Stephenville, TX demographics:
population, income, and more

Total population
21,682
1.6% year-over-year change
Median household income
$53,015/yr
-4.5% year-over-year change
Housing units
9,095
-0.4% year-over-year change

Stephenville population

How many people live in Stephenville

Stephenville is home to 21,682 residents, according to the most recent Census data. Gender-wise, 46.7% of Stephenville locals are male, and 53.3% are female.

Total population
21,682
1.6% year-over-year change
Gender ratio
Male
46.7%
10,120
Female
53.3%
11,562
Value Percent YoY change
Male 10,120 46.7% 0.7%
Female 11,562 53.3% 2.4%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Stephenville is 25, with the population distributed as follows: about 15.2% are children under 15, then 34.7% are in the 15 to 24 age group. Adults between 25 and 44 make up 25.2% of the population, while another 13.8% fall into the 45 to 64 bracket. Finally, around 11.1% are 65 or older.

Median age
25.1
Age breakdown
Under 15
15.2%
15 to 24
34.7%
25 to 44
25.2%
45 to 64
13.8%
Over 65
11.1%
Value Percent YoY change
Under 15 3,297 15.2% 1.7%
15 to 24 7,523 34.7% 4.7%
25 to 44 5,460 25.2% -0.5%
45 to 64 2,989 13.8% -1.7%
Over 65 2,413 11.1% 1.0%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Stephenville, 93% of the population are US-born citizens, while 4.3% have gained naturalized citizenship. At the same time, 2.7% of residents are non-citizens. As for race, 78.3% of locals are Caucasian, 3% are African American and 1.8% have Asian roots. There’s also a share of 9.4% that includes residents with two or more races.

Citizenship
U.S.-born citizens
93%
Non-U.S.-born citizens
4.3%
Non-citizens
2.7%
Value Percent YoY change
U.S.-born citizens 20,158 93% 0.7%
Non-U.S.-born citizens 938 4.3% 11.9%
Non-citizens 586 2.7% 19.8%
Racial breakdown
White
78.3%
Black or African American
3%
American Indian and Alaska Native
1.3%
Asian
1.8%
Native Hawaiian and other Pacific Islander
0%
Two or more races
9.4%
Other
6.1%
Value Percent
White 16,979 78.3%
Black or African American 659 3%
American Indian and Alaska Native 286 1.3%
Asian 393 1.8%
Two or more races 2,034 9.4%
Other 1,331 6.1%

Households in Stephenville

A peek inside Stephenville households

Stephenville has 8,247 households, with an average of 2 members in each. Of these, 53.4% are families, while the remaining 46.6% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
8,247
0.5% year-over-year change
Average people per household
2
Non-family households
3,845
Family households
4,402
Value Percent YoY change
Non-family households 3,845 46.6% 0.6%
Family households 4,402 53.4% 0.5%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Stephenville

The housing landscape of Stephenville

Stephenville's housing consists of 9,095 units, with 57.3% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 4.4% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 5.6% of the housing landscape.

Housing units
9,095
-0.4% year-over-year change
Housing types
Value Percent
1 unit, detached 5,210 57.3%
1 unit, attached 400 4.4%
2 units 192 2.1%
3 or 4 units 685 7.5%
5 to 9 units 913 10%
10 to 19 units 479 5.3%
20 to 49 units 253 2.8%
50 or more units 431 4.7%
Mobile home 505 5.6%
Boat, RV, van, etc. 27 0.3%
Homes built since 2020
100
334.8% year-over-year change

The age of buildings in Stephenville

In Stephenville, the median construction year is 1984. About 6% of homes were built before the 1940s, with another 3.7% going up by 1949. Most development happened in the second half of the 20th century. Then, 10.7% of homes were added from 2000 to 2009, 20.2% between 2010 and 2019, and 1.1% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 546 6% -12.9%
Built between 1940 and 1949 333 3.7% -15.7%
Built between 1950 and 1959 824 9.1% 21.2%
Built between 1960 and 1969 780 8.6% -7.8%
Built between 1970 and 1979 1,600 17.6% -4.9%
Built between 1980 and 1989 1,056 11.6% -27.1%
Built between 1990 and 1999 1,047 11.5% 5.7%
Built between 2000 and 2009 976 10.7% 4.2%
Built between 2010 and 2019 1,833 20.2% 21.8%
Built in 2020 or later 100 1.1% 334.8%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Stephenville occupancy rates

Out of the 8,247 occupied housing units in Stephenville, 44.3% are owner-occupied, while 55.7% are lived in by tenants. Meanwhile, 9.3% of all homes on the local market sit vacant.

Occupied housing units
8,247
0.5% year-over-year change
Occupancy breakdown
Renter occupied
4,591
Owner occupied
3,656
Value Percent YoY
change
Renter occupied 4,591 55.7% 3.1%
Owner occupied 3,656 44.3% -2.6%
Unoccupied housing units
9.3%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Stephenville housing costs

Housing costs in Stephenville come to a median of $1,083 per month, while tenants specifically pay a median gross rent of $1,134.

