Oxford, MD demographics:
population, income, and more

Total population
706
-2.5% year-over-year change
Median household income
$83,207/yr
-0.3% year-over-year change
Housing units
559
0.5% year-over-year change

Oxford population

How many people live in Oxford

Oxford is home to 706 residents, according to the most recent Census data. Gender-wise, 49.3% of Oxford locals are male, and 50.7% are female.

Total population
706
-2.5% year-over-year change
Gender ratio
Male
49.3%
348
Female
50.7%
358
Value Percent YoY change
Male 348 49.3% -2.0%
Female 358 50.7% -3.0%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Oxford is 67, with the population distributed as follows: about 6.5% are children under 15, then 7.5% are in the 15 to 24 age group. Adults between 25 and 44 make up 5.1% of the population, while another 28.8% fall into the 45 to 64 bracket. Finally, around 52.1% are 65 or older.

Median age
66.9
Age breakdown
Under 15
6.5%
15 to 24
7.5%
25 to 44
5.1%
45 to 64
28.8%
Over 65
52.1%
Value Percent YoY change
Under 15 46 6.5% 17.9%
15 to 24 53 7.5% -19.7%
25 to 44 36 5.1% 12.5%
45 to 64 203 28.8% -13.2%
Over 65 368 52.1% 4.2%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Oxford, 96.9% of the population are US-born citizens, while 2.8% have gained naturalized citizenship. At the same time, 0.3% of residents are non-citizens. There’s also a share of 10.6% that includes residents with two or more races.

Citizenship
U.S.-born citizens
96.9%
Non-U.S.-born citizens
2.8%
Non-citizens
0.3%
Value Percent YoY change
U.S.-born citizens 684 96.9% -3.9%
Non-U.S.-born citizens 20 2.8% 66.7%
Non-citizens 2 0.3% N/A
Racial breakdown
White
86.1%
Black or African American
3.3%
American Indian and Alaska Native
0%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
10.6%
Other
0%
Value Percent
White 608 86.1%
Black or African American 23 3.3%
Two or more races 75 10.6%

Households in Oxford

A peek inside Oxford households

Oxford has 401 households, with an average of 2 members in each. Of these, 68.3% are families, while the remaining 31.7% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
401
3.9% year-over-year change
Average people per household
2
Non-family households
127
Family households
274
Value Percent YoY change
Non-family households 127 31.7% 9.5%
Family households 274 68.3% 1.5%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Oxford

The housing landscape of Oxford

Oxford's housing consists of 559 units, with 89.3% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 3.8% and offer a more compact, shared living style.

Housing units
559
0.5% year-over-year change
Housing types
Value Percent
1 unit, detached 499 89.3%
1 unit, attached 21 3.8%
2 units 7 1.2%
3 or 4 units 20 3.6%
5 to 9 units 12 2.2%
Homes built since 2020
6
% year-over-year change

The age of buildings in Oxford

In Oxford, the median construction year is 1969. About 36.3% of homes were built before the 1940s, with another 0.9% going up by 1949. Most development happened in the second half of the 20th century. Then, 10.2% of homes were added from 2000 to 2009, 2% between 2010 and 2019, and 1.1% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 203 36.3% -2.9%
Built between 1940 and 1949 5 0.9% -50.0%
Built between 1950 and 1959 4 0.7% -77.8%
Built between 1960 and 1969 74 13.2% 54.2%
Built between 1970 and 1979 77 13.8% -2.5%
Built between 1980 and 1989 48 8.6% 4.3%
Built between 1990 and 1999 74 13.2% -1.3%
Built between 2000 and 2009 57 10.2% -8.1%
Built between 2010 and 2019 11 2% 22.2%
Built in 2020 or later 6 1.1% N/A
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Oxford occupancy rates

Out of the 401 occupied housing units in Oxford, 83.5% are owner-occupied, while 16.5% are lived in by tenants. Meanwhile, 28.3% of all homes on the local market sit vacant.

Occupied housing units
401
3.9% year-over-year change
Occupancy breakdown
Renter occupied
66
Owner occupied
335
Value Percent YoY
change
Renter occupied 66 16.5% 15.8%
Owner occupied 335 83.5% 1.8%
Unoccupied housing units
28.3%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Oxford housing costs

Housing costs in Oxford come to a median of $2,127 per month, while tenants specifically pay a median gross rent of $2,250.

