Saint Cloud, FL demographics:
population, income, and more

Total population
106,666
7.0% year-over-year change
Median household income
$88,970/yr
17.5% year-over-year change
Housing units
38,666
8.7% year-over-year change

Saint Cloud population

How many people live in Saint Cloud

Saint Cloud is home to 106,666 residents, according to the most recent Census data. Gender-wise, 49.2% of Saint Cloud locals are male, and 50.8% are female.

Total population
106,666
7.0% year-over-year change
Gender ratio
Male
49.2%
52,514
Female
50.8%
54,151
Value Percent YoY change
Male 52,514 49.2% 8.4%
Female 54,151 50.8% 5.8%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Saint Cloud is 39, with the population distributed as follows: about 20.1% are children under 15, then 12.8% are in the 15 to 24 age group. Adults between 25 and 44 make up 27.6% of the population, while another 25.6% fall into the 45 to 64 bracket. Finally, around 13.9% are 65 or older.

Median age
39
Age breakdown
Under 15
20.1%
15 to 24
12.8%
25 to 44
27.6%
45 to 64
25.6%
Over 65
13.9%
Value Percent YoY change
Under 15 21,463 20.1% 5.3%
15 to 24 13,641 12.8% 7.2%
25 to 44 29,408 27.6% 7.9%
45 to 64 27,321 25.6% 7.1%
Over 65 14,834 13.9% 7.6%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Saint Cloud, 71.9% of the population are US-born citizens, while 21.7% have gained naturalized citizenship. At the same time, 6.4% of residents are non-citizens. As for race, 53.7% of locals are Caucasian, 6.4% are African American and 1.9% have Asian roots. Another 0.2% are Indigenous American, 0.1% are Pacific Islanders, while 15.1% identify as another race. There’s also a share of 22.7% that includes residents with two or more races.

Citizenship
U.S.-born citizens
71.9%
Non-U.S.-born citizens
21.7%
Non-citizens
6.4%
Value Percent YoY change
U.S.-born citizens 76,723 71.9% 4.9%
Non-U.S.-born citizens 23,115 21.7% 13.3%
Non-citizens 6,828 6.4% 11.6%
Racial breakdown
White
53.7%
Black or African American
6.4%
American Indian and Alaska Native
0.2%
Asian
1.9%
Native Hawaiian and other Pacific Islander
0.1%
Two or more races
22.7%
Other
15.1%
Value Percent
White 57,293 53.7%
Black or African American 6,772 6.4%
American Indian and Alaska Native 160 0.2%
Asian 2,006 1.9%
Native Hawaiian and other Pacific Islander 125 0.1%
Two or more races 24,206 22.7%
Other 16,104 15.1%

Households in Saint Cloud

A peek inside Saint Cloud households

Saint Cloud has 35,627 households, with an average of 3 members in each. Of these, 76% are families, while the remaining 24% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
35,627
10.2% year-over-year change
Average people per household
3
Non-family households
8,559
Family households
27,068
Value Percent YoY change
Non-family households 8,559 24% 8.6%
Family households 27,068 76% 10.7%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Saint Cloud

The housing landscape of Saint Cloud

Saint Cloud's housing consists of 38,666 units, with 75.2% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 7.6% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 10.4% of the housing landscape.

Housing units
38,666
8.7% year-over-year change
Housing types
Value Percent
1 unit, detached 29,083 75.2%
1 unit, attached 2,920 7.6%
2 units 931 2.4%
3 or 4 units 635 1.6%
5 to 9 units 235 0.6%
10 to 19 units 247 0.6%
20 to 49 units 169 0.4%
50 or more units 219 0.6%
Mobile home 4,007 10.4%
Boat, RV, van, etc. 220 0.6%
Homes built since 2020
4,620
92.4% year-over-year change

The age of buildings in Saint Cloud

In Saint Cloud, the median construction year is 2008. About 2.9% of homes were built before the 1940s, with another 1% going up by 1949. Most development happened in the second half of the 20th century. Then, 22% of homes were added from 2000 to 2009, 24.2% between 2010 and 2019, and 12% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 1,117 2.9% 8.4%
Built between 1940 and 1949 403 1% 0.2%
Built between 1950 and 1959 717 1.8% 2.7%
Built between 1960 and 1969 1,199 3.1% 20.5%
Built between 1970 and 1979 2,741 7.1% 13.6%
Built between 1980 and 1989 5,164 13.4% -7.4%
Built between 1990 and 1999 4,845 12.5% 7.6%
Built between 2000 and 2009 8,510 22% -4.9%
Built between 2010 and 2019 9,350 24.2% 8.7%
Built in 2020 or later 4,620 12% 92.4%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Saint Cloud occupancy rates

Out of the 35,627 occupied housing units in Saint Cloud, 79.3% are owner-occupied, while 20.7% are lived in by tenants. Meanwhile, 7.9% of all homes on the local market sit vacant.

Occupied housing units
35,627
10.2% year-over-year change
Occupancy breakdown
Renter occupied
7,390
Owner occupied
28,237
Value Percent YoY
change
Renter occupied 7,390 20.7% 7.2%
Owner occupied 28,237 79.3% 11.0%
Unoccupied housing units
7.9%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Saint Cloud housing costs

Housing costs in Saint Cloud come to a median of $1,620 per month, while tenants specifically pay a median gross rent of $1,691.

