Oldham County, KY demographics:
population, income, and more

Total population
69,257
1.0% year-over-year change
Median household income
$122,497/yr
0.8% year-over-year change
Housing units
23,837
1.4% year-over-year change

Oldham County population

How many people live in Oldham County

Oldham County is home to 69,257 residents, according to the most recent Census data. Gender-wise, 52.2% of Oldham County locals are male, and 47.8% are female.

Total population
69,257
1.0% year-over-year change
Gender ratio
Male
52.2%
36,171
Female
47.8%
33,086
Value Percent YoY change
Male 36,171 52.2% 0.6%
Female 33,086 47.8% 1.4%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Oldham County is 40, with the population distributed as follows: about 19.8% are children under 15, then 13.3% are in the 15 to 24 age group. Adults between 25 and 44 make up 24.6% of the population, while another 27.8% fall into the 45 to 64 bracket. Finally, around 14.6% are 65 or older.

Median age
39.9
Age breakdown
Under 15
19.8%
15 to 24
13.3%
25 to 44
24.6%
45 to 64
27.8%
Over 65
14.6%
Value Percent YoY change
Under 15 13,710 19.8% -0.8%
15 to 24 9,186 13.3% 2.1%
25 to 44 17,048 24.6% 1.0%
45 to 64 19,217 27.8% -0.3%
Over 65 10,096 14.6% 4.7%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Oldham County, 94.8% of the population are US-born citizens, while 3.6% have gained naturalized citizenship. At the same time, 1.6% of residents are non-citizens. As for race, 86.6% of locals are Caucasian, 3% are African American and 1.7% have Asian roots. There’s also a share of 6.9% that includes residents with two or more races.

Citizenship
U.S.-born citizens
94.8%
Non-U.S.-born citizens
3.6%
Non-citizens
1.6%
Value Percent YoY change
U.S.-born citizens 65,691 94.8% 0.8%
Non-U.S.-born citizens 2,472 3.6% -2.5%
Non-citizens 1,094 1.6% 21.7%
Racial breakdown
White
86.6%
Black or African American
3%
American Indian and Alaska Native
0.1%
Asian
1.7%
Native Hawaiian and other Pacific Islander
0%
Two or more races
6.9%
Other
1.7%
Value Percent
White 59,951 86.6%
Black or African American 2,042 3%
American Indian and Alaska Native 97 0.1%
Asian 1,162 1.7%
Two or more races 4,798 6.9%
Other 1,207 1.7%

Households in Oldham County

A peek inside Oldham County households

Oldham County has 23,025 households, with an average of 3 members in each. Of these, 80.9% are families, while the remaining 19.1% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
23,025
2.5% year-over-year change
Average people per household
3
Non-family households
4,396
Family households
18,629
Value Percent YoY change
Non-family households 4,396 19.1% 5.2%
Family households 18,629 80.9% 1.9%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Oldham County

The housing landscape of Oldham County

Oldham County's housing consists of 23,837 units, with 87.1% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 3% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 1.3% of the housing landscape.

Housing units
23,837
1.4% year-over-year change
Housing types
Value Percent
1 unit, detached 20,763 87.1%
1 unit, attached 710 3%
2 units 59 0.2%
3 or 4 units 563 2.4%
5 to 9 units 780 3.3%
10 to 19 units 464 2%
20 to 49 units 97 0.4%
50 or more units 83 0.4%
Mobile home 318 1.3%
Homes built since 2020
876
66.5% year-over-year change

The age of buildings in Oldham County

In Oldham County, the median construction year is 1994. About 3.4% of homes were built before the 1940s, with another 1.4% going up by 1949. Most development happened in the second half of the 20th century. Then, 22.9% of homes were added from 2000 to 2009, 11.4% between 2010 and 2019, and 3.7% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 811 3.4% -4.0%
Built between 1940 and 1949 338 1.4% 4.6%
Built between 1950 and 1959 682 2.9% 4.3%
Built between 1960 and 1969 912 3.8% 3.2%
Built between 1970 and 1979 4,315 18.1% -0.2%
Built between 1980 and 1989 3,235 13.6% -0.9%
Built between 1990 and 1999 4,487 18.8% -0.9%
Built between 2000 and 2009 5,452 22.9% -1.6%
Built between 2010 and 2019 2,729 11.4% 4.1%
Built in 2020 or later 876 3.7% 66.5%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Oldham County occupancy rates

Out of the 23,025 occupied housing units in Oldham County, 87.1% are owner-occupied, while 12.9% are lived in by tenants. Meanwhile, 3.4% of all homes on the local market sit vacant.

Occupied housing units
23,025
2.5% year-over-year change
Occupancy breakdown
Renter occupied
2,967
Owner occupied
20,058
Value Percent YoY
change
Renter occupied 2,967 12.9% 10.6%
Owner occupied 20,058 87.1% 1.4%
Unoccupied housing units
3.4%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Oldham County housing costs

Housing costs in Oldham County come to a median of $1,606 per month, while tenants specifically pay a median gross rent of $1,219.

