Albany, NY demographics:
population, income, and more

Total population
100,492
0.4% year-over-year change
Median household income
$61,986/yr
4.2% year-over-year change
Housing units
50,408
-0.6% year-over-year change

Albany population

How many people live in Albany

Albany is home to 100,492 residents, according to the most recent Census data. Gender-wise, 48.2% of Albany locals are male, and 51.8% are female.

Total population
100,492
0.4% year-over-year change
Gender ratio
Male
48.2%
48,422
Female
51.8%
52,070
Value Percent YoY change
Male 48,422 48.2% 1.6%
Female 52,070 51.8% -0.6%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Albany is 32, with the population distributed as follows: about 11.4% are children under 15, then 25% are in the 15 to 24 age group. Adults between 25 and 44 make up 29.6% of the population, while another 20% fall into the 45 to 64 bracket. Finally, around 14% are 65 or older.

Median age
32
Age breakdown
Under 15
11.4%
15 to 24
25%
25 to 44
29.6%
45 to 64
20%
Over 65
14%
Value Percent YoY change
Under 15 11,467 11.4% -6.5%
15 to 24 25,151 25% 1.6%
25 to 44 29,743 29.6% 1.6%
45 to 64 20,067 20% 0.2%
Over 65 14,064 14% 2.1%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Albany, 83.1% of the population are US-born citizens, while 9.5% have gained naturalized citizenship. At the same time, 7.5% of residents are non-citizens. As for race, 51.7% of locals are Caucasian, 26% are African American and 8.2% have Asian roots. There’s also a share of 8.9% that includes residents with two or more races.

Citizenship
U.S.-born citizens
83.1%
Non-U.S.-born citizens
9.5%
Non-citizens
7.5%
Value Percent YoY change
U.S.-born citizens 83,477 83.1% 0.1%
Non-U.S.-born citizens 9,522 9.5% 7.0%
Non-citizens 7,493 7.5% -3.3%
Racial breakdown
White
51.7%
Black or African American
26%
American Indian and Alaska Native
0.2%
Asian
8.2%
Native Hawaiian and other Pacific Islander
0%
Two or more races
8.9%
Other
5%
Value Percent
White 51,985 51.7%
Black or African American 26,097 26%
American Indian and Alaska Native 225 0.2%
Asian 8,195 8.2%
Native Hawaiian and other Pacific Islander 43 0%
Two or more races 8,922 8.9%
Other 5,025 5%

Households in Albany

A peek inside Albany households

Albany has 44,357 households, with an average of 2 members in each. Of these, 39.1% are families, while the remaining 60.9% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
44,357
1.4% year-over-year change
Average people per household
2
Non-family households
27,020
Family households
17,337
Value Percent YoY change
Non-family households 27,020 60.9% 4.0%
Family households 17,337 39.1% -2.4%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Albany

The housing landscape of Albany

Albany's housing consists of 50,408 units, with 27.8% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 5.4% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 0.1% of the housing landscape.

Housing units
50,408
-0.6% year-over-year change
Housing types
Value Percent
1 unit, detached 14,040 27.8%
1 unit, attached 2,698 5.4%
2 units 12,628 25%
3 or 4 units 7,609 15.1%
5 to 9 units 4,017 8%
10 to 19 units 2,787 5.5%
20 to 49 units 1,889 3.8%
50 or more units 4,671 9.3%
Mobile home 69 0.1%
Homes built since 2020
416
58.8% year-over-year change

The age of buildings in Albany

In Albany, the median construction year is 1949. About 42.6% of homes were built before the 1940s, with another 7.9% going up by 1949. Most development happened in the second half of the 20th century. Then, 2.6% of homes were added from 2000 to 2009, 6% between 2010 and 2019, and 0.8% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 21,448 42.6% -1.5%
Built between 1940 and 1949 4,002 7.9% 1.9%
Built between 1950 and 1959 5,846 11.6% -2.7%
Built between 1960 and 1969 3,759 7.5% -12.5%
Built between 1970 and 1979 4,645 9.2% -4.0%
Built between 1980 and 1989 3,578 7.1% -7.2%
Built between 1990 and 1999 2,349 4.7% 12.0%
Built between 2000 and 2009 1,320 2.6% 5.4%
Built between 2010 and 2019 3,045 6% 26.3%
Built in 2020 or later 416 0.8% 58.8%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Albany occupancy rates

Out of the 44,357 occupied housing units in Albany, 38.2% are owner-occupied, while 61.8% are lived in by tenants. Meanwhile, 12% of all homes on the local market sit vacant.

Occupied housing units
44,357
1.4% year-over-year change
Occupancy breakdown
Renter occupied
27,413
Owner occupied
16,944
Value Percent YoY
change
Renter occupied 27,413 61.8% 0.9%
Owner occupied 16,944 38.2% 2.2%
Unoccupied housing units
12.0%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Albany housing costs

Housing costs in Albany come to a median of $1,268 per month, while tenants specifically pay a median gross rent of $1,216.

