Cumberland County, TN demographics:
population, income, and more

Total population
63,553
1.6% year-over-year change
Median household income
$60,375/yr
3.2% year-over-year change
Housing units
31,455
1.4% year-over-year change

Cumberland County population

How many people live in Cumberland County

Cumberland County is home to 63,553 residents, according to the most recent Census data. Gender-wise, 48.8% of Cumberland County locals are male, and 51.2% are female.

Total population
63,553
1.6% year-over-year change
Gender ratio
Male
48.8%
30,985
Female
51.2%
32,568
Value Percent YoY change
Male 30,985 48.8% 1.1%
Female 32,568 51.2% 2.1%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Cumberland County is 54, with the population distributed as follows: about 13.8% are children under 15, then 8.5% are in the 15 to 24 age group. Adults between 25 and 44 make up 19.1% of the population, while another 26.1% fall into the 45 to 64 bracket. Finally, around 32.4% are 65 or older.

Median age
53.5
Age breakdown
Under 15
13.8%
15 to 24
8.5%
25 to 44
19.1%
45 to 64
26.1%
Over 65
32.4%
Value Percent YoY change
Under 15 8,800 13.8% 1.6%
15 to 24 5,404 8.5% -0.3%
25 to 44 12,131 19.1% 2.2%
45 to 64 16,615 26.1% -0.5%
Over 65 20,603 32.4% 3.6%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Cumberland County, 96.7% of the population are US-born citizens, while 2% have gained naturalized citizenship. At the same time, 1.2% of residents are non-citizens. As for race, 93.8% of locals are Caucasian, 0.9% are African American and 0.4% have Asian roots. Another 0.1% are Indigenous American, 0.3% are Pacific Islanders, while 0.7% identify as another race. There’s also a share of 3.9% that includes residents with two or more races.

Citizenship
U.S.-born citizens
96.7%
Non-U.S.-born citizens
2%
Non-citizens
1.2%
Value Percent YoY change
U.S.-born citizens 61,482 96.7% 1.4%
Non-U.S.-born citizens 1,300 2% 22.9%
Non-citizens 771 1.2% -4.3%
Racial breakdown
White
93.8%
Black or African American
0.9%
American Indian and Alaska Native
0.1%
Asian
0.4%
Native Hawaiian and other Pacific Islander
0.3%
Two or more races
3.9%
Other
0.7%
Value Percent
White 59,603 93.8%
Black or African American 544 0.9%
American Indian and Alaska Native 49 0.1%
Asian 221 0.4%
Native Hawaiian and other Pacific Islander 178 0.3%
Two or more races 2,499 3.9%
Other 459 0.7%

Households in Cumberland County

A peek inside Cumberland County households

Cumberland County has 28,195 households, with an average of 2 members in each. Of these, 67.8% are families, while the remaining 32.2% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
28,195
2.7% year-over-year change
Average people per household
2
Non-family households
9,084
Family households
19,111
Value Percent YoY change
Non-family households 9,084 32.2% 2.9%
Family households 19,111 67.8% 2.6%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Cumberland County

The housing landscape of Cumberland County

Cumberland County's housing consists of 31,455 units, with 74.3% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 2.6% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 13% of the housing landscape.

Housing units
31,455
1.4% year-over-year change
Housing types
Value Percent
1 unit, detached 23,372 74.3%
1 unit, attached 813 2.6%
2 units 605 1.9%
3 or 4 units 967 3.1%
5 to 9 units 601 1.9%
10 to 19 units 351 1.1%
20 to 49 units 114 0.4%
50 or more units 310 1%
Mobile home 4,090 13%
Boat, RV, van, etc. 232 0.7%
Homes built since 2020
1,155
61.5% year-over-year change

The age of buildings in Cumberland County

In Cumberland County, the median construction year is 1994. About 2.5% of homes were built before the 1940s, with another 2.1% going up by 1949. Most development happened in the second half of the 20th century. Then, 22.4% of homes were added from 2000 to 2009, 10.8% between 2010 and 2019, and 3.7% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 794 2.5% -4.0%
Built between 1940 and 1949 649 2.1% 25.1%
Built between 1950 and 1959 858 2.7% -5.1%
Built between 1960 and 1969 1,726 5.5% 0.8%
Built between 1970 and 1979 4,787 15.2% -1.3%
Built between 1980 and 1989 4,576 14.6% 1.2%
Built between 1990 and 1999 6,474 20.6% -3.8%
Built between 2000 and 2009 7,036 22.4% 3.4%
Built between 2010 and 2019 3,400 10.8% -1.6%
Built in 2020 or later 1,155 3.7% 61.5%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Cumberland County occupancy rates

Out of the 28,195 occupied housing units in Cumberland County, 80.2% are owner-occupied, while 19.8% are lived in by tenants. Meanwhile, 10.4% of all homes on the local market sit vacant.

Occupied housing units
28,195
2.7% year-over-year change
Occupancy breakdown
Renter occupied
5,581
Owner occupied
22,614
Value Percent YoY
change
Renter occupied 5,581 19.8% 2.9%
Owner occupied 22,614 80.2% 2.7%
Unoccupied housing units
10.4%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Cumberland County housing costs

Housing costs in Cumberland County come to a median of $741 per month, while tenants specifically pay a median gross rent of $839.

