Loveland, CO demographics:
population, income, and more

Total population
78,410
1.4% year-over-year change
Median household income
$84,604/yr
2.4% year-over-year change
Housing units
35,143
-0.5% year-over-year change

Loveland population

How many people live in Loveland

Loveland is home to 78,410 residents, according to the most recent Census data. Gender-wise, 49.5% of Loveland locals are male, and 50.5% are female.

Total population
78,410
1.4% year-over-year change
Gender ratio
Male
49.5%
38,803
Female
50.5%
39,607
Value Percent YoY change
Male 38,803 49.5% 1.4%
Female 39,607 50.5% 1.3%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Loveland is 41, with the population distributed as follows: about 16.2% are children under 15, then 12.4% are in the 15 to 24 age group. Adults between 25 and 44 make up 26.9% of the population, while another 23.2% fall into the 45 to 64 bracket. Finally, around 21.3% are 65 or older.

Median age
40.7
Age breakdown
Under 15
16.2%
15 to 24
12.4%
25 to 44
26.9%
45 to 64
23.2%
Over 65
21.3%
Value Percent YoY change
Under 15 12,680 16.2% 0.8%
15 to 24 9,717 12.4% 9.6%
25 to 44 21,102 26.9% 0.7%
45 to 64 18,196 23.2% -2.2%
Over 65 16,715 21.3% 2.3%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Loveland, 95% of the population are US-born citizens, while 2.9% have gained naturalized citizenship. At the same time, 2.1% of residents are non-citizens. As for race, 82.6% of locals are Caucasian, 0.9% are African American and 1.2% have Asian roots. Another 0.2% are Indigenous American, 0.1% are Pacific Islanders, while 4.1% identify as another race. There’s also a share of 10.8% that includes residents with two or more races.

Citizenship
U.S.-born citizens
95%
Non-U.S.-born citizens
2.9%
Non-citizens
2.1%
Value Percent YoY change
U.S.-born citizens 74,475 95% 0.9%
Non-U.S.-born citizens 2,281 2.9% 5.3%
Non-citizens 1,654 2.1% 19.9%
Racial breakdown
White
82.6%
Black or African American
0.9%
American Indian and Alaska Native
0.2%
Asian
1.2%
Native Hawaiian and other Pacific Islander
0.1%
Two or more races
10.8%
Other
4.1%
Value Percent
White 64,733 82.6%
Black or African American 729 0.9%
American Indian and Alaska Native 155 0.2%
Asian 976 1.2%
Native Hawaiian and other Pacific Islander 91 0.1%
Two or more races 8,484 10.8%
Other 3,242 4.1%

Households in Loveland

A peek inside Loveland households

Loveland has 34,367 households, with an average of 2 members in each. Of these, 60.9% are families, while the remaining 39.1% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
34,367
-0.3% year-over-year change
Average people per household
2
Non-family households
13,436
Family households
20,931
Value Percent YoY change
Non-family households 13,436 39.1% -2.5%
Family households 20,931 60.9% 1.2%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Loveland

The housing landscape of Loveland

Loveland's housing consists of 35,143 units, with 64.4% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 9.8% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 1.5% of the housing landscape.

Housing units
35,143
-0.5% year-over-year change
Housing types
Value Percent
1 unit, detached 22,616 64.4%
1 unit, attached 3,448 9.8%
2 units 848 2.4%
3 or 4 units 1,343 3.8%
5 to 9 units 1,926 5.5%
10 to 19 units 1,630 4.6%
20 to 49 units 824 2.3%
50 or more units 1,978 5.6%
Mobile home 525 1.5%
Boat, RV, van, etc. 5 0%
Homes built since 2020
1,046
67.1% year-over-year change

The age of buildings in Loveland

In Loveland, the median construction year is 1993. About 5.5% of homes were built before the 1940s, with another 2% going up by 1949. Most development happened in the second half of the 20th century. Then, 20.4% of homes were added from 2000 to 2009, 15.1% between 2010 and 2019, and 3% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 1,925 5.5% 0.1%
Built between 1940 and 1949 708 2% -9.0%
Built between 1950 and 1959 1,139 3.2% -14.6%
Built between 1960 and 1969 2,130 6.1% 9.1%
Built between 1970 and 1979 6,080 17.3% -7.5%
Built between 1980 and 1989 3,597 10.2% 10.8%
Built between 1990 and 1999 6,040 17.2% -4.1%
Built between 2000 and 2009 7,166 20.4% -2.2%
Built between 2010 and 2019 5,312 15.1% 0.8%
Built in 2020 or later 1,046 3% 67.1%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Loveland occupancy rates

Out of the 34,367 occupied housing units in Loveland, 62.2% are owner-occupied, while 37.8% are lived in by tenants. Meanwhile, 2.2% of all homes on the local market sit vacant.

Occupied housing units
34,367
-0.3% year-over-year change
Occupancy breakdown
Renter occupied
13,007
Owner occupied
21,360
Value Percent YoY
change
Renter occupied 13,007 37.8% -1.3%
Owner occupied 21,360 62.2% 0.3%
Unoccupied housing units
2.2%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Loveland housing costs

Housing costs in Loveland come to a median of $1,666 per month, while tenants specifically pay a median gross rent of $1,730.

