McCloud, CA demographics:
population, income, and more

Total population
829
-4.8% year-over-year change
Median household income
$48,529/yr
22.8% year-over-year change
Housing units
597
-6.4% year-over-year change

McCloud population

How many people live in McCloud

McCloud is home to 829 residents, according to the most recent Census data. Gender-wise, 55.1% of McCloud locals are male, and 44.9% are female.

Total population
829
-4.8% year-over-year change
Gender ratio
Male
55.1%
457
Female
44.9%
372
Value Percent YoY change
Male 457 55.1% -1.5%
Female 372 44.9% -8.6%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in McCloud is 58, with the population distributed as follows: about 12.4% are children under 15, then 11.9% are in the 15 to 24 age group. Adults between 25 and 44 make up 9.5% of the population, while another 20.3% fall into the 45 to 64 bracket. Finally, around 45.8% are 65 or older.

Median age
58.2
Age breakdown
Under 15
12.4%
15 to 24
11.9%
25 to 44
9.5%
45 to 64
20.3%
Over 65
45.8%
Value Percent YoY change
Under 15 103 12.4% -2.8%
15 to 24 99 11.9% -23.9%
25 to 44 79 9.5% 11.3%
45 to 64 168 20.3% -13.4%
Over 65 380 45.8% 2.7%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In McCloud, 95% of the population are US-born citizens, while 3.9% have gained naturalized citizenship. At the same time, 1.1% of residents are non-citizens. Another 3.1% are Indigenous American, 0.7% are Pacific Islanders, while 0.5% identify as another race. There’s also a share of 15.8% that includes residents with two or more races.

Citizenship
U.S.-born citizens
95%
Non-U.S.-born citizens
3.9%
Non-citizens
1.1%
Value Percent YoY change
U.S.-born citizens 788 95% -4.6%
Non-U.S.-born citizens 32 3.9% 3.2%
Non-citizens 9 1.1% -35.7%
Racial breakdown
White
79.7%
Black or African American
0.1%
American Indian and Alaska Native
3.1%
Asian
0%
Native Hawaiian and other Pacific Islander
0.7%
Two or more races
15.8%
Other
0.5%
Value Percent
White 661 79.7%
Black or African American 1 0.1%
American Indian and Alaska Native 26 3.1%
Native Hawaiian and other Pacific Islander 6 0.7%
Two or more races 131 15.8%
Other 4 0.5%

Households in McCloud

A peek inside McCloud households

McCloud has 398 households, with an average of 2 members in each. Of these, 55% are families, while the remaining 45% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
398
-4.6% year-over-year change
Average people per household
2
Non-family households
179
Family households
219
Value Percent YoY change
Non-family households 179 45% -16.0%
Family households 219 55% 7.3%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in McCloud

The housing landscape of McCloud

McCloud's housing consists of 597 units, with 86.1% being detached single-family homes ideal for those wanting space. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 5.5% of the housing landscape.

Housing units
597
-6.4% year-over-year change
Housing types
Value Percent
1 unit, detached 514 86.1%
2 units 13 2.2%
3 or 4 units 5 0.8%
5 to 9 units 26 4.4%
20 to 49 units 6 1%
Mobile home 33 5.5%
Homes built since 2020
0
% year-over-year change

The age of buildings in McCloud

In McCloud, the median construction year is 1938. About 66.2% of homes were built before the 1940s, with another 7% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 395 66.2% -7.5%
Built between 1940 and 1949 42 7% 7.7%
Built between 1950 and 1959 28 4.7% -40.4%
Built between 1960 and 1969 5 0.8% -61.5%
Built between 1970 and 1979 45 7.5% 40.6%
Built between 1980 and 1989 30 5% 36.4%
Built between 1990 and 1999 37 6.2% 8.8%
Built between 2000 and 2009 15 2.5% -21.1%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

McCloud occupancy rates

Out of the 398 occupied housing units in McCloud, 78.4% are owner-occupied, while 21.6% are lived in by tenants. Meanwhile, 33.3% of all homes on the local market sit vacant.

Occupied housing units
398
-4.6% year-over-year change
Occupancy breakdown
Renter occupied
86
Owner occupied
312
Value Percent YoY
change
Renter occupied 86 21.6% -19.6%
Owner occupied 312 78.4% 0.7%
Unoccupied housing units
33.3%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

McCloud housing costs

Housing costs in McCloud come to a median of $723 per month, while tenants specifically pay a median gross rent of $989.