Median housing costs per month
$1,606/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Oldham County
$1,219/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Oldham County

Oldham County education at a glance

About 26.9% of the population in Oldham County went to high school, while 21.1% pursued college studies. Another 8.2% earned an associate degree and 24.5% hold a bachelor’s. Meanwhile, 17.9% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 719 1.4% -14.2%
High school diploma 14,014 26.9% 2.1%
College diploma 10,985 21.1% 1.0%
Associate degree 4,281 8.2% 0.5%
Bachelor's degree 12,772 24.5% 0.4%
Graduate degree 9,351 17.9% 4.5%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Oldham County

How much people earn in Oldham County

The average annual household income in Oldham County was $162,241 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +2% change from the previous year. At the same time, the median income stood at $122,497, reflecting a +0.8% shift over the same period.

Average household income in Oldham County
$162,241/year
2.0% year-over-year change
Median household income in Oldham County
$122,497/year
0.8% year-over-year change

Oldham County income by age

In Oldham County, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $134,515. Those with someone between 45 and 64 in charge, often well established professionally, earn $154,595 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $96,042, while those led by someone over 65, many of whom may be retired, have about $72,987 in earnings. Overall, 95.7% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $96,042 43.4%
25 - 44 $134,515 -0.4%
45 - 64 $154,595 6.0%
Over 65 $72,987 -2.2%
Above poverty level
62,001
Below poverty level
2,790
Value Percent YoY
change
Above poverty level 62,001 95.7% 0.7%
Below poverty level 2,790 4.3% 10.2%

Employment in Oldham County

Workforce and job types in Oldham County

The job market in Oldham County is powered by 33,574 working residents, spread across a range of industries and roles. 81.5% of the working population are employed in professional or administrative positions, while 18.5% are in hands-on or service-based jobs. Also, 10.5% run their own businesses, 69.4% are employed by private companies, and 11% work in the public sector.

Workforce demographics

Working population
33,574
0.8% year-over-year change
White collar
27,348
Blue collar
6,226
Value Percent YoY change
White collar 27,348 81.5% 0.3%
Blue collar 6,226 18.5% 2.8%
Employer type
Self employees
10.5%
Private companies
69.4%
Governmental workers
11%
Not for profit companies
9.2%
Value Percent YoY change
Self employees 3,527 10.5% 0.8%
Private companies 23,288 69.4% 2.3%
Governmental workers 3,687 11% -6.6%
Not for profit companies 3,072 9.2% -1.2%
Unemployment rate
3.5%
5.2% year-over-year change

Available workforce

The unemployment rate in Oldham County stands at 3.5%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Oldham County

How people get around in Oldham County

In Oldham County, the average commute time is 26 minutes. Commuting methods vary: 79.8% of residents travel by personal vehicle and 0.7% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Commute time
26 min
Means of transportation
Value Percent YoY change
Car 26,552 79.8% -2.7%
Bus or trolleybus 77 0.2% 1,183.3%
Motorcycle 56 0.2% -3.5%
Bicycle 2 0% 100.0%
Walk 234 0.7% -10.0%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Oldham County by zipcode?

Zipcode Population Number of households Median income Average income
40010 678 223 $196,125 $231,730
40014 23,101 8,168 $121,189 $158,860
40026 5,975 1,969 $134,254 $179,771
40031 26,259 8,232 $98,513 $116,789
40055 1,942 740 $97,939 $103,766
40056 3,441 1,175 $134,115 $160,944
40059 20,892 8,250 $152,727 $236,322
40068 2,570 922 $80,750 $112,372
40077 678 272 $73,333 $93,753

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FAQs about Oldham County demographics 

What is the total population of Oldham County?

Oldham County has a total population of 69,257 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +1.0% compared to a year ago.

What is the gender ratio in Oldham County?

The gender ratio in Oldham County is as follows:
  • 52.2% males (36,171 residents)
  • 47.8% females (33,086 residents)

What is the median age in Oldham County?

The median age in Oldham County is 39.9.

What is the age distribution of the population in Oldham County?

The age distribution in Oldham County is as follows:
  • Under 15: 19.8% (13,710 residents)
  • Ages 15-24: 13.3% (9,186 residents)
  • Ages 25-44: 24.6% (17,048 residents)
  • Ages 45-64: 27.8% (19,217 residents)
  • Over 65: 14.6% (10,096 residents)

What is the racial and ethnic makeup of Oldham County?

The racial and ethnic makeup of Oldham County is as follows:
  • White: 86.6% (59,951 residents)
  • Black or African American: 3% (2,042 residents)
  • American Indian and Alaska Native: 0.1% (97 residents)
  • Asian: 1.7% (1,162 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 6.9% (4,798 residents)
  • Other: 1.7% (1,207 residents)

What percentage of the population in Oldham County are U.S.-born citizens?

U.S.-born citizens represent 94.8% of the population in Oldham County.

How many housing units are there in Oldham County?

There are 23,837 housing units in Oldham County, reflecting a +1.4% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Oldham County and what is the average household size?

Oldham County has a total of 23,025 households, with an average of 3 people in each.

What is the median household income in Oldham County?

Oldham County has a median household income of $122,497, representing a +0.8% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Oldham County?

The employment rate is 96.5% in Oldham County, with a workforce of 33,574 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 81.5% (27,348 residents)
  • Blue-collar workers: 18.5% (6,226 residents)

Places of employment:
  • Self-employed: 10.5% (3,527 residents)
  • Private companies: 69.4% (23,288 residents)
  • Governmental workers: 11% (3,687 residents)
  • Not-for-profit companies: 9.2% (3,072 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025