Neptune Beach, FL demographics:
population, income, and more

Total population
7,168
-0.4% year-over-year change
Median household income
$119,294/yr
7.5% year-over-year change
Housing units
3,709
-2.2% year-over-year change

Neptune Beach population

How many people live in Neptune Beach

Neptune Beach is home to 7,168 residents, according to the most recent Census data. Gender-wise, 47.6% of Neptune Beach locals are male, and 52.4% are female.

Total population
7,168
-0.4% year-over-year change
Gender ratio
Male
47.6%
3,414
Female
52.4%
3,754
Value Percent YoY change
Male 3,414 47.6% 0.7%
Female 3,754 52.4% -1.4%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Neptune Beach is 43, with the population distributed as follows: about 11.3% are children under 15, then 9.1% are in the 15 to 24 age group. Adults between 25 and 44 make up 32.6% of the population, while another 26.9% fall into the 45 to 64 bracket. Finally, around 20% are 65 or older.

Median age
43.1
Age breakdown
Under 15
11.3%
15 to 24
9.1%
25 to 44
32.6%
45 to 64
26.9%
Over 65
20%
Value Percent YoY change
Under 15 813 11.3% -7.5%
15 to 24 653 9.1% 9.9%
25 to 44 2,338 32.6% 10.0%
45 to 64 1,928 26.9% -8.7%
Over 65 1,436 20% -3.6%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Neptune Beach, 95% of the population are US-born citizens, while 3.6% have gained naturalized citizenship. At the same time, 1.4% of residents are non-citizens. There’s also a share of 4.6% that includes residents with two or more races.

Citizenship
U.S.-born citizens
95%
Non-U.S.-born citizens
3.6%
Non-citizens
1.4%
Value Percent YoY change
U.S.-born citizens 6,810 95% -0.8%
Non-U.S.-born citizens 255 3.6% 6.2%
Non-citizens 103 1.4% 7.3%
Racial breakdown
White
93.4%
Black or African American
0%
American Indian and Alaska Native
0%
Asian
0.4%
Native Hawaiian and other Pacific Islander
0%
Two or more races
4.6%
Other
1.5%
Value Percent
White 6,696 93.4%
Asian 32 0.4%
Two or more races 330 4.6%
Other 110 1.5%

Households in Neptune Beach

A peek inside Neptune Beach households

Neptune Beach has 3,229 households, with an average of 2 members in each. Of these, 66.2% are families, while the remaining 33.8% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
3,229
-1.6% year-over-year change
Average people per household
2
Non-family households
1,092
Family households
2,137
Value Percent YoY change
Non-family households 1,092 33.8% 0.8%
Family households 2,137 66.2% -2.9%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Neptune Beach

The housing landscape of Neptune Beach

Neptune Beach's housing consists of 3,709 units, with 69.1% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 8.4% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 1.9% of the housing landscape.

Housing units
3,709
-2.2% year-over-year change
Housing types
Value Percent
1 unit, detached 2,564 69.1%
1 unit, attached 311 8.4%
2 units 230 6.2%
3 or 4 units 377 10.2%
5 to 9 units 79 2.1%
10 to 19 units 77 2.1%
Mobile home 71 1.9%
Homes built since 2020
23
21.1% year-over-year change

The age of buildings in Neptune Beach

In Neptune Beach, the median construction year is 1973. About 8.3% of homes were built before the 1940s, with another 6.8% going up by 1949. Most development happened in the second half of the 20th century. Then, 4% of homes were added from 2000 to 2009, 1.8% between 2010 and 2019, and 0.6% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 308 8.3% -25.2%
Built between 1940 and 1949 252 6.8% 56.5%
Built between 1950 and 1959 439 11.8% 18.6%
Built between 1960 and 1969 665 17.9% -8.7%
Built between 1970 and 1979 701 18.9% -13.0%
Built between 1980 and 1989 866 23.4% -0.3%
Built between 1990 and 1999 240 6.5% -4.4%
Built between 2000 and 2009 149 4% 30.7%
Built between 2010 and 2019 66 1.8% 6.5%
Built in 2020 or later 23 0.6% 21.1%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Neptune Beach occupancy rates

Out of the 3,229 occupied housing units in Neptune Beach, 73.1% are owner-occupied, while 26.9% are lived in by tenants. Meanwhile, 12.9% of all homes on the local market sit vacant.

Occupied housing units
3,229
-1.6% year-over-year change
Occupancy breakdown
Renter occupied
870
Owner occupied
2,359
Value Percent YoY
change
Renter occupied 870 26.9% -4.5%
Owner occupied 2,359 73.1% -0.6%
Unoccupied housing units
12.9%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Neptune Beach housing costs

Housing costs in Neptune Beach come to a median of $1,774 per month, while tenants specifically pay a median gross rent of $1,763.

