Chesapeake Beach, MD demographics:
population, income, and more

Total population
6,456
0.4% year-over-year change
Median household income
$138,895/yr
2.2% year-over-year change
Housing units
2,823
-0.2% year-over-year change

Chesapeake Beach population

How many people live in Chesapeake Beach

Chesapeake Beach is home to 6,456 residents, according to the most recent Census data. Gender-wise, 45% of Chesapeake Beach locals are male, and 55% are female.

Total population
6,456
0.4% year-over-year change
Gender ratio
Male
45%
2,908
Female
55%
3,548
Value Percent YoY change
Male 2,908 45% -0.9%
Female 3,548 55% 1.6%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Chesapeake Beach is 42, with the population distributed as follows: about 20.4% are children under 15, then 9.9% are in the 15 to 24 age group. Adults between 25 and 44 make up 23.5% of the population, while another 28.8% fall into the 45 to 64 bracket. Finally, around 17.4% are 65 or older.

Median age
41.9
Age breakdown
Under 15
20.4%
15 to 24
9.9%
25 to 44
23.5%
45 to 64
28.8%
Over 65
17.4%
Value Percent YoY change
Under 15 1,316 20.4% 7.2%
15 to 24 640 9.9% -13.3%
25 to 44 1,515 23.5% -0.1%
45 to 64 1,860 28.8% 4.2%
Over 65 1,125 17.4% -3.2%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Chesapeake Beach, 94% of the population are US-born citizens, while 5.2% have gained naturalized citizenship. At the same time, 0.7% of residents are non-citizens. As for race, 73.7% of locals are Caucasian, 7.6% are African American and 4.2% have Asian roots. There’s also a share of 13.9% that includes residents with two or more races.

Citizenship
U.S.-born citizens
94%
Non-U.S.-born citizens
5.2%
Non-citizens
0.7%
Value Percent YoY change
U.S.-born citizens 6,071 94% -0.5%
Non-U.S.-born citizens 338 5.2% 36.8%
Non-citizens 47 0.7% -40.5%
Racial breakdown
White
73.7%
Black or African American
7.6%
American Indian and Alaska Native
0.2%
Asian
4.2%
Native Hawaiian and other Pacific Islander
0%
Two or more races
13.9%
Other
0.4%
Value Percent
White 4,758 73.7%
Black or African American 493 7.6%
American Indian and Alaska Native 10 0.2%
Asian 268 4.2%
Two or more races 898 13.9%
Other 29 0.4%

Households in Chesapeake Beach

A peek inside Chesapeake Beach households

Chesapeake Beach has 2,554 households, with an average of 3 members in each. Of these, 67.5% are families, while the remaining 32.5% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
2,554
-0.2% year-over-year change
Average people per household
3
Non-family households
829
Family households
1,725
Value Percent YoY change
Non-family households 829 32.5% 2.1%
Family households 1,725 67.5% -1.3%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Chesapeake Beach

The housing landscape of Chesapeake Beach

Chesapeake Beach's housing consists of 2,823 units, with 61.8% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 28.9% and offer a more compact, shared living style.

Housing units
2,823
-0.2% year-over-year change
Housing types
Value Percent
1 unit, detached 1,746 61.8%
1 unit, attached 815 28.9%
3 or 4 units 12 0.4%
5 to 9 units 12 0.4%
10 to 19 units 143 5.1%
20 to 49 units 41 1.4%
50 or more units 54 1.9%
Homes built since 2020
45
125.0% year-over-year change

The age of buildings in Chesapeake Beach

In Chesapeake Beach, the median construction year is 1993. About 4.3% of homes were built before the 1940s, with another 7.2% going up by 1949. Most development happened in the second half of the 20th century. Then, 26.8% of homes were added from 2000 to 2009, 8% between 2010 and 2019, and 1.6% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 122 4.3% -5.4%
Built between 1940 and 1949 203 7.2% -4.2%
Built between 1950 and 1959 238 8.4% 48.8%
Built between 1960 and 1969 92 3.3% 35.3%
Built between 1970 and 1979 98 3.5% -15.5%
Built between 1980 and 1989 507 18% 0.6%
Built between 1990 and 1999 535 19% 11.0%
Built between 2000 and 2009 757 26.8% -17.9%
Built between 2010 and 2019 226 8% 4.6%
Built in 2020 or later 45 1.6% 125.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Chesapeake Beach occupancy rates

Out of the 2,554 occupied housing units in Chesapeake Beach, 82.8% are owner-occupied, while 17.2% are lived in by tenants. Meanwhile, 9.5% of all homes on the local market sit vacant.

Occupied housing units
2,554
-0.2% year-over-year change
Occupancy breakdown
Renter occupied
439
Owner occupied
2,115
Value Percent YoY
change
Renter occupied 439 17.2% -3.9%
Owner occupied 2,115 82.8% 0.6%
Unoccupied housing units
9.5%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Chesapeake Beach housing costs

Housing costs in Chesapeake Beach come to a median of $2,070 per month, while tenants specifically pay a median gross rent of $1,756.