Median housing costs per month
$2,127/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Oxford
$2,250/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Oxford

Oxford education at a glance

About 11.2% of the population in Oxford went to high school, while 23.3% pursued college studies. Another 3% earned an associate degree and 27% hold a bachelor’s. Meanwhile, 34.7% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 6 0.9% -14.3%
High school diploma 72 11.2% -21.7%
College diploma 150 23.3% -6.8%
Associate degree 19 3% 26.7%
Bachelor's degree 174 27% 1.2%
Graduate degree 224 34.7% 0.5%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Oxford

How much people earn in Oxford

The average annual household income in Oxford was $122,211 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +4.1% change from the previous year. At the same time, the median income stood at $83,207, reflecting a -0.4% shift over the same period.

Average household income in Oxford
$122,211/year
4.1% year-over-year change
Median household income in Oxford
$83,207/year
-0.3% year-over-year change

Oxford income by age

Those with someone between 45 and 64 in charge, often well established professionally, earn $81,989 overall. Overall, 86.6% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
45 - 64 $81,989 1.9%
Over 65 $97,750 2.5%
Above poverty level
609
Below poverty level
94
Value Percent YoY
change
Above poverty level 609 86.6% -3.3%
Below poverty level 94 13.4% 0.0%

Employment in Oxford

Workforce and job types in Oxford

The job market in Oxford is powered by 203 working residents, spread across a range of industries and roles. 81.3% of the working population are employed in professional or administrative positions, while 18.7% are in hands-on or service-based jobs. Also, 13.8% run their own businesses, 66.5% are employed by private companies, and 11.8% work in the public sector.

Workforce demographics

Working population
203
-15.8% year-over-year change
White collar
165
Blue collar
38
Value Percent YoY change
White collar 165 81.3% -14.1%
Blue collar 38 18.7% -22.4%
Employer type
Self employees
13.8%
Private companies
66.5%
Governmental workers
11.8%
Not for profit companies
7.9%
Value Percent YoY change
Self employees 28 13.8% -42.9%
Private companies 135 66.5% -7.5%
Governmental workers 24 11.8% -29.4%
Not for profit companies 16 7.9% 33.3%
Unemployment rate
17.8%
2.3% year-over-year change

Available workforce

The unemployment rate in Oxford stands at 17.8%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Oxford

How people get around in Oxford

Commuting methods vary: 74.4% of residents travel by personal vehicle and 3.4% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 151 74.4% -8.5%
Bicycle 2 1% -66.7%
Walk 7 3.4% -66.7%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Oxford by zipcode?

Zipcode Population Number of households Median income Average income
21654 1,179 629 $82,772 $120,426

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FAQs about Oxford demographics 

What is the total population of Oxford?

Oxford has a total population of 706 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -2.5% compared to a year ago.

What is the gender ratio in Oxford?

The gender ratio in Oxford is as follows:
  • 49.3% males (348 residents)
  • 50.7% females (358 residents)

What is the median age in Oxford?

The median age in Oxford is 66.9.

What is the age distribution of the population in Oxford?

The age distribution in Oxford is as follows:
  • Under 15: 6.5% (46 residents)
  • Ages 15-24: 7.5% (53 residents)
  • Ages 25-44: 5.1% (36 residents)
  • Ages 45-64: 28.8% (203 residents)
  • Over 65: 52.1% (368 residents)

What is the racial and ethnic makeup of Oxford?

The racial and ethnic makeup of Oxford is as follows:
  • White: 86.1% (608 residents)
  • Black or African American: 3.3% (23 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 10.6% (75 residents)
  • Other: 0% (0 residents)

What percentage of the population in Oxford are U.S.-born citizens?

U.S.-born citizens represent 96.9% of the population in Oxford.

How many housing units are there in Oxford?

There are 559 housing units in Oxford, reflecting a +0.5% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Oxford and what is the average household size?

Oxford has a total of 401 households, with an average of 2 people in each.

What is the median household income in Oxford?

Oxford has a median household income of $83,207, representing a -0.3% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Oxford?

The employment rate is 82.2% in Oxford, with a workforce of 203 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 81.3% (165 residents)
  • Blue-collar workers: 18.7% (38 residents)

Places of employment:
  • Self-employed: 13.8% (28 residents)
  • Private companies: 66.5% (135 residents)
  • Governmental workers: 11.8% (24 residents)
  • Not-for-profit companies: 7.9% (16 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025