Median housing costs per month
$1,620/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Saint Cloud
$1,691/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Saint Cloud

Saint Cloud education at a glance

About 33.2% of the population in Saint Cloud went to high school, while 20.4% pursued college studies. Another 11.8% earned an associate degree and 22.6% hold a bachelor’s. Meanwhile, 8.4% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 2,930 3.7% 24.9%
High school diploma 26,491 33.2% 2.5%
College diploma 16,262 20.4% 5.9%
Associate degree 9,401 11.8% 6.4%
Bachelor's degree 18,000 22.6% 10.4%
Graduate degree 6,747 8.4% 19.3%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Saint Cloud

How much people earn in Saint Cloud

The average annual household income in Saint Cloud was $102,709 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +10.6% change from the previous year. At the same time, the median income stood at $88,970, reflecting a +17.5% shift over the same period.

Average household income in Saint Cloud
$102,709/year
10.6% year-over-year change
Median household income in Saint Cloud
$88,970/year
17.5% year-over-year change

Saint Cloud income by age

In Saint Cloud, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $88,750. Those with someone between 45 and 64 in charge, often well established professionally, earn $88,662 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $58,905, while those led by someone over 65, many of whom may be retired, have about $65,720 in earnings. Overall, 91.4% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $58,905 61.9%
25 - 44 $88,750 7.4%
45 - 64 $88,662 6.6%
Over 65 $65,720 -4.9%
Above poverty level
95,630
Below poverty level
9,030
Value Percent YoY
change
Above poverty level 95,630 91.4% 7.4%
Below poverty level 9,030 8.6% 6.3%

Employment in Saint Cloud

Workforce and job types in Saint Cloud

79.2% of the working population are employed in professional or administrative positions, while 20.8% are in hands-on or service-based jobs. Also, 11.7% run their own businesses, 67.6% are employed by private companies, and 15.4% work in the public sector.

Workforce demographics

White collar
40,129
Blue collar
10,531
Value Percent YoY change
White collar 40,129 79.2% 10.2%
Blue collar 10,531 20.8% 7.1%
Employer type
Self employees
11.7%
Private companies
67.6%
Governmental workers
15.4%
Not for profit companies
5.3%
Value Percent YoY change
Self employees 5,921 11.7% 27.4%
Private companies 34,248 67.6% 6.4%
Governmental workers 7,810 15.4% 10.5%
Not for profit companies 2,681 5.3% 15.5%

Transportation in Saint Cloud

How people get around in Saint Cloud

Commuting methods vary: 98.4% of residents travel by personal vehicle and 0.7% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 41,189 98.4% 6.3%
Taxicab 55 0.1% -15.4%
Bus or trolleybus 52 0.1% N/A
Railroad 58 0.1% 205.3%
Bicycle 222 0.5% -5.1%
Walk 285 0.7% -0.7%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Saint Cloud by zipcode?

Zipcode Population Number of households Median income Average income
34769 30,204 10,367 $67,148 $87,244
34771 35,257 11,565 $97,415 $117,460
34772 35,390 11,784 $97,868 $104,373
34773 5,816 1,911 $80,524 $99,042

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FAQs about Saint Cloud demographics 

What is the total population of Saint Cloud?

Saint Cloud has a total population of 106,666 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +7.0% compared to a year ago.

What is the gender ratio in Saint Cloud?

The gender ratio in Saint Cloud is as follows:
  • 49.2% males (52,514 residents)
  • 50.8% females (54,151 residents)

What is the median age in Saint Cloud?

The median age in Saint Cloud is 39.

What is the age distribution of the population in Saint Cloud?

The age distribution in Saint Cloud is as follows:
  • Under 15: 20.1% (21,463 residents)
  • Ages 15-24: 12.8% (13,641 residents)
  • Ages 25-44: 27.6% (29,408 residents)
  • Ages 45-64: 25.6% (27,321 residents)
  • Over 65: 13.9% (14,834 residents)

What is the racial and ethnic makeup of Saint Cloud?

The racial and ethnic makeup of Saint Cloud is as follows:
  • White: 53.7% (57,293 residents)
  • Black or African American: 6.4% (6,772 residents)
  • American Indian and Alaska Native: 0.2% (160 residents)
  • Asian: 1.9% (2,006 residents)
  • Native Hawaiian and Other Pacific Islander: 0.1% (125 residents)
  • Two or More Races: 22.7% (24,206 residents)
  • Other: 15.1% (16,104 residents)

What percentage of the population in Saint Cloud are U.S.-born citizens?

U.S.-born citizens represent 71.9% of the population in Saint Cloud.

How many housing units are there in Saint Cloud?

There are 38,666 housing units in Saint Cloud, reflecting a +8.7% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Saint Cloud and what is the average household size?

Saint Cloud has a total of 35,627 households, with an average of 3 people in each.

What is the median household income in Saint Cloud?

Saint Cloud has a median household income of $88,970, representing a +17.5% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for Saint Cloud?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 79.2% (40,129 residents)
  • Blue-collar workers: 20.8% (10,531 residents)

Places of employment:
  • Self-employed: 11.7% (5,921 residents)
  • Private companies: 67.6% (34,248 residents)
  • Governmental workers: 15.4% (7,810 residents)
  • Not-for-profit companies: 5.3% (2,681 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025