Cross Creek, Tampa, Hillsborough County, FL demographics:
population, income, and more

Total population
12,263
-0.1% year-over-year change
Median household income
$109,285/yr
4.3% year-over-year change
Housing units
4,632
1.1% year-over-year change

Cross Creek population

How many people live in Cross Creek

Cross Creek is home to 12,263 residents, according to the most recent Census data. Gender-wise, 49.4% of Cross Creek locals are male, and 50.6% are female.

Total population
12,263
-0.1% year-over-year change
Gender ratio
Male
49.4%
6,062
Female
50.6%
6,201
Value Percent YoY change
Male 6,062 49.4% -1.6%
Female 6,201 50.6% 1.4%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Cross Creek is 37, with the population distributed as follows: about 21.1% are children under 15, then 12.5% are in the 15 to 24 age group. Adults between 25 and 44 make up 29.4% of the population, while another 25.6% fall into the 45 to 64 bracket. Finally, around 11.3% are 65 or older.

Median age
37.1
Age breakdown
Under 15
21.1%
15 to 24
12.5%
25 to 44
29.4%
45 to 64
25.6%
Over 65
11.3%
Value Percent YoY change
Under 15 2,590 21.1% -2.9%
15 to 24 1,536 12.5% 3.1%
25 to 44 3,611 29.4% -2.6%
45 to 64 3,141 25.6% 1.3%
Over 65 1,385 11.3% 5.7%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Cross Creek, 68.3% of the population are US-born citizens, while 21.3% have gained naturalized citizenship. At the same time, 10.3% of residents are non-citizens. As for race, 44.3% of locals are Caucasian, 16% are African American and 16.1% have Asian roots. Another 0.1% are Indigenous American, 0.1% are Pacific Islanders, while 5% identify as another race. There’s also a share of 18.3% that includes residents with two or more races.

Citizenship
U.S.-born citizens
68.3%
Non-U.S.-born citizens
21.3%
Non-citizens
10.3%
Value Percent YoY change
U.S.-born citizens 8,380 68.3% -0.2%
Non-U.S.-born citizens 2,615 21.3% -1.1%
Non-citizens 1,268 10.3% 3.2%
Racial breakdown
White
44.3%
Black or African American
16%
American Indian and Alaska Native
0.1%
Asian
16.1%
Native Hawaiian and other Pacific Islander
0.1%
Two or more races
18.3%
Other
5%
Value Percent
White 5,437 44.3%
Black or African American 1,958 16%
American Indian and Alaska Native 16 0.1%
Asian 1,980 16.1%
Native Hawaiian and other Pacific Islander 10 0.1%
Two or more races 2,245 18.3%
Other 618 5%

Households in Cross Creek

A peek inside Cross Creek households

Cross Creek has 4,444 households, with an average of 3 members in each. Of these, 70% are families, while the remaining 30% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
4,444
1.1% year-over-year change
Average people per household
3
Non-family households
1,335
Family households
3,109
Value Percent YoY change
Non-family households 1,335 30% 4.0%
Family households 3,109 70% -0.1%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Cross Creek

The housing landscape of Cross Creek

Cross Creek's housing consists of 4,632 units, with 56.4% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 8.2% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 0.8% of the housing landscape.

Housing units
4,632
1.1% year-over-year change
Housing types
Value Percent
1 unit, detached 2,611 56.4%
1 unit, attached 379 8.2%
2 units 30 0.6%
3 or 4 units 104 2.2%
5 to 9 units 397 8.6%
10 to 19 units 599 12.9%
20 to 49 units 259 5.6%
50 or more units 213 4.6%
Mobile home 39 0.8%
Homes built since 2020
106
60.6% year-over-year change

The age of buildings in Cross Creek

In Cross Creek, the median construction year is 2003. Most development happened in the second half of the 20th century. Then, 38.2% of homes were added from 2000 to 2009, 19.3% between 2010 and 2019, and 2.3% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 17 0.4% -5.6%
Built between 1940 and 1949 2 0% 100.0%
Built between 1950 and 1959 3 0.1% 0.0%
Built between 1960 and 1969 18 0.4% -25.0%
Built between 1970 and 1979 103 2.2% 87.3%
Built between 1980 and 1989 470 10.2% 4.7%
Built between 1990 and 1999 1,249 27% -5.2%
Built between 2000 and 2009 1,769 38.2% 1.4%
Built between 2010 and 2019 895 19.3% -1.0%
Built in 2020 or later 106 2.3% 60.6%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Cross Creek occupancy rates

Out of the 4,444 occupied housing units in Cross Creek, 61.6% are owner-occupied, while 38.4% are lived in by tenants. Meanwhile, 4.1% of all homes on the local market sit vacant.

Occupied housing units
4,444
1.1% year-over-year change
Occupancy breakdown
Renter occupied
1,706
Owner occupied
2,738
Value Percent YoY
change
Renter occupied 1,706 38.4% -2.2%
Owner occupied 2,738 61.6% 3.3%
Unoccupied housing units
4.1%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Cross Creek housing costs

Housing costs in Cross Creek come to a median of $1,930 per month, while tenants specifically pay a median gross rent of $1,904.

