Monticello, MS demographics:
population, income, and more

Total population
1,351
5.8% year-over-year change
Median household income
$34,250/yr
18.4% year-over-year change
Housing units
716
-9.2% year-over-year change

Monticello population

How many people live in Monticello

Monticello is home to 1,351 residents, according to the most recent Census data. Gender-wise, 46.2% of Monticello locals are male, and 53.8% are female.

Total population
1,351
5.8% year-over-year change
Gender ratio
Male
46.2%
624
Female
53.8%
727
Value Percent YoY change
Male 624 46.2% 21.9%
Female 727 53.8% -5.0%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Monticello is 41, with the population distributed as follows: about 19.7% are children under 15, then 14% are in the 15 to 24 age group. Adults between 25 and 44 make up 20.5% of the population, while another 26% fall into the 45 to 64 bracket. Finally, around 19.8% are 65 or older.

Median age
41.1
Age breakdown
Under 15
19.7%
15 to 24
14%
25 to 44
20.5%
45 to 64
26%
Over 65
19.8%
Value Percent YoY change
Under 15 266 19.7% 6.0%
15 to 24 189 14% -1.1%
25 to 44 277 20.5% 21.5%
45 to 64 351 26% 7.0%
Over 65 268 19.8% -3.9%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Monticello, 99.6% of the population are US-born citizens, while 0.4% have gained naturalized citizenship. There’s also a share of 3.6% that includes residents with two or more races.

Citizenship
U.S.-born citizens
99.6%
Non-U.S.-born citizens
0.4%
Non-citizens
0%
Value Percent YoY change
U.S.-born citizens 1,345 99.6% 5.8%
Non-U.S.-born citizens 6 0.4% 0.0%
Racial breakdown
White
64%
Black or African American
31.8%
American Indian and Alaska Native
0.6%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
3.6%
Other
0%
Value Percent
White 865 64%
Black or African American 430 31.8%
American Indian and Alaska Native 8 0.6%
Two or more races 48 3.6%

Households in Monticello

A peek inside Monticello households

Monticello has 513 households, with an average of 3 members in each. Of these, 50.7% are families, while the remaining 49.3% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
513
-5.2% year-over-year change
Average people per household
3
Non-family households
253
Family households
260
Value Percent YoY change
Non-family households 253 49.3% -15.1%
Family households 260 50.7% 7.0%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Monticello

The housing landscape of Monticello

Monticello's housing consists of 716 units, with 75% being detached single-family homes ideal for those wanting space. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 2.1% of the housing landscape.

Housing units
716
-9.2% year-over-year change
Housing types
Value Percent
1 unit, detached 537 75%
2 units 89 12.4%
3 or 4 units 7 1%
5 to 9 units 68 9.5%
Mobile home 15 2.1%
Homes built since 2020
0
% year-over-year change

The age of buildings in Monticello

In Monticello, the median construction year is 1973. About 3.2% of homes were built before the 1940s, with another 1% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 23 3.2% 0.0%
Built between 1940 and 1949 7 1% -36.4%
Built between 1950 and 1959 34 4.8% -46.9%
Built between 1960 and 1969 229 32% 7.5%
Built between 1970 and 1979 240 33.5% -2.0%
Built between 1980 and 1989 158 22.1% -7.6%
Built between 1990 and 1999 7 1% -81.6%
Built between 2000 and 2009 18 2.5% -25.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Monticello occupancy rates

Out of the 513 occupied housing units in Monticello, 62% are owner-occupied, while 38% are lived in by tenants. Meanwhile, 28.4% of all homes on the local market sit vacant.

Occupied housing units
513
-5.2% year-over-year change
Occupancy breakdown
Renter occupied
195
Owner occupied
318
Value Percent YoY
change
Renter occupied 195 38% 13.4%
Owner occupied 318 62% -13.8%
Unoccupied housing units
28.4%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Monticello housing costs

Housing costs in Monticello come to a median of $618 per month, while tenants specifically pay a median gross rent of $558.

