Moss Beach, CA demographics:
population, income, and more

Total population
2,683
-11.0% year-over-year change
Median household income
$99,680/yr
-22.3% year-over-year change
Housing units
1,081
3.0% year-over-year change

Moss Beach population

How many people live in Moss Beach

Moss Beach is home to 2,683 residents, according to the most recent Census data. Gender-wise, 48.9% of Moss Beach locals are male, and 51.1% are female.

Total population
2,683
-11.0% year-over-year change
Gender ratio
Male
48.9%
1,312
Female
51.1%
1,371
Value Percent YoY change
Male 1,312 48.9% -17.1%
Female 1,371 51.1% -4.3%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Moss Beach is 47, with the population distributed as follows: about 16.2% are children under 15, then 7.7% are in the 15 to 24 age group. Adults between 25 and 44 make up 25.8% of the population, while another 22.4% fall into the 45 to 64 bracket. Finally, around 27.8% are 65 or older.

Median age
47.1
Age breakdown
Under 15
16.2%
15 to 24
7.7%
25 to 44
25.8%
45 to 64
22.4%
Over 65
27.8%
Value Percent YoY change
Under 15 434 16.2% -13.6%
15 to 24 207 7.7% -54.0%
25 to 44 693 25.8% 16.7%
45 to 64 602 22.4% -32.2%
Over 65 747 27.8% 28.4%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Moss Beach, 70.8% of the population are US-born citizens, while 20.4% have gained naturalized citizenship. At the same time, 8.8% of residents are non-citizens. As for race, 56.2% of locals are Caucasian, 0.2% are African American and 4.5% have Asian roots. There’s also a share of 6.2% that includes residents with two or more races.

Citizenship
U.S.-born citizens
70.8%
Non-U.S.-born citizens
20.4%
Non-citizens
8.8%
Value Percent YoY change
U.S.-born citizens 1,901 70.8% -15.4%
Non-U.S.-born citizens 546 20.4% 6.0%
Non-citizens 236 8.8% -7.1%
Racial breakdown
White
56.2%
Black or African American
0.2%
American Indian and Alaska Native
0%
Asian
4.5%
Native Hawaiian and other Pacific Islander
0%
Two or more races
6.2%
Other
33%
Value Percent
White 1,508 56.2%
Black or African American 5 0.2%
Asian 121 4.5%
Two or more races 165 6.2%
Other 884 33%

Households in Moss Beach

A peek inside Moss Beach households

Moss Beach has 915 households, with an average of 3 members in each. Of these, 70.4% are families, while the remaining 29.6% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
915
-7.4% year-over-year change
Average people per household
3
Non-family households
271
Family households
644
Value Percent YoY change
Non-family households 271 29.6% -14.8%
Family households 644 70.4% -3.9%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Moss Beach

The housing landscape of Moss Beach

Moss Beach's housing consists of 1,081 units, with 77.3% being detached single-family homes ideal for those wanting space. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 22.7% of the housing landscape.

Housing units
1,081
3.0% year-over-year change
Housing types
Value Percent
1 unit, detached 836 77.3%
Mobile home 245 22.7%
Homes built since 2020
0
% year-over-year change

The age of buildings in Moss Beach

In Moss Beach, the median construction year is 1970. About 5.5% of homes were built before the 1940s, with another 3.9% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 59 5.5% -45.9%
Built between 1940 and 1949 42 3.9% -30.0%
Built between 1950 and 1959 166 15.4% 39.5%
Built between 1960 and 1969 271 25.1% 43.4%
Built between 1970 and 1979 314 29% -8.7%
Built between 1980 and 1989 166 15.4% -18.6%
Built between 1990 and 1999 63 5.8% 152.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Moss Beach occupancy rates

Out of the 915 occupied housing units in Moss Beach, 99% are owner-occupied, while 1% are lived in by tenants. Meanwhile, 15.4% of all homes on the local market sit vacant.

Occupied housing units
915
-7.4% year-over-year change
Occupancy breakdown
Renter occupied
9
Owner occupied
906
Value Percent YoY
change
Renter occupied 9 1% -73.5%
Owner occupied 906 99% -5.0%
Unoccupied housing units
15.4%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Moss Beach housing costs

Median housing costs per month
$1,651/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.

