Talbot County, MD demographics:
population, income, and more

Total population
37,917
0.6% year-over-year change
Median household income
$84,811/yr
0.5% year-over-year change
Housing units
19,720
0.2% year-over-year change

Talbot County population

How many people live in Talbot County

Talbot County is home to 37,917 residents, according to the most recent Census data. Gender-wise, 48.2% of Talbot County locals are male, and 51.8% are female.

Total population
37,917
0.6% year-over-year change
Gender ratio
Male
48.2%
18,258
Female
51.8%
19,659
Value Percent YoY change
Male 18,258 48.2% 0.8%
Female 19,659 51.8% 0.3%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Talbot County is 51, with the population distributed as follows: about 15.1% are children under 15, then 9.2% are in the 15 to 24 age group. Adults between 25 and 44 make up 19.7% of the population, while another 26.4% fall into the 45 to 64 bracket. Finally, around 29.6% are 65 or older.

Median age
51.2
Age breakdown
Under 15
15.1%
15 to 24
9.2%
25 to 44
19.7%
45 to 64
26.4%
Over 65
29.6%
Value Percent YoY change
Under 15 5,740 15.1% -1.8%
15 to 24 3,483 9.2% 3.8%
25 to 44 7,464 19.7% 1.1%
45 to 64 10,020 26.4% -0.5%
Over 65 11,210 29.6% 1.4%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Talbot County, 90.3% of the population are US-born citizens, while 5.2% have gained naturalized citizenship. At the same time, 4.5% of residents are non-citizens. As for race, 75.6% of locals are Caucasian, 12.2% are African American and 1.4% have Asian roots. There’s also a share of 7.6% that includes residents with two or more races.

Citizenship
U.S.-born citizens
90.3%
Non-U.S.-born citizens
5.2%
Non-citizens
4.5%
Value Percent YoY change
U.S.-born citizens 34,223 90.3% 0.4%
Non-U.S.-born citizens 1,989 5.2% 11.1%
Non-citizens 1,705 4.5% -7.2%
Racial breakdown
White
75.6%
Black or African American
12.2%
American Indian and Alaska Native
0.5%
Asian
1.4%
Native Hawaiian and other Pacific Islander
0%
Two or more races
7.6%
Other
2.7%
Value Percent
White 28,647 75.6%
Black or African American 4,628 12.2%
American Indian and Alaska Native 187 0.5%
Asian 528 1.4%
Native Hawaiian and other Pacific Islander 19 0%
Two or more races 2,895 7.6%
Other 1,013 2.7%

Households in Talbot County

A peek inside Talbot County households

Talbot County has 16,433 households, with an average of 2 members in each. Of these, 62.2% are families, while the remaining 37.8% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
16,433
1.4% year-over-year change
Average people per household
2
Non-family households
6,212
Family households
10,221
Value Percent YoY change
Non-family households 6,212 37.8% 0.6%
Family households 10,221 62.2% 1.9%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Talbot County

The housing landscape of Talbot County

Talbot County's housing consists of 19,720 units, with 78% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 6% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 3.1% of the housing landscape.

Housing units
19,720
0.2% year-over-year change
Housing types
Value Percent
1 unit, detached 15,376 78%
1 unit, attached 1,192 6%
2 units 607 3.1%
3 or 4 units 590 3%
5 to 9 units 730 3.7%
10 to 19 units 278 1.4%
20 to 49 units 230 1.2%
50 or more units 99 0.5%
Mobile home 618 3.1%
Homes built since 2020
155
162.7% year-over-year change

The age of buildings in Talbot County

In Talbot County, the median construction year is 1983. About 14% of homes were built before the 1940s, with another 4.5% going up by 1949. Most development happened in the second half of the 20th century. Then, 15.1% of homes were added from 2000 to 2009, 5.6% between 2010 and 2019, and 0.8% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 2,753 14% -4.1%
Built between 1940 and 1949 888 4.5% -5.1%
Built between 1950 and 1959 1,529 7.8% -6.0%
Built between 1960 and 1969 1,351 6.8% -5.9%
Built between 1970 and 1979 2,349 11.9% 5.1%
Built between 1980 and 1989 3,323 16.8% -5.8%
Built between 1990 and 1999 3,290 16.7% 9.4%
Built between 2000 and 2009 2,978 15.1% 1.7%
Built between 2010 and 2019 1,104 5.6% 5.5%
Built in 2020 or later 155 0.8% 162.7%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Talbot County occupancy rates

Out of the 16,433 occupied housing units in Talbot County, 75.1% are owner-occupied, while 24.9% are lived in by tenants. Meanwhile, 16.7% of all homes on the local market sit vacant.

Occupied housing units
16,433
1.4% year-over-year change
Occupancy breakdown
Renter occupied
4,096
Owner occupied
12,337
Value Percent YoY
change
Renter occupied 4,096 24.9% -7.5%
Owner occupied 12,337 75.1% 4.7%
Unoccupied housing units
16.7%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Talbot County housing costs

Housing costs in Talbot County come to a median of $1,504 per month, while tenants specifically pay a median gross rent of $1,256.

