Florence, KY demographics:
population, income, and more

Total population
32,803
1.4% year-over-year change
Median household income
$71,003/yr
3.6% year-over-year change
Housing units
14,499
-0.9% year-over-year change

Florence population

How many people live in Florence

Florence is home to 32,803 residents, according to the most recent Census data. Gender-wise, 48.7% of Florence locals are male, and 51.3% are female.

Total population
32,803
1.4% year-over-year change
Gender ratio
Male
48.7%
15,978
Female
51.3%
16,825
Value Percent YoY change
Male 15,978 48.7% -2.1%
Female 16,825 51.3% 5.1%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Florence is 39, with the population distributed as follows: about 16.6% are children under 15, then 12.8% are in the 15 to 24 age group. Adults between 25 and 44 make up 27.4% of the population, while another 23.5% fall into the 45 to 64 bracket. Finally, around 19.6% are 65 or older.

Median age
38.9
Age breakdown
Under 15
16.6%
15 to 24
12.8%
25 to 44
27.4%
45 to 64
23.5%
Over 65
19.6%
Value Percent YoY change
Under 15 5,443 16.6% 6.3%
15 to 24 4,215 12.8% 2.5%
25 to 44 8,983 27.4% 2.1%
45 to 64 7,722 23.5% 1.2%
Over 65 6,440 19.6% -3.5%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Florence, 88.5% of the population are US-born citizens, while 4.9% have gained naturalized citizenship. At the same time, 6.6% of residents are non-citizens. As for race, 78.2% of locals are Caucasian, 6.6% are African American and 3.4% have Asian roots. There’s also a share of 7.5% that includes residents with two or more races.

Citizenship
U.S.-born citizens
88.5%
Non-U.S.-born citizens
4.9%
Non-citizens
6.6%
Value Percent YoY change
U.S.-born citizens 29,042 88.5% -1.1%
Non-U.S.-born citizens 1,613 4.9% 62.0%
Non-citizens 2,148 6.6% 9.7%
Racial breakdown
White
78.2%
Black or African American
6.6%
American Indian and Alaska Native
0.2%
Asian
3.4%
Native Hawaiian and other Pacific Islander
0%
Two or more races
7.5%
Other
4.1%
Value Percent
White 25,635 78.2%
Black or African American 2,182 6.6%
American Indian and Alaska Native 55 0.2%
Asian 1,128 3.4%
Native Hawaiian and other Pacific Islander 1 0%
Two or more races 2,452 7.5%
Other 1,350 4.1%

Households in Florence

A peek inside Florence households

Florence has 13,926 households, with an average of 2 members in each. Of these, 57.1% are families, while the remaining 42.9% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
13,926
-0.7% year-over-year change
Average people per household
2
Non-family households
5,977
Family households
7,949
Value Percent YoY change
Non-family households 5,977 42.9% -2.6%
Family households 7,949 57.1% 0.7%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Florence

The housing landscape of Florence

Florence's housing consists of 14,499 units, with 44.5% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 8.2% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 0.2% of the housing landscape.

Housing units
14,499
-0.9% year-over-year change
Housing types
Value Percent
1 unit, detached 6,447 44.5%
1 unit, attached 1,189 8.2%
2 units 191 1.3%
3 or 4 units 693 4.8%
5 to 9 units 1,947 13.4%
10 to 19 units 2,569 17.7%
20 to 49 units 634 4.4%
50 or more units 799 5.5%
Mobile home 30 0.2%
Homes built since 2020
362
78.3% year-over-year change

The age of buildings in Florence

In Florence, the median construction year is 1985. About 1.8% of homes were built before the 1940s, with another 2.3% going up by 1949. Most development happened in the second half of the 20th century. Then, 22.1% of homes were added from 2000 to 2009, 6.3% between 2010 and 2019, and 2.5% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 254 1.8% 16.0%
Built between 1940 and 1949 328 2.3% 5.8%
Built between 1950 and 1959 1,345 9.3% 5.7%
Built between 1960 and 1969 1,215 8.4% -24.5%
Built between 1970 and 1979 3,083 21.3% 1.1%
Built between 1980 and 1989 1,875 12.9% 1.7%
Built between 1990 and 1999 1,922 13.3% -4.4%
Built between 2000 and 2009 3,208 22.1% -2.0%
Built between 2010 and 2019 907 6.3% 7.3%
Built in 2020 or later 362 2.5% 78.3%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Florence occupancy rates

Out of the 13,926 occupied housing units in Florence, 57.5% are owner-occupied, while 42.5% are lived in by tenants. Meanwhile, 4% of all homes on the local market sit vacant.

Occupied housing units
13,926
-0.7% year-over-year change
Occupancy breakdown
Renter occupied
5,916
Owner occupied
8,010
Value Percent YoY
change
Renter occupied 5,916 42.5% 3.7%
Owner occupied 8,010 57.5% -3.8%
Unoccupied housing units
4.0%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Florence housing costs

Housing costs in Florence come to a median of $1,226 per month, while tenants specifically pay a median gross rent of $1,329.

