Palo Cedro, CA demographics:
population, income, and more

Total population
3,685
3.5% year-over-year change
Median household income
$120,152/yr
1.4% year-over-year change
Housing units
1,302
6.8% year-over-year change

Palo Cedro population

How many people live in Palo Cedro

Palo Cedro is home to 3,685 residents, according to the most recent Census data. Gender-wise, 46.4% of Palo Cedro locals are male, and 53.6% are female.

Total population
3,685
3.5% year-over-year change
Gender ratio
Male
46.4%
1,709
Female
53.6%
1,976
Value Percent YoY change
Male 1,709 46.4% -2.2%
Female 1,976 53.6% 9.0%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Palo Cedro is 42, with the population distributed as follows: about 26.9% are children under 15, then 8.8% are in the 15 to 24 age group. Adults between 25 and 44 make up 19.2% of the population, while another 23.4% fall into the 45 to 64 bracket. Finally, around 21.7% are 65 or older.

Median age
41.6
Age breakdown
Under 15
26.9%
15 to 24
8.8%
25 to 44
19.2%
45 to 64
23.4%
Over 65
21.7%
Value Percent YoY change
Under 15 992 26.9% 8.1%
15 to 24 323 8.8% -10.5%
25 to 44 708 19.2% 4.9%
45 to 64 863 23.4% -5.0%
Over 65 799 21.7% 14.3%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Palo Cedro, 98.3% of the population are US-born citizens, while 1.5% have gained naturalized citizenship. At the same time, 0.2% of residents are non-citizens. There’s also a share of 9.4% that includes residents with two or more races.

Citizenship
U.S.-born citizens
98.3%
Non-U.S.-born citizens
1.5%
Non-citizens
0.2%
Value Percent YoY change
U.S.-born citizens 3,622 98.3% 3.0%
Non-U.S.-born citizens 55 1.5% 52.8%
Non-citizens 8 0.2% 14.3%
Racial breakdown
White
88.5%
Black or African American
0%
American Indian and Alaska Native
0.6%
Asian
0.7%
Native Hawaiian and other Pacific Islander
0%
Two or more races
9.4%
Other
0.8%
Value Percent
White 3,262 88.5%
American Indian and Alaska Native 23 0.6%
Asian 27 0.7%
Two or more races 345 9.4%
Other 28 0.8%

Households in Palo Cedro

A peek inside Palo Cedro households

Palo Cedro has 1,288 households, with an average of 3 members in each. Of these, 74.6% are families, while the remaining 25.4% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
1,288
6.8% year-over-year change
Average people per household
3
Non-family households
327
Family households
961
Value Percent YoY change
Non-family households 327 25.4% 27.7%
Family households 961 74.6% 1.2%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Palo Cedro

The housing landscape of Palo Cedro

Palo Cedro's housing consists of 1,302 units, with 93.2% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 0.2% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 5.2% of the housing landscape.

Housing units
1,302
6.8% year-over-year change
Housing types
Value Percent
1 unit, detached 1,213 93.2%
1 unit, attached 2 0.2%
2 units 19 1.5%
Mobile home 68 5.2%
Homes built since 2020
0
% year-over-year change

The age of buildings in Palo Cedro

In Palo Cedro, the median construction year is 1978. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 2 0.2% 0.0%
Built between 1950 and 1959 35 2.7% 40.0%
Built between 1960 and 1969 263 20.2% 12.9%
Built between 1970 and 1979 422 32.4% -8.3%
Built between 1980 and 1989 91 7% -3.2%
Built between 1990 and 1999 166 12.8% -7.8%
Built between 2000 and 2009 223 17.1% 48.7%
Built between 2010 and 2019 100 7.7% 33.3%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Palo Cedro occupancy rates

Out of the 1,288 occupied housing units in Palo Cedro, 91% are owner-occupied, while 9% are lived in by tenants. Meanwhile, 1.1% of all homes on the local market sit vacant.

Occupied housing units
1,288
6.8% year-over-year change
Occupancy breakdown
Renter occupied
116
Owner occupied
1,172
Value Percent YoY
change
Renter occupied 116 9% 100.0%
Owner occupied 1,172 91% 2.1%
Unoccupied housing units
1.1%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Palo Cedro housing costs

Housing costs in Palo Cedro come to a median of $2,149 per month, while tenants specifically pay a median gross rent of $1,375.

