Live Oak, TX demographics:
population, income, and more

Total population
15,984
0.7% year-over-year change
Median household income
$79,696/yr
2.0% year-over-year change
Housing units
6,955
-1.5% year-over-year change

Live Oak population

How many people live in Live Oak

Live Oak is home to 15,984 residents, according to the most recent Census data. Gender-wise, 46.4% of Live Oak locals are male, and 53.6% are female.

Total population
15,984
0.7% year-over-year change
Gender ratio
Male
46.4%
7,411
Female
53.6%
8,573
Value Percent YoY change
Male 7,411 46.4% -1.8%
Female 8,573 53.6% 3.0%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Live Oak is 36, with the population distributed as follows: about 16.4% are children under 15, then 13.4% are in the 15 to 24 age group. Adults between 25 and 44 make up 32.8% of the population, while another 23.4% fall into the 45 to 64 bracket. Finally, around 14% are 65 or older.

Median age
35.7
Age breakdown
Under 15
16.4%
15 to 24
13.4%
25 to 44
32.8%
45 to 64
23.4%
Over 65
14%
Value Percent YoY change
Under 15 2,629 16.4% -15.2%
15 to 24 2,139 13.4% 9.6%
25 to 44 5,251 32.8% -1.7%
45 to 64 3,732 23.4% 8.6%
Over 65 2,233 14% 9.2%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Live Oak, 86.4% of the population are US-born citizens, while 9.9% have gained naturalized citizenship. At the same time, 3.7% of residents are non-citizens. As for race, 42.3% of locals are Caucasian, 18.1% are African American and 5.8% have Asian roots. There’s also a share of 25.5% that includes residents with two or more races.

Citizenship
U.S.-born citizens
86.4%
Non-U.S.-born citizens
9.9%
Non-citizens
3.7%
Value Percent YoY change
U.S.-born citizens 13,802 86.4% -1.4%
Non-U.S.-born citizens 1,589 9.9% -2.5%
Non-citizens 593 3.7% 137.2%
Racial breakdown
White
42.3%
Black or African American
18.1%
American Indian and Alaska Native
1%
Asian
5.8%
Native Hawaiian and other Pacific Islander
0%
Two or more races
25.5%
Other
7.4%
Value Percent
White 6,757 42.3%
Black or African American 2,889 18.1%
American Indian and Alaska Native 152 1%
Asian 929 5.8%
Two or more races 4,074 25.5%
Other 1,183 7.4%

Households in Live Oak

A peek inside Live Oak households

Live Oak has 6,636 households, with an average of 2 members in each. Of these, 65% are families, while the remaining 35% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
6,636
-0.8% year-over-year change
Average people per household
2
Non-family households
2,325
Family households
4,311
Value Percent YoY change
Non-family households 2,325 35% -8.4%
Family households 4,311 65% 3.8%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Live Oak

The housing landscape of Live Oak

Live Oak's housing consists of 6,955 units, with 69.1% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 0.6% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 0.6% of the housing landscape.

Housing units
6,955
-1.5% year-over-year change
Housing types
Value Percent
1 unit, detached 4,806 69.1%
1 unit, attached 41 0.6%
2 units 64 0.9%
3 or 4 units 411 5.9%
5 to 9 units 132 1.9%
10 to 19 units 570 8.2%
20 to 49 units 502 7.2%
50 or more units 391 5.6%
Mobile home 38 0.6%
Homes built since 2020
321
98.2% year-over-year change

The age of buildings in Live Oak

In Live Oak, the median construction year is 1990. About 0.4% of homes were built before the 1940s, with another 0.2% going up by 1949. Most development happened in the second half of the 20th century. Then, 24.5% of homes were added from 2000 to 2009, 15.8% between 2010 and 2019, and 4.6% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 31 0.4% 181.8%
Built between 1940 and 1949 13 0.2% 30.0%
Built between 1950 and 1959 4 0.1% -82.6%
Built between 1960 and 1969 706 10.2% -10.4%
Built between 1970 and 1979 1,526 21.9% 19.6%
Built between 1980 and 1989 1,212 17.4% -4.3%
Built between 1990 and 1999 337 4.8% -10.1%
Built between 2000 and 2009 1,704 24.5% -9.2%
Built between 2010 and 2019 1,101 15.8% -13.7%
Built in 2020 or later 321 4.6% 98.2%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Live Oak occupancy rates

Out of the 6,636 occupied housing units in Live Oak, 57.9% are owner-occupied, while 42.1% are lived in by tenants. Meanwhile, 4.6% of all homes on the local market sit vacant.

Occupied housing units
6,636
-0.8% year-over-year change
Occupancy breakdown
Renter occupied
2,796
Owner occupied
3,840
Value Percent YoY
change
Renter occupied 2,796 42.1% -4.0%
Owner occupied 3,840 57.9% 1.7%
Unoccupied housing units
4.6%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Live Oak housing costs

Housing costs in Live Oak come to a median of $1,561 per month, while tenants specifically pay a median gross rent of $1,634.

