McCaysville, GA demographics:
population, income, and more

Total population
1,392
-11.4% year-over-year change
Median household income
$52,593/yr
15.3% year-over-year change
Housing units
818
-5.4% year-over-year change

McCaysville population

How many people live in McCaysville

McCaysville is home to 1,392 residents, according to the most recent Census data. Gender-wise, 45.2% of McCaysville locals are male, and 54.8% are female.

Total population
1,392
-11.4% year-over-year change
Gender ratio
Male
45.2%
629
Female
54.8%
763
Value Percent YoY change
Male 629 45.2% -8.8%
Female 763 54.8% -13.4%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in McCaysville is 37, with the population distributed as follows: about 16.1% are children under 15, then 11.4% are in the 15 to 24 age group. Adults between 25 and 44 make up 32.4% of the population, while another 23.2% fall into the 45 to 64 bracket. Finally, around 17% are 65 or older.

Median age
37.1
Age breakdown
Under 15
16.1%
15 to 24
11.4%
25 to 44
32.4%
45 to 64
23.2%
Over 65
17%
Value Percent YoY change
Under 15 224 16.1% -28.0%
15 to 24 158 11.4% 6.0%
25 to 44 451 32.4% -8.7%
45 to 64 323 23.2% -17.6%
Over 65 236 17% 4.9%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In McCaysville, 94.6% of the population are US-born citizens, while 0.7% have gained naturalized citizenship. At the same time, 4.7% of residents are non-citizens. There’s also a share of 12.4% that includes residents with two or more races.

Citizenship
U.S.-born citizens
94.6%
Non-U.S.-born citizens
0.7%
Non-citizens
4.7%
Value Percent YoY change
U.S.-born citizens 1,317 94.6% -11.6%
Non-U.S.-born citizens 10 0.7% N/A
Non-citizens 65 4.7% -19.8%
Racial breakdown
White
86%
Black or African American
0%
American Indian and Alaska Native
0%
Asian
0.1%
Native Hawaiian and other Pacific Islander
0%
Two or more races
12.4%
Other
1.5%
Value Percent
White 1,197 86%
Asian 2 0.1%
Two or more races 172 12.4%
Other 21 1.5%

Households in McCaysville

A peek inside McCaysville households

McCaysville has 744 households, with an average of 2 members in each. Of these, 51.5% are families, while the remaining 48.5% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
744
-6.5% year-over-year change
Average people per household
2
Non-family households
361
Family households
383
Value Percent YoY change
Non-family households 361 48.5% -7.4%
Family households 383 51.5% -5.7%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in McCaysville

The housing landscape of McCaysville

McCaysville's housing consists of 818 units, with 67.2% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 0.5% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 3.2% of the housing landscape.

Housing units
818
-5.4% year-over-year change
Housing types
Value Percent
1 unit, detached 550 67.2%
1 unit, attached 4 0.5%
2 units 5 0.6%
3 or 4 units 144 17.6%
5 to 9 units 78 9.5%
10 to 19 units 7 0.9%
20 to 49 units 4 0.5%
Mobile home 26 3.2%
Homes built since 2020
0
% year-over-year change

The age of buildings in McCaysville

In McCaysville, the median construction year is 1966. About 24.3% of homes were built before the 1940s, with another 7.8% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 199 24.3% -11.2%
Built between 1940 and 1949 64 7.8% -20.0%
Built between 1950 and 1959 109 13.3% 0.0%
Built between 1960 and 1969 65 8% 4.8%
Built between 1970 and 1979 100 12.2% 23.5%
Built between 1980 and 1989 170 20.8% 7.6%
Built between 1990 and 1999 18 2.2% -75.0%
Built between 2000 and 2009 63 7.7% 0.0%
Built between 2010 and 2019 30 3.7% 87.5%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

McCaysville occupancy rates

Out of the 744 occupied housing units in McCaysville, 62.5% are owner-occupied, while 37.5% are lived in by tenants. Meanwhile, 9% of all homes on the local market sit vacant.

Occupied housing units
744
-6.5% year-over-year change
Occupancy breakdown
Renter occupied
279
Owner occupied
465
Value Percent YoY
change
Renter occupied 279 37.5% -7.6%
Owner occupied 465 62.5% -5.9%
Unoccupied housing units
9.0%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

McCaysville housing costs

Housing costs in McCaysville come to a median of $713 per month, while tenants specifically pay a median gross rent of $595.

