Chester, NY demographics:
population, income, and more

Total population
4,033
-0.5% year-over-year change
Median household income
$100,514/yr
3.4% year-over-year change
Housing units
1,714
1.6% year-over-year change

Chester population

How many people live in Chester

Chester is home to 4,033 residents, according to the most recent Census data. Gender-wise, 45.8% of Chester locals are male, and 54.2% are female.

Total population
4,033
-0.5% year-over-year change
Gender ratio
Male
45.8%
1,845
Female
54.2%
2,188
Value Percent YoY change
Male 1,845 45.8% -5.9%
Female 2,188 54.2% 4.6%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Chester is 39, with the population distributed as follows: about 11.3% are children under 15, then 12% are in the 15 to 24 age group. Adults between 25 and 44 make up 31.9% of the population, while another 30.6% fall into the 45 to 64 bracket. Finally, around 14.2% are 65 or older.

Median age
38.7
Age breakdown
Under 15
11.3%
15 to 24
12%
25 to 44
31.9%
45 to 64
30.6%
Over 65
14.2%
Value Percent YoY change
Under 15 454 11.3% -13.8%
15 to 24 486 12% -7.2%
25 to 44 1,286 31.9% 1.0%
45 to 64 1,235 30.6% 4.8%
Over 65 572 14.2% 4.0%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Chester, 86.6% of the population are US-born citizens, while 10.7% have gained naturalized citizenship. At the same time, 2.7% of residents are non-citizens. As for race, 57.6% of locals are Caucasian, 10.7% are African American and 7.7% have Asian roots. There’s also a share of 13.4% that includes residents with two or more races.

Citizenship
U.S.-born citizens
86.6%
Non-U.S.-born citizens
10.7%
Non-citizens
2.7%
Value Percent YoY change
U.S.-born citizens 3,493 86.6% 4.4%
Non-U.S.-born citizens 431 10.7% -23.0%
Non-citizens 109 2.7% -24.8%
Racial breakdown
White
57.6%
Black or African American
10.7%
American Indian and Alaska Native
0%
Asian
7.7%
Native Hawaiian and other Pacific Islander
0%
Two or more races
13.4%
Other
10.7%
Value Percent
White 2,322 57.6%
Black or African American 431 10.7%
Asian 310 7.7%
Two or more races 540 13.4%
Other 430 10.7%

Households in Chester

A peek inside Chester households

Chester has 1,552 households, with an average of 3 members in each. Of these, 57.3% are families, while the remaining 42.7% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
1,552
-0.5% year-over-year change
Average people per household
3
Non-family households
663
Family households
889
Value Percent YoY change
Non-family households 663 42.7% 15.5%
Family households 889 57.3% -9.8%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Chester

The housing landscape of Chester

Chester's housing consists of 1,714 units, with 30.3% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 25% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 0.6% of the housing landscape.

Housing units
1,714
1.6% year-over-year change
Housing types
Value Percent
1 unit, detached 520 30.3%
1 unit, attached 429 25%
2 units 68 4%
3 or 4 units 87 5.1%
5 to 9 units 391 22.8%
10 to 19 units 88 5.1%
20 to 49 units 71 4.1%
50 or more units 50 2.9%
Mobile home 10 0.6%
Homes built since 2020
0
% year-over-year change

The age of buildings in Chester

In Chester, the median construction year is 1981. About 13% of homes were built before the 1940s, with another 7.1% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 223 13% -2.6%
Built between 1940 and 1949 121 7.1% -45.5%
Built between 1950 and 1959 150 8.8% -34.2%
Built between 1960 and 1969 75 4.4% 17.2%
Built between 1970 and 1979 220 12.8% 35.0%
Built between 1980 and 1989 573 33.4% 7.9%
Built between 1990 and 1999 72 4.2% -15.3%
Built between 2000 and 2009 92 5.4% 70.4%
Built between 2010 and 2019 188 11% 69.4%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Chester occupancy rates

Out of the 1,552 occupied housing units in Chester, 50.2% are owner-occupied, while 49.8% are lived in by tenants. Meanwhile, 9.5% of all homes on the local market sit vacant.

Occupied housing units
1,552
-0.5% year-over-year change
Occupancy breakdown
Renter occupied
773
Owner occupied
779
Value Percent YoY
change
Renter occupied 773 49.8% 5.6%
Owner occupied 779 50.2% -5.9%
Unoccupied housing units
9.5%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Chester housing costs

Housing costs in Chester come to a median of $2,027 per month, while tenants specifically pay a median gross rent of $2,010.

