Indian Harbour Beach, FL demographics:
population, income, and more

Total population
9,025
0.4% year-over-year change
Median household income
$97,254/yr
-0.8% year-over-year change
Housing units
4,610
-2.5% year-over-year change

Indian Harbour Beach population

How many people live in Indian Harbour Beach

Indian Harbour Beach is home to 9,025 residents, according to the most recent Census data. Gender-wise, 49.3% of Indian Harbour Beach locals are male, and 50.7% are female.

Total population
9,025
0.4% year-over-year change
Gender ratio
Male
49.3%
4,449
Female
50.7%
4,576
Value Percent YoY change
Male 4,449 49.3% -2.5%
Female 4,576 50.7% 3.3%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Indian Harbour Beach is 48, with the population distributed as follows: about 20.1% are children under 15, then 7.3% are in the 15 to 24 age group. Adults between 25 and 44 make up 19.4% of the population, while another 23.9% fall into the 45 to 64 bracket. Finally, around 29.3% are 65 or older.

Median age
47.9
Age breakdown
Under 15
20.1%
15 to 24
7.3%
25 to 44
19.4%
45 to 64
23.9%
Over 65
29.3%
Value Percent YoY change
Under 15 1,817 20.1% 5.2%
15 to 24 655 7.3% -29.4%
25 to 44 1,749 19.4% 15.9%
45 to 64 2,160 23.9% -9.1%
Over 65 2,644 29.3% 7.9%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Indian Harbour Beach, 93.6% of the population are US-born citizens, while 4.3% have gained naturalized citizenship. At the same time, 2.1% of residents are non-citizens. There’s also a share of 6.6% that includes residents with two or more races.

Citizenship
U.S.-born citizens
93.6%
Non-U.S.-born citizens
4.3%
Non-citizens
2.1%
Value Percent YoY change
U.S.-born citizens 8,447 93.6% 1.0%
Non-U.S.-born citizens 392 4.3% -6.0%
Non-citizens 186 2.1% -11.8%
Racial breakdown
White
87.9%
Black or African American
0%
American Indian and Alaska Native
0%
Asian
1.7%
Native Hawaiian and other Pacific Islander
0.4%
Two or more races
6.6%
Other
3.4%
Value Percent
White 7,929 87.9%
Black or African American 3 0%
Asian 153 1.7%
Native Hawaiian and other Pacific Islander 34 0.4%
Two or more races 595 6.6%
Other 311 3.4%

Households in Indian Harbour Beach

A peek inside Indian Harbour Beach households

Indian Harbour Beach has 3,784 households, with an average of 2 members in each. Of these, 62.4% are families, while the remaining 37.6% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
3,784
0.4% year-over-year change
Average people per household
2
Non-family households
1,421
Family households
2,363
Value Percent YoY change
Non-family households 1,421 37.6% 6.0%
Family households 2,363 62.4% -2.7%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Indian Harbour Beach

The housing landscape of Indian Harbour Beach

Indian Harbour Beach's housing consists of 4,610 units, with 43.3% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 21.5% and offer a more compact, shared living style.

Housing units
4,610
-2.5% year-over-year change
Housing types
Value Percent
1 unit, detached 1,995 43.3%
1 unit, attached 990 21.5%
2 units 11 0.2%
3 or 4 units 179 3.9%
5 to 9 units 359 7.8%
10 to 19 units 169 3.7%
20 to 49 units 431 9.4%
50 or more units 476 10.3%
Homes built since 2020
22
% year-over-year change

The age of buildings in Indian Harbour Beach

In Indian Harbour Beach, the median construction year is 1978. Most development happened in the second half of the 20th century. Then, 13% of homes were added from 2000 to 2009, 1.3% between 2010 and 2019, and 0.5% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built between 1950 and 1959 206 4.5% 8.4%
Built between 1960 and 1969 1,216 26.4% -3.1%
Built between 1970 and 1979 1,121 24.3% 7.7%
Built between 1980 and 1989 927 20.1% -15.2%
Built between 1990 and 1999 457 9.9% -11.4%
Built between 2000 and 2009 601 13% 6.9%
Built between 2010 and 2019 60 1.3% -17.8%
Built in 2020 or later 22 0.5% N/A
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Indian Harbour Beach occupancy rates

Out of the 3,784 occupied housing units in Indian Harbour Beach, 80.1% are owner-occupied, while 19.9% are lived in by tenants. Meanwhile, 17.9% of all homes on the local market sit vacant.

Occupied housing units
3,784
0.4% year-over-year change
Occupancy breakdown
Renter occupied
754
Owner occupied
3,030
Value Percent YoY
change
Renter occupied 754 19.9% -7.7%
Owner occupied 3,030 80.1% 2.6%
Unoccupied housing units
17.9%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Indian Harbour Beach housing costs

Housing costs in Indian Harbour Beach come to a median of $1,724 per month, while tenants specifically pay a median gross rent of $1,827.

