Georgetown, KY demographics:
population, income, and more

Total population
39,117
2.4% year-over-year change
Median household income
$80,088/yr
2.2% year-over-year change
Housing units
15,646
2.4% year-over-year change

Georgetown population

How many people live in Georgetown

Georgetown is home to 39,117 residents, according to the most recent Census data. Gender-wise, 48.1% of Georgetown locals are male, and 51.9% are female.

Total population
39,117
2.4% year-over-year change
Gender ratio
Male
48.1%
18,820
Female
51.9%
20,297
Value Percent YoY change
Male 18,820 48.1% 2.6%
Female 20,297 51.9% 2.2%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Georgetown is 33, with the population distributed as follows: about 21% are children under 15, then 16.2% are in the 15 to 24 age group. Adults between 25 and 44 make up 30% of the population, while another 21.8% fall into the 45 to 64 bracket. Finally, around 10.9% are 65 or older.

Median age
32.7
Age breakdown
Under 15
21%
15 to 24
16.2%
25 to 44
30%
45 to 64
21.8%
Over 65
10.9%
Value Percent YoY change
Under 15 8,224 21% 1.2%
15 to 24 6,350 16.2% 1.1%
25 to 44 11,743 30% 4.2%
45 to 64 8,532 21.8% -0.8%
Over 65 4,268 10.9% 8.6%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Georgetown, 95.3% of the population are US-born citizens, while 3% have gained naturalized citizenship. At the same time, 1.7% of residents are non-citizens. As for race, 83% of locals are Caucasian, 6% are African American and 0.8% have Asian roots. There’s also a share of 7.6% that includes residents with two or more races.

Citizenship
U.S.-born citizens
95.3%
Non-U.S.-born citizens
3%
Non-citizens
1.7%
Value Percent YoY change
U.S.-born citizens 37,295 95.3% 2.1%
Non-U.S.-born citizens 1,162 3% 11.6%
Non-citizens 660 1.7% 1.4%
Racial breakdown
White
83%
Black or African American
6%
American Indian and Alaska Native
0.3%
Asian
0.8%
Native Hawaiian and other Pacific Islander
0%
Two or more races
7.6%
Other
2.2%
Value Percent
White 32,447 83%
Black or African American 2,362 6%
American Indian and Alaska Native 104 0.3%
Asian 333 0.8%
Native Hawaiian and other Pacific Islander 13 0%
Two or more races 2,994 7.6%
Other 864 2.2%

Households in Georgetown

A peek inside Georgetown households

Georgetown has 14,899 households, with an average of 3 members in each. Of these, 66.9% are families, while the remaining 33.1% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
14,899
2.8% year-over-year change
Average people per household
3
Non-family households
4,928
Family households
9,971
Value Percent YoY change
Non-family households 4,928 33.1% 6.4%
Family households 9,971 66.9% 1.0%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Georgetown

The housing landscape of Georgetown

Georgetown's housing consists of 15,646 units, with 69.3% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 5.3% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 0.8% of the housing landscape.

Housing units
15,646
2.4% year-over-year change
Housing types
Value Percent
1 unit, detached 10,839 69.3%
1 unit, attached 828 5.3%
2 units 524 3.4%
3 or 4 units 804 5.1%
5 to 9 units 1,253 8%
10 to 19 units 665 4.2%
20 to 49 units 408 2.6%
50 or more units 203 1.3%
Mobile home 122 0.8%
Homes built since 2020
592
102.0% year-over-year change

The age of buildings in Georgetown

In Georgetown, the median construction year is 2001. About 4.8% of homes were built before the 1940s, with another 1.9% going up by 1949. Most development happened in the second half of the 20th century. Then, 27.1% of homes were added from 2000 to 2009, 23.2% between 2010 and 2019, and 3.8% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 757 4.8% -11.1%
Built between 1940 and 1949 293 1.9% 9.7%
Built between 1950 and 1959 322 2.1% -20.3%
Built between 1960 and 1969 596 3.8% -4.9%
Built between 1970 and 1979 1,123 7.2% 5.0%
Built between 1980 and 1989 973 6.2% -5.9%
Built between 1990 and 1999 3,126 20% -2.5%
Built between 2000 and 2009 4,242 27.1% -0.2%
Built between 2010 and 2019 3,622 23.2% 10.7%
Built in 2020 or later 592 3.8% 102.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Georgetown occupancy rates

Out of the 14,899 occupied housing units in Georgetown, 62.3% are owner-occupied, while 37.7% are lived in by tenants. Meanwhile, 4.8% of all homes on the local market sit vacant.

Occupied housing units
14,899
2.8% year-over-year change
Occupancy breakdown
Renter occupied
5,622
Owner occupied
9,277
Value Percent YoY
change
Renter occupied 5,622 37.7% 4.5%
Owner occupied 9,277 62.3% 1.7%
Unoccupied housing units
4.8%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Georgetown housing costs

Housing costs in Georgetown come to a median of $1,309 per month, while tenants specifically pay a median gross rent of $1,255.

