High Point Terrace, Memphis, TN demographics:
population, income, and more

Total population
4,358
-0.9% year-over-year change
Median household income
$50,650/yr
3.1% year-over-year change
Housing units
1,895
-2.2% year-over-year change

High Point Terrace population

How many people live in High Point Terrace

High Point Terrace is home to 4,358 residents, according to the most recent Census data. Gender-wise, 46% of High Point Terrace locals are male, and 54% are female.

Total population
4,358
-0.9% year-over-year change
Gender ratio
Male
46%
2,006
Female
54%
2,352
Value Percent YoY change
Male 2,006 46% -2.5%
Female 2,352 54% 0.6%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in High Point Terrace is 31, with the population distributed as follows: about 23.3% are children under 15, then 16.6% are in the 15 to 24 age group. Adults between 25 and 44 make up 27.7% of the population, while another 19.4% fall into the 45 to 64 bracket. Finally, around 13% are 65 or older.

Median age
31
Age breakdown
Under 15
23.3%
15 to 24
16.6%
25 to 44
27.7%
45 to 64
19.4%
Over 65
13%
Value Percent YoY change
Under 15 1,015 23.3% 3.1%
15 to 24 722 16.6% 3.0%
25 to 44 1,209 27.7% -1.7%
45 to 64 845 19.4% -6.6%
Over 65 567 13% -1.7%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In High Point Terrace, 83.5% of the population are US-born citizens, while 4.4% have gained naturalized citizenship. At the same time, 12.1% of residents are non-citizens. As for race, 36% of locals are Caucasian, 37.4% are African American and 2.9% have Asian roots. There’s also a share of 9.6% that includes residents with two or more races.

Citizenship
U.S.-born citizens
83.5%
Non-U.S.-born citizens
4.4%
Non-citizens
12.1%
Value Percent YoY change
U.S.-born citizens 3,639 83.5% -1.6%
Non-U.S.-born citizens 193 4.4% -2.0%
Non-citizens 526 12.1% 5.2%
Racial breakdown
White
36%
Black or African American
37.4%
American Indian and Alaska Native
2.4%
Asian
2.9%
Native Hawaiian and other Pacific Islander
0%
Two or more races
9.6%
Other
11.6%
Value Percent
White 1,571 36%
Black or African American 1,629 37.4%
American Indian and Alaska Native 105 2.4%
Asian 126 2.9%
Two or more races 420 9.6%
Other 507 11.6%

Households in High Point Terrace

A peek inside High Point Terrace households

High Point Terrace has 1,710 households, with an average of 2 members in each. Of these, 49.6% are families, while the remaining 50.3% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
1,710
-1.6% year-over-year change
Average people per household
2
Non-family households
860
Family households
849
Value Percent YoY change
Non-family households 860 50.3% -3.1%
Family households 849 49.6% -0.1%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in High Point Terrace

The housing landscape of High Point Terrace

High Point Terrace's housing consists of 1,895 units, with 69.1% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 4.2% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 1.9% of the housing landscape.

Housing units
1,895
-2.2% year-over-year change
Housing types
Value Percent
1 unit, detached 1,308 69.1%
1 unit, attached 79 4.2%
2 units 39 2.1%
3 or 4 units 77 4.1%
5 to 9 units 59 3.1%
10 to 19 units 70 3.7%
20 to 49 units 55 2.9%
50 or more units 171 9%
Mobile home 36 1.9%
Homes built since 2020
2
0.0% year-over-year change

The age of buildings in High Point Terrace

In High Point Terrace, the median construction year is 1956. About 9.6% of homes were built before the 1940s, with another 20.5% going up by 1949. Most development happened in the second half of the 20th century. Then, 3.3% of homes were added from 2000 to 2009, 4.1% between 2010 and 2019, and 0.1% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 182 9.6% -3.7%
Built between 1940 and 1949 388 20.5% 3.7%
Built between 1950 and 1959 648 34.2% -6.9%
Built between 1960 and 1969 242 12.8% -6.9%
Built between 1970 and 1979 152 8% -10.6%
Built between 1980 and 1989 90 4.8% 5.9%
Built between 1990 and 1999 50 2.6% -3.9%
Built between 2000 and 2009 63 3.3% 40.0%
Built between 2010 and 2019 78 4.1% 23.8%
Built in 2020 or later 2 0.1% 0.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

High Point Terrace occupancy rates

Out of the 1,710 occupied housing units in High Point Terrace, 47.2% are owner-occupied, while 52.8% are lived in by tenants. Meanwhile, 9.8% of all homes on the local market sit vacant.

Occupied housing units
1,710
-1.6% year-over-year change
Occupancy breakdown
Renter occupied
902
Owner occupied
808
Value Percent YoY
change
Renter occupied 902 52.8% -2.6%
Owner occupied 808 47.2% -0.6%
Unoccupied housing units
9.8%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

High Point Terrace housing costs

Housing costs in High Point Terrace come to a median of $1,082 per month, while tenants specifically pay a median gross rent of $1,150.