Median housing costs per month
$1,724/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Indian Harbour Beach
$1,827/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Indian Harbour Beach

Indian Harbour Beach education at a glance

About 17.1% of the population in Indian Harbour Beach went to high school, while 15.5% pursued college studies. Another 13.7% earned an associate degree and 27.2% hold a bachelor’s. Meanwhile, 26.3% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 14 0.2% N/A
High school diploma 1,193 17.1% -0.8%
College diploma 1,079 15.5% 7.4%
Associate degree 956 13.7% -14.9%
Bachelor's degree 1,896 27.2% 3.1%
Graduate degree 1,830 26.3% 1.7%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Indian Harbour Beach

How much people earn in Indian Harbour Beach

The average annual household income in Indian Harbour Beach was $144,436 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +5.3% change from the previous year. At the same time, the median income stood at $97,254, reflecting a -0.8% shift over the same period.

Average household income in Indian Harbour Beach
$144,436/year
5.3% year-over-year change
Median household income in Indian Harbour Beach
$97,254/year
-0.8% year-over-year change

Indian Harbour Beach income by age

In Indian Harbour Beach, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $117,460. Those with someone between 45 and 64 in charge, often well established professionally, earn $153,750 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $81,327, while those led by someone over 65, many of whom may be retired, have about $67,444 in earnings. Overall, 89.7% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $81,327 3.2%
25 - 44 $117,460 6.5%
45 - 64 $153,750 7.0%
Over 65 $67,444 -10.3%
Above poverty level
7,951
Below poverty level
913
Value Percent YoY
change
Above poverty level 7,951 89.7% 5.0%
Below poverty level 913 10.3% -31.0%

Average renter income in Indian Harbour Beach

To get a better sense of what renters earn on average in Indian Harbour Beach, their median household income was $59,038 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 37.1%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$59,038
Rent-to-income ratio
37.1%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Indian Harbour Beach

Workforce and job types in Indian Harbour Beach

The job market in Indian Harbour Beach is powered by 3,581 working residents, spread across a range of industries and roles. 89.1% of the working population are employed in professional or administrative positions, while 10.9% are in hands-on or service-based jobs. Also, 22.1% run their own businesses, 62.4% are employed by private companies, and 10.4% work in the public sector.

Workforce demographics

Working population
3,581
-1.3% year-over-year change
White collar
3,190
Blue collar
391
Value Percent YoY change
White collar 3,190 89.1% 3.0%
Blue collar 391 10.9% -26.6%
Employer type
Self employees
22.1%
Private companies
62.4%
Governmental workers
10.4%
Not for profit companies
5%
Value Percent YoY change
Self employees 793 22.1% 2.2%
Private companies 2,236 62.4% -1.0%
Governmental workers 371 10.4% -0.3%
Not for profit companies 181 5% -18.8%
Unemployment rate
1.8%
-64.1% year-over-year change

Available workforce

The unemployment rate in Indian Harbour Beach stands at 1.8%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Indian Harbour Beach

How people get around in Indian Harbour Beach

Means of transportation
Value Percent YoY change
Car 2,798 79.2% -5.5%
Bicycle 35 1% 133.3%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Indian Harbour Beach by zipcode?

Zipcode Population Number of households Median income Average income
32937 27,836 11,411 $101,184 $133,331

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FAQs about Indian Harbour Beach demographics 

What is the total population of Indian Harbour Beach?

Indian Harbour Beach has a total population of 9,025 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +0.4% compared to a year ago.

What is the gender ratio in Indian Harbour Beach?

The gender ratio in Indian Harbour Beach is as follows:
  • 49.3% males (4,449 residents)
  • 50.7% females (4,576 residents)

What is the median age in Indian Harbour Beach?

The median age in Indian Harbour Beach is 47.9.

What is the age distribution of the population in Indian Harbour Beach?

The age distribution in Indian Harbour Beach is as follows:
  • Under 15: 20.1% (1,817 residents)
  • Ages 15-24: 7.3% (655 residents)
  • Ages 25-44: 19.4% (1,749 residents)
  • Ages 45-64: 23.9% (2,160 residents)
  • Over 65: 29.3% (2,644 residents)

What is the racial and ethnic makeup of Indian Harbour Beach?

The racial and ethnic makeup of Indian Harbour Beach is as follows:
  • White: 87.9% (7,929 residents)
  • Black or African American: 0% (3 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 1.7% (153 residents)
  • Native Hawaiian and Other Pacific Islander: 0.4% (34 residents)
  • Two or More Races: 6.6% (595 residents)
  • Other: 3.4% (311 residents)

What percentage of the population in Indian Harbour Beach are U.S.-born citizens?

U.S.-born citizens represent 93.6% of the population in Indian Harbour Beach.

How many housing units are there in Indian Harbour Beach?

There are 4,610 housing units in Indian Harbour Beach, reflecting a -2.5% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Indian Harbour Beach and what is the average household size?

Indian Harbour Beach has a total of 3,784 households, with an average of 2 people in each.

What is the median household income in Indian Harbour Beach?

Indian Harbour Beach has a median household income of $97,254, representing a -0.8% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Indian Harbour Beach?

The employment rate is 98.2% in Indian Harbour Beach, with a workforce of 3,581 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 89.1% (3,190 residents)
  • Blue-collar workers: 10.9% (391 residents)

Places of employment:
  • Self-employed: 22.1% (793 residents)
  • Private companies: 62.4% (2,236 residents)
  • Governmental workers: 10.4% (371 residents)
  • Not-for-profit companies: 5% (181 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025