Safety Harbor, FL demographics:
population, income, and more

Total population
17,033
-0.0% year-over-year change
Median household income
$106,830/yr
1.0% year-over-year change
Housing units
7,650
0.6% year-over-year change

Safety Harbor population

How many people live in Safety Harbor

Safety Harbor is home to 17,033 residents, according to the most recent Census data. Gender-wise, 47.2% of Safety Harbor locals are male, and 52.8% are female.

Total population
17,033
-0.0% year-over-year change
Gender ratio
Male
47.2%
8,033
Female
52.8%
9,000
Value Percent YoY change
Male 8,033 47.2% -1.8%
Female 9,000 52.8% 1.6%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Safety Harbor is 50, with the population distributed as follows: about 15.9% are children under 15, then 7.4% are in the 15 to 24 age group. Adults between 25 and 44 make up 20.7% of the population, while another 31.8% fall into the 45 to 64 bracket. Finally, around 24.1% are 65 or older.

Median age
49.8
Age breakdown
Under 15
15.9%
15 to 24
7.4%
25 to 44
20.7%
45 to 64
31.8%
Over 65
24.1%
Value Percent YoY change
Under 15 2,715 15.9% 3.8%
15 to 24 1,267 7.4% -4.6%
25 to 44 3,530 20.7% 0.8%
45 to 64 5,413 31.8% -2.0%
Over 65 4,108 24.1% 0.9%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Safety Harbor, 86.5% of the population are US-born citizens, while 8.3% have gained naturalized citizenship. At the same time, 5.2% of residents are non-citizens. As for race, 75.4% of locals are Caucasian, 7.6% are African American and 2.3% have Asian roots. There’s also a share of 10% that includes residents with two or more races.

Citizenship
U.S.-born citizens
86.5%
Non-U.S.-born citizens
8.3%
Non-citizens
5.2%
Value Percent YoY change
U.S.-born citizens 14,730 86.5% -1.3%
Non-U.S.-born citizens 1,419 8.3% 12.0%
Non-citizens 884 5.2% 4.0%
Racial breakdown
White
75.4%
Black or African American
7.6%
American Indian and Alaska Native
0%
Asian
2.3%
Native Hawaiian and other Pacific Islander
0%
Two or more races
10%
Other
4.6%
Value Percent
White 12,851 75.4%
Black or African American 1,288 7.6%
American Indian and Alaska Native 4 0%
Asian 390 2.3%
Two or more races 1,710 10%
Other 790 4.6%

Households in Safety Harbor

A peek inside Safety Harbor households

Safety Harbor has 6,960 households, with an average of 2 members in each. Of these, 63.1% are families, while the remaining 36.9% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
6,960
1.5% year-over-year change
Average people per household
2
Non-family households
2,569
Family households
4,391
Value Percent YoY change
Non-family households 2,569 36.9% 7.8%
Family households 4,391 63.1% -1.9%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Safety Harbor

The housing landscape of Safety Harbor

Safety Harbor's housing consists of 7,650 units, with 65.9% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 9.4% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 10% of the housing landscape.

Housing units
7,650
0.6% year-over-year change
Housing types
Value Percent
1 unit, detached 5,041 65.9%
1 unit, attached 715 9.4%
2 units 46 0.6%
3 or 4 units 307 4%
5 to 9 units 250 3.3%
10 to 19 units 113 1.5%
20 to 49 units 155 2%
50 or more units 254 3.3%
Mobile home 769 10%
Homes built since 2020
25
-57.6% year-over-year change

The age of buildings in Safety Harbor

In Safety Harbor, the median construction year is 1984. About 2.1% of homes were built before the 1940s, with another 0.4% going up by 1949. Most development happened in the second half of the 20th century. Then, 5.7% of homes were added from 2000 to 2009, 3.8% between 2010 and 2019, and 0.3% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 162 2.1% 161.3%
Built between 1940 and 1949 30 0.4% -40.0%
Built between 1950 and 1959 163 2.1% 69.8%
Built between 1960 and 1969 280 3.7% -4.4%
Built between 1970 and 1979 1,572 20.6% -7.4%
Built between 1980 and 1989 3,735 48.8% 2.6%
Built between 1990 and 1999 956 12.5% -5.2%
Built between 2000 and 2009 438 5.7% -7.4%
Built between 2010 and 2019 289 3.8% 30.2%
Built in 2020 or later 25 0.3% -57.6%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Safety Harbor occupancy rates

Out of the 6,960 occupied housing units in Safety Harbor, 83.9% are owner-occupied, while 16.1% are lived in by tenants. Meanwhile, 9% of all homes on the local market sit vacant.

Occupied housing units
6,960
1.5% year-over-year change
Occupancy breakdown
Renter occupied
1,121
Owner occupied
5,839
Value Percent YoY
change
Renter occupied 1,121 16.1% 3.3%
Owner occupied 5,839 83.9% 1.1%
Unoccupied housing units
9.0%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Safety Harbor housing costs

Housing costs in Safety Harbor come to a median of $1,530 per month, while tenants specifically pay a median gross rent of $1,743.

