Temple Terrace, FL demographics:
population, income, and more

Total population
27,275
1.3% year-over-year change
Median household income
$69,252/yr
5.3% year-over-year change
Housing units
12,079
2.9% year-over-year change

Temple Terrace population

How many people live in Temple Terrace

Temple Terrace is home to 27,275 residents, according to the most recent Census data. Gender-wise, 50.9% of Temple Terrace locals are male, and 49.1% are female.

Total population
27,275
1.3% year-over-year change
Gender ratio
Male
50.9%
13,880
Female
49.1%
13,395
Value Percent YoY change
Male 13,880 50.9% 2.1%
Female 13,395 49.1% 0.5%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Temple Terrace is 34, with the population distributed as follows: about 16.6% are children under 15, then 13.6% are in the 15 to 24 age group. Adults between 25 and 44 make up 32.7% of the population, while another 20.9% fall into the 45 to 64 bracket. Finally, around 16.3% are 65 or older.

Median age
34.5
Age breakdown
Under 15
16.6%
15 to 24
13.6%
25 to 44
32.7%
45 to 64
20.9%
Over 65
16.3%
Value Percent YoY change
Under 15 4,515 16.6% 6.2%
15 to 24 3,711 13.6% -16.6%
25 to 44 8,912 32.7% 7.5%
45 to 64 5,692 20.9% -1.0%
Over 65 4,445 16.3% 6.2%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Temple Terrace, 79.5% of the population are US-born citizens, while 15.1% have gained naturalized citizenship. At the same time, 5.5% of residents are non-citizens. As for race, 50.9% of locals are Caucasian, 20.2% are African American and 6.5% have Asian roots. There’s also a share of 15.7% that includes residents with two or more races.

Citizenship
U.S.-born citizens
79.5%
Non-U.S.-born citizens
15.1%
Non-citizens
5.5%
Value Percent YoY change
U.S.-born citizens 21,673 79.5% 1.7%
Non-U.S.-born citizens 4,111 15.1% 8.8%
Non-citizens 1,491 5.5% -18.5%
Racial breakdown
White
50.9%
Black or African American
20.2%
American Indian and Alaska Native
0.1%
Asian
6.5%
Native Hawaiian and other Pacific Islander
0%
Two or more races
15.7%
Other
6.5%
Value Percent
White 13,881 50.9%
Black or African American 5,520 20.2%
American Indian and Alaska Native 32 0.1%
Asian 1,785 6.5%
Native Hawaiian and other Pacific Islander 6 0%
Two or more races 4,270 15.7%
Other 1,781 6.5%

Households in Temple Terrace

A peek inside Temple Terrace households

Temple Terrace has 11,630 households, with an average of 2 members in each. Of these, 57.7% are families, while the remaining 42.3% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
11,630
4.4% year-over-year change
Average people per household
2
Non-family households
4,923
Family households
6,707
Value Percent YoY change
Non-family households 4,923 42.3% 1.1%
Family households 6,707 57.7% 7.0%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Temple Terrace

The housing landscape of Temple Terrace

Temple Terrace's housing consists of 12,079 units, with 42.1% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 9.6% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 1% of the housing landscape.

Housing units
12,079
2.9% year-over-year change
Housing types
Value Percent
1 unit, detached 5,081 42.1%
1 unit, attached 1,163 9.6%
2 units 88 0.7%
3 or 4 units 1,063 8.8%
5 to 9 units 1,534 12.7%
10 to 19 units 1,108 9.2%
20 to 49 units 1,050 8.7%
50 or more units 867 7.2%
Mobile home 125 1%
Homes built since 2020
27
% year-over-year change

The age of buildings in Temple Terrace

In Temple Terrace, the median construction year is 1982. About 0.9% of homes were built before the 1940s, with another 0.7% going up by 1949. Most development happened in the second half of the 20th century. Then, 8.9% of homes were added from 2000 to 2009, 4.8% between 2010 and 2019, and 0.2% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 109 0.9% -36.6%
Built between 1940 and 1949 89 0.7% -2.2%
Built between 1950 and 1959 1,260 10.4% 8.8%
Built between 1960 and 1969 1,159 9.6% 17.4%
Built between 1970 and 1979 2,637 21.8% 10.3%
Built between 1980 and 1989 3,556 29.4% -1.4%
Built between 1990 and 1999 1,586 13.1% 2.9%
Built between 2000 and 2009 1,072 8.9% -4.0%
Built between 2010 and 2019 584 4.8% -14.0%
Built in 2020 or later 27 0.2% N/A
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Temple Terrace occupancy rates

Out of the 11,630 occupied housing units in Temple Terrace, 50.4% are owner-occupied, while 49.6% are lived in by tenants. Meanwhile, 3.7% of all homes on the local market sit vacant.

Occupied housing units
11,630
4.4% year-over-year change
Occupancy breakdown
Renter occupied
5,770
Owner occupied
5,860
Value Percent YoY
change
Renter occupied 5,770 49.6% 1.4%
Owner occupied 5,860 50.4% 7.6%
Unoccupied housing units
3.7%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Temple Terrace housing costs

Housing costs in Temple Terrace come to a median of $1,488 per month, while tenants specifically pay a median gross rent of $1,594.

