Boyne City, MI demographics:
population, income, and more

Total population
3,825
-0.1% year-over-year change
Median household income
$64,855/yr
-4.8% year-over-year change
Housing units
2,296
0.5% year-over-year change

Boyne City population

How many people live in Boyne City

Boyne City is home to 3,825 residents, according to the most recent Census data. Gender-wise, 46.6% of Boyne City locals are male, and 53.4% are female.

Total population
3,825
-0.1% year-over-year change
Gender ratio
Male
46.6%
1,784
Female
53.4%
2,041
Value Percent YoY change
Male 1,784 46.6% 0.4%
Female 2,041 53.4% -0.5%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Boyne City is 49, with the population distributed as follows: about 16.8% are children under 15, then 13.9% are in the 15 to 24 age group. Adults between 25 and 44 make up 16.4% of the population, while another 28.2% fall into the 45 to 64 bracket. Finally, around 24.6% are 65 or older.

Median age
48.8
Age breakdown
Under 15
16.8%
15 to 24
13.9%
25 to 44
16.4%
45 to 64
28.2%
Over 65
24.6%
Value Percent YoY change
Under 15 643 16.8% 0.6%
15 to 24 532 13.9% 11.5%
25 to 44 628 16.4% -14.0%
45 to 64 1,079 28.2% 2.7%
Over 65 943 24.6% 1.2%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Boyne City, 98.6% of the population are US-born citizens, while 1.3% have gained naturalized citizenship. At the same time, 0.2% of residents are non-citizens. As for race, 92.9% of locals are Caucasian, 1.4% are African American and 0.7% have Asian roots. There’s also a share of 3.6% that includes residents with two or more races.

Citizenship
U.S.-born citizens
98.6%
Non-U.S.-born citizens
1.3%
Non-citizens
0.2%
Value Percent YoY change
U.S.-born citizens 3,770 98.6% 0.1%
Non-U.S.-born citizens 49 1.3% -14.0%
Non-citizens 6 0.2% -14.3%
Racial breakdown
White
92.9%
Black or African American
1.4%
American Indian and Alaska Native
0.4%
Asian
0.7%
Native Hawaiian and other Pacific Islander
0%
Two or more races
3.6%
Other
0.9%
Value Percent
White 3,554 92.9%
Black or African American 54 1.4%
American Indian and Alaska Native 15 0.4%
Asian 28 0.7%
Two or more races 139 3.6%
Other 35 0.9%

Households in Boyne City

A peek inside Boyne City households

Boyne City has 1,845 households, with an average of 2 members in each. Of these, 55.6% are families, while the remaining 44.4% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
1,845
-0.9% year-over-year change
Average people per household
2
Non-family households
820
Family households
1,025
Value Percent YoY change
Non-family households 820 44.4% 2.4%
Family households 1,025 55.6% -3.3%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Boyne City

The housing landscape of Boyne City

Boyne City's housing consists of 2,296 units, with 64.2% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 2.6% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 5.8% of the housing landscape.

Housing units
2,296
0.5% year-over-year change
Housing types
Value Percent
1 unit, detached 1,475 64.2%
1 unit, attached 59 2.6%
2 units 69 3%
3 or 4 units 140 6.1%
5 to 9 units 222 9.7%
10 to 19 units 118 5.1%
20 to 49 units 28 1.2%
50 or more units 52 2.3%
Mobile home 133 5.8%
Homes built since 2020
18
157.1% year-over-year change

The age of buildings in Boyne City

In Boyne City, the median construction year is 1977. About 14.7% of homes were built before the 1940s, with another 9.8% going up by 1949. Most development happened in the second half of the 20th century. Then, 11.2% of homes were added from 2000 to 2009, 2.8% between 2010 and 2019, and 0.8% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 338 14.7% -5.1%
Built between 1940 and 1949 225 9.8% 4.7%
Built between 1950 and 1959 215 9.4% 20.8%
Built between 1960 and 1969 131 5.7% 12.0%
Built between 1970 and 1979 329 14.3% -10.3%
Built between 1980 and 1989 330 14.4% 11.5%
Built between 1990 and 1999 390 17% 13.7%
Built between 2000 and 2009 256 11.2% -23.4%
Built between 2010 and 2019 64 2.8% -11.1%
Built in 2020 or later 18 0.8% 157.1%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Boyne City occupancy rates

Out of the 1,845 occupied housing units in Boyne City, 68.2% are owner-occupied, while 31.8% are lived in by tenants. Meanwhile, 19.6% of all homes on the local market sit vacant.

Occupied housing units
1,845
-0.9% year-over-year change
Occupancy breakdown
Renter occupied
587
Owner occupied
1,258
Value Percent YoY
change
Renter occupied 587 31.8% 9.9%
Owner occupied 1,258 68.2% -5.2%
Unoccupied housing units
19.6%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Boyne City housing costs

Housing costs in Boyne City come to a median of $1,103 per month, while tenants specifically pay a median gross rent of $906.

