Clearwater, FL demographics:
population, income, and more

Total population
117,247
0.1% year-over-year change
Median household income
$66,381/yr
3.0% year-over-year change
Housing units
61,123
0.1% year-over-year change

Clearwater population

How many people live in Clearwater

Clearwater is home to 117,247 residents, according to the most recent Census data. Gender-wise, 49.2% of Clearwater locals are male, and 50.8% are female.

Total population
117,247
0.1% year-over-year change
Gender ratio
Male
49.2%
57,735
Female
50.8%
59,512
Value Percent YoY change
Male 57,735 49.2% -0.0%
Female 59,512 50.8% 0.3%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Clearwater is 47, with the population distributed as follows: about 14% are children under 15, then 9.8% are in the 15 to 24 age group. Adults between 25 and 44 make up 24.3% of the population, while another 27.8% fall into the 45 to 64 bracket. Finally, around 24.1% are 65 or older.

Median age
46.6
Age breakdown
Under 15
14%
15 to 24
9.8%
25 to 44
24.3%
45 to 64
27.8%
Over 65
24.1%
Value Percent YoY change
Under 15 16,419 14% -1.2%
15 to 24 11,523 9.8% 1.7%
25 to 44 28,508 24.3% 0.1%
45 to 64 32,566 27.8% -1.1%
Over 65 28,231 24.1% 1.9%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Clearwater, 80.3% of the population are US-born citizens, while 12.6% have gained naturalized citizenship. At the same time, 7.1% of residents are non-citizens. As for race, 68.4% of locals are Caucasian, 10.6% are African American and 2.8% have Asian roots. There’s also a share of 11.2% that includes residents with two or more races.

Citizenship
U.S.-born citizens
80.3%
Non-U.S.-born citizens
12.6%
Non-citizens
7.1%
Value Percent YoY change
U.S.-born citizens 94,177 80.3% -0.4%
Non-U.S.-born citizens 14,735 12.6% 5.7%
Non-citizens 8,335 7.1% -3.1%
Racial breakdown
White
68.4%
Black or African American
10.6%
American Indian and Alaska Native
0.6%
Asian
2.8%
Native Hawaiian and other Pacific Islander
0%
Two or more races
11.2%
Other
6.3%
Value Percent
White 80,148 68.4%
Black or African American 12,488 10.6%
American Indian and Alaska Native 676 0.6%
Asian 3,314 2.8%
Native Hawaiian and other Pacific Islander 24 0%
Two or more races 13,193 11.2%
Other 7,404 6.3%

Households in Clearwater

A peek inside Clearwater households

Clearwater has 49,998 households, with an average of 2 members in each. Of these, 56% are families, while the remaining 44% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
49,998
0.2% year-over-year change
Average people per household
2
Non-family households
22,003
Family households
27,995
Value Percent YoY change
Non-family households 22,003 44% 0.3%
Family households 27,995 56% 0.1%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Clearwater

The housing landscape of Clearwater

Clearwater's housing consists of 61,123 units, with 38.1% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 6.8% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 5.3% of the housing landscape.

Housing units
61,123
0.1% year-over-year change
Housing types
Value Percent
1 unit, detached 23,294 38.1%
1 unit, attached 4,146 6.8%
2 units 1,416 2.3%
3 or 4 units 2,774 4.5%
5 to 9 units 4,203 6.9%
10 to 19 units 4,974 8.1%
20 to 49 units 5,948 9.7%
50 or more units 11,107 18.2%
Mobile home 3,254 5.3%
Boat, RV, van, etc. 7 0%
Homes built since 2020
529
113.3% year-over-year change

The age of buildings in Clearwater

In Clearwater, the median construction year is 1978. About 2.1% of homes were built before the 1940s, with another 2.3% going up by 1949. Most development happened in the second half of the 20th century. Then, 9.4% of homes were added from 2000 to 2009, 5.7% between 2010 and 2019, and 0.9% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 1,278 2.1% 6.4%
Built between 1940 and 1949 1,427 2.3% -8.8%
Built between 1950 and 1959 7,157 11.7% -2.7%
Built between 1960 and 1969 7,959 13% 7.8%
Built between 1970 and 1979 16,343 26.7% -2.8%
Built between 1980 and 1989 11,864 19.4% 2.8%
Built between 1990 and 1999 5,374 8.8% -7.7%
Built between 2000 and 2009 5,721 9.4% -3.7%
Built between 2010 and 2019 3,471 5.7% 7.5%
Built in 2020 or later 529 0.9% 113.3%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Clearwater occupancy rates

Out of the 49,998 occupied housing units in Clearwater, 58.6% are owner-occupied, while 41.4% are lived in by tenants. Meanwhile, 18.2% of all homes on the local market sit vacant.

Occupied housing units
49,998
0.2% year-over-year change
Occupancy breakdown
Renter occupied
20,711
Owner occupied
29,287
Value Percent YoY
change
Renter occupied 20,711 41.4% 1.4%
Owner occupied 29,287 58.6% -0.6%
Unoccupied housing units
18.2%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Clearwater housing costs

Housing costs in Clearwater come to a median of $1,489 per month, while tenants specifically pay a median gross rent of $1,658.

