Hernando, MS demographics:
population, income, and more

Total population
17,949
2.1% year-over-year change
Median household income
$76,950/yr
7.7% year-over-year change
Housing units
7,081
-2.6% year-over-year change

Hernando population

How many people live in Hernando

Hernando is home to 17,949 residents, according to the most recent Census data. Gender-wise, 49.2% of Hernando locals are male, and 50.8% are female.

Total population
17,949
2.1% year-over-year change
Gender ratio
Male
49.2%
8,833
Female
50.8%
9,116
Value Percent YoY change
Male 8,833 49.2% 6.6%
Female 9,116 50.8% -1.9%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Hernando is 39, with the population distributed as follows: about 21.1% are children under 15, then 12% are in the 15 to 24 age group. Adults between 25 and 44 make up 25.8% of the population, while another 23.9% fall into the 45 to 64 bracket. Finally, around 17.2% are 65 or older.

Median age
38.6
Age breakdown
Under 15
21.1%
15 to 24
12%
25 to 44
25.8%
45 to 64
23.9%
Over 65
17.2%
Value Percent YoY change
Under 15 3,784 21.1% 0.6%
15 to 24 2,153 12% 14.6%
25 to 44 4,633 25.8% -1.9%
45 to 64 4,292 23.9% 7.0%
Over 65 3,087 17.2% -3.7%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Hernando, 94.7% of the population are US-born citizens, while 2.4% have gained naturalized citizenship. At the same time, 2.9% of residents are non-citizens. As for race, 76.9% of locals are Caucasian, 14.5% are African American and 1.2% have Asian roots. There’s also a share of 4.7% that includes residents with two or more races.

Citizenship
U.S.-born citizens
94.7%
Non-U.S.-born citizens
2.4%
Non-citizens
2.9%
Value Percent YoY change
U.S.-born citizens 16,994 94.7% 3.3%
Non-U.S.-born citizens 435 2.4% -7.0%
Non-citizens 520 2.9% -20.5%
Racial breakdown
White
76.9%
Black or African American
14.5%
American Indian and Alaska Native
0.1%
Asian
1.2%
Native Hawaiian and other Pacific Islander
0%
Two or more races
4.7%
Other
2.5%
Value Percent
White 13,800 76.9%
Black or African American 2,609 14.5%
American Indian and Alaska Native 16 0.1%
Asian 222 1.2%
Two or more races 849 4.7%
Other 453 2.5%

Households in Hernando

A peek inside Hernando households

Hernando has 6,943 households, with an average of 3 members in each. Of these, 76.2% are families, while the remaining 23.8% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
6,943
-0.3% year-over-year change
Average people per household
3
Non-family households
1,654
Family households
5,289
Value Percent YoY change
Non-family households 1,654 23.8% -7.9%
Family households 5,289 76.2% 2.3%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Hernando

The housing landscape of Hernando

Hernando's housing consists of 7,081 units, with 80% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 2.8% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 6% of the housing landscape.

Housing units
7,081
-2.6% year-over-year change
Housing types
Value Percent
1 unit, detached 5,666 80%
1 unit, attached 202 2.8%
3 or 4 units 272 3.8%
5 to 9 units 156 2.2%
10 to 19 units 113 1.6%
20 to 49 units 54 0.8%
50 or more units 166 2.3%
Mobile home 424 6%
Boat, RV, van, etc. 28 0.4%
Homes built since 2020
235
11.4% year-over-year change

The age of buildings in Hernando

In Hernando, the median construction year is 2002. About 1.2% of homes were built before the 1940s, with another 1% going up by 1949. Most development happened in the second half of the 20th century. Then, 33% of homes were added from 2000 to 2009, 20.3% between 2010 and 2019, and 3.3% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 87 1.2% -34.1%
Built between 1940 and 1949 73 1% -53.2%
Built between 1950 and 1959 93 1.3% -15.4%
Built between 1960 and 1969 319 4.5% -22.6%
Built between 1970 and 1979 642 9.1% -2.9%
Built between 1980 and 1989 696 9.8% 9.4%
Built between 1990 and 1999 1,165 16.4% -7.5%
Built between 2000 and 2009 2,336 33% -3.5%
Built between 2010 and 2019 1,435 20.3% 12.5%
Built in 2020 or later 235 3.3% 11.4%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Hernando occupancy rates

Out of the 6,943 occupied housing units in Hernando, 81.2% are owner-occupied, while 18.8% are lived in by tenants. Meanwhile, 1.9% of all homes on the local market sit vacant.

Occupied housing units
6,943
-0.3% year-over-year change
Occupancy breakdown
Renter occupied
1,308
Owner occupied
5,635
Value Percent YoY
change
Renter occupied 1,308 18.8% -2.0%
Owner occupied 5,635 81.2% 0.1%
Unoccupied housing units
1.9%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Hernando housing costs

Housing costs in Hernando come to a median of $1,358 per month, while tenants specifically pay a median gross rent of $1,302.

