Waterbury, VT demographics:
population, income, and more

Total population
1,753
1.4% year-over-year change
Median household income
$54,273/yr
-9.4% year-over-year change
Housing units
1,111
8.0% year-over-year change

Waterbury population

How many people live in Waterbury

Waterbury is home to 1,753 residents, according to the most recent Census data. Gender-wise, 58.4% of Waterbury locals are male, and 41.6% are female.

Total population
1,753
1.4% year-over-year change
Gender ratio
Male
58.4%
1,024
Female
41.6%
729
Value Percent YoY change
Male 1,024 58.4% 6.4%
Female 729 41.6% -4.8%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Waterbury is 40, with the population distributed as follows: about 18.7% are children under 15, then 3.5% are in the 15 to 24 age group. Adults between 25 and 44 make up 40.8% of the population, while another 16.7% fall into the 45 to 64 bracket. Finally, around 20.4% are 65 or older.

Median age
39.6
Age breakdown
Under 15
18.7%
15 to 24
3.5%
25 to 44
40.8%
45 to 64
16.7%
Over 65
20.4%
Value Percent YoY change
Under 15 328 18.7% 2.2%
15 to 24 61 3.5% -24.7%
25 to 44 715 40.8% 10.7%
45 to 64 292 16.7% -3.0%
Over 65 357 20.4% -5.8%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Waterbury, 96.5% of the population are US-born citizens, while 3.5% have gained naturalized citizenship. There’s also a share of 5.2% that includes residents with two or more races.

Citizenship
U.S.-born citizens
96.5%
Non-U.S.-born citizens
3.5%
Non-citizens
0%
Value Percent YoY change
U.S.-born citizens 1,692 96.5% -0.1%
Non-U.S.-born citizens 61 3.5% 74.3%
Racial breakdown
White
94.8%
Black or African American
0%
American Indian and Alaska Native
0%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
5.2%
Other
0.1%
Value Percent
White 1,661 94.8%
Two or more races 91 5.2%
Other 1 0.1%

Households in Waterbury

A peek inside Waterbury households

Waterbury has 961 households, with an average of 2 members in each. Of these, 26.6% are families, while the remaining 73.4% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
961
6.4% year-over-year change
Average people per household
2
Non-family households
705
Family households
256
Value Percent YoY change
Non-family households 705 73.4% 13.2%
Family households 256 26.6% -8.6%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Waterbury

The housing landscape of Waterbury

Waterbury's housing consists of 1,111 units, with 36.7% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 12.5% and offer a more compact, shared living style.

Housing units
1,111
8.0% year-over-year change
Housing types
Value Percent
1 unit, detached 408 36.7%
1 unit, attached 139 12.5%
2 units 41 3.7%
3 or 4 units 169 15.2%
5 to 9 units 132 11.9%
10 to 19 units 134 12.1%
20 to 49 units 73 6.6%
50 or more units 15 1.4%
Homes built since 2020
0
% year-over-year change

The age of buildings in Waterbury

In Waterbury, the median construction year is 1964. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 489 44% -3.5%
Built between 1950 and 1959 36 3.2% -10.0%
Built between 1960 and 1969 75 6.8% 31.6%
Built between 1970 and 1979 145 13% 20.8%
Built between 1980 and 1989 4 0.4% -80.0%
Built between 1990 and 1999 128 11.5% 70.7%
Built between 2000 and 2009 109 9.8% -4.4%
Built between 2010 and 2019 125 11.2% 37.4%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Waterbury occupancy rates

Out of the 961 occupied housing units in Waterbury, 41.8% are owner-occupied, while 58.2% are lived in by tenants. Meanwhile, 13.5% of all homes on the local market sit vacant.

Occupied housing units
961
6.4% year-over-year change
Occupancy breakdown
Renter occupied
559
Owner occupied
402
Value Percent YoY
change
Renter occupied 559 58.2% 0.5%
Owner occupied 402 41.8% 15.8%
Unoccupied housing units
13.5%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Waterbury housing costs

Housing costs in Waterbury come to a median of $1,140 per month, while tenants specifically pay a median gross rent of $866.