Median housing costs per month
$1,561/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Live Oak
$1,634/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Live Oak

Live Oak education at a glance

About 32.3% of the population in Live Oak went to high school, while 25.6% pursued college studies. Another 10.2% earned an associate degree and 19.8% hold a bachelor’s. Meanwhile, 10% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 286 2.2% 142.4%
High school diploma 4,129 32.3% 5.4%
College diploma 3,266 25.6% 5.0%
Associate degree 1,296 10.2% 14.3%
Bachelor's degree 2,523 19.8% -3.4%
Graduate degree 1,270 10% -10.2%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Live Oak

How much people earn in Live Oak

The average annual household income in Live Oak was $98,001 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +1.9% change from the previous year. At the same time, the median income stood at $79,696, reflecting a +2% shift over the same period.

Average household income in Live Oak
$98,001/year
1.9% year-over-year change
Median household income in Live Oak
$79,696/year
2.0% year-over-year change

Live Oak income by age

In Live Oak, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $82,252. Those with someone between 45 and 64 in charge, often well established professionally, earn $94,563 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $37,176, while those led by someone over 65, many of whom may be retired, have about $66,645 in earnings. Overall, 94.4% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $37,176 1.1%
25 - 44 $82,252 2.9%
45 - 64 $94,563 3.8%
Over 65 $66,645 -2.2%
Above poverty level
14,883
Below poverty level
883
Value Percent YoY
change
Above poverty level 14,883 94.4% 2.5%
Below poverty level 883 5.6% -25.7%

Average renter income in Live Oak

To get a better sense of what renters earn on average in Live Oak, their median household income was $74,047 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 26.5%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$74,047
Rent-to-income ratio
26.5%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Live Oak

Workforce and job types in Live Oak

The job market in Live Oak is powered by 8,384 working residents, spread across a range of industries and roles. 79.4% of the working population are employed in professional or administrative positions, while 20.6% are in hands-on or service-based jobs. Also, 6.5% run their own businesses, 67.6% are employed by private companies, and 17.8% work in the public sector.

Workforce demographics

Working population
8,384
1.3% year-over-year change
White collar
6,656
Blue collar
1,728
Value Percent YoY change
White collar 6,656 79.4% 0.7%
Blue collar 1,728 20.6% 3.7%
Employer type
Self employees
6.5%
Private companies
67.6%
Governmental workers
17.8%
Not for profit companies
8.1%
Value Percent YoY change
Self employees 544 6.5% -6.8%
Private companies 5,670 67.6% 0.3%
Governmental workers 1,494 17.8% -0.5%
Not for profit companies 676 8.1% 26.6%
Unemployment rate
4.9%
18.6% year-over-year change

Available workforce

The unemployment rate in Live Oak stands at 4.9%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Live Oak

How people get around in Live Oak

Commuting methods vary: 79.8% of residents travel by personal vehicle and 2% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 6,788 79.8% 0.9%
Railroad 102 1.2% 10.9%
Bicycle 10 0.1% N/A
Walk 170 2% 6.2%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Live Oak by zipcode?

Zipcode Population Number of households Median income Average income
78233 48,911 18,970 $76,421 $87,434

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FAQs about Live Oak demographics 

What is the total population of Live Oak?

Live Oak has a total population of 15,984 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +0.7% compared to a year ago.

What is the gender ratio in Live Oak?

The gender ratio in Live Oak is as follows:
  • 46.4% males (7,411 residents)
  • 53.6% females (8,573 residents)

What is the median age in Live Oak?

The median age in Live Oak is 35.7.

What is the age distribution of the population in Live Oak?

The age distribution in Live Oak is as follows:
  • Under 15: 16.4% (2,629 residents)
  • Ages 15-24: 13.4% (2,139 residents)
  • Ages 25-44: 32.8% (5,251 residents)
  • Ages 45-64: 23.4% (3,732 residents)
  • Over 65: 14% (2,233 residents)

What is the racial and ethnic makeup of Live Oak?

The racial and ethnic makeup of Live Oak is as follows:
  • White: 42.3% (6,757 residents)
  • Black or African American: 18.1% (2,889 residents)
  • American Indian and Alaska Native: 1% (152 residents)
  • Asian: 5.8% (929 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 25.5% (4,074 residents)
  • Other: 7.4% (1,183 residents)

What percentage of the population in Live Oak are U.S.-born citizens?

U.S.-born citizens represent 86.4% of the population in Live Oak.

How many housing units are there in Live Oak?

There are 6,955 housing units in Live Oak, reflecting a -1.5% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Live Oak and what is the average household size?

Live Oak has a total of 6,636 households, with an average of 2 people in each.

What is the median household income in Live Oak?

Live Oak has a median household income of $79,696, representing a +2.0% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Live Oak?

The employment rate is 95.1% in Live Oak, with a workforce of 8,384 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 79.4% (6,656 residents)
  • Blue-collar workers: 20.6% (1,728 residents)

Places of employment:
  • Self-employed: 6.5% (544 residents)
  • Private companies: 67.6% (5,670 residents)
  • Governmental workers: 17.8% (1,494 residents)
  • Not-for-profit companies: 8.1% (676 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025