Median housing costs per month
$1,226/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Florence
$1,329/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Florence

Florence education at a glance

About 40% of the population in Florence went to high school, while 22.4% pursued college studies. Another 8.4% earned an associate degree and 17.6% hold a bachelor’s. Meanwhile, 8.4% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 799 3.1% 20.0%
High school diploma 10,422 40% 10.4%
College diploma 5,831 22.4% -14.9%
Associate degree 2,196 8.4% 2.7%
Bachelor's degree 4,593 17.6% 5.8%
Graduate degree 2,187 8.4% -4.2%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Florence

How much people earn in Florence

The average annual household income in Florence was $92,169 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +8.9% change from the previous year. At the same time, the median income stood at $71,003, reflecting a +3.6% shift over the same period.

Average household income in Florence
$92,169/year
8.9% year-over-year change
Median household income in Florence
$71,003/year
3.6% year-over-year change

Florence income by age

In Florence, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $79,430. Those with someone between 45 and 64 in charge, often well established professionally, earn $86,674 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $64,578, while those led by someone over 65, many of whom may be retired, have about $46,750 in earnings. Overall, 90.4% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $64,578 7.2%
25 - 44 $79,430 5.0%
45 - 64 $86,674 3.5%
Over 65 $46,750 -12.4%
Above poverty level
28,874
Below poverty level
3,064
Value Percent YoY
change
Above poverty level 28,874 90.4% 1.4%
Below poverty level 3,064 9.6% 0.2%

Average renter income in Florence

To get a better sense of what renters earn on average in Florence, their median household income was $48,534 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 32.9%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$48,534
Rent-to-income ratio
32.9%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Florence

Workforce and job types in Florence

The job market in Florence is powered by 16,477 working residents, spread across a range of industries and roles. 65.9% of the working population are employed in professional or administrative positions, while 34.1% are in hands-on or service-based jobs. Also, 4.8% run their own businesses, 79% are employed by private companies, and 6.9% work in the public sector.

Workforce demographics

Working population
16,477
-1.1% year-over-year change
White collar
10,854
Blue collar
5,623
Value Percent YoY change
White collar 10,854 65.9% -3.2%
Blue collar 5,623 34.1% 3.2%
Employer type
Self employees
4.8%
Private companies
79%
Governmental workers
6.9%
Not for profit companies
9.4%
Value Percent YoY change
Self employees 782 4.8% -11.0%
Private companies 13,024 79% 1.3%
Governmental workers 1,130 6.9% -17.3%
Not for profit companies 1,541 9.4% -0.8%
Unemployment rate
3.1%
16.9% year-over-year change

Available workforce

The unemployment rate in Florence stands at 3.1%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Florence

How people get around in Florence

Means of transportation
Value Percent YoY change
Car 13,982 85.4% -4.0%
Taxicab 31 0.2% 72.2%
Bus or trolleybus 139 0.8% 104.4%
Ferryboat 13 0.1% 30.0%
Bicycle 38 0.2% 40.7%
Walk 1 0% 0.0%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Florence by zipcode?

Zipcode Population Number of households Median income Average income
41042 57,634 22,807 $79,712 $99,166

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FAQs about Florence demographics 

What is the total population of Florence?

Florence has a total population of 32,803 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +1.4% compared to a year ago.

What is the gender ratio in Florence?

The gender ratio in Florence is as follows:
  • 48.7% males (15,978 residents)
  • 51.3% females (16,825 residents)

What is the median age in Florence?

The median age in Florence is 38.9.

What is the age distribution of the population in Florence?

The age distribution in Florence is as follows:
  • Under 15: 16.6% (5,443 residents)
  • Ages 15-24: 12.8% (4,215 residents)
  • Ages 25-44: 27.4% (8,983 residents)
  • Ages 45-64: 23.5% (7,722 residents)
  • Over 65: 19.6% (6,440 residents)

What is the racial and ethnic makeup of Florence?

The racial and ethnic makeup of Florence is as follows:
  • White: 78.2% (25,635 residents)
  • Black or African American: 6.6% (2,182 residents)
  • American Indian and Alaska Native: 0.2% (55 residents)
  • Asian: 3.4% (1,128 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (1 residents)
  • Two or More Races: 7.5% (2,452 residents)
  • Other: 4.1% (1,350 residents)

What percentage of the population in Florence are U.S.-born citizens?

U.S.-born citizens represent 88.5% of the population in Florence.

How many housing units are there in Florence?

There are 14,499 housing units in Florence, reflecting a -0.9% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Florence and what is the average household size?

Florence has a total of 13,926 households, with an average of 2 people in each.

What is the median household income in Florence?

Florence has a median household income of $71,003, representing a +3.6% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Florence?

The employment rate is 96.9% in Florence, with a workforce of 16,477 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 65.9% (10,854 residents)
  • Blue-collar workers: 34.1% (5,623 residents)

Places of employment:
  • Self-employed: 4.8% (782 residents)
  • Private companies: 79% (13,024 residents)
  • Governmental workers: 6.9% (1,130 residents)
  • Not-for-profit companies: 9.4% (1,541 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025