Valley Cottage, NY demographics:
population, income, and more

Total population
9,165
4.1% year-over-year change
Median household income
$133,117/yr
-0.5% year-over-year change
Housing units
3,510
1.9% year-over-year change

Valley Cottage population

How many people live in Valley Cottage

Valley Cottage is home to 9,165 residents, according to the most recent Census data. Gender-wise, 49.7% of Valley Cottage locals are male, and 50.3% are female.

Total population
9,165
4.1% year-over-year change
Gender ratio
Male
49.7%
4,554
Female
50.3%
4,611
Value Percent YoY change
Male 4,554 49.7% 6.7%
Female 4,611 50.3% 1.7%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Valley Cottage is 46, with the population distributed as follows: about 18.1% are children under 15, then 8.6% are in the 15 to 24 age group. Adults between 25 and 44 make up 20.4% of the population, while another 31% fall into the 45 to 64 bracket. Finally, around 21.8% are 65 or older.

Median age
46
Age breakdown
Under 15
18.1%
15 to 24
8.6%
25 to 44
20.4%
45 to 64
31%
Over 65
21.8%
Value Percent YoY change
Under 15 1,657 18.1% 45.0%
15 to 24 792 8.6% -7.7%
25 to 44 1,874 20.4% -7.0%
45 to 64 2,843 31% 9.4%
Over 65 1,999 21.8% -8.7%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Valley Cottage, 80.5% of the population are US-born citizens, while 14.2% have gained naturalized citizenship. At the same time, 5.4% of residents are non-citizens. As for race, 57.1% of locals are Caucasian, 11.5% are African American and 10.2% have Asian roots. There’s also a share of 15% that includes residents with two or more races.

Citizenship
U.S.-born citizens
80.5%
Non-U.S.-born citizens
14.2%
Non-citizens
5.4%
Value Percent YoY change
U.S.-born citizens 7,377 80.5% 5.6%
Non-U.S.-born citizens 1,298 14.2% -9.1%
Non-citizens 490 5.4% 25.0%
Racial breakdown
White
57.1%
Black or African American
11.5%
American Indian and Alaska Native
0%
Asian
10.2%
Native Hawaiian and other Pacific Islander
0%
Two or more races
15%
Other
6.2%
Value Percent
White 5,234 57.1%
Black or African American 1,057 11.5%
Asian 935 10.2%
Two or more races 1,373 15%
Other 566 6.2%

Households in Valley Cottage

A peek inside Valley Cottage households

Valley Cottage has 3,325 households, with an average of 3 members in each. Of these, 74.3% are families, while the remaining 25.7% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
3,325
2.0% year-over-year change
Average people per household
3
Non-family households
855
Family households
2,470
Value Percent YoY change
Non-family households 855 25.7% -5.1%
Family households 2,470 74.3% 4.8%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Valley Cottage

The housing landscape of Valley Cottage

Valley Cottage's housing consists of 3,510 units, with 63.5% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 1.8% and offer a more compact, shared living style.

Housing units
3,510
1.9% year-over-year change
Housing types
Value Percent
1 unit, detached 2,230 63.5%
1 unit, attached 65 1.8%
2 units 114 3.2%
3 or 4 units 400 11.4%
5 to 9 units 450 12.8%
10 to 19 units 97 2.8%
20 to 49 units 42 1.2%
50 or more units 112 3.2%
Homes built since 2020
0
% year-over-year change

The age of buildings in Valley Cottage

In Valley Cottage, the median construction year is 1971. About 15.4% of homes were built before the 1940s, with another 4.4% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 539 15.4% -2.7%
Built between 1940 and 1949 153 4.4% 22.4%
Built between 1950 and 1959 320 9.1% 16.8%
Built between 1960 and 1969 642 18.3% -5.6%
Built between 1970 and 1979 818 23.3% -16.5%
Built between 1980 and 1989 707 20.1% 9.6%
Built between 1990 and 1999 175 5% 25.9%
Built between 2000 and 2009 77 2.2% 266.7%
Built between 2010 and 2019 79 2.2% 192.6%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Valley Cottage occupancy rates

Out of the 3,325 occupied housing units in Valley Cottage, 89.1% are owner-occupied, while 10.9% are lived in by tenants. Meanwhile, 5.3% of all homes on the local market sit vacant.

Occupied housing units
3,325
2.0% year-over-year change
Occupancy breakdown
Renter occupied
363
Owner occupied
2,962
Value Percent YoY
change
Renter occupied 363 10.9% -4.0%
Owner occupied 2,962 89.1% 2.8%
Unoccupied housing units
5.3%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Valley Cottage housing costs

Housing costs in Valley Cottage come to a median of $2,649 per month, while tenants specifically pay a median gross rent of $2,037.

