Annapolis, MD demographics:
population, income, and more

Total population
40,720
-0.1% year-over-year change
Median household income
$113,860/yr
9.2% year-over-year change
Housing units
19,598
2.1% year-over-year change

Annapolis population

How many people live in Annapolis

Annapolis is home to 40,720 residents, according to the most recent Census data. Gender-wise, 47.9% of Annapolis locals are male, and 52.1% are female.

Total population
40,720
-0.1% year-over-year change
Gender ratio
Male
47.9%
19,497
Female
52.1%
21,223
Value Percent YoY change
Male 19,497 47.9% 0.0%
Female 21,223 52.1% -0.1%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Annapolis is 43, with the population distributed as follows: about 16.6% are children under 15, then 11% are in the 15 to 24 age group. Adults between 25 and 44 make up 25.1% of the population, while another 26.9% fall into the 45 to 64 bracket. Finally, around 20.4% are 65 or older.

Median age
43
Age breakdown
Under 15
16.6%
15 to 24
11%
25 to 44
25.1%
45 to 64
26.9%
Over 65
20.4%
Value Percent YoY change
Under 15 6,777 16.6% -7.2%
15 to 24 4,484 11% -7.3%
25 to 44 10,214 25.1% -3.5%
45 to 64 10,944 26.9% 7.6%
Over 65 8,301 20.4% 5.6%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Annapolis, 87% of the population are US-born citizens, while 8.6% have gained naturalized citizenship. At the same time, 4.4% of residents are non-citizens. As for race, 59.6% of locals are Caucasian, 20.3% are African American and 3.1% have Asian roots. There’s also a share of 7.9% that includes residents with two or more races.

Citizenship
U.S.-born citizens
87%
Non-U.S.-born citizens
8.6%
Non-citizens
4.4%
Value Percent YoY change
U.S.-born citizens 35,435 87% 0.7%
Non-U.S.-born citizens 3,502 8.6% 4.9%
Non-citizens 1,783 4.4% -19.4%
Racial breakdown
White
59.6%
Black or African American
20.3%
American Indian and Alaska Native
0.4%
Asian
3.1%
Native Hawaiian and other Pacific Islander
0%
Two or more races
7.9%
Other
8.7%
Value Percent
White 24,252 59.6%
Black or African American 8,282 20.3%
American Indian and Alaska Native 157 0.4%
Asian 1,266 3.1%
Native Hawaiian and other Pacific Islander 5 0%
Two or more races 3,227 7.9%
Other 3,531 8.7%

Households in Annapolis

A peek inside Annapolis households

Annapolis has 17,998 households, with an average of 2 members in each. Of these, 53.6% are families, while the remaining 46.4% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
17,998
2.7% year-over-year change
Average people per household
2
Non-family households
8,345
Family households
9,653
Value Percent YoY change
Non-family households 8,345 46.4% 2.3%
Family households 9,653 53.6% 3.0%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Annapolis

The housing landscape of Annapolis

Annapolis's housing consists of 19,598 units, with 40.2% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 25.4% and offer a more compact, shared living style.

Housing units
19,598
2.1% year-over-year change
Housing types
Value Percent
1 unit, detached 7,873 40.2%
1 unit, attached 4,974 25.4%
2 units 275 1.4%
3 or 4 units 630 3.2%
5 to 9 units 1,677 8.6%
10 to 19 units 2,008 10.2%
20 to 49 units 698 3.6%
50 or more units 1,451 7.4%
Boat, RV, van, etc. 12 0.1%
Homes built since 2020
230
-4.6% year-over-year change

The age of buildings in Annapolis

In Annapolis, the median construction year is 1975. About 15.5% of homes were built before the 1940s, with another 5.2% going up by 1949. Most development happened in the second half of the 20th century. Then, 10.4% of homes were added from 2000 to 2009, 5% between 2010 and 2019, and 1.2% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 3,034 15.5% 0.7%
Built between 1940 and 1949 1,026 5.2% 8.2%
Built between 1950 and 1959 1,665 8.5% 7.5%
Built between 1960 and 1969 2,380 12.1% -5.0%
Built between 1970 and 1979 3,724 19% 4.0%
Built between 1980 and 1989 2,724 13.9% 0.7%
Built between 1990 and 1999 1,800 9.2% 9.0%
Built between 2000 and 2009 2,042 10.4% -0.8%
Built between 2010 and 2019 973 5% 4.2%
Built in 2020 or later 230 1.2% -4.6%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Annapolis occupancy rates

Out of the 17,998 occupied housing units in Annapolis, 62% are owner-occupied, while 38% are lived in by tenants. Meanwhile, 8.2% of all homes on the local market sit vacant.

Occupied housing units
17,998
2.7% year-over-year change
Occupancy breakdown
Renter occupied
6,836
Owner occupied
11,162
Value Percent YoY
change
Renter occupied 6,836 38% -2.8%
Owner occupied 11,162 62% 6.4%
Unoccupied housing units
8.2%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Annapolis housing costs

Housing costs in Annapolis come to a median of $1,923 per month, while tenants specifically pay a median gross rent of $1,860.

