Pendleton, KY demographics:
population, income, and more

Total population
1,942
-18.6% year-over-year change
Median household income
$97,939/yr
17.4% year-over-year change
Housing units
831
-20.1% year-over-year change

Pendleton population

How many people live in Pendleton

Pendleton is home to 1,942 residents, according to the most recent Census data. Gender-wise, 46.4% of Pendleton locals are male, and 53.6% are female.

Total population
1,942
-18.6% year-over-year change
Gender ratio
Male
46.4%
901
Female
53.6%
1,041
Value Percent YoY change
Male 901 46.4% -17.6%
Female 1,041 53.6% -19.5%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Pendleton is 46, with the population distributed as follows: about 16.8% are children under 15, then 13.5% are in the 15 to 24 age group. Adults between 25 and 44 make up 18.1% of the population, while another 32.8% fall into the 45 to 64 bracket. Finally, around 18.8% are 65 or older.

Median age
46.2
Age breakdown
Under 15
16.8%
15 to 24
13.5%
25 to 44
18.1%
45 to 64
32.8%
Over 65
18.8%
Value Percent YoY change
Under 15 326 16.8% -33.1%
15 to 24 262 13.5% -18.1%
25 to 44 352 18.1% -21.8%
45 to 64 637 32.8% -18.6%
Over 65 365 18.8% 5.5%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Pendleton, 98.6% of the population are US-born citizens, while 0.7% have gained naturalized citizenship. At the same time, 0.8% of residents are non-citizens. As for race, 96.2% of locals are Caucasian, 0.7% are African American and 0.2% have Asian roots. There’s also a share of 2.9% that includes residents with two or more races.

Citizenship
U.S.-born citizens
98.6%
Non-U.S.-born citizens
0.7%
Non-citizens
0.8%
Value Percent YoY change
U.S.-born citizens 1,914 98.6% -19.1%
Non-U.S.-born citizens 13 0.7% 44.4%
Non-citizens 15 0.8% 25.0%
Racial breakdown
White
96.2%
Black or African American
0.7%
American Indian and Alaska Native
0%
Asian
0.2%
Native Hawaiian and other Pacific Islander
0%
Two or more races
2.9%
Other
0%
Value Percent
White 1,869 96.2%
Black or African American 14 0.7%
Asian 3 0.2%
Two or more races 56 2.9%

Households in Pendleton

A peek inside Pendleton households

Pendleton has 740 households, with an average of 3 members in each. Of these, 73% are families, while the remaining 27% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
740
-16.9% year-over-year change
Average people per household
3
Non-family households
200
Family households
540
Value Percent YoY change
Non-family households 200 27% -14.5%
Family households 540 73% -17.8%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Pendleton

The housing landscape of Pendleton

Pendleton's housing consists of 831 units, with 90.8% being detached single-family homes ideal for those wanting space. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 9.2% of the housing landscape.

Housing units
831
-20.1% year-over-year change
Housing types
Value Percent
1 unit, detached 755 90.8%
Mobile home 76 9.2%
Homes built since 2020
3
-25.0% year-over-year change

The age of buildings in Pendleton

In Pendleton, the median construction year is 1997. About 5.9% of homes were built before the 1940s, with another 0.6% going up by 1949. Most development happened in the second half of the 20th century. Then, 26.4% of homes were added from 2000 to 2009, 9% between 2010 and 2019, and 0.4% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 49 5.9% 8.9%
Built between 1940 and 1949 5 0.6% 25.0%
Built between 1950 and 1959 10 1.2% N/A
Built between 1960 and 1969 21 2.5% -64.4%
Built between 1970 and 1979 75 9% -21.9%
Built between 1980 and 1989 15 1.8% -50.0%
Built between 1990 and 1999 359 43.2% -5.3%
Built between 2000 and 2009 219 26.4% -25.5%
Built between 2010 and 2019 75 9% -41.9%
Built in 2020 or later 3 0.4% -25.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Pendleton occupancy rates

Out of the 740 occupied housing units in Pendleton, 85.7% are owner-occupied, while 14.3% are lived in by tenants. Meanwhile, 11% of all homes on the local market sit vacant.

Occupied housing units
740
-16.9% year-over-year change
Occupancy breakdown
Renter occupied
106
Owner occupied
634
Value Percent YoY
change
Renter occupied 106 14.3% -24.3%
Owner occupied 634 85.7% -15.6%
Unoccupied housing units
11.0%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Pendleton housing costs

Housing costs in Pendleton come to a median of $1,280 per month, while tenants specifically pay a median gross rent of $1,348.

