Cumberland City, TN demographics:
population, income, and more

Total population
574
20.8% year-over-year change
Median household income
$56,250/yr
47.5% year-over-year change
Housing units
200
25.8% year-over-year change

Cumberland City population

How many people live in Cumberland City

Cumberland City is home to 574 residents, according to the most recent Census data. Gender-wise, 47.6% of Cumberland City locals are male, and 52.4% are female.

Total population
574
20.8% year-over-year change
Gender ratio
Male
47.6%
273
Female
52.4%
301
Value Percent YoY change
Male 273 47.6% 33.2%
Female 301 52.4% 11.5%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Cumberland City is 29, with the population distributed as follows: about 35.2% are children under 15, then 8.7% are in the 15 to 24 age group. Adults between 25 and 44 make up 23.3% of the population, while another 24.2% fall into the 45 to 64 bracket. Finally, around 8.5% are 65 or older.

Median age
29.1
Age breakdown
Under 15
35.2%
15 to 24
8.7%
25 to 44
23.3%
45 to 64
24.2%
Over 65
8.5%
Value Percent YoY change
Under 15 202 35.2% -3.8%
15 to 24 50 8.7% -10.7%
25 to 44 134 23.3% 71.8%
45 to 64 139 24.2% 40.4%
Over 65 49 8.5% 53.1%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Cumberland City, 99.8% of the population are US-born citizens, while 0.2% have gained naturalized citizenship. There’s also a share of 17.9% that includes residents with two or more races.

Citizenship
U.S.-born citizens
99.8%
Non-U.S.-born citizens
0.2%
Non-citizens
0%
Value Percent YoY change
U.S.-born citizens 573 99.8% 20.6%
Non-U.S.-born citizens 1 0.2% N/A
Racial breakdown
White
80.5%
Black or African American
1.2%
American Indian and Alaska Native
0.2%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
17.9%
Other
0.2%
Value Percent
White 462 80.5%
Black or African American 7 1.2%
American Indian and Alaska Native 1 0.2%
Two or more races 103 17.9%
Other 1 0.2%

Households in Cumberland City

A peek inside Cumberland City households

Cumberland City has 186 households, with an average of 3 members in each. Of these, 72.6% are families, while the remaining 27.4% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
186
38.8% year-over-year change
Average people per household
3
Non-family households
51
Family households
135
Value Percent YoY change
Non-family households 51 27.4% -3.8%
Family households 135 72.6% 66.7%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Cumberland City

The housing landscape of Cumberland City

Cumberland City's housing consists of 200 units, with 75% being detached single-family homes ideal for those wanting space. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 11% of the housing landscape.

Housing units
200
25.8% year-over-year change
Housing types
Value Percent
1 unit, detached 150 75%
2 units 24 12%
20 to 49 units 4 2%
Mobile home 22 11%
Homes built since 2020
0
% year-over-year change

The age of buildings in Cumberland City

In Cumberland City, the median construction year is 1976. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 49 24.5% 11.4%
Built between 1950 and 1959 6 3% 20.0%
Built between 1960 and 1969 21 10.5% 50.0%
Built between 1970 and 1979 40 20% 33.3%
Built between 1980 and 1989 12 6% -50.0%
Built between 1990 and 1999 40 20% 66.7%
Built between 2000 and 2009 29 14.5% 163.6%
Built between 2010 and 2019 3 1.5% -57.1%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Cumberland City occupancy rates

Out of the 186 occupied housing units in Cumberland City, 59.1% are owner-occupied, while 40.9% are lived in by tenants. Meanwhile, 7% of all homes on the local market sit vacant.

Occupied housing units
186
38.8% year-over-year change
Occupancy breakdown
Renter occupied
76
Owner occupied
110
Value Percent YoY
change
Renter occupied 76 40.9% 15.2%
Owner occupied 110 59.1% 61.8%
Unoccupied housing units
7.0%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Cumberland City housing costs

Housing costs in Cumberland City come to a median of $881 per month, while tenants specifically pay a median gross rent of $858.