Median housing costs per month
$1,309/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Georgetown
$1,255/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Georgetown

Georgetown education at a glance

About 32.9% of the population in Georgetown went to high school, while 24.9% pursued college studies. Another 8.6% earned an associate degree and 20.2% hold a bachelor’s. Meanwhile, 10.8% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 758 2.6% 17.0%
High school diploma 9,572 32.9% 3.3%
College diploma 7,246 24.9% -5.6%
Associate degree 2,506 8.6% -0.9%
Bachelor's degree 5,876 20.2% 9.4%
Graduate degree 3,152 10.8% 11.8%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Georgetown

How much people earn in Georgetown

The average annual household income in Georgetown was $93,352 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +0.9% change from the previous year. At the same time, the median income stood at $80,088, reflecting a +2.2% shift over the same period.

Average household income in Georgetown
$93,352/year
0.9% year-over-year change
Median household income in Georgetown
$80,088/year
2.2% year-over-year change

Georgetown income by age

In Georgetown, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $84,305. Those with someone between 45 and 64 in charge, often well established professionally, earn $85,336 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $72,261, while those led by someone over 65, many of whom may be retired, have about $55,959 in earnings. Overall, 88.1% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $72,261 5.8%
25 - 44 $84,305 3.1%
45 - 64 $85,336 0.4%
Over 65 $55,959 3.0%
Above poverty level
32,833
Below poverty level
4,453
Value Percent YoY
change
Above poverty level 32,833 88.1% 2.4%
Below poverty level 4,453 11.9% 2.8%

Average renter income in Georgetown

To get a better sense of what renters earn on average in Georgetown, their median household income was $51,715 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 29.1%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$51,715
Rent-to-income ratio
29.1%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Georgetown

Workforce and job types in Georgetown

The job market in Georgetown is powered by 19,982 working residents, spread across a range of industries and roles. 69.6% of the working population are employed in professional or administrative positions, while 30.4% are in hands-on or service-based jobs. Also, 6.6% run their own businesses, 72.1% are employed by private companies, and 15.3% work in the public sector.

Workforce demographics

Working population
19,982
2.4% year-over-year change
White collar
13,902
Blue collar
6,080
Value Percent YoY change
White collar 13,902 69.6% 2.4%
Blue collar 6,080 30.4% 2.5%
Employer type
Self employees
6.6%
Private companies
72.1%
Governmental workers
15.3%
Not for profit companies
6%
Value Percent YoY change
Self employees 1,318 6.6% 1.6%
Private companies 14,411 72.1% 0.9%
Governmental workers 3,053 15.3% 5.8%
Not for profit companies 1,200 6% 15.4%
Unemployment rate
4.2%
11.5% year-over-year change

Available workforce

The unemployment rate in Georgetown stands at 4.2%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Georgetown

How people get around in Georgetown

Commuting methods vary: 87.4% of residents travel by personal vehicle and 1.4% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 17,187 87.4% 0.8%
Bus or trolleybus 18 0.1% 5.9%
Ferryboat 9 0% 0.0%
Motorcycle 14 0.1% 27.3%
Walk 281 1.4% 13.8%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Georgetown by zipcode?

Zipcode Population Number of households Median income Average income
40324 53,406 20,058 $85,110 $106,140

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FAQs about Georgetown demographics 

What is the total population of Georgetown?

Georgetown has a total population of 39,117 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +2.4% compared to a year ago.

What is the gender ratio in Georgetown?

The gender ratio in Georgetown is as follows:
  • 48.1% males (18,820 residents)
  • 51.9% females (20,297 residents)

What is the median age in Georgetown?

The median age in Georgetown is 32.7.

What is the age distribution of the population in Georgetown?

The age distribution in Georgetown is as follows:
  • Under 15: 21% (8,224 residents)
  • Ages 15-24: 16.2% (6,350 residents)
  • Ages 25-44: 30% (11,743 residents)
  • Ages 45-64: 21.8% (8,532 residents)
  • Over 65: 10.9% (4,268 residents)

What is the racial and ethnic makeup of Georgetown?

The racial and ethnic makeup of Georgetown is as follows:
  • White: 83% (32,447 residents)
  • Black or African American: 6% (2,362 residents)
  • American Indian and Alaska Native: 0.3% (104 residents)
  • Asian: 0.8% (333 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (13 residents)
  • Two or More Races: 7.6% (2,994 residents)
  • Other: 2.2% (864 residents)

What percentage of the population in Georgetown are U.S.-born citizens?

U.S.-born citizens represent 95.3% of the population in Georgetown.

How many housing units are there in Georgetown?

There are 15,646 housing units in Georgetown, reflecting a +2.4% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Georgetown and what is the average household size?

Georgetown has a total of 14,899 households, with an average of 3 people in each.

What is the median household income in Georgetown?

Georgetown has a median household income of $80,088, representing a +2.2% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Georgetown?

The employment rate is 95.8% in Georgetown, with a workforce of 19,982 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 69.6% (13,902 residents)
  • Blue-collar workers: 30.4% (6,080 residents)

Places of employment:
  • Self-employed: 6.6% (1,318 residents)
  • Private companies: 72.1% (14,411 residents)
  • Governmental workers: 15.3% (3,053 residents)
  • Not-for-profit companies: 6% (1,200 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025