Median housing costs per month
$2,149/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Palo Cedro
$1,375/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Palo Cedro

Palo Cedro education at a glance

About 20.3% of the population in Palo Cedro went to high school, while 27.8% pursued college studies. Another 13.2% earned an associate degree and 26.1% hold a bachelor’s. Meanwhile, 12.6% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 1 0% 0.0%
High school diploma 514 20.3% 7.1%
College diploma 702 27.8% 19.8%
Associate degree 333 13.2% -2.1%
Bachelor's degree 660 26.1% -5.8%
Graduate degree 320 12.6% -1.8%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Palo Cedro

How much people earn in Palo Cedro

The average annual household income in Palo Cedro was $141,697 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -1.9% change from the previous year. At the same time, the median income stood at $120,152, reflecting a +1.4% shift over the same period.

Average household income in Palo Cedro
$141,697/year
-1.9% year-over-year change
Median household income in Palo Cedro
$120,152/year
1.4% year-over-year change

Palo Cedro income by age

In Palo Cedro, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $217,969. Those with someone between 45 and 64 in charge, often well established professionally, earn $157,171 overall. Overall, 93.2% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $217,969 21.3%
45 - 64 $157,171 4.5%
Over 65 $60,750 -10.0%
Above poverty level
3,343
Below poverty level
244
Value Percent YoY
change
Above poverty level 3,343 93.2% -0.2%
Below poverty level 244 6.8% 119.8%

Average renter income in Palo Cedro

To get a better sense of what renters earn on average in Palo Cedro, their median household income was $104,766 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 15.7%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$104,766
Rent-to-income ratio
15.7%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Palo Cedro

Workforce and job types in Palo Cedro

The job market in Palo Cedro is powered by 1,531 working residents, spread across a range of industries and roles. 92.1% of the working population are employed in professional or administrative positions, while 7.9% are in hands-on or service-based jobs. Also, 15% run their own businesses, 42.5% are employed by private companies, and 34.6% work in the public sector.

Workforce demographics

Working population
1,531
1.7% year-over-year change
White collar
1,410
Blue collar
121
Value Percent YoY change
White collar 1,410 92.1% 2.2%
Blue collar 121 7.9% -3.2%
Employer type
Self employees
15%
Private companies
42.5%
Governmental workers
34.6%
Not for profit companies
8%
Value Percent YoY change
Self employees 229 15% -15.5%
Private companies 651 42.5% 2.5%
Governmental workers 529 34.6% 9.1%
Not for profit companies 122 8% 7.0%
Unemployment rate
5.8%
9.2% year-over-year change

Available workforce

The unemployment rate in Palo Cedro stands at 5.8%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Palo Cedro

How people get around in Palo Cedro

Commuting methods vary: 81.2% of residents travel by personal vehicle and 1.2% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 1,137 81.2% 0.8%
Walk 17 1.2% 0.0%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Palo Cedro by zipcode?

Zipcode Population Number of households Median income Average income
96073 5,750 2,016 $120,469 $153,532

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FAQs about Palo Cedro demographics 

What is the total population of Palo Cedro?

Palo Cedro has a total population of 3,685 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +3.5% compared to a year ago.

What is the gender ratio in Palo Cedro?

The gender ratio in Palo Cedro is as follows:
  • 46.4% males (1,709 residents)
  • 53.6% females (1,976 residents)

What is the median age in Palo Cedro?

The median age in Palo Cedro is 41.6.

What is the age distribution of the population in Palo Cedro?

The age distribution in Palo Cedro is as follows:
  • Under 15: 26.9% (992 residents)
  • Ages 15-24: 8.8% (323 residents)
  • Ages 25-44: 19.2% (708 residents)
  • Ages 45-64: 23.4% (863 residents)
  • Over 65: 21.7% (799 residents)

What is the racial and ethnic makeup of Palo Cedro?

The racial and ethnic makeup of Palo Cedro is as follows:
  • White: 88.5% (3,262 residents)
  • Black or African American: 0% (0 residents)
  • American Indian and Alaska Native: 0.6% (23 residents)
  • Asian: 0.7% (27 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 9.4% (345 residents)
  • Other: 0.8% (28 residents)

What percentage of the population in Palo Cedro are U.S.-born citizens?

U.S.-born citizens represent 98.3% of the population in Palo Cedro.

How many housing units are there in Palo Cedro?

There are 1,302 housing units in Palo Cedro, reflecting a +6.8% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Palo Cedro and what is the average household size?

Palo Cedro has a total of 1,288 households, with an average of 3 people in each.

What is the median household income in Palo Cedro?

Palo Cedro has a median household income of $120,152, representing a +1.4% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Palo Cedro?

The employment rate is 94.2% in Palo Cedro, with a workforce of 1,531 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 92.1% (1,410 residents)
  • Blue-collar workers: 7.9% (121 residents)

Places of employment:
  • Self-employed: 15% (229 residents)
  • Private companies: 42.5% (651 residents)
  • Governmental workers: 34.6% (529 residents)
  • Not-for-profit companies: 8% (122 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025