Owenton, KY demographics:
population, income, and more

Total population
1,511
-5.6% year-over-year change
Median household income
$55,438/yr
6.4% year-over-year change
Housing units
678
-8.2% year-over-year change

Owenton population

How many people live in Owenton

Owenton is home to 1,511 residents, according to the most recent Census data. Gender-wise, 44.3% of Owenton locals are male, and 55.7% are female.

Total population
1,511
-5.6% year-over-year change
Gender ratio
Male
44.3%
670
Female
55.7%
841
Value Percent YoY change
Male 670 44.3% -11.1%
Female 841 55.7% -0.6%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Owenton is 44, with the population distributed as follows: about 14.6% are children under 15, then 11.1% are in the 15 to 24 age group. Adults between 25 and 44 make up 25.2% of the population, while another 23.2% fall into the 45 to 64 bracket. Finally, around 25.9% are 65 or older.

Median age
43.5
Age breakdown
Under 15
14.6%
15 to 24
11.1%
25 to 44
25.2%
45 to 64
23.2%
Over 65
25.9%
Value Percent YoY change
Under 15 220 14.6% -17.3%
15 to 24 168 11.1% 3.1%
25 to 44 381 25.2% -5.5%
45 to 64 350 23.2% 4.8%
Over 65 392 25.9% -9.7%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Owenton, 98.4% of the population are US-born citizens, while 1.5% have gained naturalized citizenship. At the same time, 0.2% of residents are non-citizens. As for race, 97% of locals are Caucasian, 0.7% are African American and 0.2% have Asian roots. There’s also a share of 1.3% that includes residents with two or more races.

Citizenship
U.S.-born citizens
98.4%
Non-U.S.-born citizens
1.5%
Non-citizens
0.2%
Value Percent YoY change
U.S.-born citizens 1,486 98.4% -6.1%
Non-U.S.-born citizens 22 1.5% 29.4%
Non-citizens 3 0.2% N/A
Racial breakdown
White
97%
Black or African American
0.7%
American Indian and Alaska Native
0.7%
Asian
0.2%
Native Hawaiian and other Pacific Islander
0%
Two or more races
1.3%
Other
0%
Value Percent
White 1,466 97%
Black or African American 11 0.7%
American Indian and Alaska Native 11 0.7%
Asian 3 0.2%
Two or more races 20 1.3%

Households in Owenton

A peek inside Owenton households

Owenton has 547 households, with an average of 3 members in each. Of these, 58.1% are families, while the remaining 41.9% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
547
-10.0% year-over-year change
Average people per household
3
Non-family households
229
Family households
318
Value Percent YoY change
Non-family households 229 41.9% -12.9%
Family households 318 58.1% -7.8%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Owenton

The housing landscape of Owenton

Owenton's housing consists of 678 units, with 70.8% being detached single-family homes ideal for those wanting space. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 3% of the housing landscape.

Housing units
678
-8.2% year-over-year change
Housing types
Value Percent
1 unit, detached 480 70.8%
2 units 39 5.8%
3 or 4 units 44 6.5%
5 to 9 units 75 11.1%
10 to 19 units 11 1.6%
20 to 49 units 9 1.3%
Mobile home 20 3%
Homes built since 2020
0
% year-over-year change

The age of buildings in Owenton

In Owenton, the median construction year is 1973. About 9.6% of homes were built before the 1940s, with another 11.8% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 65 9.6% -17.7%
Built between 1940 and 1949 80 11.8% 5.3%
Built between 1950 and 1959 69 10.2% -33.0%
Built between 1960 and 1969 48 7.1% -32.4%
Built between 1970 and 1979 252 37.2% -4.2%
Built between 1980 and 1989 84 12.4% 33.3%
Built between 1990 and 1999 45 6.6% -26.2%
Built between 2000 and 2009 25 3.7% 8.7%
Built between 2010 and 2019 10 1.5% N/A
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Owenton occupancy rates

Out of the 547 occupied housing units in Owenton, 58% are owner-occupied, while 42% are lived in by tenants. Meanwhile, 19.3% of all homes on the local market sit vacant.

Occupied housing units
547
-10.0% year-over-year change
Occupancy breakdown
Renter occupied
230
Owner occupied
317
Value Percent YoY
change
Renter occupied 230 42% -14.8%
Owner occupied 317 58% -6.2%
Unoccupied housing units
19.3%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Owenton housing costs

Housing costs in Owenton come to a median of $746 per month, while tenants specifically pay a median gross rent of $726.

