Finley, TN demographics:
population, income, and more

Total population
481
-2.4% year-over-year change
Median household income
$73,846/yr
21.8% year-over-year change
Housing units
193
-18.9% year-over-year change

Finley population

How many people live in Finley

Finley is home to 481 residents, according to the most recent Census data. Gender-wise, 59.5% of Finley locals are male, and 40.5% are female.

Total population
481
-2.4% year-over-year change
Gender ratio
Male
59.5%
286
Female
40.5%
195
Value Percent YoY change
Male 286 59.5% 8.8%
Female 195 40.5% -15.2%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Finley is 32, with the population distributed as follows: about 9.8% are children under 15, then 34.5% are in the 15 to 24 age group. Adults between 25 and 44 make up 29.1% of the population, while another 20.4% fall into the 45 to 64 bracket. Finally, around 6.2% are 65 or older.

Median age
32.1
Age breakdown
Under 15
9.8%
15 to 24
34.5%
25 to 44
29.1%
45 to 64
20.4%
Over 65
6.2%
Value Percent YoY change
Under 15 47 9.8% -17.5%
15 to 24 166 34.5% 2.5%
25 to 44 140 29.1% 2.9%
45 to 64 98 20.4% 19.5%
Over 65 30 6.2% -46.4%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

At the same time, 1.9% of residents are non-citizens.

Citizenship
U.S.-born citizens
98.1%
Non-U.S.-born citizens
0%
Non-citizens
1.9%
Value Percent YoY change
U.S.-born citizens 472 98.1% -1.9%
Non-citizens 9 1.9% -25.0%
Racial breakdown
White
93.8%
Black or African American
0%
American Indian and Alaska Native
0%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
0%
Other
6.2%
Value Percent
White 451 93.8%
Other 30 6.2%

Households in Finley

A peek inside Finley households

Finley has 172 households, with an average of 3 members in each. Of these, 73.8% are families, while the remaining 26.2% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
172
-10.4% year-over-year change
Average people per household
3
Non-family households
45
Family households
127
Value Percent YoY change
Non-family households 45 26.2% -45.1%
Family households 127 73.8% 15.4%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Finley

The housing landscape of Finley

Finley's housing consists of 193 units, with 76.2% being detached single-family homes ideal for those wanting space. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 23.8% of the housing landscape.

Housing units
193
-18.9% year-over-year change
Housing types
Value Percent
1 unit, detached 147 76.2%
Mobile home 46 23.8%
Homes built since 2020
0
% year-over-year change

The age of buildings in Finley

In Finley, the median construction year is 1978. About 3.1% of homes were built before the 1940s, with another 6.7% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 6 3.1% -25.0%
Built between 1940 and 1949 13 6.7% -18.8%
Built between 1950 and 1959 10 5.2% -60.0%
Built between 1960 and 1969 48 24.9% -41.5%
Built between 1970 and 1979 25 13% 25.0%
Built between 1990 and 1999 61 31.6% 17.3%
Built between 2000 and 2009 30 15.5% -14.3%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Finley occupancy rates

Out of the 172 occupied housing units in Finley, 48.8% are owner-occupied, while 51.2% are lived in by tenants. Meanwhile, 10.9% of all homes on the local market sit vacant.

Occupied housing units
172
-10.4% year-over-year change
Occupancy breakdown
Renter occupied
88
Owner occupied
84
Value Percent YoY
change
Renter occupied 88 51.2% -3.3%
Owner occupied 84 48.8% -16.8%
Unoccupied housing units
10.9%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Finley housing costs

Housing costs in Finley come to a median of $873 per month, while tenants specifically pay a median gross rent of $913.

Median housing costs per month
$873/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Finley
$913/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Finley

Finley education at a glance

About 41.3% of the population in Finley went to high school, while 31.2% pursued college studies. Another 16.8% earned an associate degree and 5.1% hold a bachelor’s. Meanwhile, 5.6% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
High school diploma 155 41.3% 2.6%
College diploma 117 31.2% -11.4%
Associate degree 63 16.8% 14.6%
Bachelor's degree 19 5.1% N/A
Graduate degree 21 5.6% -22.2%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Finley

How much people earn in Finley

The average annual household income in Finley was $89,213 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +33.4% change from the previous year. At the same time, the median income stood at $73,846, reflecting a +21.8% shift over the same period.

Average household income in Finley
$89,213/year
33.4% year-over-year change
Median household income in Finley
$73,846/year
21.8% year-over-year change

Finley income by age

In Finley, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $72,692. Overall, 94% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $72,692 17.3%
Above poverty level
452
Below poverty level
29
Value Percent YoY
change
Above poverty level 452 94% -2.2%
Below poverty level 29 6% -6.5%

Employment in Finley

Workforce and job types in Finley

The job market in Finley is powered by 322 working residents, spread across a range of industries and roles. 62.4% of the working population are employed in professional or administrative positions, while 37.6% are in hands-on or service-based jobs. Also, 5.9% run their own businesses, 64.3% are employed by private companies, and 21.1% work in the public sector.

Workforce demographics

Working population
322
8.1% year-over-year change
White collar
201
Blue collar
121
Value Percent YoY change
White collar 201 62.4% 26.4%
Blue collar 121 37.6% -12.9%
Employer type
Self employees
5.9%
Private companies
64.3%
Governmental workers
21.1%
Not for profit companies
8.7%
Value Percent YoY change
Self employees 19 5.9% N/A
Private companies 207 64.3% -4.6%
Governmental workers 68 21.1% 44.7%
Not for profit companies 28 8.7% -17.6%
Unemployment rate
7.2%
25.0% year-over-year change

Available workforce

The unemployment rate in Finley stands at 7.2%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Finley

How people get around in Finley

Means of transportation
Value Percent YoY change
Car 313 97.2% 9.1%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Finley by zipcode?

Zipcode Population Number of households Median income Average income
38030 228 150 $123,750 $95,683

Explore more communities

FAQs about Finley demographics 

What is the total population of Finley?

Finley has a total population of 481 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -2.4% compared to a year ago.

What is the gender ratio in Finley?

The gender ratio in Finley is as follows:
  • 59.5% males (286 residents)
  • 40.5% females (195 residents)

What is the median age in Finley?

The median age in Finley is 32.1.

What is the age distribution of the population in Finley?

The age distribution in Finley is as follows:
  • Under 15: 9.8% (47 residents)
  • Ages 15-24: 34.5% (166 residents)
  • Ages 25-44: 29.1% (140 residents)
  • Ages 45-64: 20.4% (98 residents)
  • Over 65: 6.2% (30 residents)

What is the racial and ethnic makeup of Finley?

The racial and ethnic makeup of Finley is as follows:
  • White: 93.8% (451 residents)
  • Black or African American: 0% (0 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 0% (0 residents)
  • Other: 6.2% (30 residents)

What percentage of the population in Finley are U.S.-born citizens?

U.S.-born citizens represent 98.1% of the population in Finley.

How many housing units are there in Finley?

There are 193 housing units in Finley, reflecting a -18.9% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Finley and what is the average household size?

Finley has a total of 172 households, with an average of 3 people in each.

What is the median household income in Finley?

Finley has a median household income of $73,846, representing a +21.8% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Finley?

The employment rate is 92.8% in Finley, with a workforce of 322 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 62.4% (201 residents)
  • Blue-collar workers: 37.6% (121 residents)

Places of employment:
  • Self-employed: 5.9% (19 residents)
  • Private companies: 64.3% (207 residents)
  • Governmental workers: 21.1% (68 residents)
  • Not-for-profit companies: 8.7% (28 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025