Pontotoc, MS demographics:
population, income, and more

Total population
5,806
1.6% year-over-year change
Median household income
$46,167/yr
-8.1% year-over-year change
Housing units
2,348
0.9% year-over-year change

Pontotoc population

How many people live in Pontotoc

Pontotoc is home to 5,806 residents, according to the most recent Census data. Gender-wise, 43.4% of Pontotoc locals are male, and 56.6% are female.

Total population
5,806
1.6% year-over-year change
Gender ratio
Male
43.4%
2,519
Female
56.6%
3,287
Value Percent YoY change
Male 2,519 43.4% -0.5%
Female 3,287 56.6% 3.2%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Pontotoc is 34, with the population distributed as follows: about 20.2% are children under 15, then 15.3% are in the 15 to 24 age group. Adults between 25 and 44 make up 24.6% of the population, while another 22.9% fall into the 45 to 64 bracket. Finally, around 17% are 65 or older.

Median age
34
Age breakdown
Under 15
20.2%
15 to 24
15.3%
25 to 44
24.6%
45 to 64
22.9%
Over 65
17%
Value Percent YoY change
Under 15 1,175 20.2% -5.2%
15 to 24 887 15.3% 20.5%
25 to 44 1,426 24.6% -0.4%
45 to 64 1,328 22.9% -4.0%
Over 65 990 17% 7.0%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Pontotoc, 93.5% of the population are US-born citizens, while 1.9% have gained naturalized citizenship. At the same time, 4.6% of residents are non-citizens. There’s also a share of 11.4% that includes residents with two or more races.

Citizenship
U.S.-born citizens
93.5%
Non-U.S.-born citizens
1.9%
Non-citizens
4.6%
Value Percent YoY change
U.S.-born citizens 5,429 93.5% 4.2%
Non-U.S.-born citizens 109 1.9% 39.7%
Non-citizens 268 4.6% -37.4%
Racial breakdown
White
54.4%
Black or African American
22.9%
American Indian and Alaska Native
0.3%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
11.4%
Other
10.9%
Value Percent
White 3,159 54.4%
Black or African American 1,331 22.9%
American Indian and Alaska Native 16 0.3%
Asian 1 0%
Two or more races 664 11.4%
Other 635 10.9%

Households in Pontotoc

A peek inside Pontotoc households

Pontotoc has 2,086 households, with an average of 3 members in each. Of these, 60.8% are families, while the remaining 39.2% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
2,086
5.6% year-over-year change
Average people per household
3
Non-family households
818
Family households
1,268
Value Percent YoY change
Non-family households 818 39.2% 17.5%
Family households 1,268 60.8% -0.9%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Pontotoc

The housing landscape of Pontotoc

Pontotoc's housing consists of 2,348 units, with 73.1% being detached single-family homes ideal for those wanting space. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 6.3% of the housing landscape.

Housing units
2,348
0.9% year-over-year change
Housing types
Value Percent
1 unit, detached 1,716 73.1%
2 units 211 9%
3 or 4 units 163 6.9%
5 to 9 units 56 2.4%
20 to 49 units 32 1.4%
50 or more units 23 1%
Mobile home 147 6.3%
Homes built since 2020
0
% year-over-year change

The age of buildings in Pontotoc

In Pontotoc, the median construction year is 1972. About 15.6% of homes were built before the 1940s, with another 1% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 365 15.6% -4.0%
Built between 1940 and 1949 24 1% -55.6%
Built between 1950 and 1959 437 18.6% -6.0%
Built between 1960 and 1969 258 11% -19.9%
Built between 1970 and 1979 503 21.4% 6.1%
Built between 1980 and 1989 205 8.7% 22.0%
Built between 1990 and 1999 270 11.5% 10.2%
Built between 2000 and 2009 237 10.1% 60.1%
Built between 2010 and 2019 49 2.1% -31.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Pontotoc occupancy rates

Out of the 2,086 occupied housing units in Pontotoc, 53.8% are owner-occupied, while 46.2% are lived in by tenants. Meanwhile, 11.2% of all homes on the local market sit vacant.

Occupied housing units
2,086
5.6% year-over-year change
Occupancy breakdown
Renter occupied
963
Owner occupied
1,123
Value Percent YoY
change
Renter occupied 963 46.2% -6.6%
Owner occupied 1,123 53.8% 19.0%
Unoccupied housing units
11.2%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Pontotoc housing costs

Housing costs in Pontotoc come to a median of $812 per month, while tenants specifically pay a median gross rent of $803.