Median housing costs per month
$2,027/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Chester
$2,010/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Chester

Chester education at a glance

About 31.5% of the population in Chester went to high school, while 30% pursued college studies. Another 5.7% earned an associate degree and 21.5% hold a bachelor’s. Meanwhile, 10.8% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 19 0.6% -75.0%
High school diploma 1,069 31.5% -12.7%
College diploma 1,016 30% 25.3%
Associate degree 192 5.7% -17.6%
Bachelor's degree 728 21.5% 6.6%
Graduate degree 368 10.8% 28.2%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Chester

How much people earn in Chester

The average annual household income in Chester was $131,873 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +10.7% change from the previous year. At the same time, the median income stood at $100,514, reflecting a +3.4% shift over the same period.

Average household income in Chester
$131,873/year
10.7% year-over-year change
Median household income in Chester
$100,514/year
3.4% year-over-year change

Chester income by age

In Chester, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $92,995. Those with someone between 45 and 64 in charge, often well established professionally, earn $152,227 overall. Overall, 93.1% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $92,995 2.9%
45 - 64 $152,227 -10.1%
Over 65 $68,304 54.6%
Above poverty level
3,701
Below poverty level
273
Value Percent YoY
change
Above poverty level 3,701 93.1% -2.3%
Below poverty level 273 6.9% 4.2%

Average renter income in Chester

To get a better sense of what renters earn on average in Chester, their median household income was $110,174 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 21.9%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$110,174
Rent-to-income ratio
21.9%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Chester

Workforce and job types in Chester

The job market in Chester is powered by 2,556 working residents, spread across a range of industries and roles. 80.1% of the working population are employed in professional or administrative positions, while 19.9% are in hands-on or service-based jobs. Also, 4.9% run their own businesses, 71.1% are employed by private companies, and 12.4% work in the public sector.

Workforce demographics

Working population
2,556
2.7% year-over-year change
White collar
2,047
Blue collar
509
Value Percent YoY change
White collar 2,047 80.1% 0.1%
Blue collar 509 19.9% 15.2%
Employer type
Self employees
4.9%
Private companies
71.1%
Governmental workers
12.4%
Not for profit companies
11.5%
Value Percent YoY change
Self employees 125 4.9% -29.0%
Private companies 1,818 71.1% 13.0%
Governmental workers 318 12.4% -20.7%
Not for profit companies 295 11.5% -2.3%
Unemployment rate
1.2%
-29.6% year-over-year change

Available workforce

The unemployment rate in Chester stands at 1.2%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Chester

How people get around in Chester

Commuting methods vary: 73.8% of residents travel by personal vehicle and 2.4% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 1,852 73.8% -5.5%
Bus or trolleybus 304 12.1% 6.3%
Railroad 46 1.8% -8.0%
Walk 59 2.4% 195.0%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Chester by zipcode?

Zipcode Population Number of households Median income Average income
10918 12,069 4,157 $140,550 $158,565

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FAQs about Chester demographics 

What is the total population of Chester?

Chester has a total population of 4,033 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -0.5% compared to a year ago.

What is the gender ratio in Chester?

The gender ratio in Chester is as follows:
  • 45.8% males (1,845 residents)
  • 54.2% females (2,188 residents)

What is the median age in Chester?

The median age in Chester is 38.7.

What is the age distribution of the population in Chester?

The age distribution in Chester is as follows:
  • Under 15: 11.3% (454 residents)
  • Ages 15-24: 12% (486 residents)
  • Ages 25-44: 31.9% (1,286 residents)
  • Ages 45-64: 30.6% (1,235 residents)
  • Over 65: 14.2% (572 residents)

What is the racial and ethnic makeup of Chester?

The racial and ethnic makeup of Chester is as follows:
  • White: 57.6% (2,322 residents)
  • Black or African American: 10.7% (431 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 7.7% (310 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 13.4% (540 residents)
  • Other: 10.7% (430 residents)

What percentage of the population in Chester are U.S.-born citizens?

U.S.-born citizens represent 86.6% of the population in Chester.

How many housing units are there in Chester?

There are 1,714 housing units in Chester, reflecting a +1.6% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Chester and what is the average household size?

Chester has a total of 1,552 households, with an average of 3 people in each.

What is the median household income in Chester?

Chester has a median household income of $100,514, representing a +3.4% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Chester?

The employment rate is 98.8% in Chester, with a workforce of 2,556 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 80.1% (2,047 residents)
  • Blue-collar workers: 19.9% (509 residents)

Places of employment:
  • Self-employed: 4.9% (125 residents)
  • Private companies: 71.1% (1,818 residents)
  • Governmental workers: 12.4% (318 residents)
  • Not-for-profit companies: 11.5% (295 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025