Germantown, MD demographics:
population, income, and more

Total population
90,719
0.2% year-over-year change
Median household income
$117,546/yr
4.8% year-over-year change
Housing units
32,406
-0.4% year-over-year change

Germantown population

How many people live in Germantown

Germantown is home to 90,719 residents, according to the most recent Census data. Gender-wise, 49% of Germantown locals are male, and 51% are female.

Total population
90,719
0.2% year-over-year change
Gender ratio
Male
49%
44,415
Female
51%
46,304
Value Percent YoY change
Male 44,415 49% 0.9%
Female 46,304 51% -0.4%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Germantown is 38, with the population distributed as follows: about 18.2% are children under 15, then 14% are in the 15 to 24 age group. Adults between 25 and 44 make up 27.6% of the population, while another 28.6% fall into the 45 to 64 bracket. Finally, around 11.5% are 65 or older.

Median age
37.5
Age breakdown
Under 15
18.2%
15 to 24
14%
25 to 44
27.6%
45 to 64
28.6%
Over 65
11.5%
Value Percent YoY change
Under 15 16,545 18.2% -4.0%
15 to 24 12,707 14% 2.6%
25 to 44 25,061 27.6% -0.7%
45 to 64 25,954 28.6% 1.7%
Over 65 10,452 11.5% 2.9%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Germantown, 59.9% of the population are US-born citizens, while 25.6% have gained naturalized citizenship. At the same time, 14.5% of residents are non-citizens. As for race, 25.9% of locals are Caucasian, 27.5% are African American and 21.1% have Asian roots. There’s also a share of 14.9% that includes residents with two or more races.

Citizenship
U.S.-born citizens
59.9%
Non-U.S.-born citizens
25.6%
Non-citizens
14.5%
Value Percent YoY change
U.S.-born citizens 54,356 59.9% 2.2%
Non-U.S.-born citizens 23,182 25.6% -2.6%
Non-citizens 13,181 14.5% -2.6%
Racial breakdown
White
25.9%
Black or African American
27.5%
American Indian and Alaska Native
0.3%
Asian
21.1%
Native Hawaiian and other Pacific Islander
0%
Two or more races
14.9%
Other
10.2%
Value Percent
White 23,494 25.9%
Black or African American 24,975 27.5%
American Indian and Alaska Native 307 0.3%
Asian 19,131 21.1%
Two or more races 13,519 14.9%
Other 9,293 10.2%

Households in Germantown

A peek inside Germantown households

Germantown has 31,828 households, with an average of 3 members in each. Of these, 71.9% are families, while the remaining 28.1% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
31,828
-0.1% year-over-year change
Average people per household
3
Non-family households
8,931
Family households
22,897
Value Percent YoY change
Non-family households 8,931 28.1% 0.8%
Family households 22,897 71.9% -0.5%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Germantown

The housing landscape of Germantown

Germantown's housing consists of 32,406 units, with 26.2% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 40.8% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 0.3% of the housing landscape.

Housing units
32,406
-0.4% year-over-year change
Housing types
Value Percent
1 unit, detached 8,473 26.2%
1 unit, attached 13,218 40.8%
2 units 608 1.9%
3 or 4 units 1,060 3.3%
5 to 9 units 2,297 7.1%
10 to 19 units 4,611 14.2%
20 to 49 units 805 2.5%
50 or more units 1,239 3.8%
Mobile home 95 0.3%
Homes built since 2020
480
51.9% year-over-year change

The age of buildings in Germantown

In Germantown, the median construction year is 1990. About 0.7% of homes were built before the 1940s, with another 0.4% going up by 1949. Most development happened in the second half of the 20th century. Then, 18.2% of homes were added from 2000 to 2009, 5.9% between 2010 and 2019, and 1.5% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 234 0.7% -11.0%
Built between 1940 and 1949 120 0.4% 66.7%
Built between 1950 and 1959 388 1.2% -4.2%
Built between 1960 and 1969 496 1.5% -8.3%
Built between 1970 and 1979 3,538 10.9% 6.7%
Built between 1980 and 1989 11,573 35.7% -6.4%
Built between 1990 and 1999 7,757 23.9% -5.3%
Built between 2000 and 2009 5,900 18.2% 7.9%
Built between 2010 and 2019 1,920 5.9% 19.5%
Built in 2020 or later 480 1.5% 51.9%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Germantown occupancy rates

Out of the 31,828 occupied housing units in Germantown, 67.2% are owner-occupied, while 32.8% are lived in by tenants. Meanwhile, 1.8% of all homes on the local market sit vacant.

Occupied housing units
31,828
-0.1% year-over-year change
Occupancy breakdown
Renter occupied
10,424
Owner occupied
21,404
Value Percent YoY
change
Renter occupied 10,424 32.8% -1.2%
Owner occupied 21,404 67.2% 0.4%
Unoccupied housing units
1.8%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Germantown housing costs

Housing costs in Germantown come to a median of $1,969 per month, while tenants specifically pay a median gross rent of $2,040.