Median housing costs per month
$1,083/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Stephenville
$1,134/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Stephenville

Stephenville education at a glance

About 31.2% of the population in Stephenville went to high school, while 36% pursued college studies. Another 7.1% earned an associate degree and 15.1% hold a bachelor’s. Meanwhile, 8.1% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 440 2.5% 5.5%
High school diploma 5,504 31.2% 5.6%
College diploma 6,355 36% 4.9%
Associate degree 1,247 7.1% -14.5%
Bachelor's degree 2,667 15.1% -4.8%
Graduate degree 1,435 8.1% 0.6%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Stephenville

How much people earn in Stephenville

The average annual household income in Stephenville was $71,320 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -1.9% change from the previous year. At the same time, the median income stood at $53,015, reflecting a -4.5% shift over the same period.

Average household income in Stephenville
$71,320/year
-1.9% year-over-year change
Median household income in Stephenville
$53,015/year
-4.5% year-over-year change

Stephenville income by age

In Stephenville, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $80,897. Those with someone between 45 and 64 in charge, often well established professionally, earn $84,639 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $20,587, while those led by someone over 65, many of whom may be retired, have about $37,545 in earnings. Overall, 80.1% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $20,587 0.0%
25 - 44 $80,897 3.3%
45 - 64 $84,639 9.7%
Over 65 $37,545 -2.1%
Above poverty level
14,573
Below poverty level
3,614
Value Percent YoY
change
Above poverty level 14,573 80.1% -2.7%
Below poverty level 3,614 19.9% 7.3%

Average renter income in Stephenville

To get a better sense of what renters earn on average in Stephenville, their median household income was $35,567 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 38.3%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$35,567
Rent-to-income ratio
38.3%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Stephenville

Workforce and job types in Stephenville

The job market in Stephenville is powered by 11,166 working residents, spread across a range of industries and roles. 75.6% of the working population are employed in professional or administrative positions, while 24.4% are in hands-on or service-based jobs. Also, 8.7% run their own businesses, 68% are employed by private companies, and 15.3% work in the public sector.

Workforce demographics

Working population
11,166
1.3% year-over-year change
White collar
8,444
Blue collar
2,722
Value Percent YoY change
White collar 8,444 75.6% 0.8%
Blue collar 2,722 24.4% 2.8%
Employer type
Self employees
8.7%
Private companies
68%
Governmental workers
15.3%
Not for profit companies
8%
Value Percent YoY change
Self employees 967 8.7% -2.9%
Private companies 7,599 68% 1.0%
Governmental workers 1,708 15.3% 0.7%
Not for profit companies 892 8% 11.1%
Unemployment rate
7.3%
9.8% year-over-year change

Available workforce

The unemployment rate in Stephenville stands at 7.3%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Stephenville

How people get around in Stephenville

Commuting methods vary: 85.6% of residents travel by personal vehicle and 7% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 9,379 85.6% 1.1%
Bus or trolleybus 5 0% 0.0%
Bicycle 230 2.1% -3.8%
Walk 765 7% 4.1%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Stephenville by zipcode?

Zipcode Population Number of households Median income Average income
76401 31,375 12,481 $61,210 $82,196
76402 750 0 $0 $0

Find your place

Explore more communities

FAQs about Stephenville demographics 

What is the total population of Stephenville?

Stephenville has a total population of 21,682 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +1.6% compared to a year ago.

What is the gender ratio in Stephenville?

The gender ratio in Stephenville is as follows:
  • 46.7% males (10,120 residents)
  • 53.3% females (11,562 residents)

What is the median age in Stephenville?

The median age in Stephenville is 25.1.

What is the age distribution of the population in Stephenville?

The age distribution in Stephenville is as follows:
  • Under 15: 15.2% (3,297 residents)
  • Ages 15-24: 34.7% (7,523 residents)
  • Ages 25-44: 25.2% (5,460 residents)
  • Ages 45-64: 13.8% (2,989 residents)
  • Over 65: 11.1% (2,413 residents)

What is the racial and ethnic makeup of Stephenville?

The racial and ethnic makeup of Stephenville is as follows:
  • White: 78.3% (16,979 residents)
  • Black or African American: 3% (659 residents)
  • American Indian and Alaska Native: 1.3% (286 residents)
  • Asian: 1.8% (393 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 9.4% (2,034 residents)
  • Other: 6.1% (1,331 residents)

What percentage of the population in Stephenville are U.S.-born citizens?

U.S.-born citizens represent 93% of the population in Stephenville.

How many housing units are there in Stephenville?

There are 9,095 housing units in Stephenville, reflecting a -0.4% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Stephenville and what is the average household size?

Stephenville has a total of 8,247 households, with an average of 2 people in each.

What is the median household income in Stephenville?

Stephenville has a median household income of $53,015, representing a -4.5% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Stephenville?

The employment rate is 92.7% in Stephenville, with a workforce of 11,166 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 75.6% (8,444 residents)
  • Blue-collar workers: 24.4% (2,722 residents)

Places of employment:
  • Self-employed: 8.7% (967 residents)
  • Private companies: 68% (7,599 residents)
  • Governmental workers: 15.3% (1,708 residents)
  • Not-for-profit companies: 8% (892 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025