McCulloch County, TX demographics:
population, income, and more

Total population
7,514
-0.7% year-over-year change
Median household income
$54,043/yr
4.1% year-over-year change
Housing units
4,219
0.1% year-over-year change

McCulloch County population

How many people live in McCulloch County

McCulloch County is home to 7,514 residents, according to the most recent Census data. Gender-wise, 49.2% of McCulloch County locals are male, and 50.8% are female.

Total population
7,514
-0.7% year-over-year change
Gender ratio
Male
49.2%
3,693
Female
50.8%
3,821
Value Percent YoY change
Male 3,693 49.2% -2.0%
Female 3,821 50.8% 0.7%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in McCulloch County is 44, with the population distributed as follows: about 16.6% are children under 15, then 12% are in the 15 to 24 age group. Adults between 25 and 44 make up 22% of the population, while another 25.7% fall into the 45 to 64 bracket. Finally, around 23.7% are 65 or older.

Median age
44.5
Age breakdown
Under 15
16.6%
15 to 24
12%
25 to 44
22%
45 to 64
25.7%
Over 65
23.7%
Value Percent YoY change
Under 15 1,249 16.6% -7.0%
15 to 24 899 12% 6.4%
25 to 44 1,655 22% 9.8%
45 to 64 1,933 25.7% -7.3%
Over 65 1,778 23.7% -0.3%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In McCulloch County, 94.8% of the population are US-born citizens, while 1.4% have gained naturalized citizenship. At the same time, 3.8% of residents are non-citizens. As for race, 69% of locals are Caucasian, 0.9% are African American and 0.1% have Asian roots. There’s also a share of 25.6% that includes residents with two or more races.

Citizenship
U.S.-born citizens
94.8%
Non-U.S.-born citizens
1.4%
Non-citizens
3.8%
Value Percent YoY change
U.S.-born citizens 7,120 94.8% 1.6%
Non-U.S.-born citizens 108 1.4% -51.4%
Non-citizens 286 3.8% -14.1%
Racial breakdown
White
69%
Black or African American
0.9%
American Indian and Alaska Native
0.5%
Asian
0.1%
Native Hawaiian and other Pacific Islander
0%
Two or more races
25.6%
Other
3.8%
Value Percent
White 5,186 69%
Black or African American 71 0.9%
American Indian and Alaska Native 36 0.5%
Asian 10 0.1%
Two or more races 1,923 25.6%
Other 288 3.8%

Households in McCulloch County

A peek inside McCulloch County households

McCulloch County has 3,297 households, with an average of 2 members in each. Of these, 59.3% are families, while the remaining 40.7% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
3,297
7.3% year-over-year change
Average people per household
2
Non-family households
1,343
Family households
1,954
Value Percent YoY change
Non-family households 1,343 40.7% 15.4%
Family households 1,954 59.3% 2.4%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in McCulloch County

The housing landscape of McCulloch County

McCulloch County's housing consists of 4,219 units, with 74.9% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 1.3% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 7.1% of the housing landscape.

Housing units
4,219
0.1% year-over-year change
Housing types
Value Percent
1 unit, detached 3,160 74.9%
1 unit, attached 54 1.3%
2 units 347 8.2%
3 or 4 units 77 1.8%
5 to 9 units 206 4.9%
20 to 49 units 60 1.4%
50 or more units 15 0.4%
Mobile home 298 7.1%
Boat, RV, van, etc. 2 0%
Homes built since 2020
74
1.4% year-over-year change

The age of buildings in McCulloch County

In McCulloch County, the median construction year is 1971. About 15.7% of homes were built before the 1940s, with another 13.6% going up by 1949. Most development happened in the second half of the 20th century. Then, 6.6% of homes were added from 2000 to 2009, 5% between 2010 and 2019, and 1.8% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 661 15.7% -17.0%
Built between 1940 and 1949 574 13.6% 11.2%
Built between 1950 and 1959 321 7.6% -1.8%
Built between 1960 and 1969 486 11.5% -23.3%
Built between 1970 and 1979 644 15.3% 0.8%
Built between 1980 and 1989 551 13.1% 2.8%
Built between 1990 and 1999 420 10% 50.5%
Built between 2000 and 2009 278 6.6% 4.9%
Built between 2010 and 2019 210 5% 39.1%
Built in 2020 or later 74 1.8% 1.4%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

McCulloch County occupancy rates

Out of the 3,297 occupied housing units in McCulloch County, 66.6% are owner-occupied, while 33.4% are lived in by tenants. Meanwhile, 21.9% of all homes on the local market sit vacant.

Occupied housing units
3,297
7.3% year-over-year change
Occupancy breakdown
Renter occupied
1,102
Owner occupied
2,195
Value Percent YoY
change
Renter occupied 1,102 33.4% 19.5%
Owner occupied 2,195 66.6% 2.1%
Unoccupied housing units
21.9%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

McCulloch County housing costs

Housing costs in McCulloch County come to a median of $779 per month, while tenants specifically pay a median gross rent of $806.