Median housing costs per month
$812/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Pontotoc
$803/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Pontotoc

Pontotoc education at a glance

About 36.7% of the population in Pontotoc went to high school, while 23.3% pursued college studies. Another 13.5% earned an associate degree and 13% hold a bachelor’s. Meanwhile, 10.5% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 129 3% -61.0%
High school diploma 1,555 36.7% 4.9%
College diploma 987 23.3% 0.2%
Associate degree 574 13.5% 11.5%
Bachelor's degree 551 13% 14.8%
Graduate degree 444 10.5% 47.0%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Pontotoc

How much people earn in Pontotoc

The average annual household income in Pontotoc was $63,394 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -2.6% change from the previous year. At the same time, the median income stood at $46,167, reflecting a -8.1% shift over the same period.

Average household income in Pontotoc
$63,394/year
-2.6% year-over-year change
Median household income in Pontotoc
$46,167/year
-8.1% year-over-year change

Pontotoc income by age

In Pontotoc, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $47,500. Those with someone between 45 and 64 in charge, often well established professionally, earn $75,188 overall. Overall, 82.7% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $47,500 -13.7%
45 - 64 $75,188 5.2%
Over 65 $40,436 24.9%
Above poverty level
4,652
Below poverty level
972
Value Percent YoY
change
Above poverty level 4,652 82.7% 2.6%
Below poverty level 972 17.3% -4.4%

Average renter income in Pontotoc

To get a better sense of what renters earn on average in Pontotoc, their median household income was $33,079 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 29.1%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$33,079
Rent-to-income ratio
29.1%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Pontotoc

Workforce and job types in Pontotoc

The job market in Pontotoc is powered by 2,683 working residents, spread across a range of industries and roles. 70.7% of the working population are employed in professional or administrative positions, while 29.3% are in hands-on or service-based jobs. Also, 6.9% run their own businesses, 73.5% are employed by private companies, and 10.2% work in the public sector.

Workforce demographics

Working population
2,683
0.2% year-over-year change
White collar
1,896
Blue collar
787
Value Percent YoY change
White collar 1,896 70.7% 2.8%
Blue collar 787 29.3% -5.4%
Employer type
Self employees
6.9%
Private companies
73.5%
Governmental workers
10.2%
Not for profit companies
9.5%
Value Percent YoY change
Self employees 184 6.9% 41.5%
Private companies 1,971 73.5% -7.9%
Governmental workers 273 10.2% 31.9%
Not for profit companies 255 9.5% 27.5%
Unemployment rate
5.4%
17.6% year-over-year change

Available workforce

The unemployment rate in Pontotoc stands at 5.4%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Pontotoc

How people get around in Pontotoc

Means of transportation
Value Percent YoY change
Car 2,420 92.8% -0.1%
Walk 1 0% -94.7%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Pontotoc by zipcode?

Zipcode Population Number of households Median income Average income
38863 19,046 7,210 $49,528 $69,674

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FAQs about Pontotoc demographics 

What is the total population of Pontotoc?

Pontotoc has a total population of 5,806 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +1.6% compared to a year ago.

What is the gender ratio in Pontotoc?

The gender ratio in Pontotoc is as follows:
  • 43.4% males (2,519 residents)
  • 56.6% females (3,287 residents)

What is the median age in Pontotoc?

The median age in Pontotoc is 34.

What is the age distribution of the population in Pontotoc?

The age distribution in Pontotoc is as follows:
  • Under 15: 20.2% (1,175 residents)
  • Ages 15-24: 15.3% (887 residents)
  • Ages 25-44: 24.6% (1,426 residents)
  • Ages 45-64: 22.9% (1,328 residents)
  • Over 65: 17% (990 residents)

What is the racial and ethnic makeup of Pontotoc?

The racial and ethnic makeup of Pontotoc is as follows:
  • White: 54.4% (3,159 residents)
  • Black or African American: 22.9% (1,331 residents)
  • American Indian and Alaska Native: 0.3% (16 residents)
  • Asian: 0% (1 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 11.4% (664 residents)
  • Other: 10.9% (635 residents)

What percentage of the population in Pontotoc are U.S.-born citizens?

U.S.-born citizens represent 93.5% of the population in Pontotoc.

How many housing units are there in Pontotoc?

There are 2,348 housing units in Pontotoc, reflecting a +0.9% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Pontotoc and what is the average household size?

Pontotoc has a total of 2,086 households, with an average of 3 people in each.

What is the median household income in Pontotoc?

Pontotoc has a median household income of $46,167, representing a -8.1% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Pontotoc?

The employment rate is 94.6% in Pontotoc, with a workforce of 2,683 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 70.7% (1,896 residents)
  • Blue-collar workers: 29.3% (787 residents)

Places of employment:
  • Self-employed: 6.9% (184 residents)
  • Private companies: 73.5% (1,971 residents)
  • Governmental workers: 10.2% (273 residents)
  • Not-for-profit companies: 9.5% (255 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025