Waddy, KY demographics:
population, income, and more

Total population
2,898
0.5% year-over-year change
Median household income
$91,786/yr
8.3% year-over-year change
Housing units
1,117
1.0% year-over-year change

Waddy population

How many people live in Waddy

Waddy is home to 2,898 residents, according to the most recent Census data. Gender-wise, 48% of Waddy locals are male, and 52% are female.

Total population
2,898
0.5% year-over-year change
Gender ratio
Male
48%
1,390
Female
52%
1,508
Value Percent YoY change
Male 1,390 48% -3.2%
Female 1,508 52% 4.1%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Waddy is 42, with the population distributed as follows: about 23.9% are children under 15, then 7.7% are in the 15 to 24 age group. Adults between 25 and 44 make up 23.3% of the population, while another 27% fall into the 45 to 64 bracket. Finally, around 18.2% are 65 or older.

Median age
41.8
Age breakdown
Under 15
23.9%
15 to 24
7.7%
25 to 44
23.3%
45 to 64
27%
Over 65
18.2%
Value Percent YoY change
Under 15 692 23.9% -2.5%
15 to 24 222 7.7% 15.6%
25 to 44 674 23.3% -9.0%
45 to 64 782 27% 1.6%
Over 65 528 18.2% 12.1%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Waddy, 96.6% of the population are US-born citizens, while 2% have gained naturalized citizenship. At the same time, 1.4% of residents are non-citizens. There’s also a share of 10.8% that includes residents with two or more races.

Citizenship
U.S.-born citizens
96.6%
Non-U.S.-born citizens
2%
Non-citizens
1.4%
Value Percent YoY change
U.S.-born citizens 2,798 96.6% -0.4%
Non-U.S.-born citizens 58 2% 26.1%
Non-citizens 42 1.4% 40.0%
Racial breakdown
White
85.2%
Black or African American
0.2%
American Indian and Alaska Native
0%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
10.8%
Other
3.8%
Value Percent
White 2,470 85.2%
Black or African American 6 0.2%
Two or more races 313 10.8%
Other 109 3.8%

Households in Waddy

A peek inside Waddy households

Waddy has 1,064 households, with an average of 3 members in each. Of these, 68.1% are families, while the remaining 31.9% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
1,064
1.8% year-over-year change
Average people per household
3
Non-family households
339
Family households
725
Value Percent YoY change
Non-family households 339 31.9% 5.6%
Family households 725 68.1% 0.1%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Waddy

The housing landscape of Waddy

Waddy's housing consists of 1,117 units, with 75.6% being detached single-family homes ideal for those wanting space. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 14.3% of the housing landscape.

Housing units
1,117
1.0% year-over-year change
Housing types
Value Percent
1 unit, detached 845 75.6%
2 units 74 6.6%
5 to 9 units 38 3.4%
Mobile home 160 14.3%
Homes built since 2020
% year-over-year change

The age of buildings in Waddy

In Waddy, the median construction year is 1990. About 17.8% of homes were built before the 1940s, with another 1.2% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 199 17.8% 22.1%
Built between 1940 and 1949 14 1.2% -17.6%
Built between 1950 and 1959 37 3.3% 12.1%
Built between 1960 and 1969 93 8.3% 0.0%
Built between 1970 and 1979 99 8.9% 0.0%
Built between 1980 and 1989 121 10.8% -16.0%
Built between 1990 and 1999 243 21.8% 33.5%
Built between 2000 and 2009 239 21.4% 4.8%
Built between 2010 and 2019 72 6.4% -51.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Waddy occupancy rates

Out of the 1,064 occupied housing units in Waddy, 73.2% are owner-occupied, while 26.8% are lived in by tenants. Meanwhile, 4.7% of all homes on the local market sit vacant.

Occupied housing units
1,064
1.8% year-over-year change
Occupancy breakdown
Renter occupied
285
Owner occupied
779
Value Percent YoY
change
Renter occupied 285 26.8% 42.5%
Owner occupied 779 73.2% -7.8%
Unoccupied housing units
4.7%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Waddy housing costs

Housing costs in Waddy come to a median of $952 per month, while tenants specifically pay a median gross rent of $975.