Median housing costs per month
$1,666/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Loveland
$1,730/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Loveland

Loveland education at a glance

About 27.8% of the population in Loveland went to high school, while 24% pursued college studies. Another 10.4% earned an associate degree and 24.8% hold a bachelor’s. Meanwhile, 11.6% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 953 1.5% 20.9%
High school diploma 17,626 27.8% 0.9%
College diploma 15,226 24% 1.3%
Associate degree 6,636 10.4% 4.6%
Bachelor's degree 15,722 24.8% 0.6%
Graduate degree 7,353 11.6% 0.7%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Loveland

How much people earn in Loveland

The average annual household income in Loveland was $105,417 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +6.9% change from the previous year. At the same time, the median income stood at $84,604, reflecting a +2.4% shift over the same period.

Average household income in Loveland
$105,417/year
6.9% year-over-year change
Median household income in Loveland
$84,604/year
2.4% year-over-year change

Loveland income by age

In Loveland, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $99,359. Those with someone between 45 and 64 in charge, often well established professionally, earn $100,321 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $44,345, while those led by someone over 65, many of whom may be retired, have about $58,481 in earnings. Overall, 91.5% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $44,345 -11.2%
25 - 44 $99,359 3.9%
45 - 64 $100,321 2.5%
Over 65 $58,481 -1.3%
Above poverty level
70,353
Below poverty level
6,573
Value Percent YoY
change
Above poverty level 70,353 91.5% 0.5%
Below poverty level 6,573 8.5% 12.3%

Average renter income in Loveland

To get a better sense of what renters earn on average in Loveland, their median household income was $62,675 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 33.1%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$62,675
Rent-to-income ratio
33.1%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Loveland

Workforce and job types in Loveland

The job market in Loveland is powered by 38,942 working residents, spread across a range of industries and roles. 78% of the working population are employed in professional or administrative positions, while 22% are in hands-on or service-based jobs. Also, 12.6% run their own businesses, 68.6% are employed by private companies, and 11.9% work in the public sector.

Workforce demographics

Working population
38,942
-1.1% year-over-year change
White collar
30,384
Blue collar
8,558
Value Percent YoY change
White collar 30,384 78% -0.8%
Blue collar 8,558 22% -1.8%
Employer type
Self employees
12.6%
Private companies
68.6%
Governmental workers
11.9%
Not for profit companies
6.8%
Value Percent YoY change
Self employees 4,928 12.6% 2.8%
Private companies 26,723 68.6% -0.6%
Governmental workers 4,645 11.9% -6.0%
Not for profit companies 2,646 6.8% -3.3%
Unemployment rate
5.4%
9.4% year-over-year change

Available workforce

The unemployment rate in Loveland stands at 5.4%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Loveland

How people get around in Loveland

Commuting methods vary: 77.6% of residents travel by personal vehicle and 1.2% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 29,662 77.6% -6.1%
Bus or trolleybus 63 0.2% -43.2%
Ferryboat 17 0% 21.4%
Motorcycle 81 0.2% 65.3%
Bicycle 243 0.6% 10.4%
Walk 450 1.2% 3.7%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Loveland by zipcode?

Zipcode Population Number of households Median income Average income
80537 44,425 19,474 $86,325 $108,349
80538 50,110 21,474 $86,671 $115,923

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FAQs about Loveland demographics 

What is the total population of Loveland?

Loveland has a total population of 78,410 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +1.4% compared to a year ago.

What is the gender ratio in Loveland?

The gender ratio in Loveland is as follows:
  • 49.5% males (38,803 residents)
  • 50.5% females (39,607 residents)

What is the median age in Loveland?

The median age in Loveland is 40.7.

What is the age distribution of the population in Loveland?

The age distribution in Loveland is as follows:
  • Under 15: 16.2% (12,680 residents)
  • Ages 15-24: 12.4% (9,717 residents)
  • Ages 25-44: 26.9% (21,102 residents)
  • Ages 45-64: 23.2% (18,196 residents)
  • Over 65: 21.3% (16,715 residents)

What is the racial and ethnic makeup of Loveland?

The racial and ethnic makeup of Loveland is as follows:
  • White: 82.6% (64,733 residents)
  • Black or African American: 0.9% (729 residents)
  • American Indian and Alaska Native: 0.2% (155 residents)
  • Asian: 1.2% (976 residents)
  • Native Hawaiian and Other Pacific Islander: 0.1% (91 residents)
  • Two or More Races: 10.8% (8,484 residents)
  • Other: 4.1% (3,242 residents)

What percentage of the population in Loveland are U.S.-born citizens?

U.S.-born citizens represent 95% of the population in Loveland.

How many housing units are there in Loveland?

There are 35,143 housing units in Loveland, reflecting a -0.5% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Loveland and what is the average household size?

Loveland has a total of 34,367 households, with an average of 2 people in each.

What is the median household income in Loveland?

Loveland has a median household income of $84,604, representing a +2.4% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Loveland?

The employment rate is 94.6% in Loveland, with a workforce of 38,942 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 78% (30,384 residents)
  • Blue-collar workers: 22% (8,558 residents)

Places of employment:
  • Self-employed: 12.6% (4,928 residents)
  • Private companies: 68.6% (26,723 residents)
  • Governmental workers: 11.9% (4,645 residents)
  • Not-for-profit companies: 6.8% (2,646 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025