Cummington, MA demographics:
population, income, and more

Total population
968
0.9% year-over-year change
Median household income
$92,250/yr
-6.3% year-over-year change
Housing units
558
-0.9% year-over-year change

Cummington population

How many people live in Cummington

Cummington is home to 968 residents, according to the most recent Census data. Gender-wise, 55.6% of Cummington locals are male, and 44.3% are female.

Total population
968
0.9% year-over-year change
Gender ratio
Male
55.6%
538
Female
44.3%
429
Value Percent YoY change
Male 538 55.6% 1.3%
Female 429 44.3% 0.0%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Cummington is 55, with the population distributed as follows: about 8.4% are children under 15, then 9.8% are in the 15 to 24 age group. Adults between 25 and 44 make up 20.6% of the population, while another 28.7% fall into the 45 to 64 bracket. Finally, around 32.5% are 65 or older.

Median age
55.4
Age breakdown
Under 15
8.4%
15 to 24
9.8%
25 to 44
20.6%
45 to 64
28.7%
Over 65
32.5%
Value Percent YoY change
Under 15 81 8.4% -25.0%
15 to 24 95 9.8% 8.0%
25 to 44 199 20.6% 0.0%
45 to 64 278 28.7% -2.8%
Over 65 315 32.5% 13.3%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Cummington, 92.8% of the population are US-born citizens, while 7.2% have gained naturalized citizenship. There’s also a share of 6.9% that includes residents with two or more races.

Citizenship
U.S.-born citizens
92.8%
Non-U.S.-born citizens
7.2%
Non-citizens
0%
Value Percent YoY change
U.S.-born citizens 898 92.8% 2.8%
Non-U.S.-born citizens 70 7.2% -11.4%
Racial breakdown
White
91.4%
Black or African American
0.5%
American Indian and Alaska Native
0.2%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
6.9%
Other
0.9%
Value Percent
White 886 91.4%
Black or African American 5 0.5%
American Indian and Alaska Native 2 0.2%
Two or more races 67 6.9%
Other 9 0.9%

Households in Cummington

A peek inside Cummington households

Cummington has 440 households, with an average of 2 members in each. Of these, 63% are families, while the remaining 37% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
440
4.0% year-over-year change
Average people per household
2
Non-family households
163
Family households
277
Value Percent YoY change
Non-family households 163 37% 5.2%
Family households 277 63% 3.4%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Cummington

The housing landscape of Cummington

Cummington's housing consists of 558 units, with 79.8% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 1.6% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 2.2% of the housing landscape.

Housing units
558
-0.9% year-over-year change
Housing types
Value Percent
1 unit, detached 445 79.8%
1 unit, attached 9 1.6%
2 units 40 7.2%
3 or 4 units 42 7.5%
5 to 9 units 10 1.8%
Mobile home 12 2.2%
Homes built since 2020
3
0.0% year-over-year change

The age of buildings in Cummington

In Cummington, the median construction year is 1947. About 43.3% of homes were built before the 1940s, with another 9.3% going up by 1949. Most development happened in the second half of the 20th century. Then, 5.6% of homes were added from 2000 to 2009, 3.2% between 2010 and 2019, and 0.5% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 242 43.3% -3.6%
Built between 1940 and 1949 52 9.3% -1.9%
Built between 1950 and 1959 50 8.9% 16.3%
Built between 1960 and 1969 21 3.8% 23.5%
Built between 1970 and 1979 33 5.9% -8.3%
Built between 1980 and 1989 84 15% -2.3%
Built between 1990 and 1999 25 4.5% -16.7%
Built between 2000 and 2009 31 5.6% 10.7%
Built between 2010 and 2019 18 3.2% 12.5%
Built in 2020 or later 3 0.5% 0.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Cummington occupancy rates

Out of the 440 occupied housing units in Cummington, 87.7% are owner-occupied, while 12.3% are lived in by tenants. Meanwhile, 21.1% of all homes on the local market sit vacant.

Occupied housing units
440
4.0% year-over-year change
Occupancy breakdown
Renter occupied
54
Owner occupied
386
Value Percent YoY
change
Renter occupied 54 12.3% -11.5%
Owner occupied 386 87.7% 6.6%
Unoccupied housing units
21.1%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Cummington housing costs

Housing costs in Cummington come to a median of $1,247 per month, while tenants specifically pay a median gross rent of $825.

