Saginaw, TX demographics:
population, income, and more

Total population
24,970
2.1% year-over-year change
Median household income
$97,276/yr
-0.7% year-over-year change
Housing units
9,200
3.0% year-over-year change

Saginaw population

How many people live in Saginaw

Saginaw is home to 24,970 residents, according to the most recent Census data. Gender-wise, 52.6% of Saginaw locals are male, and 47.4% are female.

Total population
24,970
2.1% year-over-year change
Gender ratio
Male
52.6%
13,147
Female
47.4%
11,823
Value Percent YoY change
Male 13,147 52.6% 4.8%
Female 11,823 47.4% -0.8%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Saginaw is 37, with the population distributed as follows: about 20.7% are children under 15, then 13.9% are in the 15 to 24 age group. Adults between 25 and 44 make up 29.4% of the population, while another 22.8% fall into the 45 to 64 bracket. Finally, around 13.2% are 65 or older.

Median age
37.2
Age breakdown
Under 15
20.7%
15 to 24
13.9%
25 to 44
29.4%
45 to 64
22.8%
Over 65
13.2%
Value Percent YoY change
Under 15 5,159 20.7% -4.2%
15 to 24 3,479 13.9% -0.8%
25 to 44 7,333 29.4% 5.7%
45 to 64 5,701 22.8% 8.3%
Over 65 3,298 13.2% -2.2%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Saginaw, 88% of the population are US-born citizens, while 7.5% have gained naturalized citizenship. At the same time, 4.6% of residents are non-citizens. As for race, 59% of locals are Caucasian, 10.7% are African American and 3.4% have Asian roots. There’s also a share of 17.5% that includes residents with two or more races.

Citizenship
U.S.-born citizens
88%
Non-U.S.-born citizens
7.5%
Non-citizens
4.6%
Value Percent YoY change
U.S.-born citizens 21,961 88% 3.1%
Non-U.S.-born citizens 1,870 7.5% 9.5%
Non-citizens 1,139 4.6% -21.6%
Racial breakdown
White
59%
Black or African American
10.7%
American Indian and Alaska Native
0.6%
Asian
3.4%
Native Hawaiian and other Pacific Islander
0%
Two or more races
17.5%
Other
8.8%
Value Percent
White 14,722 59%
Black or African American 2,676 10.7%
American Indian and Alaska Native 151 0.6%
Asian 836 3.4%
Native Hawaiian and other Pacific Islander 11 0%
Two or more races 4,371 17.5%
Other 2,203 8.8%

Households in Saginaw

A peek inside Saginaw households

Saginaw has 9,025 households, with an average of 3 members in each. Of these, 68.2% are families, while the remaining 31.8% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
9,025
3.9% year-over-year change
Average people per household
3
Non-family households
2,873
Family households
6,152
Value Percent YoY change
Non-family households 2,873 31.8% 12.9%
Family households 6,152 68.2% 0.2%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Saginaw

The housing landscape of Saginaw

Saginaw's housing consists of 9,200 units, with 84.8% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 3.2% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 0.7% of the housing landscape.

Housing units
9,200
3.0% year-over-year change
Housing types
Value Percent
1 unit, detached 7,799 84.8%
1 unit, attached 296 3.2%
2 units 73 0.8%
3 or 4 units 267 2.9%
5 to 9 units 87 1%
10 to 19 units 99 1.1%
20 to 49 units 238 2.6%
50 or more units 276 3%
Mobile home 65 0.7%
Homes built since 2020
266
3.9% year-over-year change

The age of buildings in Saginaw

In Saginaw, the median construction year is 2000. Most development happened in the second half of the 20th century. Then, 29.9% of homes were added from 2000 to 2009, 17.5% between 2010 and 2019, and 2.9% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built between 1940 and 1949 57 0.6% -43.6%
Built between 1950 and 1959 294 3.2% 78.2%
Built between 1960 and 1969 489 5.3% -2.8%
Built between 1970 and 1979 1,422 15.5% 6.2%
Built between 1980 and 1989 1,008 11% 7.2%
Built between 1990 and 1999 1,299 14.1% -13.0%
Built between 2000 and 2009 2,754 29.9% -2.5%
Built between 2010 and 2019 1,611 17.5% 25.2%
Built in 2020 or later 266 2.9% 3.9%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Saginaw occupancy rates

Out of the 9,025 occupied housing units in Saginaw, 68.3% are owner-occupied, while 31.7% are lived in by tenants. Meanwhile, 1.9% of all homes on the local market sit vacant.

Occupied housing units
9,025
3.9% year-over-year change
Occupancy breakdown
Renter occupied
2,860
Owner occupied
6,165
Value Percent YoY
change
Renter occupied 2,860 31.7% 14.1%
Owner occupied 6,165 68.3% -0.2%
Unoccupied housing units
1.9%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Saginaw housing costs

Housing costs in Saginaw come to a median of $1,727 per month, while tenants specifically pay a median gross rent of $1,776.