Median housing costs per month
$881/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Cumberland City
$858/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Cumberland City

Cumberland City education at a glance

About 48% of the population in Cumberland City went to high school, while 32.9% pursued college studies. Another 2% earned an associate degree and 11.5% hold a bachelor’s. Meanwhile, 2.5% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 11 3.1% 83.3%
High school diploma 171 48% 28.6%
College diploma 117 32.9% 125.0%
Associate degree 7 2% 75.0%
Bachelor's degree 41 11.5% 86.4%
Graduate degree 9 2.5% 0.0%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Cumberland City

How much people earn in Cumberland City

The average annual household income in Cumberland City was $58,025 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +21.8% change from the previous year. At the same time, the median income stood at $56,250, reflecting a +47.5% shift over the same period.

Average household income in Cumberland City
$58,025/year
21.8% year-over-year change
Median household income in Cumberland City
$56,250/year
47.5% year-over-year change

Cumberland City income by age

In Cumberland City, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $63,235. Those with someone between 45 and 64 in charge, often well established professionally, earn $52,083 overall. Overall, 77.5% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $63,235 4.4%
45 - 64 $52,083 45.2%
Over 65 $29,375 2.2%
Above poverty level
445
Below poverty level
129
Value Percent YoY
change
Above poverty level 445 77.5% 26.1%
Below poverty level 129 22.5% 5.7%

Employment in Cumberland City

Workforce and job types in Cumberland City

The job market in Cumberland City is powered by 212 working residents, spread across a range of industries and roles. 65.6% of the working population are employed in professional or administrative positions, while 34.4% are in hands-on or service-based jobs. Also, 3.8% run their own businesses, 76.4% are employed by private companies, and 19.8% work in the public sector.

Workforce demographics

Working population
212
66.9% year-over-year change
White collar
139
Blue collar
73
Value Percent YoY change
White collar 139 65.6% 78.2%
Blue collar 73 34.4% 49.0%
Employer type
Self employees
3.8%
Private companies
76.4%
Governmental workers
19.8%
Not for profit companies
0%
Value Percent YoY change
Self employees 8 3.8% -63.6%
Private companies 162 76.4% 78.0%
Governmental workers 42 19.8% 200.0%

Transportation in Cumberland City

How people get around in Cumberland City

Means of transportation
Value Percent YoY change
Car 194 92.8% 78.0%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Cumberland City by zipcode?

Zipcode Population Number of households Median income Average income
37050 1,815 661 $56,927 $114,846

Explore more communities

FAQs about Cumberland City demographics 

What is the total population of Cumberland City?

Cumberland City has a total population of 574 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +20.8% compared to a year ago.

What is the gender ratio in Cumberland City?

The gender ratio in Cumberland City is as follows:
  • 47.6% males (273 residents)
  • 52.4% females (301 residents)

What is the median age in Cumberland City?

The median age in Cumberland City is 29.1.

What is the age distribution of the population in Cumberland City?

The age distribution in Cumberland City is as follows:
  • Under 15: 35.2% (202 residents)
  • Ages 15-24: 8.7% (50 residents)
  • Ages 25-44: 23.3% (134 residents)
  • Ages 45-64: 24.2% (139 residents)
  • Over 65: 8.5% (49 residents)

What is the racial and ethnic makeup of Cumberland City?

The racial and ethnic makeup of Cumberland City is as follows:
  • White: 80.5% (462 residents)
  • Black or African American: 1.2% (7 residents)
  • American Indian and Alaska Native: 0.2% (1 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 17.9% (103 residents)
  • Other: 0.2% (1 residents)

What percentage of the population in Cumberland City are U.S.-born citizens?

U.S.-born citizens represent 99.8% of the population in Cumberland City.

How many housing units are there in Cumberland City?

There are 200 housing units in Cumberland City, reflecting a +25.8% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Cumberland City and what is the average household size?

Cumberland City has a total of 186 households, with an average of 3 people in each.

What is the median household income in Cumberland City?

Cumberland City has a median household income of $56,250, representing a +47.5% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for Cumberland City?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 65.6% (139 residents)
  • Blue-collar workers: 34.4% (73 residents)

Places of employment:
  • Self-employed: 3.8% (8 residents)
  • Private companies: 76.4% (162 residents)
  • Governmental workers: 19.8% (42 residents)
  • Not-for-profit companies: 0% (0 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025