Median housing costs per month
$2,070/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Chesapeake Beach
$1,756/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Chesapeake Beach

Chesapeake Beach education at a glance

About 21.2% of the population in Chesapeake Beach went to high school, while 25.9% pursued college studies. Another 6.4% earned an associate degree and 22.2% hold a bachelor’s. Meanwhile, 23.4% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 43 0.9% 2.4%
High school diploma 1,038 21.2% 0.1%
College diploma 1,268 25.9% 20.0%
Associate degree 314 6.4% -21.3%
Bachelor's degree 1,084 22.2% -9.2%
Graduate degree 1,143 23.4% -0.2%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Chesapeake Beach

How much people earn in Chesapeake Beach

The average annual household income in Chesapeake Beach was $147,313 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +1.9% change from the previous year. At the same time, the median income stood at $138,895, reflecting a +2.2% shift over the same period.

Average household income in Chesapeake Beach
$147,313/year
1.9% year-over-year change
Median household income in Chesapeake Beach
$138,895/year
2.2% year-over-year change

Chesapeake Beach income by age

In Chesapeake Beach, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $156,250. Those with someone between 45 and 64 in charge, often well established professionally, earn $151,833 overall. Overall, 97.2% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $156,250 -0.7%
45 - 64 $151,833 5.3%
Over 65 $116,098 2.6%
Above poverty level
6,235
Below poverty level
180
Value Percent YoY
change
Above poverty level 6,235 97.2% 0.9%
Below poverty level 180 2.8% -10.9%

Average renter income in Chesapeake Beach

To get a better sense of what renters earn on average in Chesapeake Beach, their median household income was $75,337 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 28%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$75,337
Rent-to-income ratio
28%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Chesapeake Beach

Workforce and job types in Chesapeake Beach

The job market in Chesapeake Beach is powered by 3,313 working residents, spread across a range of industries and roles. 85.1% of the working population are employed in professional or administrative positions, while 14.9% are in hands-on or service-based jobs. Also, 4.5% run their own businesses, 48.6% are employed by private companies, and 36.4% work in the public sector.

Workforce demographics

Working population
3,313
2.9% year-over-year change
White collar
2,819
Blue collar
494
Value Percent YoY change
White collar 2,819 85.1% -0.1%
Blue collar 494 14.9% 24.4%
Employer type
Self employees
4.5%
Private companies
48.6%
Governmental workers
36.4%
Not for profit companies
10.4%
Value Percent YoY change
Self employees 150 4.5% -10.7%
Private companies 1,611 48.6% 0.3%
Governmental workers 1,206 36.4% 7.9%
Not for profit companies 346 10.4% 5.8%
Unemployment rate
2.0%
32.7% year-over-year change

Available workforce

The unemployment rate in Chesapeake Beach stands at 2%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Chesapeake Beach

How people get around in Chesapeake Beach

Commuting methods vary: 77.4% of residents travel by personal vehicle and 0.9% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 2,665 77.4% 2.0%
Bus or trolleybus 8 0.2% -68.0%
Ferryboat 32 0.9% -3.0%
Walk 32 0.9% -39.6%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Chesapeake Beach by zipcode?

Zipcode Population Number of households Median income Average income
20732 10,722 4,139 $140,304 $150,574

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FAQs about Chesapeake Beach demographics 

What is the total population of Chesapeake Beach?

Chesapeake Beach has a total population of 6,456 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +0.4% compared to a year ago.

What is the gender ratio in Chesapeake Beach?

The gender ratio in Chesapeake Beach is as follows:
  • 45% males (2,908 residents)
  • 55% females (3,548 residents)

What is the median age in Chesapeake Beach?

The median age in Chesapeake Beach is 41.9.

What is the age distribution of the population in Chesapeake Beach?

The age distribution in Chesapeake Beach is as follows:
  • Under 15: 20.4% (1,316 residents)
  • Ages 15-24: 9.9% (640 residents)
  • Ages 25-44: 23.5% (1,515 residents)
  • Ages 45-64: 28.8% (1,860 residents)
  • Over 65: 17.4% (1,125 residents)

What is the racial and ethnic makeup of Chesapeake Beach?

The racial and ethnic makeup of Chesapeake Beach is as follows:
  • White: 73.7% (4,758 residents)
  • Black or African American: 7.6% (493 residents)
  • American Indian and Alaska Native: 0.2% (10 residents)
  • Asian: 4.2% (268 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 13.9% (898 residents)
  • Other: 0.4% (29 residents)

What percentage of the population in Chesapeake Beach are U.S.-born citizens?

U.S.-born citizens represent 94% of the population in Chesapeake Beach.

How many housing units are there in Chesapeake Beach?

There are 2,823 housing units in Chesapeake Beach, reflecting a -0.2% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Chesapeake Beach and what is the average household size?

Chesapeake Beach has a total of 2,554 households, with an average of 3 people in each.

What is the median household income in Chesapeake Beach?

Chesapeake Beach has a median household income of $138,895, representing a +2.2% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Chesapeake Beach?

The employment rate is 98% in Chesapeake Beach, with a workforce of 3,313 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 85.1% (2,819 residents)
  • Blue-collar workers: 14.9% (494 residents)

Places of employment:
  • Self-employed: 4.5% (150 residents)
  • Private companies: 48.6% (1,611 residents)
  • Governmental workers: 36.4% (1,206 residents)
  • Not-for-profit companies: 10.4% (346 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025