Median housing costs per month
$1,358/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Hernando
$1,302/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Hernando

Hernando education at a glance

About 35.2% of the population in Hernando went to high school, while 20.6% pursued college studies. Another 9.6% earned an associate degree and 21% hold a bachelor’s. Meanwhile, 11.4% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 302 2.3% -7.4%
High school diploma 4,693 35.2% 8.9%
College diploma 2,744 20.6% 0.7%
Associate degree 1,274 9.6% -6.5%
Bachelor's degree 2,806 21% -4.5%
Graduate degree 1,517 11.4% 4.0%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Hernando

How much people earn in Hernando

The average annual household income in Hernando was $102,438 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +6.6% change from the previous year. At the same time, the median income stood at $76,950, reflecting a +7.7% shift over the same period.

Average household income in Hernando
$102,438/year
6.5% year-over-year change
Median household income in Hernando
$76,950/year
7.7% year-over-year change

Hernando income by age

In Hernando, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $98,682. Those with someone between 45 and 64 in charge, often well established professionally, earn $99,167 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $61,319, while those led by someone over 65, many of whom may be retired, have about $41,787 in earnings. Overall, 91.1% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $61,319 5.5%
25 - 44 $98,682 8.2%
45 - 64 $99,167 3.2%
Over 65 $41,787 3.1%
Above poverty level
16,155
Below poverty level
1,571
Value Percent YoY
change
Above poverty level 16,155 91.1% 2.8%
Below poverty level 1,571 8.9% -3.0%

Average renter income in Hernando

To get a better sense of what renters earn on average in Hernando, their median household income was $33,823 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 46.2%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$33,823
Rent-to-income ratio
46.2%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Hernando

Workforce and job types in Hernando

The job market in Hernando is powered by 8,430 working residents, spread across a range of industries and roles. 78.5% of the working population are employed in professional or administrative positions, while 21.5% are in hands-on or service-based jobs. Also, 12.6% run their own businesses, 68.1% are employed by private companies, and 13.9% work in the public sector.

Workforce demographics

Working population
8,430
5.2% year-over-year change
White collar
6,614
Blue collar
1,816
Value Percent YoY change
White collar 6,614 78.5% 1.3%
Blue collar 1,816 21.5% 22.4%
Employer type
Self employees
12.6%
Private companies
68.1%
Governmental workers
13.9%
Not for profit companies
5.4%
Value Percent YoY change
Self employees 1,064 12.6% 22.7%
Private companies 5,738 68.1% 7.0%
Governmental workers 1,169 13.9% -13.8%
Not for profit companies 459 5.4% 8.2%
Unemployment rate
2.5%
3.4% year-over-year change

Available workforce

The unemployment rate in Hernando stands at 2.5%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Hernando

How people get around in Hernando

Commuting methods vary: 90.1% of residents travel by personal vehicle and 0.4% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 7,575 90.1% 6.5%
Bus or trolleybus 24 0.3% 9.1%
Walk 37 0.4% 8.8%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Hernando by zipcode?

Zipcode Population Number of households Median income Average income
38632 31,374 11,527 $93,583 $113,861
38651 8,731 3,290 $98,760 $113,356

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FAQs about Hernando demographics 

What is the total population of Hernando?

Hernando has a total population of 17,949 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +2.1% compared to a year ago.

What is the gender ratio in Hernando?

The gender ratio in Hernando is as follows:
  • 49.2% males (8,833 residents)
  • 50.8% females (9,116 residents)

What is the median age in Hernando?

The median age in Hernando is 38.6.

What is the age distribution of the population in Hernando?

The age distribution in Hernando is as follows:
  • Under 15: 21.1% (3,784 residents)
  • Ages 15-24: 12% (2,153 residents)
  • Ages 25-44: 25.8% (4,633 residents)
  • Ages 45-64: 23.9% (4,292 residents)
  • Over 65: 17.2% (3,087 residents)

What is the racial and ethnic makeup of Hernando?

The racial and ethnic makeup of Hernando is as follows:
  • White: 76.9% (13,800 residents)
  • Black or African American: 14.5% (2,609 residents)
  • American Indian and Alaska Native: 0.1% (16 residents)
  • Asian: 1.2% (222 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 4.7% (849 residents)
  • Other: 2.5% (453 residents)

What percentage of the population in Hernando are U.S.-born citizens?

U.S.-born citizens represent 94.7% of the population in Hernando.

How many housing units are there in Hernando?

There are 7,081 housing units in Hernando, reflecting a -2.6% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Hernando and what is the average household size?

Hernando has a total of 6,943 households, with an average of 3 people in each.

What is the median household income in Hernando?

Hernando has a median household income of $76,950, representing a +7.7% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Hernando?

The employment rate is 97.5% in Hernando, with a workforce of 8,430 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 78.5% (6,614 residents)
  • Blue-collar workers: 21.5% (1,816 residents)

Places of employment:
  • Self-employed: 12.6% (1,064 residents)
  • Private companies: 68.1% (5,738 residents)
  • Governmental workers: 13.9% (1,169 residents)
  • Not-for-profit companies: 5.4% (459 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025