Moraga, CA demographics:
population, income, and more

Total population
16,769
-0.1% year-over-year change
Median household income
$216,193/yr
8.2% year-over-year change
Housing units
5,719
-0.7% year-over-year change

Moraga population

How many people live in Moraga

Moraga is home to 16,769 residents, according to the most recent Census data. Gender-wise, 49% of Moraga locals are male, and 51% are female.

Total population
16,769
-0.1% year-over-year change
Gender ratio
Male
49%
8,224
Female
51%
8,545
Value Percent YoY change
Male 8,224 49% 1.5%
Female 8,545 51% -1.6%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Moraga is 40, with the population distributed as follows: about 19.1% are children under 15, then 19% are in the 15 to 24 age group. Adults between 25 and 44 make up 18.2% of the population, while another 23.8% fall into the 45 to 64 bracket. Finally, around 19.8% are 65 or older.

Median age
40.1
Age breakdown
Under 15
19.1%
15 to 24
19%
25 to 44
18.2%
45 to 64
23.8%
Over 65
19.8%
Value Percent YoY change
Under 15 3,202 19.1% 7.0%
15 to 24 3,192 19% -4.1%
25 to 44 3,058 18.2% 7.0%
45 to 64 3,990 23.8% -3.2%
Over 65 3,327 19.8% -4.6%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Moraga, 79.3% of the population are US-born citizens, while 13% have gained naturalized citizenship. At the same time, 7.7% of residents are non-citizens. As for race, 61.7% of locals are Caucasian, 1.5% are African American and 22.6% have Asian roots. Another 0.1% are Indigenous American, 0.2% are Pacific Islanders, while 2.9% identify as another race. There’s also a share of 11% that includes residents with two or more races.

Citizenship
U.S.-born citizens
79.3%
Non-U.S.-born citizens
13%
Non-citizens
7.7%
Value Percent YoY change
U.S.-born citizens 13,298 79.3% -0.9%
Non-U.S.-born citizens 2,177 13% 2.1%
Non-citizens 1,294 7.7% 5.0%
Racial breakdown
White
61.7%
Black or African American
1.5%
American Indian and Alaska Native
0.1%
Asian
22.6%
Native Hawaiian and other Pacific Islander
0.2%
Two or more races
11%
Other
2.9%
Value Percent
White 10,346 61.7%
Black or African American 246 1.5%
American Indian and Alaska Native 16 0.1%
Asian 3,796 22.6%
Native Hawaiian and other Pacific Islander 38 0.2%
Two or more races 1,838 11%
Other 489 2.9%

Households in Moraga

A peek inside Moraga households

Moraga has 5,549 households, with an average of 3 members in each. Of these, 76.8% are families, while the remaining 23.2% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
5,549
-1.4% year-over-year change
Average people per household
3
Non-family households
1,289
Family households
4,260
Value Percent YoY change
Non-family households 1,289 23.2% -0.1%
Family households 4,260 76.8% -1.8%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Moraga

The housing landscape of Moraga

Moraga's housing consists of 5,719 units, with 66.8% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 15.8% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 1.5% of the housing landscape.

Housing units
5,719
-0.7% year-over-year change
Housing types
Value Percent
1 unit, detached 3,823 66.8%
1 unit, attached 906 15.8%
2 units 70 1.2%
3 or 4 units 315 5.5%
5 to 9 units 217 3.8%
10 to 19 units 85 1.5%
20 to 49 units 193 3.4%
50 or more units 25 0.4%
Mobile home 85 1.5%
Homes built since 2020
11
% year-over-year change

The age of buildings in Moraga

In Moraga, the median construction year is 1972. About 1.1% of homes were built before the 1940s, with another 0.5% going up by 1949. Most development happened in the second half of the 20th century. Then, 2.4% of homes were added from 2000 to 2009, 3.4% between 2010 and 2019, and 0.2% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 61 1.1% 17.3%
Built between 1940 and 1949 31 0.5% 29.2%
Built between 1950 and 1959 463 8.1% 12.4%
Built between 1960 and 1969 1,826 31.9% -6.1%
Built between 1970 and 1979 2,080 36.4% 2.4%
Built between 1980 and 1989 712 12.4% 0.8%
Built between 1990 and 1999 203 3.6% -12.1%
Built between 2000 and 2009 140 2.4% -26.7%
Built between 2010 and 2019 192 3.4% 14.3%
Built in 2020 or later 11 0.2% N/A
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Moraga occupancy rates

Out of the 5,549 occupied housing units in Moraga, 83.1% are owner-occupied, while 16.9% are lived in by tenants. Meanwhile, 3% of all homes on the local market sit vacant.

Occupied housing units
5,549
-1.4% year-over-year change
Occupancy breakdown
Renter occupied
936
Owner occupied
4,613
Value Percent YoY
change
Renter occupied 936 16.9% 6.1%
Owner occupied 4,613 83.1% -2.8%
Unoccupied housing units
3.0%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Moraga housing costs

Housing costs in Moraga come to a median of $3,473 per month, while tenants specifically pay a median gross rent of $2,895.

