Cross Plains, TN demographics:
population, income, and more

Total population
1,922
6.2% year-over-year change
Median household income
$76,319/yr
4.9% year-over-year change
Housing units
744
5.8% year-over-year change

Cross Plains population

How many people live in Cross Plains

Cross Plains is home to 1,922 residents, according to the most recent Census data. Gender-wise, 50.6% of Cross Plains locals are male, and 49.4% are female.

Total population
1,922
6.2% year-over-year change
Gender ratio
Male
50.6%
973
Female
49.4%
949
Value Percent YoY change
Male 973 50.6% 7.2%
Female 949 49.4% 5.3%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Cross Plains is 45, with the population distributed as follows: about 15.8% are children under 15, then 12.8% are in the 15 to 24 age group. Adults between 25 and 44 make up 21.8% of the population, while another 31.5% fall into the 45 to 64 bracket. Finally, around 18.2% are 65 or older.

Median age
44.9
Age breakdown
Under 15
15.8%
15 to 24
12.8%
25 to 44
21.8%
45 to 64
31.5%
Over 65
18.2%
Value Percent YoY change
Under 15 304 15.8% -4.4%
15 to 24 245 12.8% -5.4%
25 to 44 419 21.8% -10.3%
45 to 64 605 31.5% 25.8%
Over 65 349 18.2% 22.9%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Cross Plains, 95.6% of the population are US-born citizens, while 1.8% have gained naturalized citizenship. At the same time, 2.6% of residents are non-citizens. As for race, 89% of locals are Caucasian, 4% are African American and 3.1% have Asian roots. There’s also a share of 3.8% that includes residents with two or more races.

Citizenship
U.S.-born citizens
95.6%
Non-U.S.-born citizens
1.8%
Non-citizens
2.6%
Value Percent YoY change
U.S.-born citizens 1,838 95.6% 5.1%
Non-U.S.-born citizens 34 1.8% 36.0%
Non-citizens 50 2.6% 42.9%
Racial breakdown
White
89%
Black or African American
4%
American Indian and Alaska Native
0.1%
Asian
3.1%
Native Hawaiian and other Pacific Islander
0%
Two or more races
3.8%
Other
0.1%
Value Percent
White 1,710 89%
Black or African American 77 4%
American Indian and Alaska Native 2 0.1%
Asian 59 3.1%
Two or more races 72 3.8%
Other 2 0.1%

Households in Cross Plains

A peek inside Cross Plains households

Cross Plains has 719 households, with an average of 3 members in each. Of these, 77.2% are families, while the remaining 22.8% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
719
8.6% year-over-year change
Average people per household
3
Non-family households
164
Family households
555
Value Percent YoY change
Non-family households 164 22.8% 0.0%
Family households 555 77.2% 11.4%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Cross Plains

The housing landscape of Cross Plains

Cross Plains's housing consists of 744 units, with 76.9% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 0.4% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 20.7% of the housing landscape.

Housing units
744
5.8% year-over-year change
Housing types
Value Percent
1 unit, detached 572 76.9%
1 unit, attached 3 0.4%
2 units 8 1.1%
3 or 4 units 7 0.9%
Mobile home 154 20.7%
Homes built since 2020
26
52.9% year-over-year change

The age of buildings in Cross Plains

In Cross Plains, the median construction year is 1994. Most development happened in the second half of the 20th century. Then, 26.2% of homes were added from 2000 to 2009, 9.5% between 2010 and 2019, and 3.5% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 15 2% -31.8%
Built between 1950 and 1959 19 2.6% -20.8%
Built between 1960 and 1969 46 6.2% -29.2%
Built between 1970 and 1979 108 14.5% 35.0%
Built between 1980 and 1989 136 18.3% 0.0%
Built between 1990 and 1999 128 17.2% -10.5%
Built between 2000 and 2009 195 26.2% 44.4%
Built between 2010 and 2019 71 9.5% -12.3%
Built in 2020 or later 26 3.5% 52.9%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Cross Plains occupancy rates

Out of the 719 occupied housing units in Cross Plains, 83% are owner-occupied, while 17% are lived in by tenants. Meanwhile, 3.4% of all homes on the local market sit vacant.

Occupied housing units
719
8.6% year-over-year change
Occupancy breakdown
Renter occupied
122
Owner occupied
597
Value Percent YoY
change
Renter occupied 122 17% -24.2%
Owner occupied 597 83% 19.2%
Unoccupied housing units
3.4%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Cross Plains housing costs

Housing costs in Cross Plains come to a median of $1,117 per month, while tenants specifically pay a median gross rent of $1,153.