Median housing costs per month
$746/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Owenton
$726/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Owenton

Owenton education at a glance

About 54.2% of the population in Owenton went to high school, while 16.1% pursued college studies. Another 9.8% earned an associate degree and 6.1% hold a bachelor’s. Meanwhile, 6.2% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 91 7.5% -41.3%
High school diploma 655 54.2% 1.6%
College diploma 194 16.1% -6.7%
Associate degree 119 9.8% -7.0%
Bachelor's degree 74 6.1% 4.2%
Graduate degree 75 6.2% 10.3%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Owenton

How much people earn in Owenton

The average annual household income in Owenton was $59,981 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +8.6% change from the previous year. At the same time, the median income stood at $55,438, reflecting a +6.4% shift over the same period.

Average household income in Owenton
$59,981/year
8.6% year-over-year change
Median household income in Owenton
$55,438/year
6.4% year-over-year change

Owenton income by age

In Owenton, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $60,000. Those with someone between 45 and 64 in charge, often well established professionally, earn $70,625 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $55,500, while those led by someone over 65, many of whom may be retired, have about $30,313 in earnings. Overall, 85.4% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $55,500 5.0%
25 - 44 $60,000 2.1%
45 - 64 $70,625 31.4%
Over 65 $30,313 -15.2%
Above poverty level
1,185
Below poverty level
203
Value Percent YoY
change
Above poverty level 1,185 85.4% -5.2%
Below poverty level 203 14.6% -1.9%

Average renter income in Owenton

To get a better sense of what renters earn on average in Owenton, their median household income was $23,750 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 36.7%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$23,750
Rent-to-income ratio
36.7%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Owenton

Workforce and job types in Owenton

The job market in Owenton is powered by 670 working residents, spread across a range of industries and roles. 69.6% of the working population are employed in professional or administrative positions, while 30.4% are in hands-on or service-based jobs. Also, 8.7% run their own businesses, 67.6% are employed by private companies, and 20% work in the public sector.

Workforce demographics

Working population
670
0.6% year-over-year change
White collar
466
Blue collar
204
Value Percent YoY change
White collar 466 69.6% 5.7%
Blue collar 204 30.4% -9.3%
Employer type
Self employees
8.7%
Private companies
67.6%
Governmental workers
20%
Not for profit companies
3.7%
Value Percent YoY change
Self employees 58 8.7% 56.8%
Private companies 453 67.6% -4.8%
Governmental workers 134 20% 2.3%
Not for profit companies 25 3.7% 13.6%
Unemployment rate
6.8%
2.1% year-over-year change

Available workforce

The unemployment rate in Owenton stands at 6.8%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Owenton

How people get around in Owenton

In Owenton, the average commute time is 33 minutes. Commuting methods vary: 90.4% of residents travel by personal vehicle and 3.3% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Commute time
33 min
2.8% year-over-year change
Means of transportation
Value Percent YoY change
Car 571 90.4% -1.9%
Walk 21 3.3% -12.5%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Owenton by zipcode?

Zipcode Population Number of households Median income Average income
40359 6,989 2,629 $62,542 $77,970

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FAQs about Owenton demographics 

What is the total population of Owenton?

Owenton has a total population of 1,511 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -5.6% compared to a year ago.

What is the gender ratio in Owenton?

The gender ratio in Owenton is as follows:
  • 44.3% males (670 residents)
  • 55.7% females (841 residents)

What is the median age in Owenton?

The median age in Owenton is 43.5.

What is the age distribution of the population in Owenton?

The age distribution in Owenton is as follows:
  • Under 15: 14.6% (220 residents)
  • Ages 15-24: 11.1% (168 residents)
  • Ages 25-44: 25.2% (381 residents)
  • Ages 45-64: 23.2% (350 residents)
  • Over 65: 25.9% (392 residents)

What is the racial and ethnic makeup of Owenton?

The racial and ethnic makeup of Owenton is as follows:
  • White: 97% (1,466 residents)
  • Black or African American: 0.7% (11 residents)
  • American Indian and Alaska Native: 0.7% (11 residents)
  • Asian: 0.2% (3 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 1.3% (20 residents)
  • Other: 0% (0 residents)

What percentage of the population in Owenton are U.S.-born citizens?

U.S.-born citizens represent 98.4% of the population in Owenton.

How many housing units are there in Owenton?

There are 678 housing units in Owenton, reflecting a -8.2% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Owenton and what is the average household size?

Owenton has a total of 547 households, with an average of 3 people in each.

What is the median household income in Owenton?

Owenton has a median household income of $55,438, representing a +6.4% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Owenton?

The employment rate is 93.2% in Owenton, with a workforce of 670 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 69.6% (466 residents)
  • Blue-collar workers: 30.4% (204 residents)

Places of employment:
  • Self-employed: 8.7% (58 residents)
  • Private companies: 67.6% (453 residents)
  • Governmental workers: 20% (134 residents)
  • Not-for-profit companies: 3.7% (25 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025