Median housing costs per month
$3,473/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Moraga
$2,895/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Moraga

Moraga education at a glance

About 10.6% of the population in Moraga went to high school, while 16.8% pursued college studies. Another 5.2% earned an associate degree and 34.2% hold a bachelor’s. Meanwhile, 33% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 23 0.2% -14.8%
High school diploma 1,375 10.6% -11.0%
College diploma 2,182 16.8% -2.6%
Associate degree 678 5.2% 5.6%
Bachelor's degree 4,436 34.2% -3.5%
Graduate degree 4,275 33% 4.3%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Moraga

How much people earn in Moraga

The average annual household income in Moraga was $280,129 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +6.6% change from the previous year. At the same time, the median income stood at $216,193, reflecting a +8.2% shift over the same period.

Average household income in Moraga
$280,129/year
6.6% year-over-year change
Median household income in Moraga
$216,193/year
8.2% year-over-year change

Moraga income by age

In Moraga, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $250,001. Those with someone between 45 and 64 in charge, often well established professionally, earn $250,001 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $16,375, while those led by someone over 65, many of whom may be retired, have about $150,516 in earnings. Overall, 92.7% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $16,375 -0.5%
25 - 44 $250,001 6.9%
45 - 64 $250,001 0.0%
Over 65 $150,516 3.6%
Above poverty level
13,960
Below poverty level
1,105
Value Percent YoY
change
Above poverty level 13,960 92.7% 0.9%
Below poverty level 1,105 7.3% -12.4%

Employment in Moraga

Workforce and job types in Moraga

The job market in Moraga is powered by 7,267 working residents, spread across a range of industries and roles. 97.2% of the working population are employed in professional or administrative positions, while 2.8% are in hands-on or service-based jobs. Also, 11.6% run their own businesses, 63.1% are employed by private companies, and 16.2% work in the public sector.

Workforce demographics

Working population
7,267
-2.3% year-over-year change
White collar
7,062
Blue collar
205
Value Percent YoY change
White collar 7,062 97.2% -2.1%
Blue collar 205 2.8% -6.4%
Employer type
Self employees
11.6%
Private companies
63.1%
Governmental workers
16.2%
Not for profit companies
9.2%
Value Percent YoY change
Self employees 840 11.6% -13.5%
Private companies 4,585 63.1% -3.1%
Governmental workers 1,175 16.2% 3.7%
Not for profit companies 667 9.2% 11.2%
Unemployment rate
6.4%
2.0% year-over-year change

Available workforce

The unemployment rate in Moraga stands at 6.4%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Moraga

How people get around in Moraga

Commuting methods vary: 49.1% of residents travel by personal vehicle and 5.5% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 3,495 49.1% -5.4%
Taxicab 12 0.2% 140.0%
Bus or trolleybus 12 0.2% -36.8%
Subway or elevated 158 2.2% N/A
Railroad 115 1.6% -12.9%
Motorcycle 14 0.2% 55.6%
Bicycle 12 0.2% 50.0%
Walk 394 5.5% -11.7%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Moraga by zipcode?

Zipcode Population Number of households Median income Average income
94556 15,998 5,614 $215,720 $279,373
94575 975 0 $0 $0

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FAQs about Moraga demographics 

What is the total population of Moraga?

Moraga has a total population of 16,769 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -0.1% compared to a year ago.

What is the gender ratio in Moraga?

The gender ratio in Moraga is as follows:
  • 49% males (8,224 residents)
  • 51% females (8,545 residents)

What is the median age in Moraga?

The median age in Moraga is 40.1.

What is the age distribution of the population in Moraga?

The age distribution in Moraga is as follows:
  • Under 15: 19.1% (3,202 residents)
  • Ages 15-24: 19% (3,192 residents)
  • Ages 25-44: 18.2% (3,058 residents)
  • Ages 45-64: 23.8% (3,990 residents)
  • Over 65: 19.8% (3,327 residents)

What is the racial and ethnic makeup of Moraga?

The racial and ethnic makeup of Moraga is as follows:
  • White: 61.7% (10,346 residents)
  • Black or African American: 1.5% (246 residents)
  • American Indian and Alaska Native: 0.1% (16 residents)
  • Asian: 22.6% (3,796 residents)
  • Native Hawaiian and Other Pacific Islander: 0.2% (38 residents)
  • Two or More Races: 11% (1,838 residents)
  • Other: 2.9% (489 residents)

What percentage of the population in Moraga are U.S.-born citizens?

U.S.-born citizens represent 79.3% of the population in Moraga.

How many housing units are there in Moraga?

There are 5,719 housing units in Moraga, reflecting a -0.7% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Moraga and what is the average household size?

Moraga has a total of 5,549 households, with an average of 3 people in each.

What is the median household income in Moraga?

Moraga has a median household income of $216,193, representing a +8.2% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Moraga?

The employment rate is 93.6% in Moraga, with a workforce of 7,267 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 97.2% (7,062 residents)
  • Blue-collar workers: 2.8% (205 residents)

Places of employment:
  • Self-employed: 11.6% (840 residents)
  • Private companies: 63.1% (4,585 residents)
  • Governmental workers: 16.2% (1,175 residents)
  • Not-for-profit companies: 9.2% (667 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025