Median housing costs per month
$741/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Cumberland County
$839/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Cumberland County

Cumberland County education at a glance

About 48.7% of the population in Cumberland County went to high school, while 22% pursued college studies. Another 8.3% earned an associate degree and 11.2% hold a bachelor’s. Meanwhile, 7% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 1,529 2.9% -14.3%
High school diploma 25,782 48.7% 3.5%
College diploma 11,639 22% -4.3%
Associate degree 4,381 8.3% 7.1%
Bachelor's degree 5,923 11.2% 9.8%
Graduate degree 3,677 7% -1.1%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Cumberland County

How much people earn in Cumberland County

The average annual household income in Cumberland County was $76,464 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +3.7% change from the previous year. At the same time, the median income stood at $60,375, reflecting a +3.2% shift over the same period.

Average household income in Cumberland County
$76,464/year
3.7% year-over-year change
Median household income in Cumberland County
$60,375/year
3.2% year-over-year change

Cumberland County income by age

In Cumberland County, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $65,279. Those with someone between 45 and 64 in charge, often well established professionally, earn $64,888 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $41,458, while those led by someone over 65, many of whom may be retired, have about $56,934 in earnings. Overall, 85.7% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $41,458 2.8%
25 - 44 $65,279 -1.4%
45 - 64 $64,888 5.9%
Over 65 $56,934 4.3%
Above poverty level
53,689
Below poverty level
8,935
Value Percent YoY
change
Above poverty level 53,689 85.7% 0.7%
Below poverty level 8,935 14.3% 8.4%

Employment in Cumberland County

Workforce and job types in Cumberland County

The job market in Cumberland County is powered by 23,566 working residents, spread across a range of industries and roles. 67.4% of the working population are employed in professional or administrative positions, while 32.6% are in hands-on or service-based jobs. Also, 13.5% run their own businesses, 69.1% are employed by private companies, and 9.8% work in the public sector.

Workforce demographics

Working population
23,566
1.9% year-over-year change
White collar
15,878
Blue collar
7,688
Value Percent YoY change
White collar 15,878 67.4% 3.3%
Blue collar 7,688 32.6% -0.9%
Employer type
Self employees
13.5%
Private companies
69.1%
Governmental workers
9.8%
Not for profit companies
7.6%
Value Percent YoY change
Self employees 3,180 13.5% 4.0%
Private companies 16,286 69.1% 1.6%
Governmental workers 2,300 9.8% -7.4%
Not for profit companies 1,800 7.6% 16.0%
Unemployment rate
5.1%
5.9% year-over-year change

Available workforce

The unemployment rate in Cumberland County stands at 5.1%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Cumberland County

How people get around in Cumberland County

Commuting methods vary: 88.2% of residents travel by personal vehicle and 1.3% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 20,349 88.2% 0.9%
Bus or trolleybus 36 0.2% 38.5%
Subway or elevated 41 0.2% N/A
Motorcycle 3 0% N/A
Bicycle 47 0.2% 17.5%
Walk 300 1.3% -9.6%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Cumberland County by zipcode?

Zipcode Population Number of households Median income Average income
37337 1,241 469 $48,359 $84,806
37854 12,478 5,136 $55,856 $75,601
37723 1,420 680 $60,526 $70,690
38555 21,584 9,205 $56,818 $68,379
38558 9,472 5,064 $72,819 $82,138
38571 14,678 6,029 $58,498 $83,756
38572 12,083 5,320 $56,609 $80,483
38574 9,079 3,525 $52,223 $72,588
38578 129 62 $54,063 $65,769

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FAQs about Cumberland County demographics 

What is the total population of Cumberland County?

Cumberland County has a total population of 63,553 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +1.6% compared to a year ago.

What is the gender ratio in Cumberland County?

The gender ratio in Cumberland County is as follows:
  • 48.8% males (30,985 residents)
  • 51.2% females (32,568 residents)

What is the median age in Cumberland County?

The median age in Cumberland County is 53.5.

What is the age distribution of the population in Cumberland County?

The age distribution in Cumberland County is as follows:
  • Under 15: 13.8% (8,800 residents)
  • Ages 15-24: 8.5% (5,404 residents)
  • Ages 25-44: 19.1% (12,131 residents)
  • Ages 45-64: 26.1% (16,615 residents)
  • Over 65: 32.4% (20,603 residents)

What is the racial and ethnic makeup of Cumberland County?

The racial and ethnic makeup of Cumberland County is as follows:
  • White: 93.8% (59,603 residents)
  • Black or African American: 0.9% (544 residents)
  • American Indian and Alaska Native: 0.1% (49 residents)
  • Asian: 0.4% (221 residents)
  • Native Hawaiian and Other Pacific Islander: 0.3% (178 residents)
  • Two or More Races: 3.9% (2,499 residents)
  • Other: 0.7% (459 residents)

What percentage of the population in Cumberland County are U.S.-born citizens?

U.S.-born citizens represent 96.7% of the population in Cumberland County.

How many housing units are there in Cumberland County?

There are 31,455 housing units in Cumberland County, reflecting a +1.4% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Cumberland County and what is the average household size?

Cumberland County has a total of 28,195 households, with an average of 2 people in each.

What is the median household income in Cumberland County?

Cumberland County has a median household income of $60,375, representing a +3.2% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Cumberland County?

The employment rate is 94.9% in Cumberland County, with a workforce of 23,566 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 67.4% (15,878 residents)
  • Blue-collar workers: 32.6% (7,688 residents)

Places of employment:
  • Self-employed: 13.5% (3,180 residents)
  • Private companies: 69.1% (16,286 residents)
  • Governmental workers: 9.8% (2,300 residents)
  • Not-for-profit companies: 7.6% (1,800 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025