Median housing costs per month
$1,268/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Albany
$1,216/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Albany

Albany education at a glance

About 29.7% of the population in Albany went to high school, while 19.1% pursued college studies. Another 7.5% earned an associate degree and 22.9% hold a bachelor’s. Meanwhile, 17.8% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 2,662 3.1% -10.8%
High school diploma 25,662 29.7% 1.4%
College diploma 16,490 19.1% 2.2%
Associate degree 6,492 7.5% 1.4%
Bachelor's degree 19,834 22.9% 1.1%
Graduate degree 15,350 17.8% 3.3%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Albany

How much people earn in Albany

The average annual household income in Albany was $83,745 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +4.3% change from the previous year. At the same time, the median income stood at $61,986, reflecting a +4.2% shift over the same period.

Average household income in Albany
$83,745/year
4.3% year-over-year change
Median household income in Albany
$61,986/year
4.2% year-over-year change

Albany income by age

In Albany, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $70,065. Those with someone between 45 and 64 in charge, often well established professionally, earn $72,016 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $31,455, while those led by someone over 65, many of whom may be retired, have about $59,805 in earnings. Overall, 77.3% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $31,455 20.4%
25 - 44 $70,065 2.6%
45 - 64 $72,016 5.8%
Over 65 $59,805 5.7%
Above poverty level
69,201
Below poverty level
20,367
Value Percent YoY
change
Above poverty level 69,201 77.3% 0.6%
Below poverty level 20,367 22.7% -2.3%

Average renter income in Albany

To get a better sense of what renters earn on average in Albany, their median household income was $38,317 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 38.1%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$38,317
Rent-to-income ratio
38.1%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Albany

Workforce and job types in Albany

The job market in Albany is powered by 51,560 working residents, spread across a range of industries and roles. 88.7% of the working population are employed in professional or administrative positions, while 11.3% are in hands-on or service-based jobs. Also, 6% run their own businesses, 54.1% are employed by private companies, and 23.4% work in the public sector.

Workforce demographics

Working population
51,560
1.5% year-over-year change
White collar
45,741
Blue collar
5,819
Value Percent YoY change
White collar 45,741 88.7% 1.7%
Blue collar 5,819 11.3% -0.4%
Employer type
Self employees
6%
Private companies
54.1%
Governmental workers
23.4%
Not for profit companies
16.5%
Value Percent YoY change
Self employees 3,100 6% 4.9%
Private companies 27,896 54.1% 2.2%
Governmental workers 12,058 23.4% -3.4%
Not for profit companies 8,506 16.5% 5.3%
Unemployment rate
7.8%
-5.3% year-over-year change

Available workforce

The unemployment rate in Albany stands at 7.8%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Albany

How people get around in Albany

Commuting methods vary: 65.6% of residents travel by personal vehicle and 8.5% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 32,809 65.6% 2.0%
Taxicab 529 1.1% -2.2%
Bus or trolleybus 5,065 10.1% -5.4%
Subway or elevated 30 0.1% N/A
Railroad 25 0% 8.7%
Motorcycle 13 0% -7.1%
Bicycle 269 0.5% -3.6%
Walk 4,245 8.5% -7.0%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Albany by zipcode?

Zipcode Population Number of households Median income Average income
12203 30,771 13,810 $83,147 $110,518
12204 7,812 3,616 $74,841 $87,444
12202 10,166 4,727 $52,868 $61,041
12222 6,889 97 $0 $127,936
12205 25,838 11,574 $91,020 $104,254
12206 14,572 6,522 $41,548 $56,631
12207 1,988 1,379 $58,998 $63,591
12208 23,289 10,584 $70,413 $95,512
12209 10,626 4,323 $89,390 $102,666
12210 10,297 5,836 $55,843 $71,995

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FAQs about Albany demographics 

What is the total population of Albany?

Albany has a total population of 100,492 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +0.4% compared to a year ago.

What is the gender ratio in Albany?

The gender ratio in Albany is as follows:
  • 48.2% males (48,422 residents)
  • 51.8% females (52,070 residents)

What is the median age in Albany?

The median age in Albany is 32.

What is the age distribution of the population in Albany?

The age distribution in Albany is as follows:
  • Under 15: 11.4% (11,467 residents)
  • Ages 15-24: 25% (25,151 residents)
  • Ages 25-44: 29.6% (29,743 residents)
  • Ages 45-64: 20% (20,067 residents)
  • Over 65: 14% (14,064 residents)

What is the racial and ethnic makeup of Albany?

The racial and ethnic makeup of Albany is as follows:
  • White: 51.7% (51,985 residents)
  • Black or African American: 26% (26,097 residents)
  • American Indian and Alaska Native: 0.2% (225 residents)
  • Asian: 8.2% (8,195 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (43 residents)
  • Two or More Races: 8.9% (8,922 residents)
  • Other: 5% (5,025 residents)

What percentage of the population in Albany are U.S.-born citizens?

U.S.-born citizens represent 83.1% of the population in Albany.

How many housing units are there in Albany?

There are 50,408 housing units in Albany, reflecting a -0.6% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Albany and what is the average household size?

Albany has a total of 44,357 households, with an average of 2 people in each.

What is the median household income in Albany?

Albany has a median household income of $61,986, representing a +4.2% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Albany?

The employment rate is 92.2% in Albany, with a workforce of 51,560 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 88.7% (45,741 residents)
  • Blue-collar workers: 11.3% (5,819 residents)

Places of employment:
  • Self-employed: 6% (3,100 residents)
  • Private companies: 54.1% (27,896 residents)
  • Governmental workers: 23.4% (12,058 residents)
  • Not-for-profit companies: 16.5% (8,506 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025