Toccoa, GA demographics:
population, income, and more

Total population
9,238
0.7% year-over-year change
Median household income
$48,438/yr
-0.6% year-over-year change
Housing units
4,007
-2.5% year-over-year change

Toccoa population

How many people live in Toccoa

Toccoa is home to 9,238 residents, according to the most recent Census data. Gender-wise, 45% of Toccoa locals are male, and 55% are female.

Total population
9,238
0.7% year-over-year change
Gender ratio
Male
45%
4,160
Female
55%
5,078
Value Percent YoY change
Male 4,160 45% 0.8%
Female 5,078 55% 0.6%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Toccoa is 40, with the population distributed as follows: about 19.4% are children under 15, then 12% are in the 15 to 24 age group. Adults between 25 and 44 make up 23% of the population, while another 25% fall into the 45 to 64 bracket. Finally, around 20.5% are 65 or older.

Median age
39.5
Age breakdown
Under 15
19.4%
15 to 24
12%
25 to 44
23%
45 to 64
25%
Over 65
20.5%
Value Percent YoY change
Under 15 1,792 19.4% 7.5%
15 to 24 1,112 12% 7.1%
25 to 44 2,128 23% -2.4%
45 to 64 2,310 25% -2.9%
Over 65 1,896 20.5% -0.7%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Toccoa, 95.4% of the population are US-born citizens, while 2.8% have gained naturalized citizenship. At the same time, 1.7% of residents are non-citizens. As for race, 71.4% of locals are Caucasian, 15.5% are African American and 2.1% have Asian roots. Another 0.7% are Indigenous American, 0.2% are Pacific Islanders, while 2.4% identify as another race. There’s also a share of 7.6% that includes residents with two or more races.

Citizenship
U.S.-born citizens
95.4%
Non-U.S.-born citizens
2.8%
Non-citizens
1.7%
Value Percent YoY change
U.S.-born citizens 8,818 95.4% 1.2%
Non-U.S.-born citizens 260 2.8% -16.1%
Non-citizens 160 1.7% 5.3%
Racial breakdown
White
71.4%
Black or African American
15.5%
American Indian and Alaska Native
0.7%
Asian
2.1%
Native Hawaiian and other Pacific Islander
0.2%
Two or more races
7.6%
Other
2.4%
Value Percent
White 6,599 71.4%
Black or African American 1,429 15.5%
American Indian and Alaska Native 66 0.7%
Asian 196 2.1%
Native Hawaiian and other Pacific Islander 19 0.2%
Two or more races 703 7.6%
Other 226 2.4%

Households in Toccoa

A peek inside Toccoa households

Toccoa has 3,592 households, with an average of 3 members in each. Of these, 63.4% are families, while the remaining 36.6% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
3,592
-2.3% year-over-year change
Average people per household
3
Non-family households
1,316
Family households
2,276
Value Percent YoY change
Non-family households 1,316 36.6% -1.1%
Family households 2,276 63.4% -2.9%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Toccoa

The housing landscape of Toccoa

Toccoa's housing consists of 4,007 units, with 73.7% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 0.3% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 6.5% of the housing landscape.

Housing units
4,007
-2.5% year-over-year change
Housing types
Value Percent
1 unit, detached 2,953 73.7%
1 unit, attached 12 0.3%
2 units 142 3.5%
3 or 4 units 355 8.9%
5 to 9 units 15 0.4%
10 to 19 units 109 2.7%
20 to 49 units 22 0.6%
50 or more units 139 3.5%
Mobile home 260 6.5%
Homes built since 2020
69
176.0% year-over-year change

The age of buildings in Toccoa

In Toccoa, the median construction year is 1973. About 3.8% of homes were built before the 1940s, with another 11.6% going up by 1949. Most development happened in the second half of the 20th century. Then, 8.9% of homes were added from 2000 to 2009, 3.6% between 2010 and 2019, and 1.7% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 153 3.8% -6.1%
Built between 1940 and 1949 463 11.6% 37.8%
Built between 1950 and 1959 542 13.5% 2.3%
Built between 1960 and 1969 643 16% -8.0%
Built between 1970 and 1979 579 14.4% -22.1%
Built between 1980 and 1989 717 17.9% -6.8%
Built between 1990 and 1999 338 8.4% -18.6%
Built between 2000 and 2009 357 8.9% 10.2%
Built between 2010 and 2019 146 3.6% 39.0%
Built in 2020 or later 69 1.7% 176.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Toccoa occupancy rates

Out of the 3,592 occupied housing units in Toccoa, 57.8% are owner-occupied, while 42.2% are lived in by tenants. Meanwhile, 10.4% of all homes on the local market sit vacant.

Occupied housing units
3,592
-2.3% year-over-year change
Occupancy breakdown
Renter occupied
1,517
Owner occupied
2,075
Value Percent YoY
change
Renter occupied 1,517 42.2% -5.0%
Owner occupied 2,075 57.8% -0.2%
Unoccupied housing units
10.4%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Toccoa housing costs

Housing costs in Toccoa come to a median of $746 per month, while tenants specifically pay a median gross rent of $711.