Median housing costs per month
$952/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Waddy
$975/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Waddy

Waddy education at a glance

About 49.4% of the population in Waddy went to high school, while 14.2% pursued college studies. Another 11.2% earned an associate degree and 15.9% hold a bachelor’s. Meanwhile, 6.7% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 56 2.6% 143.5%
High school diploma 1,050 49.4% 6.2%
College diploma 302 14.2% 19.4%
Associate degree 237 11.2% 2.2%
Bachelor's degree 337 15.9% -29.5%
Graduate degree 143 6.7% -3.4%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Waddy

How much people earn in Waddy

The average annual household income in Waddy was $96,500 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +3.2% change from the previous year. At the same time, the median income stood at $91,786, reflecting a +8.3% shift over the same period.

Average household income in Waddy
$96,500/year
3.2% year-over-year change
Median household income in Waddy
$91,786/year
8.3% year-over-year change

Waddy income by age

In Waddy, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $91,250. Those with someone between 45 and 64 in charge, often well established professionally, earn $101,184 overall. Overall, 95.4% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $91,250 -7.9%
45 - 64 $101,184 11.5%
Over 65 $64,821 -6.0%
Above poverty level
2,713
Below poverty level
130
Value Percent YoY
change
Above poverty level 2,713 95.4% 0.7%
Below poverty level 130 4.6% 26.2%

Employment in Waddy

Workforce and job types in Waddy

65.3% of the working population are employed in professional or administrative positions, while 34.7% are in hands-on or service-based jobs. Also, 9% run their own businesses, 66.9% are employed by private companies, and 23.3% work in the public sector.

Workforce demographics

White collar
787
Blue collar
419
Value Percent YoY change
White collar 787 65.3% -10.1%
Blue collar 419 34.7% -1.6%
Employer type
Self employees
9%
Private companies
66.9%
Governmental workers
23.3%
Not for profit companies
0.8%
Value Percent YoY change
Self employees 108 9% -11.5%
Private companies 807 66.9% -9.0%
Governmental workers 281 23.3% 8.1%
Not for profit companies 10 0.8% -68.8%

Transportation in Waddy

How people get around in Waddy

Means of transportation
Value Percent YoY change
Car 1,035 96% -7.5%
Bus or trolleybus 43 4% -39.4%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Waddy by zipcode?

Zipcode Population Number of households Median income Average income
40076 2,898 1,064 $91,786 $96,501

Explore more communities

FAQs about Waddy demographics 

What is the total population of Waddy?

Waddy has a total population of 2,898 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +0.5% compared to a year ago.

What is the gender ratio in Waddy?

The gender ratio in Waddy is as follows:
  • 48% males (1,390 residents)
  • 52% females (1,508 residents)

What is the median age in Waddy?

The median age in Waddy is 41.8.

What is the age distribution of the population in Waddy?

The age distribution in Waddy is as follows:
  • Under 15: 23.9% (692 residents)
  • Ages 15-24: 7.7% (222 residents)
  • Ages 25-44: 23.3% (674 residents)
  • Ages 45-64: 27% (782 residents)
  • Over 65: 18.2% (528 residents)

What is the racial and ethnic makeup of Waddy?

The racial and ethnic makeup of Waddy is as follows:
  • White: 85.2% (2,470 residents)
  • Black or African American: 0.2% (6 residents)
  • American Indian and Alaska Native: 0% ( residents)
  • Asian: 0% ( residents)
  • Native Hawaiian and Other Pacific Islander: 0% ( residents)
  • Two or More Races: 10.8% (313 residents)
  • Other: 3.8% (109 residents)

What percentage of the population in Waddy are U.S.-born citizens?

U.S.-born citizens represent 96.6% of the population in Waddy.

How many housing units are there in Waddy?

There are 1,117 housing units in Waddy, reflecting a +1.0% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Waddy and what is the average household size?

Waddy has a total of 1,064 households, with an average of 3 people in each.

What is the median household income in Waddy?

Waddy has a median household income of $91,786, representing a +8.3% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for Waddy?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 65.3% (787 residents)
  • Blue-collar workers: 34.7% (419 residents)

Places of employment:
  • Self-employed: 9% (108 residents)
  • Private companies: 66.9% (807 residents)
  • Governmental workers: 23.3% (281 residents)
  • Not-for-profit companies: 0.8% (10 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025