Cumberland Furnace, TN demographics:
population, income, and more

Total population
3,763
1.4% year-over-year change
Median household income
$69,545/yr
9.7% year-over-year change
Housing units
1,632
1.8% year-over-year change

Cumberland Furnace population

How many people live in Cumberland Furnace

Cumberland Furnace is home to 3,763 residents, according to the most recent Census data. Gender-wise, 52.9% of Cumberland Furnace locals are male, and 47.1% are female.

Total population
3,763
1.4% year-over-year change
Gender ratio
Male
52.9%
1,989
Female
47.1%
1,774
Value Percent YoY change
Male 1,989 52.9% 2.3%
Female 1,774 47.1% 0.5%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Cumberland Furnace is 42, with the population distributed as follows: about 15.7% are children under 15, then 16.2% are in the 15 to 24 age group. Adults between 25 and 44 make up 20.5% of the population, while another 26.2% fall into the 45 to 64 bracket. Finally, around 21.5% are 65 or older.

Median age
41.7
Age breakdown
Under 15
15.7%
15 to 24
16.2%
25 to 44
20.5%
45 to 64
26.2%
Over 65
21.5%
Value Percent YoY change
Under 15 591 15.7% 26.3%
15 to 24 608 16.2% -11.2%
25 to 44 770 20.5% 2.3%
45 to 64 987 26.2% -7.8%
Over 65 808 21.5% 10.1%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Cumberland Furnace, 94.1% of the population are US-born citizens, while 3.6% have gained naturalized citizenship. At the same time, 2.3% of residents are non-citizens. There’s also a share of 8.6% that includes residents with two or more races.

Citizenship
U.S.-born citizens
94.1%
Non-U.S.-born citizens
3.6%
Non-citizens
2.3%
Value Percent YoY change
U.S.-born citizens 3,541 94.1% 1.0%
Non-U.S.-born citizens 136 3.6% 5.4%
Non-citizens 86 2.3% 16.2%
Racial breakdown
White
90.3%
Black or African American
0.9%
American Indian and Alaska Native
0.2%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
8.6%
Other
0%
Value Percent
White 3,397 90.3%
Black or African American 35 0.9%
American Indian and Alaska Native 6 0.2%
Two or more races 325 8.6%

Households in Cumberland Furnace

A peek inside Cumberland Furnace households

Cumberland Furnace has 1,391 households, with an average of 3 members in each. Of these, 75.8% are families, while the remaining 24.2% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
1,391
2.3% year-over-year change
Average people per household
3
Non-family households
337
Family households
1,054
Value Percent YoY change
Non-family households 337 24.2% -15.8%
Family households 1,054 75.8% 9.8%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Cumberland Furnace

The housing landscape of Cumberland Furnace

Cumberland Furnace's housing consists of 1,632 units, with 71.7% being detached single-family homes ideal for those wanting space. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 28.3% of the housing landscape.

Housing units
1,632
1.8% year-over-year change
Housing types
Value Percent
1 unit, detached 1,170 71.7%
Mobile home 462 28.3%
Homes built since 2020
61
38.6% year-over-year change

The age of buildings in Cumberland Furnace

In Cumberland Furnace, the median construction year is 1997. About 15.3% of homes were built before the 1940s, with another 2.6% going up by 1949. Most development happened in the second half of the 20th century. Then, 26.6% of homes were added from 2000 to 2009, 14.1% between 2010 and 2019, and 3.7% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 250 15.3% 53.4%
Built between 1940 and 1949 42 2.6% -6.7%
Built between 1950 and 1959 76 4.6% -19.1%
Built between 1960 and 1969 81 5% 17.4%
Built between 1970 and 1979 90 5.5% -20.4%
Built between 1980 and 1989 77 4.7% -46.9%
Built between 1990 and 1999 292 17.9% 36.5%
Built between 2000 and 2009 434 26.6% 1.4%
Built between 2010 and 2019 230 14.1% -20.7%
Built in 2020 or later 61 3.7% 38.6%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Cumberland Furnace occupancy rates

Out of the 1,391 occupied housing units in Cumberland Furnace, 77.9% are owner-occupied, while 22.1% are lived in by tenants. Meanwhile, 14.8% of all homes on the local market sit vacant.

Occupied housing units
1,391
2.3% year-over-year change
Occupancy breakdown
Renter occupied
308
Owner occupied
1,083
Value Percent YoY
change
Renter occupied 308 22.1% 7.7%
Owner occupied 1,083 77.9% 0.8%
Unoccupied housing units
14.8%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Cumberland Furnace housing costs

Housing costs in Cumberland Furnace come to a median of $930 per month, while tenants specifically pay a median gross rent of $867.