Median housing costs per month
$1,727/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Saginaw
$1,776/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Saginaw

Saginaw education at a glance

About 36.3% of the population in Saginaw went to high school, while 25.6% pursued college studies. Another 11.8% earned an associate degree and 17% hold a bachelor’s. Meanwhile, 6% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 622 3.3% -24.1%
High school diploma 6,837 36.3% 6.7%
College diploma 4,814 25.6% 9.2%
Associate degree 2,229 11.8% 20.2%
Bachelor's degree 3,203 17% -6.1%
Graduate degree 1,123 6% 4.8%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Saginaw

How much people earn in Saginaw

The average annual household income in Saginaw was $111,019 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +3.5% change from the previous year. At the same time, the median income stood at $97,276, reflecting a -0.7% shift over the same period.

Average household income in Saginaw
$111,019/year
3.5% year-over-year change
Median household income in Saginaw
$97,276/year
-0.7% year-over-year change

Saginaw income by age

In Saginaw, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $101,028. Those with someone between 45 and 64 in charge, often well established professionally, earn $110,946 overall. Overall, 94.3% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $101,028 2.4%
45 - 64 $110,946 -6.7%
Over 65 $64,167 -12.2%
Above poverty level
23,075
Below poverty level
1,401
Value Percent YoY
change
Above poverty level 23,075 94.3% -0.3%
Below poverty level 1,401 5.7% 43.7%

Average renter income in Saginaw

To get a better sense of what renters earn on average in Saginaw, their median household income was $72,500 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 29.4%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$72,500
Rent-to-income ratio
29.4%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Saginaw

Workforce and job types in Saginaw

The job market in Saginaw is powered by 13,282 working residents, spread across a range of industries and roles. 76% of the working population are employed in professional or administrative positions, while 24% are in hands-on or service-based jobs. Also, 10% run their own businesses, 75.2% are employed by private companies, and 11.9% work in the public sector.

Workforce demographics

Working population
13,282
7.2% year-over-year change
White collar
10,097
Blue collar
3,185
Value Percent YoY change
White collar 10,097 76% 6.3%
Blue collar 3,185 24% 9.9%
Employer type
Self employees
10%
Private companies
75.2%
Governmental workers
11.9%
Not for profit companies
2.9%
Value Percent YoY change
Self employees 1,322 10% 23.0%
Private companies 9,995 75.2% 4.5%
Governmental workers 1,575 11.9% -0.4%
Not for profit companies 390 2.9% 132.1%
Unemployment rate
4.6%
24.6% year-over-year change

Available workforce

The unemployment rate in Saginaw stands at 4.6%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Saginaw

How people get around in Saginaw

Commuting methods vary: 84.8% of residents travel by personal vehicle and 0.6% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 11,184 84.8% 4.5%
Railroad 24 0.2% -66.2%
Walk 75 0.6% 1.4%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Saginaw by zipcode?

Zipcode Population Number of households Median income Average income
76179 80,090 26,504 $107,428 $132,685
76131 56,322 18,761 $108,694 $121,722

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FAQs about Saginaw demographics 

What is the total population of Saginaw?

Saginaw has a total population of 24,970 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +2.1% compared to a year ago.

What is the gender ratio in Saginaw?

The gender ratio in Saginaw is as follows:
  • 52.6% males (13,147 residents)
  • 47.4% females (11,823 residents)

What is the median age in Saginaw?

The median age in Saginaw is 37.2.

What is the age distribution of the population in Saginaw?

The age distribution in Saginaw is as follows:
  • Under 15: 20.7% (5,159 residents)
  • Ages 15-24: 13.9% (3,479 residents)
  • Ages 25-44: 29.4% (7,333 residents)
  • Ages 45-64: 22.8% (5,701 residents)
  • Over 65: 13.2% (3,298 residents)

What is the racial and ethnic makeup of Saginaw?

The racial and ethnic makeup of Saginaw is as follows:
  • White: 59% (14,722 residents)
  • Black or African American: 10.7% (2,676 residents)
  • American Indian and Alaska Native: 0.6% (151 residents)
  • Asian: 3.4% (836 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (11 residents)
  • Two or More Races: 17.5% (4,371 residents)
  • Other: 8.8% (2,203 residents)

What percentage of the population in Saginaw are U.S.-born citizens?

U.S.-born citizens represent 88% of the population in Saginaw.

How many housing units are there in Saginaw?

There are 9,200 housing units in Saginaw, reflecting a +3.0% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Saginaw and what is the average household size?

Saginaw has a total of 9,025 households, with an average of 3 people in each.

What is the median household income in Saginaw?

Saginaw has a median household income of $97,276, representing a -0.7% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Saginaw?

The employment rate is 95.4% in Saginaw, with a workforce of 13,282 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 76% (10,097 residents)
  • Blue-collar workers: 24% (3,185 residents)

Places of employment:
  • Self-employed: 10% (1,322 residents)
  • Private companies: 75.2% (9,995 residents)
  • Governmental workers: 11.9% (1,575 residents)
  • Not-for-profit companies: 2.9% (390 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025