Median housing costs per month
$1,969/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Germantown
$2,040/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Germantown

Germantown education at a glance

About 25.7% of the population in Germantown went to high school, while 16.9% pursued college studies. Another 6.6% earned an associate degree and 24.9% hold a bachelor’s. Meanwhile, 21.6% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 2,986 4.3% -15.4%
High school diploma 17,980 25.7% 4.9%
College diploma 11,784 16.9% 0.4%
Associate degree 4,630 6.6% -5.5%
Bachelor's degree 17,378 24.9% -0.7%
Graduate degree 15,082 21.6% 4.3%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Germantown

How much people earn in Germantown

The average annual household income in Germantown was $141,382 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +2.6% change from the previous year. At the same time, the median income stood at $117,546, reflecting a +4.8% shift over the same period.

Average household income in Germantown
$141,382/year
2.6% year-over-year change
Median household income in Germantown
$117,546/year
4.8% year-over-year change

Germantown income by age

In Germantown, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $113,697. Those with someone between 45 and 64 in charge, often well established professionally, earn $130,511 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $68,676, while those led by someone over 65, many of whom may be retired, have about $95,027 in earnings. Overall, 91.3% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $68,676 5.3%
25 - 44 $113,697 9.9%
45 - 64 $130,511 2.0%
Over 65 $95,027 1.4%
Above poverty level
81,743
Below poverty level
7,824
Value Percent YoY
change
Above poverty level 81,743 91.3% -0.0%
Below poverty level 7,824 8.7% 3.6%

Average renter income in Germantown

To get a better sense of what renters earn on average in Germantown, their median household income was $79,544 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 30.8%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$79,544
Rent-to-income ratio
30.8%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Germantown

Workforce and job types in Germantown

The job market in Germantown is powered by 50,251 working residents, spread across a range of industries and roles. 85.8% of the working population are employed in professional or administrative positions, while 14.2% are in hands-on or service-based jobs. Also, 7.7% run their own businesses, 61.5% are employed by private companies, and 20.7% work in the public sector.

Workforce demographics

Working population
50,251
0.5% year-over-year change
White collar
43,094
Blue collar
7,157
Value Percent YoY change
White collar 43,094 85.8% -0.4%
Blue collar 7,157 14.2% 6.2%
Employer type
Self employees
7.7%
Private companies
61.5%
Governmental workers
20.7%
Not for profit companies
10%
Value Percent YoY change
Self employees 3,879 7.7% -6.2%
Private companies 30,904 61.5% 1.3%
Governmental workers 10,416 20.7% -0.4%
Not for profit companies 5,052 10% 3.2%
Unemployment rate
5.6%
14.6% year-over-year change

Available workforce

The unemployment rate in Germantown stands at 5.6%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Germantown

How people get around in Germantown

In Germantown, the average commute time is 31 minutes. Commuting methods vary: 69.2% of residents travel by personal vehicle and 1.1% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Commute time
31 min
-7.0% year-over-year change
Means of transportation
Value Percent YoY change
Car 34,236 69.2% -3.8%
Taxicab 184 0.4% 2.8%
Bus or trolleybus 1,336 2.7% 6.7%
Subway or elevated 744 1.5% N/A
Railroad 374 0.8% -14.2%
Motorcycle 67 0.1% -4.3%
Bicycle 84 0.2% 211.1%
Walk 528 1.1% 30.4%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Germantown by zipcode?

Zipcode Population Number of households Median income Average income
20874 62,738 22,662 $115,022 $141,353
20876 26,406 8,783 $119,731 $138,396

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FAQs about Germantown demographics 

What is the total population of Germantown?

Germantown has a total population of 90,719 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +0.2% compared to a year ago.

What is the gender ratio in Germantown?

The gender ratio in Germantown is as follows:
  • 49% males (44,415 residents)
  • 51% females (46,304 residents)

What is the median age in Germantown?

The median age in Germantown is 37.5.

What is the age distribution of the population in Germantown?

The age distribution in Germantown is as follows:
  • Under 15: 18.2% (16,545 residents)
  • Ages 15-24: 14% (12,707 residents)
  • Ages 25-44: 27.6% (25,061 residents)
  • Ages 45-64: 28.6% (25,954 residents)
  • Over 65: 11.5% (10,452 residents)

What is the racial and ethnic makeup of Germantown?

The racial and ethnic makeup of Germantown is as follows:
  • White: 25.9% (23,494 residents)
  • Black or African American: 27.5% (24,975 residents)
  • American Indian and Alaska Native: 0.3% (307 residents)
  • Asian: 21.1% (19,131 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 14.9% (13,519 residents)
  • Other: 10.2% (9,293 residents)

What percentage of the population in Germantown are U.S.-born citizens?

U.S.-born citizens represent 59.9% of the population in Germantown.

How many housing units are there in Germantown?

There are 32,406 housing units in Germantown, reflecting a -0.4% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Germantown and what is the average household size?

Germantown has a total of 31,828 households, with an average of 3 people in each.

What is the median household income in Germantown?

Germantown has a median household income of $117,546, representing a +4.8% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Germantown?

The employment rate is 94.4% in Germantown, with a workforce of 50,251 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 85.8% (43,094 residents)
  • Blue-collar workers: 14.2% (7,157 residents)

Places of employment:
  • Self-employed: 7.7% (3,879 residents)
  • Private companies: 61.5% (30,904 residents)
  • Governmental workers: 20.7% (10,416 residents)
  • Not-for-profit companies: 10% (5,052 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025