Median housing costs per month
$618/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Monticello
$558/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Monticello

Monticello education at a glance

About 47.4% of the population in Monticello went to high school, while 20.2% pursued college studies. Another 14.1% earned an associate degree and 10.2% hold a bachelor’s. Meanwhile, 5.1% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 30 2.9% -30.2%
High school diploma 487 47.4% 6.6%
College diploma 208 20.2% 26.8%
Associate degree 145 14.1% 31.8%
Bachelor's degree 105 10.2% -4.5%
Graduate degree 52 5.1% -11.9%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Monticello

How much people earn in Monticello

The average annual household income in Monticello was $75,667 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +28.5% change from the previous year. At the same time, the median income stood at $34,250, reflecting a +18.4% shift over the same period.

Average household income in Monticello
$75,667/year
28.5% year-over-year change
Median household income in Monticello
$34,250/year
18.4% year-over-year change

Monticello income by age

In Monticello, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $123,864. Overall, 74.4% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $123,864 -2.7%
Over 65 $14,444 N/A
Above poverty level
970
Below poverty level
333
Value Percent YoY
change
Above poverty level 970 74.4% 11.9%
Below poverty level 333 25.6% -11.4%

Average renter income in Monticello

To get a better sense of what renters earn on average in Monticello, their median household income was $19,176 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 34.9%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$19,176
Rent-to-income ratio
34.9%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Monticello

Workforce and job types in Monticello

The job market in Monticello is powered by 441 working residents, spread across a range of industries and roles. 59.4% of the working population are employed in professional or administrative positions, while 40.6% are in hands-on or service-based jobs. Also, 2.7% run their own businesses, 78.7% are employed by private companies, and 17.2% work in the public sector.

Workforce demographics

Working population
441
4.0% year-over-year change
White collar
262
Blue collar
179
Value Percent YoY change
White collar 262 59.4% -13.0%
Blue collar 179 40.6% 45.5%
Employer type
Self employees
2.7%
Private companies
78.7%
Governmental workers
17.2%
Not for profit companies
1.4%
Value Percent YoY change
Self employees 12 2.7% -76.0%
Private companies 347 78.7% 13.4%
Governmental workers 76 17.2% 49.0%
Not for profit companies 6 1.4% -64.7%
Unemployment rate
9.8%
-2.0% year-over-year change

Available workforce

The unemployment rate in Monticello stands at 9.8%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Monticello

How people get around in Monticello

In Monticello, the average commute time is 34 minutes.

Commute time
34 min
Means of transportation
Value Percent YoY change
Car 436 100% 4.1%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Monticello by zipcode?

Zipcode Population Number of households Median income Average income
39654 4,604 1,765 $41,370 $61,787

Find your place

Explore more communities

FAQs about Monticello demographics 

What is the total population of Monticello?

Monticello has a total population of 1,351 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +5.8% compared to a year ago.

What is the gender ratio in Monticello?

The gender ratio in Monticello is as follows:
  • 46.2% males (624 residents)
  • 53.8% females (727 residents)

What is the median age in Monticello?

The median age in Monticello is 41.1.

What is the age distribution of the population in Monticello?

The age distribution in Monticello is as follows:
  • Under 15: 19.7% (266 residents)
  • Ages 15-24: 14% (189 residents)
  • Ages 25-44: 20.5% (277 residents)
  • Ages 45-64: 26% (351 residents)
  • Over 65: 19.8% (268 residents)

What is the racial and ethnic makeup of Monticello?

The racial and ethnic makeup of Monticello is as follows:
  • White: 64% (865 residents)
  • Black or African American: 31.8% (430 residents)
  • American Indian and Alaska Native: 0.6% (8 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 3.6% (48 residents)
  • Other: 0% (0 residents)

What percentage of the population in Monticello are U.S.-born citizens?

U.S.-born citizens represent 99.6% of the population in Monticello.

How many housing units are there in Monticello?

There are 716 housing units in Monticello, reflecting a -9.2% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Monticello and what is the average household size?

Monticello has a total of 513 households, with an average of 3 people in each.

What is the median household income in Monticello?

Monticello has a median household income of $34,250, representing a +18.4% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Monticello?

The employment rate is 90.2% in Monticello, with a workforce of 441 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 59.4% (262 residents)
  • Blue-collar workers: 40.6% (179 residents)

Places of employment:
  • Self-employed: 2.7% (12 residents)
  • Private companies: 78.7% (347 residents)
  • Governmental workers: 17.2% (76 residents)
  • Not-for-profit companies: 1.4% (6 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025