Median housing costs per month
$1,140/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Waterbury
$866/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Waterbury

Waterbury education at a glance

About 17.1% of the population in Waterbury went to high school, while 25.8% pursued college studies. Another 4.5% earned an associate degree and 34.8% hold a bachelor’s. Meanwhile, 17.9% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
High school diploma 233 17.1% 5.0%
College diploma 352 25.8% 28.5%
Associate degree 61 4.5% -46.0%
Bachelor's degree 474 34.8% -6.0%
Graduate degree 244 17.9% 5.2%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Waterbury

How much people earn in Waterbury

The average annual household income in Waterbury was $87,226 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +3.5% change from the previous year. At the same time, the median income stood at $54,273, reflecting a -9.4% shift over the same period.

Average household income in Waterbury
$87,226/year
3.5% year-over-year change
Median household income in Waterbury
$54,273/year
-9.4% year-over-year change

Waterbury income by age

In Waterbury, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $54,497. Overall, 86.3% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $54,497 -12.4%
Over 65 $33,917 -8.9%
Above poverty level
1,511
Below poverty level
240
Value Percent YoY
change
Above poverty level 1,511 86.3% 4.6%
Below poverty level 240 13.7% -11.1%

Average renter income in Waterbury

To get a better sense of what renters earn on average in Waterbury, their median household income was $51,847 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 20%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$51,847
Rent-to-income ratio
20%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Waterbury

Workforce and job types in Waterbury

The job market in Waterbury is powered by 970 working residents, spread across a range of industries and roles. 85.7% of the working population are employed in professional or administrative positions, while 14.3% are in hands-on or service-based jobs. Also, 17% run their own businesses, 49.2% are employed by private companies, and 3.7% work in the public sector.

Workforce demographics

Working population
970
7.8% year-over-year change
White collar
831
Blue collar
139
Value Percent YoY change
White collar 831 85.7% 6.3%
Blue collar 139 14.3% 17.8%
Employer type
Self employees
17%
Private companies
49.2%
Governmental workers
3.7%
Not for profit companies
30.1%
Value Percent YoY change
Self employees 165 17% 33.1%
Private companies 477 49.2% 2.8%
Governmental workers 36 3.7% -72.9%
Not for profit companies 292 30.1% 63.1%
Unemployment rate
1.9%
-44.1% year-over-year change

Available workforce

The unemployment rate in Waterbury stands at 1.9%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Waterbury

How people get around in Waterbury

Commuting methods vary: 70.9% of residents travel by personal vehicle and 6.1% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 615 70.9% -7.0%
Walk 53 6.1% -27.4%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Waterbury by zipcode?

Zipcode Population Number of households Median income Average income
05676 5,032 2,249 $92,773 $116,506

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FAQs about Waterbury demographics 

What is the total population of Waterbury?

Waterbury has a total population of 1,753 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +1.4% compared to a year ago.

What is the gender ratio in Waterbury?

The gender ratio in Waterbury is as follows:
  • 58.4% males (1,024 residents)
  • 41.6% females (729 residents)

What is the median age in Waterbury?

The median age in Waterbury is 39.6.

What is the age distribution of the population in Waterbury?

The age distribution in Waterbury is as follows:
  • Under 15: 18.7% (328 residents)
  • Ages 15-24: 3.5% (61 residents)
  • Ages 25-44: 40.8% (715 residents)
  • Ages 45-64: 16.7% (292 residents)
  • Over 65: 20.4% (357 residents)

What is the racial and ethnic makeup of Waterbury?

The racial and ethnic makeup of Waterbury is as follows:
  • White: 94.8% (1,661 residents)
  • Black or African American: 0% (0 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 5.2% (91 residents)
  • Other: 0.1% (1 residents)

What percentage of the population in Waterbury are U.S.-born citizens?

U.S.-born citizens represent 96.5% of the population in Waterbury.

How many housing units are there in Waterbury?

There are 1,111 housing units in Waterbury, reflecting a +8.0% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Waterbury and what is the average household size?

Waterbury has a total of 961 households, with an average of 2 people in each.

What is the median household income in Waterbury?

Waterbury has a median household income of $54,273, representing a -9.4% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Waterbury?

The employment rate is 98.1% in Waterbury, with a workforce of 970 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 85.7% (831 residents)
  • Blue-collar workers: 14.3% (139 residents)

Places of employment:
  • Self-employed: 17% (165 residents)
  • Private companies: 49.2% (477 residents)
  • Governmental workers: 3.7% (36 residents)
  • Not-for-profit companies: 30.1% (292 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025