Munford, TN demographics:
population, income, and more

Total population
6,588
2.0% year-over-year change
Median household income
$89,531/yr
3.5% year-over-year change
Housing units
2,511
-0.6% year-over-year change

Munford population

How many people live in Munford

Munford is home to 6,588 residents, according to the most recent Census data. Gender-wise, 49.6% of Munford locals are male, and 50.4% are female.

Total population
6,588
2.0% year-over-year change
Gender ratio
Male
49.6%
3,269
Female
50.4%
3,319
Value Percent YoY change
Male 3,269 49.6% -1.3%
Female 3,319 50.4% 5.5%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Munford is 32, with the population distributed as follows: about 22.7% are children under 15, then 15.5% are in the 15 to 24 age group. Adults between 25 and 44 make up 30.6% of the population, while another 18.3% fall into the 45 to 64 bracket. Finally, around 12.8% are 65 or older.

Median age
32.1
Age breakdown
Under 15
22.7%
15 to 24
15.5%
25 to 44
30.6%
45 to 64
18.3%
Over 65
12.8%
Value Percent YoY change
Under 15 1,497 22.7% 1.1%
15 to 24 1,023 15.5% 14.1%
25 to 44 2,017 30.6% -3.1%
45 to 64 1,208 18.3% -4.4%
Over 65 843 12.8% 14.7%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Munford, 96% of the population are US-born citizens, while 3.6% have gained naturalized citizenship. At the same time, 0.5% of residents are non-citizens. As for race, 86.6% of locals are Caucasian, 2.7% are African American and 1.6% have Asian roots. There’s also a share of 5.4% that includes residents with two or more races.

Citizenship
U.S.-born citizens
96%
Non-U.S.-born citizens
3.6%
Non-citizens
0.5%
Value Percent YoY change
U.S.-born citizens 6,322 96% 2.8%
Non-U.S.-born citizens 235 3.6% 1.3%
Non-citizens 31 0.5% -58.1%
Racial breakdown
White
86.6%
Black or African American
2.7%
American Indian and Alaska Native
1.1%
Asian
1.6%
Native Hawaiian and other Pacific Islander
0%
Two or more races
5.4%
Other
2.8%
Value Percent
White 5,704 86.6%
Black or African American 175 2.7%
American Indian and Alaska Native 70 1.1%
Asian 105 1.6%
Two or more races 353 5.4%
Other 181 2.8%

Households in Munford

A peek inside Munford households

Munford has 2,318 households, with an average of 3 members in each. Of these, 69.2% are families, while the remaining 30.8% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
2,318
-0.1% year-over-year change
Average people per household
3
Non-family households
714
Family households
1,604
Value Percent YoY change
Non-family households 714 30.8% -0.3%
Family households 1,604 69.2% 0.0%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Munford

The housing landscape of Munford

Munford's housing consists of 2,511 units, with 84.8% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 1.4% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 5% of the housing landscape.

Housing units
2,511
-0.6% year-over-year change
Housing types
Value Percent
1 unit, detached 2,128 84.8%
1 unit, attached 34 1.4%
3 or 4 units 79 3.2%
5 to 9 units 78 3.1%
20 to 49 units 11 0.4%
Mobile home 126 5%
Boat, RV, van, etc. 55 2.2%
Homes built since 2020
154
33.9% year-over-year change

The age of buildings in Munford

In Munford, the median construction year is 1994. About 1.9% of homes were built before the 1940s, with another 1.8% going up by 1949. Most development happened in the second half of the 20th century. Then, 21.5% of homes were added from 2000 to 2009, 12.3% between 2010 and 2019, and 6.1% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 47 1.9% -22.9%
Built between 1940 and 1949 44 1.8% -13.7%
Built between 1950 and 1959 61 2.4% -52.0%
Built between 1960 and 1969 15 0.6% -53.1%
Built between 1970 and 1979 386 15.4% -4.5%
Built between 1980 and 1989 515 20.5% 30.7%
Built between 1990 and 1999 441 17.6% -4.5%
Built between 2000 and 2009 539 21.5% -13.3%
Built between 2010 and 2019 309 12.3% 19.8%
Built in 2020 or later 154 6.1% 33.9%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Munford occupancy rates

Out of the 2,318 occupied housing units in Munford, 80.4% are owner-occupied, while 19.6% are lived in by tenants. Meanwhile, 7.7% of all homes on the local market sit vacant.

Occupied housing units
2,318
-0.1% year-over-year change
Occupancy breakdown
Renter occupied
454
Owner occupied
1,864
Value Percent YoY
change
Renter occupied 454 19.6% 2.0%
Owner occupied 1,864 80.4% -0.6%
Unoccupied housing units
7.7%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Munford housing costs

Housing costs in Munford come to a median of $1,336 per month, while tenants specifically pay a median gross rent of $1,176.

