McKinney, TX demographics:
population, income, and more

Total population
210,600
4.1% year-over-year change
Median household income
$124,215/yr
3.3% year-over-year change
Housing units
77,617
4.3% year-over-year change

McKinney population

How many people live in McKinney

McKinney is home to 210,600 residents, according to the most recent Census data. Gender-wise, 50.1% of McKinney locals are male, and 49.9% are female.

Total population
210,600
4.1% year-over-year change
Gender ratio
Male
50.1%
105,560
Female
49.9%
105,040
Value Percent YoY change
Male 105,560 50.1% 4.1%
Female 105,040 49.9% 4.1%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in McKinney is 37, with the population distributed as follows: about 21.8% are children under 15, then 12.8% are in the 15 to 24 age group. Adults between 25 and 44 make up 29.8% of the population, while another 25.4% fall into the 45 to 64 bracket. Finally, around 10.3% are 65 or older.

Median age
36.9
Age breakdown
Under 15
21.8%
15 to 24
12.8%
25 to 44
29.8%
45 to 64
25.4%
Over 65
10.3%
Value Percent YoY change
Under 15 45,917 21.8% 1.6%
15 to 24 26,895 12.8% 1.5%
25 to 44 62,699 29.8% 5.1%
45 to 64 53,445 25.4% 6.4%
Over 65 21,644 10.3% 4.2%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In McKinney, 79% of the population are US-born citizens, while 11.2% have gained naturalized citizenship. At the same time, 9.8% of residents are non-citizens. As for race, 56.5% of locals are Caucasian, 12.3% are African American and 14.5% have Asian roots. Another 0.6% are Indigenous American, 0.1% are Pacific Islanders, while 3.1% identify as another race. There’s also a share of 13% that includes residents with two or more races.

Citizenship
U.S.-born citizens
79%
Non-U.S.-born citizens
11.2%
Non-citizens
9.8%
Value Percent YoY change
U.S.-born citizens 166,366 79% 2.5%
Non-U.S.-born citizens 23,480 11.2% 9.7%
Non-citizens 20,754 9.8% 11.7%
Racial breakdown
White
56.5%
Black or African American
12.3%
American Indian and Alaska Native
0.6%
Asian
14.5%
Native Hawaiian and other Pacific Islander
0.1%
Two or more races
13%
Other
3.1%
Value Percent
White 119,061 56.5%
Black or African American 25,866 12.3%
American Indian and Alaska Native 1,240 0.6%
Asian 30,577 14.5%
Native Hawaiian and other Pacific Islander 135 0.1%
Two or more races 27,280 13%
Other 6,441 3.1%

Households in McKinney

A peek inside McKinney households

McKinney has 74,072 households, with an average of 3 members in each. Of these, 75.1% are families, while the remaining 24.9% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
74,072
4.6% year-over-year change
Average people per household
3
Non-family households
18,436
Family households
55,636
Value Percent YoY change
Non-family households 18,436 24.9% 7.2%
Family households 55,636 75.1% 3.8%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in McKinney

The housing landscape of McKinney

McKinney's housing consists of 77,617 units, with 70.5% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 2.8% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 0.9% of the housing landscape.

Housing units
77,617
4.3% year-over-year change
Housing types
Value Percent
1 unit, detached 54,718 70.5%
1 unit, attached 2,152 2.8%
2 units 885 1.1%
3 or 4 units 1,441 1.9%
5 to 9 units 2,996 3.9%
10 to 19 units 4,936 6.4%
20 to 49 units 3,073 4%
50 or more units 6,670 8.6%
Mobile home 730 0.9%
Boat, RV, van, etc. 16 0%
Homes built since 2020
3,783
56.8% year-over-year change

The age of buildings in McKinney

In McKinney, the median construction year is 2007. About 1.4% of homes were built before the 1940s, with another 0.6% going up by 1949. Most development happened in the second half of the 20th century. Then, 33.2% of homes were added from 2000 to 2009, 34.7% between 2010 and 2019, and 4.9% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 1,128 1.4% 6.9%
Built between 1940 and 1949 436 0.6% -20.9%
Built between 1950 and 1959 1,164 1.5% 7.3%
Built between 1960 and 1969 1,524 2% 6.9%
Built between 1970 and 1979 1,840 2.4% -10.0%
Built between 1980 and 1989 3,465 4.5% 4.8%
Built between 1990 and 1999 11,568 14.9% 2.6%
Built between 2000 and 2009 25,753 33.2% 1.3%
Built between 2010 and 2019 26,956 34.7% 4.2%
Built in 2020 or later 3,783 4.9% 56.8%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

McKinney occupancy rates

Out of the 74,072 occupied housing units in McKinney, 63.8% are owner-occupied, while 36.2% are lived in by tenants. Meanwhile, 4.6% of all homes on the local market sit vacant.

Occupied housing units
74,072
4.6% year-over-year change
Occupancy breakdown
Renter occupied
26,782
Owner occupied
47,290
Value Percent YoY
change
Renter occupied 26,782 36.2% 3.0%
Owner occupied 47,290 63.8% 5.6%
Unoccupied housing units
4.6%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

McKinney housing costs

Housing costs in McKinney come to a median of $2,150 per month, while tenants specifically pay a median gross rent of $1,901.