Median housing costs per month
$1,774/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Neptune Beach
$1,763/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Neptune Beach

Neptune Beach education at a glance

About 16.3% of the population in Neptune Beach went to high school, while 16.3% pursued college studies. Another 9.6% earned an associate degree and 38.1% hold a bachelor’s. Meanwhile, 19.3% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 22 0.4% -33.3%
High school diploma 1,009 16.3% 0.1%
College diploma 1,005 16.3% 0.2%
Associate degree 594 9.6% -3.4%
Bachelor's degree 2,355 38.1% 1.5%
Graduate degree 1,191 19.3% 2.1%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Neptune Beach

How much people earn in Neptune Beach

The average annual household income in Neptune Beach was $158,920 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +2.8% change from the previous year. At the same time, the median income stood at $119,294, reflecting a +7.4% shift over the same period.

Average household income in Neptune Beach
$158,920/year
2.8% year-over-year change
Median household income in Neptune Beach
$119,294/year
7.5% year-over-year change

Neptune Beach income by age

In Neptune Beach, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $120,335. Those with someone between 45 and 64 in charge, often well established professionally, earn $133,371 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $51,198, while those led by someone over 65, many of whom may be retired, have about $114,219 in earnings. Overall, 96.9% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $51,198 1.3%
25 - 44 $120,335 2.2%
45 - 64 $133,371 4.5%
Over 65 $114,219 8.2%
Above poverty level
6,838
Below poverty level
220
Value Percent YoY
change
Above poverty level 6,838 96.9% -2.1%
Below poverty level 220 3.1% 67.9%

Average renter income in Neptune Beach

To get a better sense of what renters earn on average in Neptune Beach, their median household income was $67,321 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 31.4%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$67,321
Rent-to-income ratio
31.4%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Neptune Beach

Workforce and job types in Neptune Beach

The job market in Neptune Beach is powered by 4,399 working residents, spread across a range of industries and roles. 90.6% of the working population are employed in professional or administrative positions, while 9.4% are in hands-on or service-based jobs. Also, 21% run their own businesses, 64.7% are employed by private companies, and 8.4% work in the public sector.

Workforce demographics

Working population
4,399
0.2% year-over-year change
White collar
3,985
Blue collar
414
Value Percent YoY change
White collar 3,985 90.6% 0.8%
Blue collar 414 9.4% -5.5%
Employer type
Self employees
21%
Private companies
64.7%
Governmental workers
8.4%
Not for profit companies
6%
Value Percent YoY change
Self employees 922 21% 26.1%
Private companies 2,845 64.7% -4.2%
Governmental workers 370 8.4% -8.9%
Not for profit companies 262 6% -7.1%
Unemployment rate
2.1%
20.0% year-over-year change

Available workforce

The unemployment rate in Neptune Beach stands at 2.1%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Neptune Beach

How people get around in Neptune Beach

Commuting methods vary: 71.6% of residents travel by personal vehicle and 0.3% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 3,139 71.6% -3.1%
Walk 12 0.3% -36.8%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Neptune Beach by zipcode?

Zipcode Population Number of households Median income Average income
32266 7,168 3,229 $119,294 $158,920

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FAQs about Neptune Beach demographics 

What is the total population of Neptune Beach?

Neptune Beach has a total population of 7,168 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -0.4% compared to a year ago.

What is the gender ratio in Neptune Beach?

The gender ratio in Neptune Beach is as follows:
  • 47.6% males (3,414 residents)
  • 52.4% females (3,754 residents)

What is the median age in Neptune Beach?

The median age in Neptune Beach is 43.1.

What is the age distribution of the population in Neptune Beach?

The age distribution in Neptune Beach is as follows:
  • Under 15: 11.3% (813 residents)
  • Ages 15-24: 9.1% (653 residents)
  • Ages 25-44: 32.6% (2,338 residents)
  • Ages 45-64: 26.9% (1,928 residents)
  • Over 65: 20% (1,436 residents)

What is the racial and ethnic makeup of Neptune Beach?

The racial and ethnic makeup of Neptune Beach is as follows:
  • White: 93.4% (6,696 residents)
  • Black or African American: 0% (0 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 0.4% (32 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 4.6% (330 residents)
  • Other: 1.5% (110 residents)

What percentage of the population in Neptune Beach are U.S.-born citizens?

U.S.-born citizens represent 95% of the population in Neptune Beach.

How many housing units are there in Neptune Beach?

There are 3,709 housing units in Neptune Beach, reflecting a -2.2% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Neptune Beach and what is the average household size?

Neptune Beach has a total of 3,229 households, with an average of 2 people in each.

What is the median household income in Neptune Beach?

Neptune Beach has a median household income of $119,294, representing a +7.5% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Neptune Beach?

The employment rate is 97.9% in Neptune Beach, with a workforce of 4,399 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 90.6% (3,985 residents)
  • Blue-collar workers: 9.4% (414 residents)

Places of employment:
  • Self-employed: 21% (922 residents)
  • Private companies: 64.7% (2,845 residents)
  • Governmental workers: 8.4% (370 residents)
  • Not-for-profit companies: 6% (262 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025