Median housing costs per month
$1,280/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Pendleton
$1,348/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Pendleton

Pendleton education at a glance

About 48.5% of the population in Pendleton went to high school, while 22.7% pursued college studies. Another 9.1% earned an associate degree and 14% hold a bachelor’s. Meanwhile, 4.1% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 26 1.7% 188.9%
High school diploma 757 48.5% -28.4%
College diploma 354 22.7% 6.6%
Associate degree 142 9.1% -29.4%
Bachelor's degree 219 14% -0.5%
Graduate degree 64 4.1% 14.3%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Pendleton

How much people earn in Pendleton

The average annual household income in Pendleton was $103,766 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +17.2% change from the previous year. At the same time, the median income stood at $97,939, reflecting a +17.4% shift over the same period.

Average household income in Pendleton
$103,766/year
17.2% year-over-year change
Median household income in Pendleton
$97,939/year
17.4% year-over-year change

Pendleton income by age

In Pendleton, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $132,727. Those with someone between 45 and 64 in charge, often well established professionally, earn $116,688 overall. Overall, 88.7% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $132,727 N/A
45 - 64 $116,688 24.8%
Over 65 $65,101 -0.7%
Above poverty level
1,722
Below poverty level
220
Value Percent YoY
change
Above poverty level 1,722 88.7% -14.1%
Below poverty level 220 11.3% -42.4%

Employment in Pendleton

Workforce and job types in Pendleton

55.8% of the working population are employed in professional or administrative positions, while 44.2% are in hands-on or service-based jobs. Also, 16.8% run their own businesses, 66.1% are employed by private companies, and 9.6% work in the public sector.

Workforce demographics

White collar
491
Blue collar
389
Value Percent YoY change
White collar 491 55.8% -35.3%
Blue collar 389 44.2% 5.7%
Employer type
Self employees
16.8%
Private companies
66.1%
Governmental workers
9.6%
Not for profit companies
7.5%
Value Percent YoY change
Self employees 148 16.8% -38.3%
Private companies 582 66.1% -16.9%
Governmental workers 84 9.6% -38.2%
Not for profit companies 66 7.5% 29.4%

Transportation in Pendleton

How people get around in Pendleton

Means of transportation
Value Percent YoY change
Car 844 100% -9.8%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Pendleton by zipcode?

Zipcode Population Number of households Median income Average income
40055 1,942 740 $97,939 $103,766

Explore more communities

FAQs about Pendleton demographics 

What is the total population of Pendleton?

Pendleton has a total population of 1,942 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -18.6% compared to a year ago.

What is the gender ratio in Pendleton?

The gender ratio in Pendleton is as follows:
  • 46.4% males (901 residents)
  • 53.6% females (1,041 residents)

What is the median age in Pendleton?

The median age in Pendleton is 46.2.

What is the age distribution of the population in Pendleton?

The age distribution in Pendleton is as follows:
  • Under 15: 16.8% (326 residents)
  • Ages 15-24: 13.5% (262 residents)
  • Ages 25-44: 18.1% (352 residents)
  • Ages 45-64: 32.8% (637 residents)
  • Over 65: 18.8% (365 residents)

What is the racial and ethnic makeup of Pendleton?

The racial and ethnic makeup of Pendleton is as follows:
  • White: 96.2% (1,869 residents)
  • Black or African American: 0.7% (14 residents)
  • American Indian and Alaska Native: 0% ( residents)
  • Asian: 0.2% (3 residents)
  • Native Hawaiian and Other Pacific Islander: 0% ( residents)
  • Two or More Races: 2.9% (56 residents)
  • Other: 0% ( residents)

What percentage of the population in Pendleton are U.S.-born citizens?

U.S.-born citizens represent 98.6% of the population in Pendleton.

How many housing units are there in Pendleton?

There are 831 housing units in Pendleton, reflecting a -20.1% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Pendleton and what is the average household size?

Pendleton has a total of 740 households, with an average of 3 people in each.

What is the median household income in Pendleton?

Pendleton has a median household income of $97,939, representing a +17.4% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for Pendleton?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 55.8% (491 residents)
  • Blue-collar workers: 44.2% (389 residents)

Places of employment:
  • Self-employed: 16.8% (148 residents)
  • Private companies: 66.1% (582 residents)
  • Governmental workers: 9.6% (84 residents)
  • Not-for-profit companies: 7.5% (66 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025