Median housing costs per month
$1,504/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Talbot County
$1,256/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Talbot County

Talbot County education at a glance

About 30.1% of the population in Talbot County went to high school, while 20% pursued college studies. Another 7% earned an associate degree and 23.5% hold a bachelor’s. Meanwhile, 16.5% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 920 3% 23.5%
High school diploma 9,286 30.1% -3.8%
College diploma 6,184 20% 2.5%
Associate degree 2,151 7% -1.4%
Bachelor's degree 7,245 23.5% 5.8%
Graduate degree 5,086 16.5% -1.6%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Talbot County

How much people earn in Talbot County

The average annual household income in Talbot County was $126,276 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +4% change from the previous year. At the same time, the median income stood at $84,811, reflecting a +0.5% shift over the same period.

Average household income in Talbot County
$126,276/year
4.0% year-over-year change
Median household income in Talbot County
$84,811/year
0.5% year-over-year change

Talbot County income by age

In Talbot County, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $82,055. Those with someone between 45 and 64 in charge, often well established professionally, earn $107,912 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $108,665, while those led by someone over 65, many of whom may be retired, have about $73,213 in earnings. Overall, 90.7% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $108,665 2.6%
25 - 44 $82,055 -0.4%
45 - 64 $107,912 12.7%
Over 65 $73,213 -5.6%
Above poverty level
33,669
Below poverty level
3,456
Value Percent YoY
change
Above poverty level 33,669 90.7% 1.6%
Below poverty level 3,456 9.3% -7.8%

Employment in Talbot County

Workforce and job types in Talbot County

The job market in Talbot County is powered by 17,158 working residents, spread across a range of industries and roles. 82.9% of the working population are employed in professional or administrative positions, while 17.1% are in hands-on or service-based jobs. Also, 15.4% run their own businesses, 56.6% are employed by private companies, and 16.6% work in the public sector.

Workforce demographics

Working population
17,158
1.7% year-over-year change
White collar
14,218
Blue collar
2,940
Value Percent YoY change
White collar 14,218 82.9% 3.0%
Blue collar 2,940 17.1% -4.1%
Employer type
Self employees
15.4%
Private companies
56.6%
Governmental workers
16.6%
Not for profit companies
11.4%
Value Percent YoY change
Self employees 2,636 15.4% -9.5%
Private companies 9,718 56.6% -0.6%
Governmental workers 2,840 16.6% 15.2%
Not for profit companies 1,964 11.4% 13.9%
Unemployment rate
4.3%
17.2% year-over-year change

Available workforce

The unemployment rate in Talbot County stands at 4.3%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Talbot County

How people get around in Talbot County

Commuting methods vary: 79.3% of residents travel by personal vehicle and 2.4% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 13,352 79.3% 0.8%
Taxicab 29 0.2% N/A
Bus or trolleybus 58 0.3% -24.7%
Ferryboat 13 0.1% -7.1%
Motorcycle 15 0.1% N/A
Bicycle 223 1.3% 8.2%
Walk 401 2.4% -11.1%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Talbot County by zipcode?

Zipcode Population Number of households Median income Average income
21601 24,671 10,525 $83,680 $119,057
21612 470 210 $117,794 $149,913
21624 162 58 $89,375 $97,150
21625 1,766 610 $83,250 $129,890
21647 320 153 $113,472 $133,290
21652 155 95 $127,930 $134,117
21653 84 49 $0 $88,986
21654 1,179 629 $82,772 $120,426
21662 546 217 $137,404 $208,738
21663 3,764 1,677 $89,775 $148,806

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FAQs about Talbot County demographics 

What is the total population of Talbot County?

Talbot County has a total population of 37,917 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +0.6% compared to a year ago.

What is the gender ratio in Talbot County?

The gender ratio in Talbot County is as follows:
  • 48.2% males (18,258 residents)
  • 51.8% females (19,659 residents)

What is the median age in Talbot County?

The median age in Talbot County is 51.2.

What is the age distribution of the population in Talbot County?

The age distribution in Talbot County is as follows:
  • Under 15: 15.1% (5,740 residents)
  • Ages 15-24: 9.2% (3,483 residents)
  • Ages 25-44: 19.7% (7,464 residents)
  • Ages 45-64: 26.4% (10,020 residents)
  • Over 65: 29.6% (11,210 residents)

What is the racial and ethnic makeup of Talbot County?

The racial and ethnic makeup of Talbot County is as follows:
  • White: 75.6% (28,647 residents)
  • Black or African American: 12.2% (4,628 residents)
  • American Indian and Alaska Native: 0.5% (187 residents)
  • Asian: 1.4% (528 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (19 residents)
  • Two or More Races: 7.6% (2,895 residents)
  • Other: 2.7% (1,013 residents)

What percentage of the population in Talbot County are U.S.-born citizens?

U.S.-born citizens represent 90.3% of the population in Talbot County.

How many housing units are there in Talbot County?

There are 19,720 housing units in Talbot County, reflecting a +0.2% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Talbot County and what is the average household size?

Talbot County has a total of 16,433 households, with an average of 2 people in each.

What is the median household income in Talbot County?

Talbot County has a median household income of $84,811, representing a +0.5% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Talbot County?

The employment rate is 95.7% in Talbot County, with a workforce of 17,158 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 82.9% (14,218 residents)
  • Blue-collar workers: 17.1% (2,940 residents)

Places of employment:
  • Self-employed: 15.4% (2,636 residents)
  • Private companies: 56.6% (9,718 residents)
  • Governmental workers: 16.6% (2,840 residents)
  • Not-for-profit companies: 11.4% (1,964 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025