Median housing costs per month
$713/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in McCaysville
$595/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in McCaysville

McCaysville education at a glance

About 46.3% of the population in McCaysville went to high school, while 28.6% pursued college studies. Another 17% earned an associate degree and 3.2% hold a bachelor’s. Meanwhile, 0.4% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 50 4.5% -57.3%
High school diploma 513 46.3% -5.5%
College diploma 317 28.6% 2.9%
Associate degree 188 17% -8.7%
Bachelor's degree 36 3.2% 56.5%
Graduate degree 5 0.4% -16.7%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in McCaysville

How much people earn in McCaysville

The average annual household income in McCaysville was $60,315 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +13.1% change from the previous year. At the same time, the median income stood at $52,593, reflecting a +15.3% shift over the same period.

Average household income in McCaysville
$60,315/year
13.1% year-over-year change
Median household income in McCaysville
$52,593/year
15.3% year-over-year change

McCaysville income by age

In McCaysville, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $49,375. Those with someone between 45 and 64 in charge, often well established professionally, earn $70,164 overall. Overall, 83.8% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $49,375 17.2%
45 - 64 $70,164 3.1%
Over 65 $26,250 28.6%
Above poverty level
1,167
Below poverty level
225
Value Percent YoY
change
Above poverty level 1,167 83.8% -7.0%
Below poverty level 225 16.2% -25.5%

Average renter income in McCaysville

To get a better sense of what renters earn on average in McCaysville, their median household income was $29,286 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 24.4%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$29,286
Rent-to-income ratio
24.4%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in McCaysville

Workforce and job types in McCaysville

The job market in McCaysville is powered by 735 working residents, spread across a range of industries and roles. 82% of the working population are employed in professional or administrative positions, while 18% are in hands-on or service-based jobs. Also, 9.8% run their own businesses, 77.3% are employed by private companies, and 9.9% work in the public sector.

Workforce demographics

Working population
735
-2.9% year-over-year change
White collar
603
Blue collar
132
Value Percent YoY change
White collar 603 82% -2.7%
Blue collar 132 18% -3.6%
Employer type
Self employees
9.8%
Private companies
77.3%
Governmental workers
9.9%
Not for profit companies
3%
Value Percent YoY change
Self employees 72 9.8% -6.5%
Private companies 568 77.3% -1.1%
Governmental workers 73 9.9% 10.6%
Not for profit companies 22 3% -45.0%
Unemployment rate
0.3%
-66.7% year-over-year change

Available workforce

The unemployment rate in McCaysville stands at 0.3%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in McCaysville

How people get around in McCaysville

In McCaysville, the average commute time is 18 minutes. Commuting methods vary: 87.9% of residents travel by personal vehicle and 8.2% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Commute time
18 min
-7.0% year-over-year change
Means of transportation
Value Percent YoY change
Car 646 87.9% -3.9%
Walk 60 8.2% 39.5%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in McCaysville by zipcode?

Zipcode Population Number of households Median income Average income
30555 2,607 1,372 $49,375 $62,725

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FAQs about McCaysville demographics 

What is the total population of McCaysville?

McCaysville has a total population of 1,392 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -11.4% compared to a year ago.

What is the gender ratio in McCaysville?

The gender ratio in McCaysville is as follows:
  • 45.2% males (629 residents)
  • 54.8% females (763 residents)

What is the median age in McCaysville?

The median age in McCaysville is 37.1.

What is the age distribution of the population in McCaysville?

The age distribution in McCaysville is as follows:
  • Under 15: 16.1% (224 residents)
  • Ages 15-24: 11.4% (158 residents)
  • Ages 25-44: 32.4% (451 residents)
  • Ages 45-64: 23.2% (323 residents)
  • Over 65: 17% (236 residents)

What is the racial and ethnic makeup of McCaysville?

The racial and ethnic makeup of McCaysville is as follows:
  • White: 86% (1,197 residents)
  • Black or African American: 0% (0 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 0.1% (2 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 12.4% (172 residents)
  • Other: 1.5% (21 residents)

What percentage of the population in McCaysville are U.S.-born citizens?

U.S.-born citizens represent 94.6% of the population in McCaysville.

How many housing units are there in McCaysville?

There are 818 housing units in McCaysville, reflecting a -5.4% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in McCaysville and what is the average household size?

McCaysville has a total of 744 households, with an average of 2 people in each.

What is the median household income in McCaysville?

McCaysville has a median household income of $52,593, representing a +15.3% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for McCaysville?

The employment rate is 99.7% in McCaysville, with a workforce of 735 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 82% (603 residents)
  • Blue-collar workers: 18% (132 residents)

Places of employment:
  • Self-employed: 9.8% (72 residents)
  • Private companies: 77.3% (568 residents)
  • Governmental workers: 9.9% (73 residents)
  • Not-for-profit companies: 3% (22 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025