Median housing costs per month
$2,150/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in McKinney
$1,901/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in McKinney

McKinney education at a glance

About 20.4% of the population in McKinney went to high school, while 19.6% pursued college studies. Another 7.8% earned an associate degree and 31.3% hold a bachelor’s. Meanwhile, 18.1% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 4,184 2.7% 0.3%
High school diploma 31,712 20.4% 3.3%
College diploma 30,495 19.6% 1.1%
Associate degree 12,147 7.8% 2.6%
Bachelor's degree 48,667 31.3% 5.0%
Graduate degree 28,168 18.1% 16.3%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in McKinney

How much people earn in McKinney

The average annual household income in McKinney was $153,221 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +4% change from the previous year. At the same time, the median income stood at $124,215, reflecting a +3.3% shift over the same period.

Average household income in McKinney
$153,221/year
4.0% year-over-year change
Median household income in McKinney
$124,215/year
3.3% year-over-year change

McKinney income by age

In McKinney, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $132,684. Those with someone between 45 and 64 in charge, often well established professionally, earn $150,729 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $53,263, while those led by someone over 65, many of whom may be retired, have about $72,847 in earnings. Overall, 94.4% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $53,263 12.2%
25 - 44 $132,684 5.2%
45 - 64 $150,729 2.3%
Over 65 $72,847 5.1%
Above poverty level
194,367
Below poverty level
11,416
Value Percent YoY
change
Above poverty level 194,367 94.4% 4.5%
Below poverty level 11,416 5.6% -3.4%

Average renter income in McKinney

To get a better sense of what renters earn on average in McKinney, their median household income was $67,730 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 33.7%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$67,730
Rent-to-income ratio
33.7%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in McKinney

Workforce and job types in McKinney

The job market in McKinney is powered by 110,746 working residents, spread across a range of industries and roles. 87.8% of the working population are employed in professional or administrative positions, while 12.2% are in hands-on or service-based jobs. Also, 8.8% run their own businesses, 75.7% are employed by private companies, and 10.6% work in the public sector.

Workforce demographics

Working population
110,746
5.0% year-over-year change
White collar
97,286
Blue collar
13,460
Value Percent YoY change
White collar 97,286 87.8% 5.5%
Blue collar 13,460 12.2% 1.6%
Employer type
Self employees
8.8%
Private companies
75.7%
Governmental workers
10.6%
Not for profit companies
4.9%
Value Percent YoY change
Self employees 9,744 8.8% -0.8%
Private companies 83,814 75.7% 4.7%
Governmental workers 11,745 10.6% 12.9%
Not for profit companies 5,443 4.9% 5.0%
Unemployment rate
3.7%
12.0% year-over-year change

Available workforce

The unemployment rate in McKinney stands at 3.7%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in McKinney

How people get around in McKinney

Commuting methods vary: 72.4% of residents travel by personal vehicle and 0.9% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 79,400 72.4% 1.0%
Taxicab 74 0.1% 60.9%
Bus or trolleybus 28 0% -33.3%
Railroad 30 0% 3.5%
Motorcycle 109 0.1% -6.8%
Bicycle 518 0.5% 15.1%
Walk 987 0.9% 3.8%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in McKinney by zipcode?

Zipcode Population Number of households Median income Average income
75069 40,032 15,717 $85,327 $116,449
75070 64,078 24,463 $112,352 $141,501
75071 72,964 24,208 $132,447 $163,064

Find your place

Explore more communities

FAQs about McKinney demographics 

What is the total population of McKinney?

McKinney has a total population of 210,600 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +4.1% compared to a year ago.

What is the gender ratio in McKinney?

The gender ratio in McKinney is as follows:
  • 50.1% males (105,560 residents)
  • 49.9% females (105,040 residents)

What is the median age in McKinney?

The median age in McKinney is 36.9.

What is the age distribution of the population in McKinney?

The age distribution in McKinney is as follows:
  • Under 15: 21.8% (45,917 residents)
  • Ages 15-24: 12.8% (26,895 residents)
  • Ages 25-44: 29.8% (62,699 residents)
  • Ages 45-64: 25.4% (53,445 residents)
  • Over 65: 10.3% (21,644 residents)

What is the racial and ethnic makeup of McKinney?

The racial and ethnic makeup of McKinney is as follows:
  • White: 56.5% (119,061 residents)
  • Black or African American: 12.3% (25,866 residents)
  • American Indian and Alaska Native: 0.6% (1,240 residents)
  • Asian: 14.5% (30,577 residents)
  • Native Hawaiian and Other Pacific Islander: 0.1% (135 residents)
  • Two or More Races: 13% (27,280 residents)
  • Other: 3.1% (6,441 residents)

What percentage of the population in McKinney are U.S.-born citizens?

U.S.-born citizens represent 79% of the population in McKinney.

How many housing units are there in McKinney?

There are 77,617 housing units in McKinney, reflecting a +4.3% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in McKinney and what is the average household size?

McKinney has a total of 74,072 households, with an average of 3 people in each.

What is the median household income in McKinney?

McKinney has a median household income of $124,215, representing a +3.3% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for McKinney?

The employment rate is 96.3% in McKinney, with a workforce of 110,746 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 87.8% (97,286 residents)
  • Blue-collar workers: 12.2% (13,460 residents)

Places of employment:
  • Self-employed: 8.8% (9,744 residents)
  • Private companies: 75.7% (83,814 residents)
  • Governmental workers: 10.6% (11,745 residents)
  • Not-for-profit companies: 4.9% (5,443 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025