupied 16,281 52.2% -0.6%
Unoccupied housing units
5.6%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Carmichael housing costs

Housing costs in Carmichael come to a median of $1,682 per month, while tenants specifically pay a median gross rent of $1,702.

Median housing costs per month
$1,682/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Carmichael
$1,702/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Carmichael

Carmichael education at a glance

About 26.8% of the population in Carmichael went to high school, while 25.1% pursued college studies. Another 10.8% earned an associate degree and 20.7% hold a bachelor’s. Meanwhile, 13.4% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 1,937 3.2% -9.7%
High school diploma 16,413 26.8% -2.6%
College diploma 15,328 25.1% -5.0%
Associate degree 6,604 10.8% -5.1%
Bachelor's degree 12,664 20.7% -0.8%
Graduate degree 8,190 13.4% 3.2%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Carmichael

How much people earn in Carmichael

The average annual household income in Carmichael was $116,059 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +0.9% change from the previous year. At the same time, the median income stood at $85,914, reflecting a +1.8% shift over the same period.

Average household income in Carmichael
$116,059/year
0.9% year-over-year change
Median household income in Carmichael
$85,914/year
1.8% year-over-year change

Carmichael income by age

In Carmichael, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $81,897. Those with someone between 45 and 64 in charge, often well established professionally, earn $110,549 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $49,092, while those led by someone over 65, many of whom may be retired, have about $79,180 in earnings. Overall, 87.4% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $49,092 4.1%
25 - 44 $81,897 0.8%
45 - 64 $110,549 3.4%
Over 65 $79,180 1.9%
Above poverty level
65,817
Below poverty level
9,489
Value Percent YoY
change
Above poverty level 65,817 87.4% -3.1%
Below poverty level 9,489 12.6% 11.2%

Average renter income in Carmichael

To get a better sense of what renters earn on average in Carmichael, their median household income was $56,772 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 36%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$56,772
Rent-to-income ratio
36%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Carmichael

Workforce and job types in Carmichael

The job market in Carmichael is powered by 35,684 working residents, spread across a range of industries and roles. 83.5% of the working population are employed in professional or administrative positions, while 16.5% are in hands-on or service-based jobs. Also, 10.8% run their own businesses, 57.3% are employed by private companies, and 22% work in the public sector.

Workforce demographics

Working population
35,684
-3.8% year-over-year change
White collar
29,799
Blue collar
5,885
Value Percent YoY change
White collar 29,799 83.5% -3.4%
Blue collar 5,885 16.5% -5.7%
Employer type
Self employees
10.8%
Private companies
57.3%
Governmental workers
22%
Not for profit companies
9.9%
Value Percent YoY change
Self employees 3,844 10.8% -8.1%
Private companies 20,439 57.3% -5.1%
Governmental workers 7,856 22% -0.1%
Not for profit companies 3,545 9.9% 1.4%
Unemployment rate
7.3%
19.2% year-over-year change

Available workforce

The unemployment rate in Carmichael stands at 7.3%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Carmichael

How people get around in Carmichael

In Carmichael, the average commute time is 27 minutes. Commuting methods vary: 74.4% of residents travel by personal vehicle and 1.7% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Commute time
27 min
0.4% year-over-year change
Means of transportation
Value Percent YoY change
Car 25,843 74.4% -6.8%
Taxicab 71 0.2% 2.9%
Bus or trolleybus 337 1% 42.8%
Subway or elevated 51 0.2% N/A
Railroad 31 0.1% -27.9%
Motorcycle 141 0.4% 6.8%
Bicycle 158 0.4% 20.6%
Walk 606 1.7% 74.6%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Carmichael by zipcode?

Zipcode Population Number of households Median income Average income
95608 61,440 25,577 $86,563 $118,888

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FAQs about Carmichael demographics 

What is the total population of Carmichael?

Carmichael has a total population of 76,948 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -1.4% compared to a year ago.

What is the gender ratio in Carmichael?

The gender ratio in Carmichael is as follows:
  • 48.2% males (37,120 residents)
  • 51.8% females (39,828 residents)

What is the median age in Carmichael?

The median age in Carmichael is 40.1.

What is the age distribution of the population in Carmichael?

The age distribution in Carmichael is as follows:
  • Under 15: 16.8% (12,939 residents)
  • Ages 15-24: 11.1% (8,524 residents)
  • Ages 25-44: 27.4% (21,065 residents)
  • Ages 45-64: 24% (18,474 residents)
  • Over 65: 20.7% (15,946 residents)

What is the racial and ethnic makeup of Carmichael?

The racial and ethnic makeup of Carmichael is as follows:
  • White: 66.2% (50,898 residents)
  • Black or African American: 6.3% (4,872 residents)
  • American Indian and Alaska Native: 0.6% (430 residents)
  • Asian: 7.8% (6,020 residents)
  • Native Hawaiian and Other Pacific Islander: 0.4% (268 residents)
  • Two or More Races: 13.4% (10,325 residents)
  • Other: 5.4% (4,135 residents)

What percentage of the population in Carmichael are U.S.-born citizens?

U.S.-born citizens represent 81.6% of the population in Carmichael.

How many housing units are there in Carmichael?

There are 33,048 housing units in Carmichael, reflecting a -0.2% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Carmichael and what is the average household size?

Carmichael has a total of 31,208 households, with an average of 2 people in each.

What is the median household income in Carmichael?

Carmichael has a median household income of $85,914, representing a +1.8% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Carmichael?

The employment rate is 92.7% in Carmichael, with a workforce of 35,684 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 83.5% (29,799 residents)
  • Blue-collar workers: 16.5% (5,885 residents)

Places of employment:
  • Self-employed: 10.8% (3,844 residents)
  • Private companies: 57.3% (20,439 residents)
  • Governmental workers: 22% (7,856 residents)
  • Not-for-profit companies: 9.9% (3,545 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025