Cheboygan, MI demographics:
population, income, and more

Total population
4,820
0.4% year-over-year change
Median household income
$42,290/yr
2.3% year-over-year change
Housing units
2,398
2.6% year-over-year change

Cheboygan population

How many people live in Cheboygan

Cheboygan is home to 4,820 residents, according to the most recent Census data. Gender-wise, 51.5% of Cheboygan locals are male, and 48.5% are female.

Total population
4,820
0.4% year-over-year change
Gender ratio
Male
51.5%
2,484
Female
48.5%
2,336
Value Percent YoY change
Male 2,484 51.5% 4.7%
Female 2,336 48.5% -3.8%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Cheboygan is 43, with the population distributed as follows: about 14.2% are children under 15, then 10.1% are in the 15 to 24 age group. Adults between 25 and 44 make up 26.7% of the population, while another 25% fall into the 45 to 64 bracket. Finally, around 24% are 65 or older.

Median age
43.3
Age breakdown
Under 15
14.2%
15 to 24
10.1%
25 to 44
26.7%
45 to 64
25%
Over 65
24%
Value Percent YoY change
Under 15 683 14.2% -1.4%
15 to 24 488 10.1% -1.2%
25 to 44 1,286 26.7% -2.8%
45 to 64 1,204 25% 8.8%
Over 65 1,159 24% -2.1%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Cheboygan, 95.8% of the population are US-born citizens, while 3.2% have gained naturalized citizenship. At the same time, 1% of residents are non-citizens. As for race, 87.2% of locals are Caucasian, 2.6% are African American and 0.9% have Asian roots. There’s also a share of 4.9% that includes residents with two or more races.

Citizenship
U.S.-born citizens
95.8%
Non-U.S.-born citizens
3.2%
Non-citizens
1%
Value Percent YoY change
U.S.-born citizens 4,618 95.8% 0.3%
Non-U.S.-born citizens 155 3.2% -1.3%
Non-citizens 47 1% 20.5%
Racial breakdown
White
87.2%
Black or African American
2.6%
American Indian and Alaska Native
2.6%
Asian
0.9%
Native Hawaiian and other Pacific Islander
0%
Two or more races
4.9%
Other
1.8%
Value Percent
White 4,203 87.2%
Black or African American 124 2.6%
American Indian and Alaska Native 124 2.6%
Asian 43 0.9%
Two or more races 238 4.9%
Other 88 1.8%

Households in Cheboygan

A peek inside Cheboygan households

Cheboygan has 2,164 households, with an average of 2 members in each. Of these, 50.9% are families, while the remaining 49.1% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
2,164
7.8% year-over-year change
Average people per household
2
Non-family households
1,062
Family households
1,102
Value Percent YoY change
Non-family households 1,062 49.1% 16.1%
Family households 1,102 50.9% 0.8%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Cheboygan

The housing landscape of Cheboygan

Cheboygan's housing consists of 2,398 units, with 63.7% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 3.5% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 8.6% of the housing landscape.

Housing units
2,398
2.6% year-over-year change
Housing types
Value Percent
1 unit, detached 1,528 63.7%
1 unit, attached 84 3.5%
2 units 151 6.3%
3 or 4 units 172 7.2%
5 to 9 units 115 4.8%
10 to 19 units 78 3.2%
20 to 49 units 55 2.3%
50 or more units 9 0.4%
Mobile home 206 8.6%
Homes built since 2020
0
% year-over-year change

The age of buildings in Cheboygan

In Cheboygan, the median construction year is 1959. About 26.7% of homes were built before the 1940s, with another 8.3% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 640 26.7% 12.1%
Built between 1940 and 1949 198 8.3% -6.2%
Built between 1950 and 1959 388 16.2% 26.8%
Built between 1960 and 1969 132 5.5% -33.3%
Built between 1970 and 1979 362 15.1% 2.5%
Built between 1980 and 1989 232 9.7% 8.4%
Built between 1990 and 1999 319 13.3% -9.1%
Built between 2000 and 2009 80 3.3% -17.5%
Built between 2010 and 2019 47 2% 27.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Cheboygan occupancy rates

Out of the 2,164 occupied housing units in Cheboygan, 66.9% are owner-occupied, while 33.1% are lived in by tenants. Meanwhile, 9.8% of all homes on the local market sit vacant.

Occupied housing units
2,164
7.8% year-over-year change
Occupancy breakdown
Renter occupied
716
Owner occupied
1,448
Value Percent YoY
change
Renter occupied 716 33.1% 1.3%
Owner occupied 1,448 66.9% 11.3%
Unoccupied housing units
9.8%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Cheboygan housing costs

Housing costs in Cheboygan come to a median of $690 per month, while tenants specifically pay a median gross rent of $683.