Median housing costs per month
$930/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Cumberland Furnace
$867/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Cumberland Furnace

Cumberland Furnace education at a glance

About 52.6% of the population in Cumberland Furnace went to high school, while 20.3% pursued college studies. Another 9.1% earned an associate degree and 6.4% hold a bachelor’s. Meanwhile, 8.6% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 86 3% -37.2%
High school diploma 1,501 52.6% 0.7%
College diploma 580 20.3% -6.3%
Associate degree 260 9.1% 17.6%
Bachelor's degree 183 6.4% -7.1%
Graduate degree 246 8.6% 38.2%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Cumberland Furnace

How much people earn in Cumberland Furnace

The average annual household income in Cumberland Furnace was $81,746 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +12.2% change from the previous year. At the same time, the median income stood at $69,545, reflecting a +9.7% shift over the same period.

Average household income in Cumberland Furnace
$81,746/year
12.2% year-over-year change
Median household income in Cumberland Furnace
$69,545/year
9.7% year-over-year change

Cumberland Furnace income by age

In Cumberland Furnace, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $71,875. Those with someone between 45 and 64 in charge, often well established professionally, earn $87,328 overall. Overall, 91.5% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $71,875 4.0%
45 - 64 $87,328 5.7%
Over 65 $57,813 16.4%
Above poverty level
3,373
Below poverty level
314
Value Percent YoY
change
Above poverty level 3,373 91.5% -0.9%
Below poverty level 314 8.5% 15.4%

Employment in Cumberland Furnace

Workforce and job types in Cumberland Furnace

65.5% of the working population are employed in professional or administrative positions, while 34.5% are in hands-on or service-based jobs. Also, 13.5% run their own businesses, 62.8% are employed by private companies, and 16.4% work in the public sector.

Workforce demographics

White collar
968
Blue collar
510
Value Percent YoY change
White collar 968 65.5% 18.2%
Blue collar 510 34.5% -16.3%
Employer type
Self employees
13.5%
Private companies
62.8%
Governmental workers
16.4%
Not for profit companies
7.4%
Value Percent YoY change
Self employees 199 13.5% -14.6%
Private companies 929 62.8% 0.5%
Governmental workers 242 16.4% 21.0%
Not for profit companies 109 7.4% 53.5%

Transportation in Cumberland Furnace

How people get around in Cumberland Furnace

Commuting methods vary: 99.1% of residents travel by personal vehicle and 0.9% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 1,330 99.1% 2.5%
Walk 12 0.9% 71.4%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Cumberland Furnace by zipcode?

Zipcode Population Number of households Median income Average income
37051 3,765 1,392 $69,545 $81,785

Explore more communities

FAQs about Cumberland Furnace demographics 

What is the total population of Cumberland Furnace?

Cumberland Furnace has a total population of 3,763 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +1.4% compared to a year ago.

What is the gender ratio in Cumberland Furnace?

The gender ratio in Cumberland Furnace is as follows:
  • 52.9% males (1,989 residents)
  • 47.1% females (1,774 residents)

What is the median age in Cumberland Furnace?

The median age in Cumberland Furnace is 41.7.

What is the age distribution of the population in Cumberland Furnace?

The age distribution in Cumberland Furnace is as follows:
  • Under 15: 15.7% (591 residents)
  • Ages 15-24: 16.2% (608 residents)
  • Ages 25-44: 20.5% (770 residents)
  • Ages 45-64: 26.2% (987 residents)
  • Over 65: 21.5% (808 residents)

What is the racial and ethnic makeup of Cumberland Furnace?

The racial and ethnic makeup of Cumberland Furnace is as follows:
  • White: 90.3% (3,397 residents)
  • Black or African American: 0.9% (35 residents)
  • American Indian and Alaska Native: 0.2% (6 residents)
  • Asian: 0% ( residents)
  • Native Hawaiian and Other Pacific Islander: 0% ( residents)
  • Two or More Races: 8.6% (325 residents)
  • Other: 0% ( residents)

What percentage of the population in Cumberland Furnace are U.S.-born citizens?

U.S.-born citizens represent 94.1% of the population in Cumberland Furnace.

How many housing units are there in Cumberland Furnace?

There are 1,632 housing units in Cumberland Furnace, reflecting a +1.8% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Cumberland Furnace and what is the average household size?

Cumberland Furnace has a total of 1,391 households, with an average of 3 people in each.

What is the median household income in Cumberland Furnace?

Cumberland Furnace has a median household income of $69,545, representing a +9.7% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for Cumberland Furnace?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 65.5% (968 residents)
  • Blue-collar workers: 34.5% (510 residents)

Places of employment:
  • Self-employed: 13.5% (199 residents)
  • Private companies: 62.8% (929 residents)
  • Governmental workers: 16.4% (242 residents)
  • Not-for-profit companies: 7.4% (109 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025