Median housing costs per month
$1,930/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Cross Creek
$1,904/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Cross Creek

Cross Creek education at a glance

About 18.2% of the population in Cross Creek went to high school, while 14.7% pursued college studies. Another 9.2% earned an associate degree and 31.7% hold a bachelor’s. Meanwhile, 24.7% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 136 1.5% -13.4%
High school diploma 1,675 18.2% 5.0%
College diploma 1,357 14.7% -2.9%
Associate degree 851 9.2% -3.5%
Bachelor's degree 2,920 31.7% -1.1%
Graduate degree 2,272 24.7% 3.8%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Cross Creek

How much people earn in Cross Creek

The average annual household income in Cross Creek was $137,952 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +0.1% change from the previous year. At the same time, the median income stood at $109,285, reflecting a +4.3% shift over the same period.

Average household income in Cross Creek
$137,952/year
0.1% year-over-year change
Median household income in Cross Creek
$109,285/year
4.3% year-over-year change

Cross Creek income by age

In Cross Creek, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $103,826. Those with someone between 45 and 64 in charge, often well established professionally, earn $144,205 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $35,561, while those led by someone over 65, many of whom may be retired, have about $79,028 in earnings. Overall, 91.3% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $35,561 4.0%
25 - 44 $103,826 3.5%
45 - 64 $144,205 4.2%
Over 65 $79,028 -7.8%
Above poverty level
10,983
Below poverty level
1,044
Value Percent YoY
change
Above poverty level 10,983 91.3% -0.9%
Below poverty level 1,044 8.7% 4.9%

Employment in Cross Creek

Workforce and job types in Cross Creek

89.2% of the working population are employed in professional or administrative positions, while 10.8% are in hands-on or service-based jobs. Also, 9.6% run their own businesses, 67.7% are employed by private companies, and 14.2% work in the public sector.

Workforce demographics

White collar
5,700
Blue collar
691
Value Percent YoY change
White collar 5,700 89.2% -1.5%
Blue collar 691 10.8% 17.9%
Employer type
Self employees
9.6%
Private companies
67.7%
Governmental workers
14.2%
Not for profit companies
8.5%
Value Percent YoY change
Self employees 614 9.6% 8.1%
Private companies 4,327 67.7% 0.7%
Governmental workers 910 14.2% 5.0%
Not for profit companies 541 8.5% -15.5%

Transportation in Cross Creek

How people get around in Cross Creek

Commuting methods vary: 97.3% of residents travel by personal vehicle and 2.2% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 4,266 97.3% -5.2%
Taxicab 2 0% 100.0%
Bus or trolleybus 3 0.1% 0.0%
Motorcycle 5 0.1% 66.7%
Bicycle 12 0.3% N/A
Walk 96 2.2% 4.3%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Cross Creek by zipcode?

Zipcode Population Number of households Median income Average income
33647 74,844 27,121 $109,285 $139,791

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FAQs about Cross Creek demographics 

What is the total population of Cross Creek?

Cross Creek has a total population of 12,263 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -0.1% compared to a year ago.

What is the gender ratio in Cross Creek?

The gender ratio in Cross Creek is as follows:
  • 49.4% males (6,062 residents)
  • 50.6% females (6,201 residents)

What is the median age in Cross Creek?

The median age in Cross Creek is 37.1.

What is the age distribution of the population in Cross Creek?

The age distribution in Cross Creek is as follows:
  • Under 15: 21.1% (2,590 residents)
  • Ages 15-24: 12.5% (1,536 residents)
  • Ages 25-44: 29.4% (3,611 residents)
  • Ages 45-64: 25.6% (3,141 residents)
  • Over 65: 11.3% (1,385 residents)

What is the racial and ethnic makeup of Cross Creek?

The racial and ethnic makeup of Cross Creek is as follows:
  • White: 44.3% (5,437 residents)
  • Black or African American: 16% (1,958 residents)
  • American Indian and Alaska Native: 0.1% (16 residents)
  • Asian: 16.1% (1,980 residents)
  • Native Hawaiian and Other Pacific Islander: 0.1% (10 residents)
  • Two or More Races: 18.3% (2,245 residents)
  • Other: 5% (618 residents)

What percentage of the population in Cross Creek are U.S.-born citizens?

U.S.-born citizens represent 68.3% of the population in Cross Creek.

How many housing units are there in Cross Creek?

There are 4,632 housing units in Cross Creek, reflecting a +1.1% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Cross Creek and what is the average household size?

Cross Creek has a total of 4,444 households, with an average of 3 people in each.

What is the median household income in Cross Creek?

Cross Creek has a median household income of $109,285, representing a +4.3% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for Cross Creek?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 89.2% (5,700 residents)
  • Blue-collar workers: 10.8% (691 residents)

Places of employment:
  • Self-employed: 9.6% (614 residents)
  • Private companies: 67.7% (4,327 residents)
  • Governmental workers: 14.2% (910 residents)
  • Not-for-profit companies: 8.5% (541 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025