Education in Moss Beach

Moss Beach education at a glance

About 7.7% of the population in Moss Beach went to high school, while 17.1% pursued college studies. Another 6.6% earned an associate degree and 28.7% hold a bachelor’s. Meanwhile, 17.1% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 485 22.6% 114.6%
High school diploma 165 7.7% -59.7%
College diploma 367 17.1% -14.2%
Associate degree 142 6.6% -17.9%
Bachelor's degree 615 28.7% -6.8%
Graduate degree 367 17.1% -13.2%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Moss Beach

How much people earn in Moss Beach

The average annual household income in Moss Beach was $161,719 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +1.6% change from the previous year. At the same time, the median income stood at $99,680, reflecting a -22.3% shift over the same period.

Average household income in Moss Beach
$161,719/year
1.6% year-over-year change
Median household income in Moss Beach
$99,680/year
-22.3% year-over-year change

Moss Beach income by age

In Moss Beach, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $250,001. Those with someone between 45 and 64 in charge, often well established professionally, earn $165,547 overall. Overall, 90.9% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $250,001 0.0%
45 - 64 $165,547 -6.1%
Over 65 $79,107 3.8%
Above poverty level
2,355
Below poverty level
235
Value Percent YoY
change
Above poverty level 2,355 90.9% -13.8%
Below poverty level 235 9.1% 46.9%

Employment in Moss Beach

Workforce and job types in Moss Beach

The job market in Moss Beach is powered by 1,296 working residents, spread across a range of industries and roles. 87% of the working population are employed in professional or administrative positions, while 13% are in hands-on or service-based jobs. Also, 14.2% run their own businesses, 61% are employed by private companies, and 9.6% work in the public sector.

Workforce demographics

Working population
1,296
-13.9% year-over-year change
White collar
1,127
Blue collar
169
Value Percent YoY change
White collar 1,127 87% -14.4%
Blue collar 169 13% -10.1%
Employer type
Self employees
14.2%
Private companies
61%
Governmental workers
9.6%
Not for profit companies
15.1%
Value Percent YoY change
Self employees 184 14.2% -32.4%
Private companies 791 61% -17.6%
Governmental workers 125 9.6% -38.4%
Not for profit companies 196 15.1% 180.0%
Unemployment rate
0.2%

Available workforce

The unemployment rate in Moss Beach stands at 0.2%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Moss Beach

How people get around in Moss Beach

Commuting methods vary: 68.6% of residents travel by personal vehicle and 0.2% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 889 68.6% -14.0%
Bus or trolleybus 34 2.6% -65.3%
Bicycle 23 1.8% -73.3%
Walk 2 0.2% -83.3%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Moss Beach by zipcode?

Zipcode Population Number of households Median income Average income
94038 2,683 915 $99,680 $161,719

Explore more communities

FAQs about Moss Beach demographics 

What is the total population of Moss Beach?

Moss Beach has a total population of 2,683 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -11.0% compared to a year ago.

What is the gender ratio in Moss Beach?

The gender ratio in Moss Beach is as follows:
  • 48.9% males (1,312 residents)
  • 51.1% females (1,371 residents)

What is the median age in Moss Beach?

The median age in Moss Beach is 47.1.

What is the age distribution of the population in Moss Beach?

The age distribution in Moss Beach is as follows:
  • Under 15: 16.2% (434 residents)
  • Ages 15-24: 7.7% (207 residents)
  • Ages 25-44: 25.8% (693 residents)
  • Ages 45-64: 22.4% (602 residents)
  • Over 65: 27.8% (747 residents)

What is the racial and ethnic makeup of Moss Beach?

The racial and ethnic makeup of Moss Beach is as follows:
  • White: 56.2% (1,508 residents)
  • Black or African American: 0.2% (5 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 4.5% (121 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 6.2% (165 residents)
  • Other: 33% (884 residents)

What percentage of the population in Moss Beach are U.S.-born citizens?

U.S.-born citizens represent 70.8% of the population in Moss Beach.

How many housing units are there in Moss Beach?

There are 1,081 housing units in Moss Beach, reflecting a +3.0% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Moss Beach and what is the average household size?

Moss Beach has a total of 915 households, with an average of 3 people in each.

What is the median household income in Moss Beach?

Moss Beach has a median household income of $99,680, representing a -22.3% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Moss Beach?

The employment rate is 99.8% in Moss Beach, with a workforce of 1,296 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 87% (1,127 residents)
  • Blue-collar workers: 13% (169 residents)

Places of employment:
  • Self-employed: 14.2% (184 residents)
  • Private companies: 61% (791 residents)
  • Governmental workers: 9.6% (125 residents)
  • Not-for-profit companies: 15.1% (196 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025