Median housing costs per month
$690/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Cheboygan
$683/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Cheboygan

Cheboygan education at a glance

About 53% of the population in Cheboygan went to high school, while 14.5% pursued college studies. Another 10.9% earned an associate degree and 13% hold a bachelor’s. Meanwhile, 5.2% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 134 3.3% 10.7%
High school diploma 2,137 53% -0.8%
College diploma 586 14.5% -8.2%
Associate degree 440 10.9% 12.0%
Bachelor's degree 522 13% 18.4%
Graduate degree 210 5.2% -4.1%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Cheboygan

How much people earn in Cheboygan

The average annual household income in Cheboygan was $55,063 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +5.2% change from the previous year. At the same time, the median income stood at $42,290, reflecting a +2.3% shift over the same period.

Average household income in Cheboygan
$55,063/year
5.2% year-over-year change
Median household income in Cheboygan
$42,290/year
2.3% year-over-year change

Cheboygan income by age

In Cheboygan, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $41,702. Those with someone between 45 and 64 in charge, often well established professionally, earn $41,885 overall. Overall, 85% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $41,702 3.0%
45 - 64 $41,885 -0.1%
Over 65 $51,125 3.7%
Above poverty level
3,932
Below poverty level
695
Value Percent YoY
change
Above poverty level 3,932 85% 6.0%
Below poverty level 695 15% -20.7%

Average renter income in Cheboygan

To get a better sense of what renters earn on average in Cheboygan, their median household income was $29,688 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 27.6%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$29,688
Rent-to-income ratio
27.6%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Cheboygan

Workforce and job types in Cheboygan

The job market in Cheboygan is powered by 1,896 working residents, spread across a range of industries and roles. 70.2% of the working population are employed in professional or administrative positions, while 29.8% are in hands-on or service-based jobs. Also, 8.6% run their own businesses, 73.1% are employed by private companies, and 10.3% work in the public sector.

Workforce demographics

Working population
1,896
3.2% year-over-year change
White collar
1,330
Blue collar
566
Value Percent YoY change
White collar 1,330 70.2% 4.6%
Blue collar 566 29.8% 0.0%
Employer type
Self employees
8.6%
Private companies
73.1%
Governmental workers
10.3%
Not for profit companies
8%
Value Percent YoY change
Self employees 163 8.6% -25.9%
Private companies 1,386 73.1% 5.6%
Governmental workers 195 10.3% 6.6%
Not for profit companies 152 8% 23.6%
Unemployment rate
9.2%
-5.4% year-over-year change

Available workforce

The unemployment rate in Cheboygan stands at 9.2%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Cheboygan

How people get around in Cheboygan

Commuting methods vary: 88.8% of residents travel by personal vehicle and 2.9% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 1,672 88.8% 4.7%
Bus or trolleybus 21 1.1% -57.1%
Bicycle 54 2.9% -1.8%
Walk 55 2.9% 89.7%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Cheboygan by zipcode?

Zipcode Population Number of households Median income Average income
49721 13,891 5,904 $61,174 $79,574

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FAQs about Cheboygan demographics 

What is the total population of Cheboygan?

Cheboygan has a total population of 4,820 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +0.4% compared to a year ago.

What is the gender ratio in Cheboygan?

The gender ratio in Cheboygan is as follows:
  • 51.5% males (2,484 residents)
  • 48.5% females (2,336 residents)

What is the median age in Cheboygan?

The median age in Cheboygan is 43.3.

What is the age distribution of the population in Cheboygan?

The age distribution in Cheboygan is as follows:
  • Under 15: 14.2% (683 residents)
  • Ages 15-24: 10.1% (488 residents)
  • Ages 25-44: 26.7% (1,286 residents)
  • Ages 45-64: 25% (1,204 residents)
  • Over 65: 24% (1,159 residents)

What is the racial and ethnic makeup of Cheboygan?

The racial and ethnic makeup of Cheboygan is as follows:
  • White: 87.2% (4,203 residents)
  • Black or African American: 2.6% (124 residents)
  • American Indian and Alaska Native: 2.6% (124 residents)
  • Asian: 0.9% (43 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 4.9% (238 residents)
  • Other: 1.8% (88 residents)

What percentage of the population in Cheboygan are U.S.-born citizens?

U.S.-born citizens represent 95.8% of the population in Cheboygan.

How many housing units are there in Cheboygan?

There are 2,398 housing units in Cheboygan, reflecting a +2.6% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Cheboygan and what is the average household size?

Cheboygan has a total of 2,164 households, with an average of 2 people in each.

What is the median household income in Cheboygan?

Cheboygan has a median household income of $42,290, representing a +2.3% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Cheboygan?

The employment rate is 90.8% in Cheboygan, with a workforce of 1,896 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 70.2% (1,330 residents)
  • Blue-collar workers: 29.8% (566 residents)

Places of employment:
  • Self-employed: 8.6% (163 residents)
  • Private companies: 73.1% (1,386 residents)
  • Governmental workers: 10.3% (195 residents)
  • Not-for-profit companies: 8% (152 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025