Median housing costs per month
$1,488/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Temple Terrace
$1,594/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Temple Terrace

Temple Terrace education at a glance

About 24.8% of the population in Temple Terrace went to high school, while 19.2% pursued college studies. Another 10.7% earned an associate degree and 27.1% hold a bachelor’s. Meanwhile, 14.4% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 819 3.8% 29.0%
High school diploma 5,412 24.8% -6.4%
College diploma 4,189 19.2% 6.5%
Associate degree 2,338 10.7% -9.5%
Bachelor's degree 5,910 27.1% 3.8%
Graduate degree 3,132 14.4% 8.6%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Temple Terrace

How much people earn in Temple Terrace

The average annual household income in Temple Terrace was $88,392 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -2.6% change from the previous year. At the same time, the median income stood at $69,252, reflecting a +5.3% shift over the same period.

Average household income in Temple Terrace
$88,392/year
-2.6% year-over-year change
Median household income in Temple Terrace
$69,252/year
5.3% year-over-year change

Temple Terrace income by age

In Temple Terrace, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $70,893. Those with someone between 45 and 64 in charge, often well established professionally, earn $81,250 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $33,997, while those led by someone over 65, many of whom may be retired, have about $62,557 in earnings. Overall, 91% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $33,997 -1.3%
25 - 44 $70,893 6.8%
45 - 64 $81,250 2.3%
Over 65 $62,557 15.0%
Above poverty level
23,978
Below poverty level
2,381
Value Percent YoY
change
Above poverty level 23,978 91% 5.4%
Below poverty level 2,381 9% -28.0%

Average renter income in Temple Terrace

To get a better sense of what renters earn on average in Temple Terrace, their median household income was $47,066 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 40.6%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$47,066
Rent-to-income ratio
40.6%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Temple Terrace

Workforce and job types in Temple Terrace

The job market in Temple Terrace is powered by 14,195 working residents, spread across a range of industries and roles. 84.6% of the working population are employed in professional or administrative positions, while 15.4% are in hands-on or service-based jobs. Also, 8% run their own businesses, 63.9% are employed by private companies, and 14.6% work in the public sector.

Workforce demographics

Working population
14,195
0.5% year-over-year change
White collar
12,010
Blue collar
2,185
Value Percent YoY change
White collar 12,010 84.6% 0.8%
Blue collar 2,185 15.4% -1.1%
Employer type
Self employees
8%
Private companies
63.9%
Governmental workers
14.6%
Not for profit companies
13.6%
Value Percent YoY change
Self employees 1,133 8% -16.8%
Private companies 9,068 63.9% -5.5%
Governmental workers 2,071 14.6% 35.3%
Not for profit companies 1,923 13.6% 17.5%
Unemployment rate
3.7%
-7.7% year-over-year change

Available workforce

The unemployment rate in Temple Terrace stands at 3.7%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Temple Terrace

How people get around in Temple Terrace

In Temple Terrace, the average commute time is 26 minutes. Commuting methods vary: 71.8% of residents travel by personal vehicle and 1.6% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Commute time
26 min
-0.4% year-over-year change
Means of transportation
Value Percent YoY change
Car 10,049 71.8% -7.3%
Taxicab 36 0.3% 38.5%
Bus or trolleybus 146 1% 67.8%
Bicycle 89 0.6% -64.8%
Walk 224 1.6% 35.8%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Temple Terrace by zipcode?

Zipcode Population Number of households Median income Average income
33637 17,658 7,801 $63,323 $81,286
33617 47,851 20,162 $50,948 $68,373

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FAQs about Temple Terrace demographics 

What is the total population of Temple Terrace?

Temple Terrace has a total population of 27,275 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +1.3% compared to a year ago.

What is the gender ratio in Temple Terrace?

The gender ratio in Temple Terrace is as follows:
  • 50.9% males (13,880 residents)
  • 49.1% females (13,395 residents)

What is the median age in Temple Terrace?

The median age in Temple Terrace is 34.5.

What is the age distribution of the population in Temple Terrace?

The age distribution in Temple Terrace is as follows:
  • Under 15: 16.6% (4,515 residents)
  • Ages 15-24: 13.6% (3,711 residents)
  • Ages 25-44: 32.7% (8,912 residents)
  • Ages 45-64: 20.9% (5,692 residents)
  • Over 65: 16.3% (4,445 residents)

What is the racial and ethnic makeup of Temple Terrace?

The racial and ethnic makeup of Temple Terrace is as follows:
  • White: 50.9% (13,881 residents)
  • Black or African American: 20.2% (5,520 residents)
  • American Indian and Alaska Native: 0.1% (32 residents)
  • Asian: 6.5% (1,785 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (6 residents)
  • Two or More Races: 15.7% (4,270 residents)
  • Other: 6.5% (1,781 residents)

What percentage of the population in Temple Terrace are U.S.-born citizens?

U.S.-born citizens represent 79.5% of the population in Temple Terrace.

How many housing units are there in Temple Terrace?

There are 12,079 housing units in Temple Terrace, reflecting a +2.9% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Temple Terrace and what is the average household size?

Temple Terrace has a total of 11,630 households, with an average of 2 people in each.

What is the median household income in Temple Terrace?

Temple Terrace has a median household income of $69,252, representing a +5.3% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Temple Terrace?

The employment rate is 96.3% in Temple Terrace, with a workforce of 14,195 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 84.6% (12,010 residents)
  • Blue-collar workers: 15.4% (2,185 residents)

Places of employment:
  • Self-employed: 8% (1,133 residents)
  • Private companies: 63.9% (9,068 residents)
  • Governmental workers: 14.6% (2,071 residents)
  • Not-for-profit companies: 13.6% (1,923 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025