Median housing costs per month
$779/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in McCulloch County
$806/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in McCulloch County

McCulloch County education at a glance

About 44.8% of the population in McCulloch County went to high school, while 22.7% pursued college studies. Another 5.8% earned an associate degree and 14% hold a bachelor’s. Meanwhile, 7.9% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 285 4.9% -50.6%
High school diploma 2,628 44.8% 0.9%
College diploma 1,330 22.7% -0.6%
Associate degree 340 5.8% -6.8%
Bachelor's degree 820 14% 14.2%
Graduate degree 464 7.9% 38.1%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in McCulloch County

How much people earn in McCulloch County

The average annual household income in McCulloch County was $75,205 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +6.8% change from the previous year. At the same time, the median income stood at $54,043, reflecting a +4.1% shift over the same period.

Average household income in McCulloch County
$75,205/year
6.8% year-over-year change
Median household income in McCulloch County
$54,043/year
4.1% year-over-year change

McCulloch County income by age

In McCulloch County, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $69,176. Those with someone between 45 and 64 in charge, often well established professionally, earn $79,800 overall. Overall, 84.5% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $69,176 4.3%
45 - 64 $79,800 35.9%
Over 65 $30,117 -9.6%
Above poverty level
6,175
Below poverty level
1,129
Value Percent YoY
change
Above poverty level 6,175 84.5% -1.1%
Below poverty level 1,129 15.5% 4.3%

Employment in McCulloch County

Workforce and job types in McCulloch County

The job market in McCulloch County is powered by 3,290 working residents, spread across a range of industries and roles. 74.1% of the working population are employed in professional or administrative positions, while 25.9% are in hands-on or service-based jobs. Also, 24% run their own businesses, 50.7% are employed by private companies, and 23.1% work in the public sector.

Workforce demographics

Working population
3,290
4.6% year-over-year change
White collar
2,439
Blue collar
851
Value Percent YoY change
White collar 2,439 74.1% 6.6%
Blue collar 851 25.9% -0.7%
Employer type
Self employees
24%
Private companies
50.7%
Governmental workers
23.1%
Not for profit companies
2.2%
Value Percent YoY change
Self employees 790 24% 29.7%
Private companies 1,667 50.7% -6.5%
Governmental workers 760 23.1% 17.6%
Not for profit companies 73 2.2% -31.8%
Unemployment rate
9.0%
-11.1% year-over-year change

Available workforce

The unemployment rate in McCulloch County stands at 9%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in McCulloch County

How people get around in McCulloch County

In McCulloch County, the average commute time is 21 minutes. Commuting methods vary: 80.2% of residents travel by personal vehicle and 3.4% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Commute time
21 min
9.5% year-over-year change
Means of transportation
Value Percent YoY change
Car 2,603 80.2% -0.1%
Walk 111 3.4% 217.1%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in McCulloch County by zipcode?

Zipcode Population Number of households Median income Average income
76825 6,454 2,791 $53,665 $73,852
76836 25 5 $0 $0
76842 297 189 $0 $57,463
76852 278 161 $70,865 $76,876
76858 212 86 $71,875 $78,635
76872 754 310 $58,750 $82,765
76887 87 48 $155,192 $113,079

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FAQs about McCulloch County demographics 

What is the total population of McCulloch County?

McCulloch County has a total population of 7,514 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -0.7% compared to a year ago.

What is the gender ratio in McCulloch County?

The gender ratio in McCulloch County is as follows:
  • 49.2% males (3,693 residents)
  • 50.8% females (3,821 residents)

What is the median age in McCulloch County?

The median age in McCulloch County is 44.5.

What is the age distribution of the population in McCulloch County?

The age distribution in McCulloch County is as follows:
  • Under 15: 16.6% (1,249 residents)
  • Ages 15-24: 12% (899 residents)
  • Ages 25-44: 22% (1,655 residents)
  • Ages 45-64: 25.7% (1,933 residents)
  • Over 65: 23.7% (1,778 residents)

What is the racial and ethnic makeup of McCulloch County?

The racial and ethnic makeup of McCulloch County is as follows:
  • White: 69% (5,186 residents)
  • Black or African American: 0.9% (71 residents)
  • American Indian and Alaska Native: 0.5% (36 residents)
  • Asian: 0.1% (10 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 25.6% (1,923 residents)
  • Other: 3.8% (288 residents)

What percentage of the population in McCulloch County are U.S.-born citizens?

U.S.-born citizens represent 94.8% of the population in McCulloch County.

How many housing units are there in McCulloch County?

There are 4,219 housing units in McCulloch County, reflecting a +0.1% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in McCulloch County and what is the average household size?

McCulloch County has a total of 3,297 households, with an average of 2 people in each.

What is the median household income in McCulloch County?

McCulloch County has a median household income of $54,043, representing a +4.1% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for McCulloch County?

The employment rate is 91% in McCulloch County, with a workforce of 3,290 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 74.1% (2,439 residents)
  • Blue-collar workers: 25.9% (851 residents)

Places of employment:
  • Self-employed: 24% (790 residents)
  • Private companies: 50.7% (1,667 residents)
  • Governmental workers: 23.1% (760 residents)
  • Not-for-profit companies: 2.2% (73 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025