Median housing costs per month
$1,117/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Cross Plains
$1,153/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Cross Plains

Cross Plains education at a glance

About 49% of the population in Cross Plains went to high school, while 24.8% pursued college studies. Another 7% earned an associate degree and 10.7% hold a bachelor’s. Meanwhile, 6.7% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 27 1.8% 3.9%
High school diploma 757 49% 6.0%
College diploma 383 24.8% 6.7%
Associate degree 108 7% 27.1%
Bachelor's degree 166 10.7% 1.8%
Graduate degree 104 6.7% 42.5%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Cross Plains

How much people earn in Cross Plains

The average annual household income in Cross Plains was $95,360 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +4.5% change from the previous year. At the same time, the median income stood at $76,319, reflecting a +4.9% shift over the same period.

Average household income in Cross Plains
$95,360/year
4.5% year-over-year change
Median household income in Cross Plains
$76,319/year
4.9% year-over-year change

Cross Plains income by age

In Cross Plains, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $67,258. Those with someone between 45 and 64 in charge, often well established professionally, earn $82,656 overall. Overall, 96.1% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $67,258 0.4%
45 - 64 $82,656 -2.9%
Over 65 $71,094 0.7%
Above poverty level
1,821
Below poverty level
74
Value Percent YoY
change
Above poverty level 1,821 96.1% 4.7%
Below poverty level 74 3.9% 68.2%

Average renter income in Cross Plains

To get a better sense of what renters earn on average in Cross Plains, their median household income was $61,250 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 22.6%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$61,250
Rent-to-income ratio
22.6%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Cross Plains

Workforce and job types in Cross Plains

The job market in Cross Plains is powered by 1,053 working residents, spread across a range of industries and roles. 74.4% of the working population are employed in professional or administrative positions, while 25.6% are in hands-on or service-based jobs. Also, 10.4% run their own businesses, 72.6% are employed by private companies, and 10.7% work in the public sector.

Workforce demographics

Working population
1,053
6.4% year-over-year change
White collar
784
Blue collar
269
Value Percent YoY change
White collar 784 74.4% 11.1%
Blue collar 269 25.6% -5.3%
Employer type
Self employees
10.4%
Private companies
72.6%
Governmental workers
10.7%
Not for profit companies
6.2%
Value Percent YoY change
Self employees 110 10.4% 11.1%
Private companies 765 72.6% 5.1%
Governmental workers 113 10.7% 2.7%
Not for profit companies 65 6.2% 22.6%
Unemployment rate
4.6%
8.5% year-over-year change

Available workforce

The unemployment rate in Cross Plains stands at 4.6%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Cross Plains

How people get around in Cross Plains

In Cross Plains, the average commute time is 34 minutes.

Commute time
34 min
-7.6% year-over-year change
Means of transportation
Value Percent YoY change
Car 943 93.7% 8.3%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Cross Plains by zipcode?

Zipcode Population Number of households Median income Average income
37049 4,160 1,469 $90,048 $100,394

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FAQs about Cross Plains demographics 

What is the total population of Cross Plains?

Cross Plains has a total population of 1,922 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +6.2% compared to a year ago.

What is the gender ratio in Cross Plains?

The gender ratio in Cross Plains is as follows:
  • 50.6% males (973 residents)
  • 49.4% females (949 residents)

What is the median age in Cross Plains?

The median age in Cross Plains is 44.9.

What is the age distribution of the population in Cross Plains?

The age distribution in Cross Plains is as follows:
  • Under 15: 15.8% (304 residents)
  • Ages 15-24: 12.8% (245 residents)
  • Ages 25-44: 21.8% (419 residents)
  • Ages 45-64: 31.5% (605 residents)
  • Over 65: 18.2% (349 residents)

What is the racial and ethnic makeup of Cross Plains?

The racial and ethnic makeup of Cross Plains is as follows:
  • White: 89% (1,710 residents)
  • Black or African American: 4% (77 residents)
  • American Indian and Alaska Native: 0.1% (2 residents)
  • Asian: 3.1% (59 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 3.8% (72 residents)
  • Other: 0.1% (2 residents)

What percentage of the population in Cross Plains are U.S.-born citizens?

U.S.-born citizens represent 95.6% of the population in Cross Plains.

How many housing units are there in Cross Plains?

There are 744 housing units in Cross Plains, reflecting a +5.8% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Cross Plains and what is the average household size?

Cross Plains has a total of 719 households, with an average of 3 people in each.

What is the median household income in Cross Plains?

Cross Plains has a median household income of $76,319, representing a +4.9% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Cross Plains?

The employment rate is 95.4% in Cross Plains, with a workforce of 1,053 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 74.4% (784 residents)
  • Blue-collar workers: 25.6% (269 residents)

Places of employment:
  • Self-employed: 10.4% (110 residents)
  • Private companies: 72.6% (765 residents)
  • Governmental workers: 10.7% (113 residents)
  • Not-for-profit companies: 6.2% (65 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025