Median housing costs per month
$2,649/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Valley Cottage
$2,037/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Valley Cottage

Valley Cottage education at a glance

About 19.2% of the population in Valley Cottage went to high school, while 10.9% pursued college studies. Another 11.9% earned an associate degree and 32.2% hold a bachelor’s. Meanwhile, 24.1% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 127 1.8% 78.9%
High school diploma 1,388 19.2% -7.3%
College diploma 789 10.9% -32.0%
Associate degree 865 11.9% 18.5%
Bachelor's degree 2,329 32.2% 9.0%
Graduate degree 1,747 24.1% -4.2%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Valley Cottage

How much people earn in Valley Cottage

The average annual household income in Valley Cottage was $169,682 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -4.1% change from the previous year. At the same time, the median income stood at $133,117, reflecting a -0.5% shift over the same period.

Average household income in Valley Cottage
$169,682/year
-4.1% year-over-year change
Median household income in Valley Cottage
$133,117/year
-0.5% year-over-year change

Valley Cottage income by age

In Valley Cottage, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $125,481. Those with someone between 45 and 64 in charge, often well established professionally, earn $177,477 overall. Overall, 97.1% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $125,481 -18.1%
45 - 64 $177,477 -7.7%
Over 65 $94,786 -12.0%
Above poverty level
8,384
Below poverty level
252
Value Percent YoY
change
Above poverty level 8,384 97.1% 1.8%
Below poverty level 252 2.9% -1.2%

Average renter income in Valley Cottage

To get a better sense of what renters earn on average in Valley Cottage, their median household income was $72,500 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 33.7%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$72,500
Rent-to-income ratio
33.7%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Valley Cottage

Workforce and job types in Valley Cottage

The job market in Valley Cottage is powered by 4,444 working residents, spread across a range of industries and roles. 91.8% of the working population are employed in professional or administrative positions, while 8.2% are in hands-on or service-based jobs. Also, 13% run their own businesses, 46.9% are employed by private companies, and 28.4% work in the public sector.

Workforce demographics

Working population
4,444
-3.5% year-over-year change
White collar
4,078
Blue collar
366
Value Percent YoY change
White collar 4,078 91.8% -4.8%
Blue collar 366 8.2% 15.5%
Employer type
Self employees
13%
Private companies
46.9%
Governmental workers
28.4%
Not for profit companies
11.7%
Value Percent YoY change
Self employees 577 13% 38.0%
Private companies 2,086 46.9% -13.8%
Governmental workers 1,263 28.4% 12.3%
Not for profit companies 518 11.7% -18.9%
Unemployment rate
8.5%
2.7% year-over-year change

Available workforce

The unemployment rate in Valley Cottage stands at 8.5%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Valley Cottage

How people get around in Valley Cottage

Commuting methods vary: 74.6% of residents travel by personal vehicle and 1.4% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 3,247 74.6% -4.9%
Bus or trolleybus 52 1.2% -60.0%
Subway or elevated 137 3.2% N/A
Railroad 22 0.5% -74.7%
Walk 59 1.4% 0.0%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Valley Cottage by zipcode?

Zipcode Population Number of households Median income Average income
10989 9,187 3,328 $134,267 $171,524

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FAQs about Valley Cottage demographics 

What is the total population of Valley Cottage?

Valley Cottage has a total population of 9,165 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +4.1% compared to a year ago.

What is the gender ratio in Valley Cottage?

The gender ratio in Valley Cottage is as follows:
  • 49.7% males (4,554 residents)
  • 50.3% females (4,611 residents)

What is the median age in Valley Cottage?

The median age in Valley Cottage is 46.

What is the age distribution of the population in Valley Cottage?

The age distribution in Valley Cottage is as follows:
  • Under 15: 18.1% (1,657 residents)
  • Ages 15-24: 8.6% (792 residents)
  • Ages 25-44: 20.4% (1,874 residents)
  • Ages 45-64: 31% (2,843 residents)
  • Over 65: 21.8% (1,999 residents)

What is the racial and ethnic makeup of Valley Cottage?

The racial and ethnic makeup of Valley Cottage is as follows:
  • White: 57.1% (5,234 residents)
  • Black or African American: 11.5% (1,057 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 10.2% (935 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 15% (1,373 residents)
  • Other: 6.2% (566 residents)

What percentage of the population in Valley Cottage are U.S.-born citizens?

U.S.-born citizens represent 80.5% of the population in Valley Cottage.

How many housing units are there in Valley Cottage?

There are 3,510 housing units in Valley Cottage, reflecting a +1.9% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Valley Cottage and what is the average household size?

Valley Cottage has a total of 3,325 households, with an average of 3 people in each.

What is the median household income in Valley Cottage?

Valley Cottage has a median household income of $133,117, representing a -0.5% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Valley Cottage?

The employment rate is 91.5% in Valley Cottage, with a workforce of 4,444 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 91.8% (4,078 residents)
  • Blue-collar workers: 8.2% (366 residents)

Places of employment:
  • Self-employed: 13% (577 residents)
  • Private companies: 46.9% (2,086 residents)
  • Governmental workers: 28.4% (1,263 residents)
  • Not-for-profit companies: 11.7% (518 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025