Median housing costs per month
$1,082/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in High Point Terrace
$1,150/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in High Point Terrace

High Point Terrace education at a glance

About 36.9% of the population in High Point Terrace went to high school, while 21.3% pursued college studies. Another 3.8% earned an associate degree and 17.6% hold a bachelor’s. Meanwhile, 12.7% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 244 7.7% 1.2%
High school diploma 1,170 36.9% -3.6%
College diploma 677 21.3% -8.3%
Associate degree 122 3.8% -3.9%
Bachelor's degree 558 17.6% 1.8%
Graduate degree 402 12.7% 2.5%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in High Point Terrace

How much people earn in High Point Terrace

The average annual household income in High Point Terrace was $74,559 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +4.8% change from the previous year. At the same time, the median income stood at $50,650, reflecting a +3.1% shift over the same period.

Average household income in High Point Terrace
$74,559/year
4.8% year-over-year change
Median household income in High Point Terrace
$50,650/year
3.1% year-over-year change

High Point Terrace income by age

In High Point Terrace, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $53,864. Those with someone between 45 and 64 in charge, often well established professionally, earn $58,725 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $41,194, while those led by someone over 65, many of whom may be retired, have about $38,020 in earnings. Overall, 73.8% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $41,194 48.2%
25 - 44 $53,864 2.4%
45 - 64 $58,725 10.2%
Over 65 $38,020 -3.8%
Above poverty level
3,047
Below poverty level
1,083
Value Percent YoY
change
Above poverty level 3,047 73.8% -2.8%
Below poverty level 1,083 26.2% 4.9%

Employment in High Point Terrace

Workforce and job types in High Point Terrace

72.9% of the working population are employed in professional or administrative positions, while 27.1% are in hands-on or service-based jobs. Also, 11.3% run their own businesses, 65.4% are employed by private companies, and 12.3% work in the public sector.

Workforce demographics

White collar
1,452
Blue collar
540
Value Percent YoY change
White collar 1,452 72.9% -1.4%
Blue collar 540 27.1% -6.2%
Employer type
Self employees
11.3%
Private companies
65.4%
Governmental workers
12.3%
Not for profit companies
10.9%
Value Percent YoY change
Self employees 225 11.3% 4.2%
Private companies 1,304 65.4% -4.9%
Governmental workers 246 12.3% 11.8%
Not for profit companies 218 10.9% -9.5%

Transportation in High Point Terrace

How people get around in High Point Terrace

In High Point Terrace, the average commute time is 3 minutes. Commuting methods vary: 93.4% of residents travel by personal vehicle and 4.3% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Commute time
3 min
200.0% year-over-year change
Means of transportation
Value Percent YoY change
Car 1,638 93.4% -4.8%
Taxicab 12 0.7% 140.0%
Bus or trolleybus 18 1% -10.0%
Bicycle 11 0.6% -8.3%
Walk 75 4.3% 29.3%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in High Point Terrace by zipcode?

Zipcode Population Number of households Median income Average income
38111 41,934 17,486 $52,589 $89,808
38122 26,021 9,234 $48,710 $64,649

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FAQs about High Point Terrace demographics 

What is the total population of High Point Terrace?

High Point Terrace has a total population of 4,358 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -0.9% compared to a year ago.

What is the gender ratio in High Point Terrace?

The gender ratio in High Point Terrace is as follows:
  • 46% males (2,006 residents)
  • 54% females (2,352 residents)

What is the median age in High Point Terrace?

The median age in High Point Terrace is 31.

What is the age distribution of the population in High Point Terrace?

The age distribution in High Point Terrace is as follows:
  • Under 15: 23.3% (1,015 residents)
  • Ages 15-24: 16.6% (722 residents)
  • Ages 25-44: 27.7% (1,209 residents)
  • Ages 45-64: 19.4% (845 residents)
  • Over 65: 13% (567 residents)

What is the racial and ethnic makeup of High Point Terrace?

The racial and ethnic makeup of High Point Terrace is as follows:
  • White: 36% (1,571 residents)
  • Black or African American: 37.4% (1,629 residents)
  • American Indian and Alaska Native: 2.4% (105 residents)
  • Asian: 2.9% (126 residents)
  • Native Hawaiian and Other Pacific Islander: 0% ( residents)
  • Two or More Races: 9.6% (420 residents)
  • Other: 11.6% (507 residents)

What percentage of the population in High Point Terrace are U.S.-born citizens?

U.S.-born citizens represent 83.5% of the population in High Point Terrace.

How many housing units are there in High Point Terrace?

There are 1,895 housing units in High Point Terrace, reflecting a -2.2% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in High Point Terrace and what is the average household size?

High Point Terrace has a total of 1,710 households, with an average of 2 people in each.

What is the median household income in High Point Terrace?

High Point Terrace has a median household income of $50,650, representing a +3.1% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for High Point Terrace?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 72.9% (1,452 residents)
  • Blue-collar workers: 27.1% (540 residents)

Places of employment:
  • Self-employed: 11.3% (225 residents)
  • Private companies: 65.4% (1,304 residents)
  • Governmental workers: 12.3% (246 residents)
  • Not-for-profit companies: 10.9% (218 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025