Median housing costs per month
$1,103/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Boyne City
$906/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Boyne City

Boyne City education at a glance

About 33.8% of the population in Boyne City went to high school, while 21.5% pursued college studies. Another 14.4% earned an associate degree and 18.4% hold a bachelor’s. Meanwhile, 10.3% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 51 1.6% -21.5%
High school diploma 1,048 33.8% 8.9%
College diploma 667 21.5% 10.1%
Associate degree 446 14.4% 1.4%
Bachelor's degree 570 18.4% -16.8%
Graduate degree 321 10.3% -9.3%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Boyne City

How much people earn in Boyne City

The average annual household income in Boyne City was $82,160 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -0.6% change from the previous year. At the same time, the median income stood at $64,855, reflecting a -4.8% shift over the same period.

Average household income in Boyne City
$82,160/year
-0.6% year-over-year change
Median household income in Boyne City
$64,855/year
-4.8% year-over-year change

Boyne City income by age

In Boyne City, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $77,109. Those with someone between 45 and 64 in charge, often well established professionally, earn $73,152 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $48,587, while those led by someone over 65, many of whom may be retired, have about $58,529 in earnings. Overall, 92.2% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $48,587 0.0%
25 - 44 $77,109 2.5%
45 - 64 $73,152 2.1%
Over 65 $58,529 0.4%
Above poverty level
3,511
Below poverty level
298
Value Percent YoY
change
Above poverty level 3,511 92.2% 0.1%
Below poverty level 298 7.8% 8.8%

Employment in Boyne City

Workforce and job types in Boyne City

The job market in Boyne City is powered by 1,939 working residents, spread across a range of industries and roles. 80.4% of the working population are employed in professional or administrative positions, while 19.6% are in hands-on or service-based jobs. Also, 14.4% run their own businesses, 70.2% are employed by private companies, and 6.3% work in the public sector.

Workforce demographics

Working population
1,939
-1.3% year-over-year change
White collar
1,560
Blue collar
379
Value Percent YoY change
White collar 1,560 80.4% 0.5%
Blue collar 379 19.6% -8.0%
Employer type
Self employees
14.4%
Private companies
70.2%
Governmental workers
6.3%
Not for profit companies
9%
Value Percent YoY change
Self employees 279 14.4% -10.3%
Private companies 1,362 70.2% 4.5%
Governmental workers 123 6.3% -45.1%
Not for profit companies 175 9% 37.8%
Unemployment rate
5.0%
-21.5% year-over-year change

Available workforce

The unemployment rate in Boyne City stands at 5%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Boyne City

How people get around in Boyne City

Commuting methods vary: 80.7% of residents travel by personal vehicle and 2% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 1,548 80.7% -3.2%
Bus or trolleybus 20 1% 53.9%
Bicycle 9 0.5% -43.8%
Walk 39 2% -2.5%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Boyne City by zipcode?

Zipcode Population Number of households Median income Average income
49712 8,203 3,871 $74,033 $100,123

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FAQs about Boyne City demographics 

What is the total population of Boyne City?

Boyne City has a total population of 3,825 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -0.1% compared to a year ago.

What is the gender ratio in Boyne City?

The gender ratio in Boyne City is as follows:
  • 46.6% males (1,784 residents)
  • 53.4% females (2,041 residents)

What is the median age in Boyne City?

The median age in Boyne City is 48.8.

What is the age distribution of the population in Boyne City?

The age distribution in Boyne City is as follows:
  • Under 15: 16.8% (643 residents)
  • Ages 15-24: 13.9% (532 residents)
  • Ages 25-44: 16.4% (628 residents)
  • Ages 45-64: 28.2% (1,079 residents)
  • Over 65: 24.6% (943 residents)

What is the racial and ethnic makeup of Boyne City?

The racial and ethnic makeup of Boyne City is as follows:
  • White: 92.9% (3,554 residents)
  • Black or African American: 1.4% (54 residents)
  • American Indian and Alaska Native: 0.4% (15 residents)
  • Asian: 0.7% (28 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 3.6% (139 residents)
  • Other: 0.9% (35 residents)

What percentage of the population in Boyne City are U.S.-born citizens?

U.S.-born citizens represent 98.6% of the population in Boyne City.

How many housing units are there in Boyne City?

There are 2,296 housing units in Boyne City, reflecting a +0.5% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Boyne City and what is the average household size?

Boyne City has a total of 1,845 households, with an average of 2 people in each.

What is the median household income in Boyne City?

Boyne City has a median household income of $64,855, representing a -4.8% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Boyne City?

The employment rate is 95% in Boyne City, with a workforce of 1,939 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 80.4% (1,560 residents)
  • Blue-collar workers: 19.6% (379 residents)

Places of employment:
  • Self-employed: 14.4% (279 residents)
  • Private companies: 70.2% (1,362 residents)
  • Governmental workers: 6.3% (123 residents)
  • Not-for-profit companies: 9% (175 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025