Median housing costs per month
$723/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in McCloud
$989/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in McCloud

McCloud education at a glance

About 42.9% of the population in McCloud went to high school, while 27.5% pursued college studies. Another 8.8% earned an associate degree and 15.7% hold a bachelor’s. Meanwhile, 3.6% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 10 1.4% -54.5%
High school diploma 306 42.9% -6.4%
College diploma 196 27.5% 6.0%
Associate degree 63 8.8% -13.7%
Bachelor's degree 112 15.7% 3.7%
Graduate degree 26 3.6% 73.3%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in McCloud

How much people earn in McCloud

The average annual household income in McCloud was $67,906 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +12.5% change from the previous year. At the same time, the median income stood at $48,529, reflecting a +22.8% shift over the same period.

Average household income in McCloud
$67,906/year
12.5% year-over-year change
Median household income in McCloud
$48,529/year
22.8% year-over-year change

McCloud income by age

Those with someone between 45 and 64 in charge, often well established professionally, earn $76,250 overall. Overall, 79.2% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
45 - 64 $76,250 -2.0%
Over 65 $40,000 19.4%
Above poverty level
657
Below poverty level
172
Value Percent YoY
change
Above poverty level 657 79.2% -4.2%
Below poverty level 172 20.8% -7.0%

Average renter income in McCloud

To get a better sense of what renters earn on average in McCloud, their median household income was $29,375 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 40.4%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$29,375
Rent-to-income ratio
40.4%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in McCloud

Workforce and job types in McCloud

The job market in McCloud is powered by 293 working residents, spread across a range of industries and roles. 92.5% of the working population are employed in professional or administrative positions, while 7.5% are in hands-on or service-based jobs. Also, 13.3% run their own businesses, 68.9% are employed by private companies, and 15.4% work in the public sector.

Workforce demographics

Working population
293
-4.2% year-over-year change
White collar
271
Blue collar
22
Value Percent YoY change
White collar 271 92.5% -2.5%
Blue collar 22 7.5% -21.4%
Employer type
Self employees
13.3%
Private companies
68.9%
Governmental workers
15.4%
Not for profit companies
2.4%
Value Percent YoY change
Self employees 39 13.3% -29.1%
Private companies 202 68.9% 2.0%
Governmental workers 45 15.4% 36.4%
Not for profit companies 7 2.4% -65.0%
Unemployment rate
5.8%
-21.7% year-over-year change

Available workforce

The unemployment rate in McCloud stands at 5.8%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in McCloud

How people get around in McCloud

Commuting methods vary: 84.4% of residents travel by personal vehicle and 1% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 243 84.4% -7.6%
Bicycle 4 1.4% -42.9%
Walk 3 1% -25.0%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in McCloud by zipcode?

Zipcode Population Number of households Median income Average income
96057 1,025 510 $50,179 $71,759

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FAQs about McCloud demographics 

What is the total population of McCloud?

McCloud has a total population of 829 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -4.8% compared to a year ago.

What is the gender ratio in McCloud?

The gender ratio in McCloud is as follows:
  • 55.1% males (457 residents)
  • 44.9% females (372 residents)

What is the median age in McCloud?

The median age in McCloud is 58.2.

What is the age distribution of the population in McCloud?

The age distribution in McCloud is as follows:
  • Under 15: 12.4% (103 residents)
  • Ages 15-24: 11.9% (99 residents)
  • Ages 25-44: 9.5% (79 residents)
  • Ages 45-64: 20.3% (168 residents)
  • Over 65: 45.8% (380 residents)

What is the racial and ethnic makeup of McCloud?

The racial and ethnic makeup of McCloud is as follows:
  • White: 79.7% (661 residents)
  • Black or African American: 0.1% (1 residents)
  • American Indian and Alaska Native: 3.1% (26 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0.7% (6 residents)
  • Two or More Races: 15.8% (131 residents)
  • Other: 0.5% (4 residents)

What percentage of the population in McCloud are U.S.-born citizens?

U.S.-born citizens represent 95% of the population in McCloud.

How many housing units are there in McCloud?

There are 597 housing units in McCloud, reflecting a -6.4% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in McCloud and what is the average household size?

McCloud has a total of 398 households, with an average of 2 people in each.

What is the median household income in McCloud?

McCloud has a median household income of $48,529, representing a +22.8% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for McCloud?

The employment rate is 94.2% in McCloud, with a workforce of 293 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 92.5% (271 residents)
  • Blue-collar workers: 7.5% (22 residents)

Places of employment:
  • Self-employed: 13.3% (39 residents)
  • Private companies: 68.9% (202 residents)
  • Governmental workers: 15.4% (45 residents)
  • Not-for-profit companies: 2.4% (7 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025