Median housing costs per month
$746/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Toccoa
$711/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Toccoa

Toccoa education at a glance

About 48.3% of the population in Toccoa went to high school, while 22.7% pursued college studies. Another 3.4% earned an associate degree and 11.5% hold a bachelor’s. Meanwhile, 6.9% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 517 7.2% 32.6%
High school diploma 3,492 48.3% -10.8%
College diploma 1,639 22.7% 4.7%
Associate degree 249 3.4% 67.1%
Bachelor's degree 834 11.5% 5.0%
Graduate degree 497 6.9% 14.0%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Toccoa

How much people earn in Toccoa

The average annual household income in Toccoa was $61,562 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +0.3% change from the previous year. At the same time, the median income stood at $48,438, reflecting a -0.6% shift over the same period.

Average household income in Toccoa
$61,562/year
0.3% year-over-year change
Median household income in Toccoa
$48,438/year
-0.6% year-over-year change

Toccoa income by age

In Toccoa, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $56,569. Those with someone between 45 and 64 in charge, often well established professionally, earn $56,758 overall. Overall, 76.1% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $56,569 23.0%
45 - 64 $56,758 -13.4%
Over 65 $38,500 21.7%
Above poverty level
6,903
Below poverty level
2,169
Value Percent YoY
change
Above poverty level 6,903 76.1% -4.5%
Below poverty level 2,169 23.9% 18.3%

Average renter income in Toccoa

To get a better sense of what renters earn on average in Toccoa, their median household income was $29,875 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 28.6%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$29,875
Rent-to-income ratio
28.6%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Toccoa

Workforce and job types in Toccoa

The job market in Toccoa is powered by 3,891 working residents, spread across a range of industries and roles. 67.3% of the working population are employed in professional or administrative positions, while 32.7% are in hands-on or service-based jobs. Also, 7.4% run their own businesses, 72.1% are employed by private companies, and 11.7% work in the public sector.

Workforce demographics

Working population
3,891
-4.8% year-over-year change
White collar
2,618
Blue collar
1,273
Value Percent YoY change
White collar 2,618 67.3% -7.2%
Blue collar 1,273 32.7% 0.5%
Employer type
Self employees
7.4%
Private companies
72.1%
Governmental workers
11.7%
Not for profit companies
8.8%
Value Percent YoY change
Self employees 286 7.4% 1.4%
Private companies 2,806 72.1% -7.9%
Governmental workers 455 11.7% 2.7%
Not for profit companies 344 8.8% 9.2%
Unemployment rate
8.8%
7.1% year-over-year change

Available workforce

The unemployment rate in Toccoa stands at 8.8%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Toccoa

How people get around in Toccoa

Commuting methods vary: 92.5% of residents travel by personal vehicle and 2.5% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 3,573 92.5% -6.2%
Taxicab 3 0.1% -40.0%
Bicycle 5 0.1% -80.8%
Walk 95 2.5% 61.0%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Toccoa by zipcode?

Zipcode Population Number of households Median income Average income
30577 22,964 8,780 $53,818 $68,338

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FAQs about Toccoa demographics 

What is the total population of Toccoa?

Toccoa has a total population of 9,238 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +0.7% compared to a year ago.

What is the gender ratio in Toccoa?

The gender ratio in Toccoa is as follows:
  • 45% males (4,160 residents)
  • 55% females (5,078 residents)

What is the median age in Toccoa?

The median age in Toccoa is 39.5.

What is the age distribution of the population in Toccoa?

The age distribution in Toccoa is as follows:
  • Under 15: 19.4% (1,792 residents)
  • Ages 15-24: 12% (1,112 residents)
  • Ages 25-44: 23% (2,128 residents)
  • Ages 45-64: 25% (2,310 residents)
  • Over 65: 20.5% (1,896 residents)

What is the racial and ethnic makeup of Toccoa?

The racial and ethnic makeup of Toccoa is as follows:
  • White: 71.4% (6,599 residents)
  • Black or African American: 15.5% (1,429 residents)
  • American Indian and Alaska Native: 0.7% (66 residents)
  • Asian: 2.1% (196 residents)
  • Native Hawaiian and Other Pacific Islander: 0.2% (19 residents)
  • Two or More Races: 7.6% (703 residents)
  • Other: 2.4% (226 residents)

What percentage of the population in Toccoa are U.S.-born citizens?

U.S.-born citizens represent 95.4% of the population in Toccoa.

How many housing units are there in Toccoa?

There are 4,007 housing units in Toccoa, reflecting a -2.5% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Toccoa and what is the average household size?

Toccoa has a total of 3,592 households, with an average of 3 people in each.

What is the median household income in Toccoa?

Toccoa has a median household income of $48,438, representing a -0.6% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Toccoa?

The employment rate is 91.2% in Toccoa, with a workforce of 3,891 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 67.3% (2,618 residents)
  • Blue-collar workers: 32.7% (1,273 residents)

Places of employment:
  • Self-employed: 7.4% (286 residents)
  • Private companies: 72.1% (2,806 residents)
  • Governmental workers: 11.7% (455 residents)
  • Not-for-profit companies: 8.8% (344 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025