Median housing costs per month
$1,336/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Munford
$1,176/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Munford

Munford education at a glance

About 39.9% of the population in Munford went to high school, while 26% pursued college studies. Another 13.3% earned an associate degree and 13.9% hold a bachelor’s. Meanwhile, 6.2% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 36 0.8% 9.1%
High school diploma 1,886 39.9% 17.4%
College diploma 1,230 26% -5.6%
Associate degree 627 13.3% 1.1%
Bachelor's degree 658 13.9% -11.1%
Graduate degree 292 6.2% 25.3%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Munford

How much people earn in Munford

The average annual household income in Munford was $99,547 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +3.3% change from the previous year. At the same time, the median income stood at $89,531, reflecting a +3.5% shift over the same period.

Average household income in Munford
$99,547/year
3.3% year-over-year change
Median household income in Munford
$89,531/year
3.5% year-over-year change

Munford income by age

In Munford, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $134,511. Those with someone between 45 and 64 in charge, often well established professionally, earn $120,417 overall. Overall, 91.2% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $134,511 3.3%
45 - 64 $120,417 32.7%
Over 65 $44,119 6.7%
Above poverty level
5,998
Below poverty level
577
Value Percent YoY
change
Above poverty level 5,998 91.2% -0.1%
Below poverty level 577 8.8% 35.1%

Average renter income in Munford

To get a better sense of what renters earn on average in Munford, their median household income was $44,830 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 31.5%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$44,830
Rent-to-income ratio
31.5%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Munford

Workforce and job types in Munford

The job market in Munford is powered by 2,999 working residents, spread across a range of industries and roles. 75.1% of the working population are employed in professional or administrative positions, while 24.9% are in hands-on or service-based jobs. Also, 5.8% run their own businesses, 64.8% are employed by private companies, and 18% work in the public sector.

Workforce demographics

Working population
2,999
-1.0% year-over-year change
White collar
2,253
Blue collar
746
Value Percent YoY change
White collar 2,253 75.1% 1.4%
Blue collar 746 24.9% -7.3%
Employer type
Self employees
5.8%
Private companies
64.8%
Governmental workers
18%
Not for profit companies
11.4%
Value Percent YoY change
Self employees 174 5.8% -7.0%
Private companies 1,943 64.8% -3.4%
Governmental workers 539 18% -5.1%
Not for profit companies 343 11.4% 31.4%
Unemployment rate
7.9%
14.7% year-over-year change

Available workforce

The unemployment rate in Munford stands at 7.9%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Munford

How people get around in Munford

Means of transportation
Value Percent YoY change
Car 2,751 89.9% -1.9%
Bicycle 23 0.8% N/A
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Munford by zipcode?

Zipcode Population Number of households Median income Average income
38058 10,303 3,633 $83,750 $95,696

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FAQs about Munford demographics 

What is the total population of Munford?

Munford has a total population of 6,588 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +2.0% compared to a year ago.

What is the gender ratio in Munford?

The gender ratio in Munford is as follows:
  • 49.6% males (3,269 residents)
  • 50.4% females (3,319 residents)

What is the median age in Munford?

The median age in Munford is 32.1.

What is the age distribution of the population in Munford?

The age distribution in Munford is as follows:
  • Under 15: 22.7% (1,497 residents)
  • Ages 15-24: 15.5% (1,023 residents)
  • Ages 25-44: 30.6% (2,017 residents)
  • Ages 45-64: 18.3% (1,208 residents)
  • Over 65: 12.8% (843 residents)

What is the racial and ethnic makeup of Munford?

The racial and ethnic makeup of Munford is as follows:
  • White: 86.6% (5,704 residents)
  • Black or African American: 2.7% (175 residents)
  • American Indian and Alaska Native: 1.1% (70 residents)
  • Asian: 1.6% (105 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 5.4% (353 residents)
  • Other: 2.8% (181 residents)

What percentage of the population in Munford are U.S.-born citizens?

U.S.-born citizens represent 96% of the population in Munford.

How many housing units are there in Munford?

There are 2,511 housing units in Munford, reflecting a -0.6% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Munford and what is the average household size?

Munford has a total of 2,318 households, with an average of 3 people in each.

What is the median household income in Munford?

Munford has a median household income of $89,531, representing a +3.5% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Munford?

The employment rate is 92.1% in Munford, with a workforce of 2,999 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 75.1% (2,253 residents)
  • Blue-collar workers: 24.9% (746 residents)

Places of employment:
  • Self-employed: 5.8% (174 residents)
  • Private companies: 64.8% (1,943 residents)
  • Governmental workers: 18% (539 residents)
  • Not-for-profit companies: 11.4% (343 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025