Median housing costs per month
$1,530/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Safety Harbor
$1,743/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Safety Harbor

Safety Harbor education at a glance

About 24.7% of the population in Safety Harbor went to high school, while 17.8% pursued college studies. Another 10.5% earned an associate degree and 30.8% hold a bachelor’s. Meanwhile, 15.5% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 107 0.8% 28.9%
High school diploma 3,407 24.7% -3.6%
College diploma 2,456 17.8% -6.9%
Associate degree 1,449 10.5% 8.9%
Bachelor's degree 4,253 30.8% 1.9%
Graduate degree 2,138 15.5% 4.4%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Safety Harbor

How much people earn in Safety Harbor

The average annual household income in Safety Harbor was $137,537 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +1.5% change from the previous year. At the same time, the median income stood at $106,830, reflecting a +1% shift over the same period.

Average household income in Safety Harbor
$137,537/year
1.5% year-over-year change
Median household income in Safety Harbor
$106,830/year
1.0% year-over-year change

Safety Harbor income by age

In Safety Harbor, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $139,839. Those with someone between 45 and 64 in charge, often well established professionally, earn $137,051 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $76,220, while those led by someone over 65, many of whom may be retired, have about $61,188 in earnings. Overall, 93.8% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $76,220 N/A
25 - 44 $139,839 -0.3%
45 - 64 $137,051 9.3%
Over 65 $61,188 -3.1%
Above poverty level
15,436
Below poverty level
1,020
Value Percent YoY
change
Above poverty level 15,436 93.8% 0.5%
Below poverty level 1,020 6.2% -10.9%

Average renter income in Safety Harbor

To get a better sense of what renters earn on average in Safety Harbor, their median household income was $68,294 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 30.6%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$68,294
Rent-to-income ratio
30.6%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Safety Harbor

Workforce and job types in Safety Harbor

The job market in Safety Harbor is powered by 8,510 working residents, spread across a range of industries and roles. 88.4% of the working population are employed in professional or administrative positions, while 11.6% are in hands-on or service-based jobs. Also, 9.7% run their own businesses, 66.1% are employed by private companies, and 13.2% work in the public sector.

Workforce demographics

Working population
8,510
-1.9% year-over-year change
White collar
7,525
Blue collar
985
Value Percent YoY change
White collar 7,525 88.4% -2.4%
Blue collar 985 11.6% 2.0%
Employer type
Self employees
9.7%
Private companies
66.1%
Governmental workers
13.2%
Not for profit companies
11%
Value Percent YoY change
Self employees 828 9.7% -13.2%
Private companies 5,623 66.1% -4.8%
Governmental workers 1,125 13.2% 16.0%
Not for profit companies 934 11% 10.5%
Unemployment rate
3.2%
14.9% year-over-year change

Available workforce

The unemployment rate in Safety Harbor stands at 3.2%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Safety Harbor

How people get around in Safety Harbor

Commuting methods vary: 70.8% of residents travel by personal vehicle and 1.7% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 5,978 70.8% -6.3%
Bus or trolleybus 5 0.1% -77.3%
Bicycle 26 0.3% -10.3%
Walk 144 1.7% 3.6%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Safety Harbor by zipcode?

Zipcode Population Number of households Median income Average income
34695 18,098 7,494 $95,238 $133,880

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FAQs about Safety Harbor demographics 

What is the total population of Safety Harbor?

Safety Harbor has a total population of 17,033 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -0.0% compared to a year ago.

What is the gender ratio in Safety Harbor?

The gender ratio in Safety Harbor is as follows:
  • 47.2% males (8,033 residents)
  • 52.8% females (9,000 residents)

What is the median age in Safety Harbor?

The median age in Safety Harbor is 49.8.

What is the age distribution of the population in Safety Harbor?

The age distribution in Safety Harbor is as follows:
  • Under 15: 15.9% (2,715 residents)
  • Ages 15-24: 7.4% (1,267 residents)
  • Ages 25-44: 20.7% (3,530 residents)
  • Ages 45-64: 31.8% (5,413 residents)
  • Over 65: 24.1% (4,108 residents)

What is the racial and ethnic makeup of Safety Harbor?

The racial and ethnic makeup of Safety Harbor is as follows:
  • White: 75.4% (12,851 residents)
  • Black or African American: 7.6% (1,288 residents)
  • American Indian and Alaska Native: 0% (4 residents)
  • Asian: 2.3% (390 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 10% (1,710 residents)
  • Other: 4.6% (790 residents)

What percentage of the population in Safety Harbor are U.S.-born citizens?

U.S.-born citizens represent 86.5% of the population in Safety Harbor.

How many housing units are there in Safety Harbor?

There are 7,650 housing units in Safety Harbor, reflecting a +0.6% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Safety Harbor and what is the average household size?

Safety Harbor has a total of 6,960 households, with an average of 2 people in each.

What is the median household income in Safety Harbor?

Safety Harbor has a median household income of $106,830, representing a +1.0% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Safety Harbor?

The employment rate is 96.8% in Safety Harbor, with a workforce of 8,510 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 88.4% (7,525 residents)
  • Blue-collar workers: 11.6% (985 residents)

Places of employment:
  • Self-employed: 9.7% (828 residents)
  • Private companies: 66.1% (5,623 residents)
  • Governmental workers: 13.2% (1,125 residents)
  • Not-for-profit companies: 11% (934 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025