Median housing costs per month
$1,923/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Annapolis
$1,860/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Annapolis

Annapolis education at a glance

About 22.2% of the population in Annapolis went to high school, while 17.7% pursued college studies. Another 4.9% earned an associate degree and 27.2% hold a bachelor’s. Meanwhile, 23.4% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 1,477 4.6% -10.1%
High school diploma 7,199 22.2% 6.8%
College diploma 5,743 17.7% -1.0%
Associate degree 1,595 4.9% 3.3%
Bachelor's degree 8,819 27.2% 0.1%
Graduate degree 7,604 23.4% 2.3%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Annapolis

How much people earn in Annapolis

The average annual household income in Annapolis was $154,351 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +5.4% change from the previous year. At the same time, the median income stood at $113,860, reflecting a +9.2% shift over the same period.

Average household income in Annapolis
$154,351/year
5.4% year-over-year change
Median household income in Annapolis
$113,860/year
9.2% year-over-year change

Annapolis income by age

In Annapolis, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $108,917. Those with someone between 45 and 64 in charge, often well established professionally, earn $146,250 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $43,680, while those led by someone over 65, many of whom may be retired, have about $98,967 in earnings. Overall, 92.2% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $43,680 -15.0%
25 - 44 $108,917 12.9%
45 - 64 $146,250 11.5%
Over 65 $98,967 1.4%
Above poverty level
36,715
Below poverty level
3,115
Value Percent YoY
change
Above poverty level 36,715 92.2% -0.4%
Below poverty level 3,115 7.8% 8.5%

Average renter income in Annapolis

To get a better sense of what renters earn on average in Annapolis, their median household income was $61,806 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 36.1%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$61,806
Rent-to-income ratio
36.1%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Annapolis

Workforce and job types in Annapolis

The job market in Annapolis is powered by 21,613 working residents, spread across a range of industries and roles. 86.3% of the working population are employed in professional or administrative positions, while 13.7% are in hands-on or service-based jobs. Also, 13.6% run their own businesses, 58% are employed by private companies, and 19.5% work in the public sector.

Workforce demographics

Working population
21,613
0.7% year-over-year change
White collar
18,651
Blue collar
2,962
Value Percent YoY change
White collar 18,651 86.3% 0.5%
Blue collar 2,962 13.7% 2.0%
Employer type
Self employees
13.6%
Private companies
58%
Governmental workers
19.5%
Not for profit companies
8.9%
Value Percent YoY change
Self employees 2,931 13.6% 2.8%
Private companies 12,547 58% -0.3%
Governmental workers 4,221 19.5% 6.0%
Not for profit companies 1,914 8.9% -6.2%
Unemployment rate
3.7%
-8.2% year-over-year change

Available workforce

The unemployment rate in Annapolis stands at 3.7%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Annapolis

How people get around in Annapolis

In Annapolis, the average commute time is 30 minutes. Commuting methods vary: 69.6% of residents travel by personal vehicle and 3.5% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Commute time
30 min
2.8% year-over-year change
Means of transportation
Value Percent YoY change
Car 15,201 69.6% -2.7%
Taxicab 198 0.9% -18.2%
Bus or trolleybus 598 2.7% -23.1%
Subway or elevated 192 0.9% N/A
Motorcycle 43 0.2% -18.9%
Bicycle 54 0.2% -41.9%
Walk 767 3.5% -24.2%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Annapolis by zipcode?

Zipcode Population Number of households Median income Average income
21401 38,629 17,984 $123,381 $173,033
21402 4,303 441 $80,893 $103,449
21403 32,681 14,359 $123,329 $174,282
21405 495 221 $160,703 $170,219
21409 20,289 7,312 $147,151 $189,757

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FAQs about Annapolis demographics 

What is the total population of Annapolis?

Annapolis has a total population of 40,720 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -0.1% compared to a year ago.

What is the gender ratio in Annapolis?

The gender ratio in Annapolis is as follows:
  • 47.9% males (19,497 residents)
  • 52.1% females (21,223 residents)

What is the median age in Annapolis?

The median age in Annapolis is 43.

What is the age distribution of the population in Annapolis?

The age distribution in Annapolis is as follows:
  • Under 15: 16.6% (6,777 residents)
  • Ages 15-24: 11% (4,484 residents)
  • Ages 25-44: 25.1% (10,214 residents)
  • Ages 45-64: 26.9% (10,944 residents)
  • Over 65: 20.4% (8,301 residents)

What is the racial and ethnic makeup of Annapolis?

The racial and ethnic makeup of Annapolis is as follows:
  • White: 59.6% (24,252 residents)
  • Black or African American: 20.3% (8,282 residents)
  • American Indian and Alaska Native: 0.4% (157 residents)
  • Asian: 3.1% (1,266 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (5 residents)
  • Two or More Races: 7.9% (3,227 residents)
  • Other: 8.7% (3,531 residents)

What percentage of the population in Annapolis are U.S.-born citizens?

U.S.-born citizens represent 87% of the population in Annapolis.

How many housing units are there in Annapolis?

There are 19,598 housing units in Annapolis, reflecting a +2.1% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Annapolis and what is the average household size?

Annapolis has a total of 17,998 households, with an average of 2 people in each.

What is the median household income in Annapolis?

Annapolis has a median household income of $113,860, representing a +9.2% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Annapolis?

The employment rate is 96.3% in Annapolis, with a workforce of 21,613 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 86.3% (18,651 residents)
  • Blue-collar workers: 13.7% (2,962 residents)

Places of employment:
  • Self-employed: 13.6% (2,931 residents)
  • Private companies: 58% (12,547 residents)
  • Governmental workers: 19.5% (4,221 residents)
  • Not-for-profit companies: 8.9% (1,914 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025