Median housing costs per month
$1,489/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Clearwater
$1,658/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Clearwater

Clearwater education at a glance

About 37% of the population in Clearwater went to high school, while 19.5% pursued college studies. Another 9.3% earned an associate degree and 19.4% hold a bachelor’s. Meanwhile, 11.4% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 3,275 3.4% 0.5%
High school diploma 36,045 37% 2.2%
College diploma 18,990 19.5% -6.0%
Associate degree 9,059 9.3% 3.9%
Bachelor's degree 18,962 19.4% -1.4%
Graduate degree 11,136 11.4% 5.0%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Clearwater

How much people earn in Clearwater

The average annual household income in Clearwater was $100,043 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +4.1% change from the previous year. At the same time, the median income stood at $66,381, reflecting a +3% shift over the same period.

Average household income in Clearwater
$100,043/year
4.1% year-over-year change
Median household income in Clearwater
$66,381/year
3.0% year-over-year change

Clearwater income by age

In Clearwater, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $74,238. Those with someone between 45 and 64 in charge, often well established professionally, earn $78,936 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $37,823, while those led by someone over 65, many of whom may be retired, have about $52,526 in earnings. Overall, 85.4% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $37,823 3.8%
25 - 44 $74,238 5.4%
45 - 64 $78,936 -3.7%
Over 65 $52,526 2.0%
Above poverty level
97,643
Below poverty level
16,719
Value Percent YoY
change
Above poverty level 97,643 85.4% 0.9%
Below poverty level 16,719 14.6% -4.0%

Average renter income in Clearwater

To get a better sense of what renters earn on average in Clearwater, their median household income was $45,914 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 43.3%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$45,914
Rent-to-income ratio
43.3%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Clearwater

Workforce and job types in Clearwater

The job market in Clearwater is powered by 56,571 working residents, spread across a range of industries and roles. 82.1% of the working population are employed in professional or administrative positions, while 17.9% are in hands-on or service-based jobs. Also, 14.2% run their own businesses, 64.1% are employed by private companies, and 9.4% work in the public sector.

Workforce demographics

Working population
56,571
1.7% year-over-year change
White collar
46,447
Blue collar
10,124
Value Percent YoY change
White collar 46,447 82.1% 0.5%
Blue collar 10,124 17.9% 7.4%
Employer type
Self employees
14.2%
Private companies
64.1%
Governmental workers
9.4%
Not for profit companies
12.3%
Value Percent YoY change
Self employees 8,024 14.2% 5.6%
Private companies 36,260 64.1% -1.6%
Governmental workers 5,335 9.4% 7.3%
Not for profit companies 6,952 12.3% 11.6%
Unemployment rate
4.2%
-9.2% year-over-year change

Available workforce

The unemployment rate in Clearwater stands at 4.2%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Clearwater

How people get around in Clearwater

Commuting methods vary: 70.6% of residents travel by personal vehicle and 1.4% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 39,061 70.6% -0.9%
Taxicab 173 0.3% 54.5%
Bus or trolleybus 1,987 3.6% 34.5%
Railroad 45 0.1% 28.6%
Motorcycle 66 0.1% -41.6%
Bicycle 713 1.3% 13.7%
Walk 799 1.4% -9.2%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Clearwater by zipcode?

Zipcode Population Number of households Median income Average income
33755 27,476 10,250 $62,886 $80,961
33756 32,201 12,960 $61,872 $103,192
33759 17,557 7,625 $67,492 $97,108
33761 18,290 8,457 $74,728 $103,063
33763 21,146 10,121 $54,794 $78,756
33764 27,311 12,395 $67,256 $102,407
33765 13,808 6,006 $69,199 $92,957
33767 8,081 4,433 $117,425 $188,470

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FAQs about Clearwater demographics 

What is the total population of Clearwater?

Clearwater has a total population of 117,247 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +0.1% compared to a year ago.

What is the gender ratio in Clearwater?

The gender ratio in Clearwater is as follows:
  • 49.2% males (57,735 residents)
  • 50.8% females (59,512 residents)

What is the median age in Clearwater?

The median age in Clearwater is 46.6.

What is the age distribution of the population in Clearwater?

The age distribution in Clearwater is as follows:
  • Under 15: 14% (16,419 residents)
  • Ages 15-24: 9.8% (11,523 residents)
  • Ages 25-44: 24.3% (28,508 residents)
  • Ages 45-64: 27.8% (32,566 residents)
  • Over 65: 24.1% (28,231 residents)

What is the racial and ethnic makeup of Clearwater?

The racial and ethnic makeup of Clearwater is as follows:
  • White: 68.4% (80,148 residents)
  • Black or African American: 10.6% (12,488 residents)
  • American Indian and Alaska Native: 0.6% (676 residents)
  • Asian: 2.8% (3,314 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (24 residents)
  • Two or More Races: 11.2% (13,193 residents)
  • Other: 6.3% (7,404 residents)

What percentage of the population in Clearwater are U.S.-born citizens?

U.S.-born citizens represent 80.3% of the population in Clearwater.

How many housing units are there in Clearwater?

There are 61,123 housing units in Clearwater, reflecting a +0.1% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Clearwater and what is the average household size?

Clearwater has a total of 49,998 households, with an average of 2 people in each.

What is the median household income in Clearwater?

Clearwater has a median household income of $66,381, representing a +3.0% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Clearwater?

The employment rate is 95.8% in Clearwater, with a workforce of 56,571 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 82.1% (46,447 residents)
  • Blue-collar workers: 17.9% (10,124 residents)

Places of employment:
  • Self-employed: 14.2% (8,024 residents)
  • Private companies: 64.1% (36,260 residents)
  • Governmental workers: 9.4% (5,335 residents)
  • Not-for-profit companies: 12.3% (6,952 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025