Median housing costs per month
$1,247/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Cummington
$825/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Cummington

Cummington education at a glance

About 19.5% of the population in Cummington went to high school, while 18.3% pursued college studies. Another 10% earned an associate degree and 24.5% hold a bachelor’s. Meanwhile, 27% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 6 0.7% 0.0%
High school diploma 168 19.5% -1.2%
College diploma 157 18.3% 6.1%
Associate degree 86 10% -7.5%
Bachelor's degree 211 24.5% 3.9%
Graduate degree 232 27% 9.4%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Cummington

How much people earn in Cummington

The average annual household income in Cummington was $106,540 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +1.9% change from the previous year. At the same time, the median income stood at $92,250, reflecting a -6.3% shift over the same period.

Average household income in Cummington
$106,540/year
1.9% year-over-year change
Median household income in Cummington
$92,250/year
-6.3% year-over-year change

Cummington income by age

In Cummington, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $136,667. Those with someone between 45 and 64 in charge, often well established professionally, earn $107,917 overall. Overall, 96.1% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $136,667 2.7%
45 - 64 $107,917 21.0%
Over 65 $88,177 2.0%
Above poverty level
927
Below poverty level
38
Value Percent YoY
change
Above poverty level 927 96.1% 0.7%
Below poverty level 38 3.9% 11.8%

Employment in Cummington

Workforce and job types in Cummington

73.5% of the working population are employed in professional or administrative positions, while 26.5% are in hands-on or service-based jobs. Also, 28.8% run their own businesses, 45.6% are employed by private companies, and 16.6% work in the public sector.

Workforce demographics

White collar
363
Blue collar
131
Value Percent YoY change
White collar 363 73.5% 3.4%
Blue collar 131 26.5% 12.9%
Employer type
Self employees
28.8%
Private companies
45.6%
Governmental workers
16.6%
Not for profit companies
8.9%
Value Percent YoY change
Self employees 142 28.8% 13.6%
Private companies 225 45.6% 2.3%
Governmental workers 82 16.6% 17.1%
Not for profit companies 44 8.9% -17.0%

Transportation in Cummington

How people get around in Cummington

Commuting methods vary: 96.6% of residents travel by personal vehicle and 1.4% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 345 96.6% 2.7%
Bus or trolleybus 3 0.8% N/A
Motorcycle 4 1.1% 33.3%
Walk 5 1.4% 150.0%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Cummington by zipcode?

Zipcode Population Number of households Median income Average income
01026 1,014 461 $92,250 $106,540

Explore more communities

FAQs about Cummington demographics 

What is the total population of Cummington?

Cummington has a total population of 968 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +0.9% compared to a year ago.

What is the gender ratio in Cummington?

The gender ratio in Cummington is as follows:
  • 55.6% males (538 residents)
  • 44.3% females (429 residents)

What is the median age in Cummington?

The median age in Cummington is 55.4.

What is the age distribution of the population in Cummington?

The age distribution in Cummington is as follows:
  • Under 15: 8.4% (81 residents)
  • Ages 15-24: 9.8% (95 residents)
  • Ages 25-44: 20.6% (199 residents)
  • Ages 45-64: 28.7% (278 residents)
  • Over 65: 32.5% (315 residents)

What is the racial and ethnic makeup of Cummington?

The racial and ethnic makeup of Cummington is as follows:
  • White: 91.4% (886 residents)
  • Black or African American: 0.5% (5 residents)
  • American Indian and Alaska Native: 0.2% (2 residents)
  • Asian: 0% ( residents)
  • Native Hawaiian and Other Pacific Islander: 0% ( residents)
  • Two or More Races: 6.9% (67 residents)
  • Other: 0.9% (9 residents)

What percentage of the population in Cummington are U.S.-born citizens?

U.S.-born citizens represent 92.8% of the population in Cummington.

How many housing units are there in Cummington?

There are 558 housing units in Cummington, reflecting a -0.9% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Cummington and what is the average household size?

Cummington has a total of 440 households, with an average of 2 people in each.

What is the median household income in Cummington?

Cummington has a median household income of $92,250, representing a -6.3% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for Cummington?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 73.5% (363 residents)
  • Blue-collar workers: 26.5% (131 residents)

Places of employment:
  • Self-employed: 28.8% (142 residents)
  • Private companies: 45.6% (225 residents)
  • Governmental workers: 16.6% (82 residents)
  • Not-for-profit companies: 8.9% (44 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025